G suppose instead Edu chooses to buy 250 shares of warm breeze stock. The correct statements are:
Expectations of a recession that will reduce economy-wide corporate profits will likely cause the value of Edu's shares to decline.The Dow Jones Industrial Average is an example of a stock index that includes Warm Breeze stock. Option A and B are correct.Expectations of a recession that will reduce economy-wide corporate profits will likely cause the value of Edu's shares to decline. This is because a recession would likely result in lower demand for Warm Breeze's products or services, which would translate to lower revenue and profits for the company. As a result, the value of Edu's shares would likely decline.
The Dow Jones Industrial Average is an example of a stock index that includes Warm Breeze stock. The Dow Jones Industrial Average (DJIA) is a stock index that tracks the performance of 30 large publicly traded companies in the United States. Warm Breeze may or may not be one of the companies included in the DJIA, but it is possible that Edu could purchase Warm Breeze stock on a stock exchange that is included in the DJIA.
It is important for investors to understand the potential risks and rewards associated with investing in individual stocks, as well as the broader economic and market conditions that can impact the value of their investments. Option A and B are correct.
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Paying dividends to stockholders reduces taxable income because dividends are an expense.
a. True
b. False
This statement is false that paying dividends to stockholders reduces taxable income because dividends are an expense.
A dividend is a distribution of profits by a corporation to its shareholders. When a corporation earns a profit or surplus, it is able to pay a portion of the profit as a dividend to shareholders. Any amount not distributed is taken to be re-invested in the business. The current year profit as well as the retained earnings of previous years are available for distribution; a corporation is usually prohibited from paying a dividend out of its capital.
Distribution to shareholders may be in cash or, if the corporation has a dividend reinvestment plan, the amount can be paid by the issue of further shares or by share repurchase. In some cases, the distribution may be of assets.
The dividend received by a shareholder is income of the shareholder and may be subject to income tax. The tax treatment of this income varies considerably between jurisdictions. The corporation does not receive a tax deduction for the dividends it pays.
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4. In your progress report, you want the Work Completed section to follow your
Summary of Costs. To date, the company has rewritten the home page content,
created a new logo, and updated the overall structure of the site. Currently, an idea
for site navigation has been proposed but not yet confirmed. You want to include a
visual of the navigation option in the progress report.
a. The navigation option includes these links from the Home Page: About, Services,
Customer Reviews, and Contact. The About section would include links to History
and Our Mission; the Services section would also include links to Pricing, Scope, and
Timeline. Show an example of a simple, custom graphic to display the navigation. (3
points)
Links to About, Services, Customer Reviews, and Contact are included in the suggested navigation option, along with dropdown menus for About (History and Our Purpose) and Services (Pricing, Scope, and Timeline).
What type of bar chart is most popular?When showing a sequence of statistics over time, it is highly helpful. If long labels are needed, vertical bar graphs have the drawback of not leaving much room at the bottom of the chart.
Which bar charts are frequently employed to display time series data?Using a sequence of bars, time series bar charts can display changes in a metric over time. This allows you to plot several series, display the breakdown of a metric across dimensions, and display the evolution of the values over time.
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ohn is a big fan of rock music. She spends her monthly allowance on discs (X) and other goods (Y). His utility function is U=XY. His marshallian (uncompensated) demand functions are X∗ =I/(2Px) and Y∗ =I/(2Py).
a) Find John's indirect utility function and his expenditure function.
U=I^2 /(4PxPy)E=(4UPxPy) ^1/2
Therefore, John's indirect utility function and his expenditure function are:
V(Px,Py,I) = I²/(4PxPy)E(Px,Py,U)
\(= 2PxI^{1/2} (U/Py)^{1/2}\)
Hence, the required functions have been obtained, where
U=I² /(4PxPy) and
E=\((4UPxPy) ^{1/2}\).
\(E=(4UPxPy) ^{1/2}\)
John's preferences can be represented by the utility function U=XY, where X and Y are quantities of two goods - rock music discs and other goods respectively.
His Marshallian (uncompensated) demand functions are X∗=I/2Px and Y∗=I/2Py.
The objective of this question is to calculate John's indirect utility function and his expenditure function.
Indirect utility function is the maximum utility that a consumer can achieve with a given income and given prices.
