The possibility that we take a stab at ever-more elevated levels of utilization to fulfill fundamental drives for security and ego gratification can to be sure be seen according to the viewpoint of interest.
Request alludes to the craving or need for labor and products that buyers have, which drives monetary movement and impacts the way of behaving of people and organizations in the commercial center.
The fundamental drive for security is pull in the requirement for wellbeing and assurance. Shoppers might take a stab at more elevated levels of utilization to procure assets that furnish them with a feeling of safety, like purchasing protection, putting something aside for retirement, or buying a home.
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Leopardstown Fitness Centre in Dublin is considering the purchase of some new training equipment which has a retail price of €8,600. The club has only €600 available to fund the purchase at this time. Following discussions with its local bank, as well as a sales representative from the suppliers, the centre is faced with the following possibilities.
Rental: Pay a monthly rental of €140 for five years, plus an annual maintenance payment of €150.
Hire purchase: Pay a deposit of €600, plus 60 monthly instalments of €150.
A final payment of €480 must then be paid.
Bank loan: Borrow the amount needed for five years on which interest is charged at a flat rate of 7% per annum.
Calculate the total cost of each option over a five-year period.
Answer:
The cost of each option is as below
Explanation:
Option A: Rental
monthly rental for five years: each month €140
Each year has a maintenance fee of €150.
The total of the rental will be monthly rent plus yearly charges.
One year has 12 months; five years will have = 12 x 5 = 60 months
For 60 months, rental payments will total 60 x €140= €8,400
Yearly charges = €140 x 5 = €700
Total for rental = €700 + €8,400
Total cost for rental = €99, 1100
Option B: Hire purchase
Total for hire purchase will be the deposit plus the total of monthly installments plus the final payment.
The deposit is €600
Total for monthly installments: 60 x €160= €9,600
the final payment is €480
Total for hire purchase= €600 + €9,600, + €480
Total cost for hire purchase=€10,680
Option Bank loan:
cost of the loan will be the principal amount plus the interest charged. Interest is 7% per year for five years. Principal amount is
€8,600
Interest = P x r x t,, since interest on a flat rate
=8600 x 7/100 x 5
=8600 x 0.07 x 5
=€3,010
The cost of the loan is €3,010+€8,600
=€11,610
Which are the two classifications of operating expenses on a multiple-step income statement?.
Answer: Selling; general & administrative
Explanation:
How does a command economy differ from a mixed market economy?
A. In a command economy, citizens have fewer property rights. In a mixed market economy, citizens have more property rights.
B. In a command economy, citizens have more property rights. In a mixed market economy, citizens have fewer property rights.
C. In a command economy, citizens own all public property. In a mixed market economy, the government owns all private property.
D. In a command economy, citizens own all private property. In a mixed market economy, the government owns all public property
Answer:
A mixed economy is partly run by the government and partly as a free market economy, which is an economic system that includes no government intervention and is mainly driven by the law of supply and demand . A command economy is an economic system where the government has control over the production and pricing of goods and services.
Explanation:
the company barkbuddy decided to pursue a product allowing customers to use its phone app to find a dog for adoption. the app lets a potential owner swipe through profiles of nearby dogs needing a home with a simple yes or no. its users tell barkbuddy what they are looking for in a dog and fill out a form for a pre-screening. barkbuddy’s details indicate that it has decided on its:
BarkBuddy decided to develop a solution that allows users to use its phone app to find a dog for adoption. BarkBuddy’s details indicate that it has decided on its tactics.
BarkBuddy decided to develop a solution that allows users to use its phone app to find a dog for adoption. With a simple Yes or No, a potential owner can swipe through profiles of nearby canines in need of a home. Its consumers inform BarkBuddy what kind of dog they want and fill out a form for a pre-screening.
The specifics of BarkBuddy reveal that it has decided on its tactics.
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How many major OEMs manufacture Class 8 trucks
for the North American market?
Answer:
There are four major OMEs manufacturer trucks for the North American market
1. To finance a vacation in four years, Elsie saves $530 at the beginning of every three
months in an account paying interest at 3.92% compounded quarterly.
a) What will be the balance in her account when she takes the vacation?
b) How much of the balance will be the interest?
c) If she waits an additional year to start her vacation, and continues to save the same
amount of money, how much more money does she save to spend?
a) The balance in her account when she takes the vacation will be approximately $617.25.
b) Approximately $87.25 of the balance will be the interest.
c) Elsie saves approximately $28.74 more money to spend if she waits an additional year to start her vacation.