John's indirect utility function is given by:
V(Px,Py,I) = max{XY}subject toI = PxX + PyY
This equation can be solved for Y:Y = (I/Py) - (Px/Py)X
Now, substitute this value of Y in the utility function:
V(Px,Py,I) = max{X[(I/Py) - (Px/Py)X]}= I[(1/Py) - (Px/Py)X*]
Note that X* is the optimal demand for X, and can be found using the demand function X∗=I/2Px.
Substituting this value of X* in the equation for V, we get:
V(Px,Py,I) = I²/(4PxPy)
Expenditure function is the minimum cost that a consumer has to incur to achieve a given level of utility.
John's expenditure function is given by:
E(Px,Py,U) = min{PxX + PyY}
subject toXY = U
This equation can be solved for Y, and substituting the value of X in the equation, we get:
E(Px,Py,U) = \(Px(X*) + Py(U/X*)= 2PxI^{1/2} (U/Py)^{1/2}\)
Therefore, John's indirect utility function and his expenditure function are:
V(Px,Py,I) = I²/(4PxPy)E(Px,Py,U)
\(= 2PxI^{1/2} (U/Py)^{1/2}\)
Hence, the required functions have been obtained, where
U=I² /(4PxPy) and
E=\((4UPxPy) ^{1/2}\).
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Briefly explain economics
Answer:
The branch of knowledge concerned with the production, consumption, and transfer of wealth.
Explanation:
Economics is a social science concerned with the production, distribution, and consumption of goods and services. It studies how individuals, businesses, governments, and nations make choices about how to allocate resources. The building blocks of economics are the studies of labor and trade.
assume the mpc is 0.75. to eliminate an ad shortfall of $200 billion, the government should
To eliminate an AD shortfall of $200 billion with an MPC of 0.75, the government should increase its spending. The spending multiplier is calculated as 1/(1-MPC), which in this case is 1/(1-0.75) = 4. To eliminate the $200 billion shortfall, the government should increase spending by $200 billion / 4, which equals $50 billion.
To eliminate an AD (aggregate demand) shortfall of $200 billion, the government should increase its spending by $150 billion (which is calculated as 0.75 multiplied by $200 billion). This will result in a multiplier effect, increasing total spending and stimulating the economy. The MPC (marginal propensity to consume) indicates that for every additional dollar of disposable income, consumers will spend 75 cents, thereby increasing demand and ultimately, GDP.
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As head of Adita Inc. , potential investors are asking questions about the company's dividend payment history. The investors are also curious how dividend payments differed for common and preferred shareholders. To help answer their questions, the following Tableau Dashboard is provided. 1. Assume that preferred stock is cumulative and compute the amount of cash dividends paid in each of Years 1,2,3, and 4 combined, 2. How should dividends in arrears be reported on Adita's financial statements?
it's essential to provide clarity on the company's dividend payment history to potential investors. In regards to common and preferred shareholders, dividend payments may differ based on the terms of the stocks. Preferred stock in Adita Inc. is cumulative, meaning any unpaid dividends will accumulate and must be paid before dividends are paid to common shareholders.
To compute the cash dividends paid in each of Years 1, 2, 3, and 4 combined, we need to refer to the provided Tableau Dashboard. By analyzing the data, we can calculate the total dividends paid to preferred shareholders during these years. The common shareholders will receive dividends only after the preferred shareholders have been paid the accumulated dividends owed to them.
Dividends in arrears, or the unpaid dividends on cumulative preferred stock, should be reported in the financial statements' notes or the footnotes section. This disclosure is necessary as it informs the investors about the company's obligation to pay the accumulated dividends before any dividends are paid to common shareholders.
This information is crucial for investors as it impacts their investment decision-making and expectations regarding future dividend payments.
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Which form is the correct one when showing affirmation? full verbatim
During full verbatim transcribing, the word "Mm-hmm" is used to indicate agreement or affirmation.
The action or occurrence of affirming; a state of affirmation. the claim that something is real or true. something that has been confirmed; a claim or proposal that has been pronounced true. confirmation or approval of the accuracy or reliability of an earlier conclusion, judgment, etc. Affirmations, a form of constructive self-talk, can assist you in changing your unconscious thoughts. Since hearing something repeatedly increases your likelihood of believing it, repeating a supportive or encouraging remark provides it more impact. Your belief then increases the likelihood that you'll take actions to bring your affirmation to pass.
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Your pay rate is $18 per hour and you have worked 50 hours for the first week of the pay period and 50 hours for the second week of the pay period. Reminder: Your regular work hours is 40 hours for the week and you get paid bi-weekly and time and a half is paid for overtime hours. Calculate your gross pay.
Answer:
$1,260
Explanation:
$18 is the rate of pay for 40 hrs/week
$27 is the rate of pay for the extra 10 hrs/week (18 + 9)
A total of 100 hours for the pay period, 80 of those are 18/hr, 20 are 27/hr
40(18) + 20(27) = 720 + 540 = 1260
Please let me know if you have any questions.
Who wants KSI to win against jake paul!!!
Answer:
jake will win that fight trust me
Explanation:
Which of the following defines the objectives of a project?
A) something that is required or in demand
B) targets and destinations for the project
C) statements of what the project will accomplish
D) all of the activities necessary for the project
statements of what the project will accomplish
Answer: D. all of the activities necessary for the project
Explanation: boss baby approved
1.
Consider the market for personal computers. Suppose that
demand is stable: The demand curve doesn't change. Predict
the effects of the following changes on the on the equilibrium
price of computers. Illustrate your answers with a supply and
demand diagram. (Hint: Needs 2 Graphs; one for "a" and one for
"b")
a.
b.
The cost of memory chips decreases.
The government imposes a $100 tax on personal
computers
Note that a decrease in the cost of memory chips will shift the supply curve to the right, leading to an increase in the quantity supplied and a decrease in the price of computers.
On the other hand, the imposition of a $100 tax will shift the supply curve to the left, reducing the quantity supplied and increasing the price of computers. As a result, the price of computers will decrease in the first case and increase in the second case.
What is the rationale for the above response?In economics, the equilibrium price is the price at which the quantity of a good or service supplied is equal to the quantity demanded by consumers.
When the cost of memory chips decreases, there will be an increase in the supply of personal computers, as it becomes cheaper for manufacturers to produce them.
This shift in supply will cause the price of personal computers to decrease, reaching a new equilibrium price at which the quantity supplied equals the quantity demanded.
On the other hand, if the government levies a $100 tax on personal computers, this will increase the price for consumers, causing a decrease in demand.
The shift in demand will cause the price to increase, reaching a new equilibrium price at which the quantity supplied equals the quantity demanded.
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John from sales has just sent you an e-mail. He needs a decision made on the Johnson account as soon as possible. You can make the decision, but you feel like you’d like to ask your boss for her advice. Unfortunately, she is in a business meeting, and the decision needs to be made very soon. You decide to take the initiative and ______.
a.
Interrupt your boss to make the decision
b.
Ask a coworker to make the decision
c.
Wait to make the decision
d.
Make the decision
Answer:
D. Make the decision
Explanation:
The decision needs to be made as soon as possible. Answers B and C both require extra time, which is not an option here. That leaves A and D as possibilities. Answer A makes the least sense of the 4 options (as it would be extremely unprofessional to interrupt a meeting), leaving D as the only reasonable choice.
What early concerns led to the need for unions?
What should a worker do to identify the type of shop agreement a company has?
Explain the difference between a union shop agreement and an open shop agreement.
What are the three types of labor unions that exist in the United States?
What is a grievance procedure?
Organized labor unions fought for better wages, reasonable working hours, and safer working conditions for industrial workers.
The labor movement was at the forefront of efforts to end child labor, provide health benefits, and assist injured or retired workers.
What factors prompted the establishment of unions?
Workplace issues like low pay, unsafe or unsanitary working conditions, long hours, and other issues were the motivation behind the formation of labor unions. Because they were members of the unions, workers frequently had issues with their supervisors.
What caused labor unions to emerge in the 1800s?
Despite the conditions, many workers were impoverished immigrants who were forced to continue working. An employee who made a complaint was fired and replaced. Workers began to rebel at some point. To fight for safer working conditions, better hours, and higher wages, they joined forces and formed unions.
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Which government commission monitors the hiring practices of organizations by analyzing their annual hiring reports
The government commission which monitors the hiring practices of organizations by analyzing their annual hiring reports is:
Equal Employment Opportunity CommissionWhat is The Equal Employment Opportunity Commission?This refers to the government agency which is in charge of regulating the hiring process of organizations to make sure hay are free and fair.
With this in mind, we can see that this independent agency makes their investigation and analysis through the annual reports of the company.