To solve this problem, we can use the formula for compound interest:
A = \(P(1 + r/n)^{(nt)\)
Where:
A = Final balance
P = Principal amount (initial deposit)
r = Annual interest rate (in decimal form)
n = Number of times interest is compounded per year
t = Number of years
Given:
P = $530 (initial deposit made every 3 months)
r = 3.92% = 0.0392 (annual interest rate)
n = 4 (interest is compounded quarterly)
t = 4 years
a) What will be the balance in her account when she takes the vacation?
To find the balance in her account after 4 years, we need to calculate the final balance using the compound interest formula:
A = \(P(1 + r/n)^{(nt)\)
A = \($530(1 + 0.0392/4)^{(4\times 4)\)
Calculating this expression, we find:
A ≈ $530(1.0098)^{(16)
A ≈ $530(1.164656741)
A ≈ $617.25
b) How much of the balance will be the interest?
To calculate the interest, we subtract the principal amount from the final balance:
Interest = Final balance - Principal amount
Interest = $617.25 - $530
Interest ≈ $87.25
c) If she waits an additional year to start her vacation, and continues to save the same amount of money, how much more money does she save to spend?
If Elsie waits an additional year, she will save money for a total of 5 years.
To calculate the additional amount she saves, we need to find the balance after 5 years using the compound interest formula:
A = \(P(1 + r/n)^{(nt)\)
A = \($530(1 + 0.0392/4)^{(4\times5)\)
Calculating this expression, we find:
A ≈ \($530(1.0098)^{(20)\)
A ≈ $530(1.219536717)
A ≈ $645.99
The balance in her account after 5 years will be approximately $645.99.
To find the additional money she saves, we subtract the previous balance (after 4 years) from the new balance (after 5 years):
Additional money saved = New balance - Previous balance
Additional money saved = $645.99 - $617.25
Additional money saved ≈ $28.74
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Does the FDIC investigate banks?
The FDIC checks and investigates all the banks registered under it to ensure fair transactions, prevention of fraudulent activities and security of the customers of the country.
FDIC stands for Federal Deposit Insurance Corporation. It is an independent supervising agency that keeps a check on all the transactions of the financial organizations of the country. The FDIC compliance includes the basic rules and etiquettes for the transactions and responsibilities of the authorities.
Bank is a financial institution that provides the exchange of money, loans, security of valuable goods to the citizens of its country. It allow people to store money in the bank in return of interest on the amount.
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In order for money to work properly, the different pieces of currency in an economy should look similar to each other. This is an element of which characteristic of money?
A.) Limited supply
B.) Divisibility
C.) Acceptability
D.) Uniformity
Answer:
D.) Uniformity
Explanation:
I just did it it was correct and this is just if you need a second opinion.
In order for money to work correctly, the different pieces of currency in an economy should look similar to each other. This is an element of the Uniformity of money. Hence, Option D is correct.
What is currency?When a person wants to market or wants to purchase anything, it can be for self, or for a family member or for a friend, or for anyone else, they have to pay a certain amount of money and that money is known as the currency. Just like each nation has its own language, similarly, they also have its own currency.
For instance, if a person wants to buy or purchase anything in India, they have to use the Indian Rupee which is the currency of India, If one is in Saudi Arabia, they will use Saudi Riyal, and many more. There is a market which is known as the free market, in that market gold is also considered a currency. For smooth functioning of the currency, there should be uniformity of money.
Thus, Option D is correct.
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Which is an example of a small business showing social responsibility to individuals within the company?
A. starting an office recycling program
B. developing sustainable business practice
C. donating money to local organizations
D. allowing employees to work from home
Starting an office recycling program, developing sustainable business practice and donating money to local organizations are examples of a small business showing social responsibility to individuals within the company.
Company have a social responsibility to the communities in which they operate. This includes ensuring that they are good corporate citizens, providing support for local causes and charities, and protecting the environment.
Sustainable business is a term that is often used to describe businesses that are environmentally friendly or that have a positive social impact.
Hence, the correct options are "A, B & C".
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What is the best way to respond to a customer complaint? A. Listen to the customer, B. Overcompensate C. Ignore the customer. D. Respond aggressively.