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· Hope's contribution to her RETIREMENT plan...
a. is a post-tax contribution on which she pays federal income taxes
b. is pre-tax and therefore not included in federal income taxes
c. Is a contribution to her Social Security
d. is taxed at a rate of 15%
Based on Hope's check, her contribution to her RETIREMENT plan b. is pre-tax and therefore not included in federal income taxes.
What does the check say?The check notes that Hope's retirement contribution is not included in her federal taxable income.
This means that the contribution is paid pre-tax and will not be liable for federal income taxes. She will most probably pay taxes on the retirement fund when she withdraws from it.
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What best describes the main purpose of a budget
Explanation:
A budget helps create financial stability. By tracking expenses and following a plan, a budget makes it easier to pay bills on time, build an emergency fund, and save for major expenses such as a car or home. Overall, a budget puts a person on stronger financial footing for both the day-to-day and the long term.
An investment project that costs $45,000 provides cash inflows of
$8,710 in year 1; $9,560 in year 2; $10,820 in year 3; $7,380 in
year 4 and $9,230 in year 5. What is the NPV of the project if the
co
The NPV of the project depends on the discount rate and is not provided in the question. Therefore, the NPV cannot be calculated without knowing the discount rate.
The Net Present Value (NPV) of an investment project is determined by discounting the cash inflows and outflows using a specified discount rate. The cash inflows for each year are given, but to calculate the NPV, we need to discount these cash flows back to their present value. The discount rate represents the opportunity cost of capital or the required rate of return for the project. Without the discount rate, it is not possible to calculate the NPV. To calculate the NPV, we would discount each cash inflow using the appropriate discount rate and subtract the initial cost of the investment. The NPV would then be the sum of the present values of the cash inflows minus the initial investment cost. However, since the discount rate is not provided, the NPV cannot be determined.
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Superior corp. applies manufacturing overhead to production at 65% of direct labor cost. during the year ended 20xx, manufacturing overhead of $129,220 was applied to production; actual manufacturing overhead was $156,500. ending work in process inventory was $22,440 and ending finished goods inventory was $31,020. work in process inventory increased by 20% during the year and finished goods inventory increased by 10% during the year. unadjusted cost of goods sold was $574,300. complete the following schedule:
Direct Labor Cost = $198,800
Beginning finished goods inventory = $28,200
Overhead = $27,280
COGM = $577,120
Current Manufacturing Cost = $249,100
Adjusted Cost of goods sold = $601,580
Working Notes:
(i) Direct labor cost = Overhead applied / direct labor cost applied to overhead as a percentage
Direct Labor Cost = 129220 / 0.65
Direct Labor Cost = $198,800
(ii) Beginning work in process = Ending WIP / (1 + percent increase)
Beginning WIP = 22440 / (1 + 0.20) = 22440 / 1.20
Beginning WIP = $18,700
Beginning finished goods inventory = 31020 / (1 + 0.10) = 31020 / 1.10
Beginning finished goods inventory = $28,200
(iii) Underapplied / Overapplied overhead = Actual OH - applied OH
Overhead = 156500 - 129220
Overhead = $27,280
(iv) Cost of Goods manufactured = Cost of products sold without adjustment + Ending finished goods inventory - Beginning Finished goods inventory
COGM = 574300 + 31020 - 28200
COGM = $577,120
(v) Current manufacturing cost = cost of goods manufactured + Ending WIP - Beginning WIP
Current Manufacturing Cost = 577120 + 22440 - 18700
Current Manufacturing Cost = $580,860
(vi) Direct material used = Current manufacturing cost - direct labor -overhead applied
Direct Material = 599560 - 198800 - 129220
Direct Material = $252,840
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_____ reprocess a good or service they buy before selling it again to the next buyer.
Industrial firms in some way reprocess a product or service they buy before selling it again to the next buyer.
A business that produces capital goods, which are typically utilized in manufacturing or construction, is known as an industrial corporation.Some of the biggest businesses in the US are found in the industrial products industry. Additionally mentioned are General Electric, Honeywell, Union Pacific, Caterpillar, 3M, Dow Chemical, and Boeing.According to size, the 11 sectors are arranged as follows: Consumer discretionary, communication services, industrials, consumer staples, energy, utilities, real estate, materials, information technology, health care, and other sectors are also included.To know more about Industrial firms here
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shares of stock previously sold by the corporation that are repurchased are called
Answer:treasury stock
Explanation:
Shares of stock previously sold by the corporation that are repurchased are called Treasury stock.
What is stock?A stock is a colloquial phrase for any product - market papers. , a share alludes to a certain stock's certificates. The holder becomes an investor if you possess shares of a specific corporation.
A stock that used to be in circulation but has since been bought back and is now owned by the corporation that issued it is referred to as equity security. Treasury stock is a counter-accounting concept since it lowers the overall investors' ownership on a financial sheet.
The federal stock decommissioned shares can indeed be reproduced; only stocks that are held in the capital can. Shares that are retired lower the group's overall number of authorized shares.
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David and Darlene Jasper have one child, Sam, who is 6 years old (birthdate July 1, 2014). The Jaspers reside at 4639 Honeysuckle Lane, Los Angeles, CA 90248. David's Social Security number is 577-11-3311, Darlene's is 477-98-4731, and Sam's is 589-22-1142. David's birthdate is May 29, 1987 and Darlene's birthday is January 31, 1989. David and Darlene's earnings and withholdings for 2020 are:
David: Earnings from Apple Company (office manager) $26,750
Federal income tax withheld 800
State income tax withheld 1,050
Darlene: Earnings from Rose Company (perfume tester) $26,200
Federal income tax withheld 1,050
State income tax withheld 1,000
Their other income includes interest from Pine Tree Savings and Loan of $950. Other information and expenditures for 2020 are as follows:
Interest: On home acquisition mortgage $11,300
Credit card 925
Taxes: Property taxes on personal residence 1,300
State income taxes paid in 2020 (for 2019) 300
Contribution (with written acknowledgement) to church 1,045
Medical insurance 675
Medical and dental expenses 6,175
Income tax return preparation fee paid in 2020 200
Actual general state sales tax for 2020 1,016
Payment of union dues 225
Contribution to David's IRA (no retirement plan at his work) 500
David and Darlene received a letter from Sam's daycare provider which contains information regarding child care expenses.
The Jaspers received a $2,900 EIP in 2020.
Required:
Complete David and Darlene's Form 1040, Schedule 1, Schedule 3, Schedule A, Form 2441, and Form 8880.
• Make realistic assumptions about any missing data.
• The taxpayers do not want to make a contribution to the presidential election campaign.
• Enter all amounts as positive numbers.
• If an amount box does not require an entry or the answer is zero, enter "0".
• If required round any dollar amount to the nearest dollar (unless instructed otherwise on the tax form).
• Assume alternative minimum tax is not a factor.
• David and Darlene received the following letter from Sam's daycare provider:
KIDDIECARE INC.
10250 Santa Monica Blvd.
Los Angeles, CA 90067
EIN: 13-3345678
January 14, 2021
David and Darlene Jasper
4639 Honeysuckle Lane
Los Angeles, CA 90248
Dear David and Darlene,
Thank you for your patronage of our day care center with your child, Sam Jasper, in 2020. This statement serves as a record of the cost of daycare services we provided during calendar year 2020:
Child Amount Dates of Service
Sam Jasper $3,680.00 1/1/2020 – 08/25/2020
David and Darlene Jasper's tax return for 2020. David and Darlene Jasper have one child, Sam, who is 6 years old (birthdate July 1, 2014). The Jaspers reside at 4639 Honeysuckle Lane, Los Angeles, CA 90248. David's Social Security number is 577-11-3311, Darlene's is 477-98-4731, and Sam's is 589-22-1142.
David's earnings from Apple Company (office manager) for 2020 is $26,750 with Federal income tax withheld of $800 and State income tax withheld of $1,050. On the other hand, Darlene's earnings from Rose Company (perfume tester) for 2020 is $26,200 with Federal income tax withheld of $1,050 and State income tax withheld of $1,000. Their other income includes interest from Pine Tree Savings and Loan of $950. Income from Apple = $26,750 Income tax withheld = $800 State income tax withheld = $1,050 Income from Rose = $26,200 Income tax withheld = $1,050 State income tax withheld = $1,000 Interest income = $950 Interest on home acquisition mortgage = $11,300 Credit card interest = $925 Property taxes on personal residence = $1,300 State income taxes paid = $300 Charitable contribution = $1,045 Medical insurance = $675 Medical and dental expenses = $6,175 Income tax return preparation fee = $200 Actual general state sales tax = $1,016 Payment of union dues = $225 Contribution to David's IRA = $500 Statement of daycare expenses from Kiddie Care Inc: Child amount - Sam Jasper = $3,680.00Dates of service = January 1, 2020 – August 25, 2020.Form 2441 (Child and Dependent Care Expenses)Schedule 1 (Additional Income and Adjustments to Income)Schedule 3 (Nonrefundable Credits)Schedule A (Itemized Deductions)Form 8880 (Credit for Qualified Retirement Savings Contributions)These are the tax return forms that need to be completed for David and Darlene Jasper's tax return for 2020.
The main answer to this question will be the completed tax return forms for David and Darlene Jasper's tax return for 2020. The completed tax return forms for David and Darlene Jasper's tax return for 2020 will be accompanied by a conclusion that summarizes their tax position for 2020.
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How does decreasing your credit card balance affect your income statement? (1 point)
It increases your monthly expenses, increasing the amount you spend each month.
It increases your monthly expenses, giving you more money to spend on other things.
It decreases your monthly expenses, increasing the amount you spend each month.
It decreases your monthly expenses, giving you more money to spend on other things.
The way in which decreasing your credit card balance would affect your income statement is that: D. It decreases your monthly expenses, giving you more money to spend on other things.
What is a credit card?A credit card simply refers to a small, rectangular flat card that is issued by a financial institution to its eligible customers, in order to avail them an opportunity to purchase goods and services on credit, especially based on the agreement that this amount of money would be paid back at a specific time and interest rate.
Generally speaking, a credit card balance can be defined as the total amount of money that an individual owe his or her credit card company. This ultimately implies that, a decrease in credit card balance would cause a decrease in monthly expenses, which avails the credit card holder more money to spend on other things.
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Answer: 1. a loan from one entity electronically matched to another entity without a financial institution in the middle
2. a payday loan
3. an unsecured installment loan
4. It decreases your monthly expenses, giving you more money to spend on other things.
5. Determine or estimate the current value of everything you own.
6. Their ability to repay a loan
7. your prior record of paying your bills and paying off your debts
8. your age and gender
9. You can request one online or over the phone.
10. He should contact the credit bureau that issued the credit report, the companies that issued the seven fraudulent cards, his local police, and the federal government at identitytheft.gov.
11. -the lender that provided the incorrect information
-the credit bureau that prepared the report
12. right away
13. She won a $20 billion settlement for California homeowners whose homes were inappropriately foreclosed on.
14. The longer the term, the more you will pay in interest.
15. It will cost you less money overall.
16. A store credit card generally comes with a higher interest rate.
17. You will save money if you pay the balance off quickly.
18. -Clarifying the confusing language found on credit card applications.
-Forcing lending companies to disclose interest rates and hidden fees.
19. It banned credit card companies from raising interest rates after missed payments.
20. -a fixed annual charge for the use of a credit card
-a charge if the minimum payment is not paid by the due date
21. paying off the balance before interest can accrue
22. $30
23. Determine which card has the higher interest rate and pay the extra money to that card first.
Explanation: All these answers are correct!
means the code is owned by someone who has the right to sell or license the software to others.
The term "source code" denotes ownership of the code by a person who is authorized to sell or license the software to others.
What typically is said in a software license?Fair use of the program, liability restrictions, warranties, and disclaimers are typically included in the terms and conditions of software licensing agreements. Additionally, they outline safeguards in case the software or someone else's usage of it violates their intellectual property rights. The three main types of software licenses are open source, free, and proprietary.
What are the different sources for software licensing?Commercial and open-source software licenses are the two main categories. Open-source software licenses are free to use, whereas commercial software licenses frequently demand a payment. Open-source software licenses do, however, have some requirements.
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a customer has approached a bank for a $100,000 one-year loan at an 8% interest rate. if the bank does not approve this loan application, the $100,000 will be invested in bonds that earn a 6% annual return. without additional information, the bank believes that there is a 4% chance that this customer will default on the loan, assuming that the loan is approved. if the customer defaults on the loan, the bank will lose $100,000. at a cost of $1000, the bank can thoroughly investigate the customer’s credit record and supply a favorable or unfavorable recommendation. experience indicates that the probability of a favorable recommendation for a customer who will eventually not default is 0.80, and the chance of a favorable recommendation for a customer who will eventually default is 0.15.
Comparing the two scenarios, the overall expected value of approving the loan ($3,680) is greater than the overall expected value of not approving it ($6,000). The bank should approve the loan application because the expected value of approving the loan is higher than the expected value of not approving it.
Here's the breakdown of the expected values:
1. Loan Approved:
- Expected value of default: -$4,000
- Expected value of no default: $7,680
- Overall expected value (loan approved): $3,680
2. Loan Not Approved:
- Expected value of investment: $6,000
- Overall expected value (loan not approved): $6,000
Therefore, the bank should approve the loan application.
By calculating the expected values, we can determine the potential outcomes and their probabilities in each scenario. In this case, approving the loan has a higher expected value because there is a 96% chance of no default, resulting in an interest earned of $7,680. Even considering the 4% chance of default, which would result in a loss of $100,000, the overall expected value of approving the loan is positive ($3,680).
On the other hand, if the bank does not approve the loan, the $100,000 will be invested in bonds, generating a lower return of $6,000 (6% of $100,000).
Since the expected value of approving the loan is higher, it is the more favorable choice for the bank. However, it's important to note that this analysis is based on the provided information, and there may be additional factors to consider in a real-world scenario.
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Ilana industries incorporated needs a new lathe. It can buy a new high-speed lathe for $1 million. The lathe will cost $35,000 per year to run, but it will save the firm $125,000 in labor costs and will be useful for 10 years. Suppose that, for tax purposes, the lathe is entitled to 100% bonus depreciation. At the end of the 10 years, the lathe can be sold for $100,000. The discount rate is 8%, and the corporate tax rate is 21%. What is the npv of buying the new lathe?.
The new lathe's net present value (npv) is $349,773.33
What is the net present value of buying a new lathe?[(Revenues - Cash Expenses) divided by (1 - Tax Rate)] is the operating cash flow formula. + ($0 - ($35,000 - 125,000) (1 - 0.35)] (Tax rate Depreciation) - (Tax rate) + 0.35 [($1m - 100,000) / 10] = $90,000
Cost of the new machine minus NPV (OCF - Annuity Factor) PV for the sale price and PV for the sales tax are equal to $1 million plus $90,000 - ([0.08(1 + 0.08)10]) + ($100,000 / 1.0810) - [0.35 ($100,000 - 100,000)] / 1.0810 = -$349,773.33
Net present value is the difference between the current worth of cash inflows and outflows over time (NPV). NPV is a metric that is used in capital planning and investments to assess the profitability of a proposed project or investment.
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an outline can help you organize your message by making sure that all of your main points are well developed.
It holds completely appropriate and factually correct to mention that messages can be organized by an outline, as it makes sure that all the main points on the messages have been well-developed. Therefore, the statement given above holds true.
An outline can be referred to or considered as the literary tool that helps in sequential organization of the composition in such a manner that the work of the author becomes more presentable and appealing to be read. It is generally in relation to the draft of the composition, before the final composition is actually finalized by the author.
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i need help somebody!!!!!!
Answer:
oxygen
Explanation:
The pictogram for oxidizing products is an "o" with flames on top of it. The "o" is for oxygen and the flames show that oxidizers are significant fire hazard if they are not handled properly. There are three types of oxidizing product: oxidizing gases, oxidizing liquids and oxidizing solids.
In order to reduce the length of a project, it would be wise to shorten:
a.The critical path activity that costs the least to speed up.
b.The project activity that can be speeded up by the greatest amount.
c.The critical path activity that can be speeded up by the greatest amount.
d.The project activity that costs the least to speed up.
The critical path activity that can be speeded up by the greatest amount is the one that should be shortened in order to reduce the length of a project. Option C.
This is because the critical path determines the overall duration of the project, and shortening the critical path activity that has the most impact on the project timeline will have the greatest effect on reducing the project length.
However, shortening an activity that costs the least or can be sped up by the greatest amount may not necessarily have as significant an impact on the overall project timeline.
Hence, the right answer is option C. The critical path activity can be speeded up by the greatest amount.
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State a reason to justify that marketing is a beneficial concept.
Answer: marketing is beneficial to customers because they can receive lower price they can receive new and improved products and it is also beneficial to the business because it allows businesses to maintain long-lasting and ever-present relationships with their audience
Transforming energy is a major trend that is reshaping agribusiness.
O True
O False
Transforming energy is a major trend that is reshaping agribusiness is
True.
In the agribusiness, the process that leads to increased farm productivity, making farming commercially viable and strengthening interlinkages with other sectors of the economy.
While the result of this stage is a decreased share of agriculture to GDP and the labor force, the process of agricultural modernization is critical for economic transformation and achieving food security and improved nutrition.
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