Answer:
a
Explanation:
u should never let the customer know that they are wrong
The best way to respond to a customer complaint is listen to the customer. It comes under the consumer protection management. The correct option is (A).
What do you mean by Customer Complain?Customer complaints relate to when a firm does not deliver on its commitment and does not satisfy customer expectations in terms of the product or services. Every business's customers are its most important component.
Customer complaints provide your team the chance to engage in open dialogue with your clients.
These exchanges might make your clients feel like they are essential to your success.
Customer complaints give you important information about how well-trained your front-line staff is and how to make improvements.
Therefore, the best way to respond to a customer complaint is listen to the customer. It comes under the consumer protection management.
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FILL THE BLANK. in a(n) _____, firms evaluate their products and divisions to determine the strongest and weakest.
In a portfolio analysis, firms evaluate their products and divisions to determine the strongest and weakest.
In a portfolio analysis, firms assess the performance and potential of their various products or divisions to identify their strengths and weaknesses. This evaluation involves analyzing factors such as market share, profitability, growth prospects, and competitive positioning.
The purpose of portfolio analysis is to gain a comprehensive understanding of the overall portfolio of products or divisions within a company. It allows firms to allocate resources effectively, make strategic decisions, and prioritize investments based on their performance and potential.
By conducting a portfolio analysis, companies can identify their strongest products or divisions, which may require further investment and support, as well as their weakest ones, which may need restructuring, divestment, or discontinuation.
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[Quality of Services Marketing]
1. Which of the following is an example of a B2B internet service? [Answer: Tech Support]
2. Many companies have sophisticated tracking software [Answer: Critical incident technique]
3. Which of the following is not a characteristic of a service? [Answer: Reliability]
4. What is the encounter between service-consumer that occurs during delivery of the service is known as? [Answer: Experince qualities]
5. Your local credit union offers a variety of services to its members [Answer: Fresh-baked cookies and gourmet cookies]
6. The measure of the difference between a customer's expectation [Answer: Gap analysis]
7. Shepherd University is launching new services to attract more students [Answer: Bachelor's degrees]
8. A large store that sells groceries also has a large pharmaceuticals section with a 24-hour pharmacy. [Answer: Offering free coffee tastings]
9. John always takes his car to the same place for an oil change. [Answer: Augmented]
10. Which of the following is not a service of quality attribute? [Answer: Response qualities]
- You can thank me by thanking my previous answers, would be very appreciated -
All of your answers are correct.
The questions given and their appropriate responses can be seen below:
1. Tech Support is an example of a B2B internet service.
2. Many companies have sophisticated tracking software - Critical incident technique.
3. Reliability is not a characteristic of a service.
4. Experience qualities is the encounter between service-consumer that occurs during delivery of the service
5. Your local credit union offers a variety of services to its members such as Fresh-baked cookies and gourmet cookies.
6. Gap analysis is the measure of the difference between a customer's expectation.
7. Shepherd University is launching new services such as Bachelor's degrees to attract more students.
8. Offering free coffee tastings is a large store that sells groceries also has a large pharmaceuticals section with a 24-hour pharmacy.
9. John always takes his car to the same place for an oil change - Augmented
10. Response qualities is not a service of quality attribute.
What is Service marketing?This is defined as the marketing that businesses that provide a service to their customers use to increase brand awareness and sales.
The answers to the questions given can be seen appropriately given above.
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2. Happy Selling Company's salaries to sales agents amounted to Php 10,000. Salaries of accountants
amounted to Php 20,000. No other expenses were incurred. How much is the company's general and
administrative expense?
Answer:
Answer:
Please one time
Mark brainliest
If npv is conceptually the best tool for capital budgeting, why do you think multiple measures are used in practice? what is the relationship between the profitability index and the npv? are there any situations in which you might prefer one method over the other?
Although NPV is thought to be the most reliable and theoretically sound way for analysing capital budgeting choices, managers may employ several metrics based on the particular scenario or decision being made
The process of preparing a budget defines how a company will distribute its financial resources over a specific time period. It include forecasting future income and spending, deciding on priorities, and establishing performance goals. A crucial component of financial management is budgeting, which enables businesses to keep expenditures in check, allocate resources efficiently, and make long term plans. Accurate financial data, communication across departments and stakeholders, and a clear grasp of the organization's goals and objectives are necessary for effective budgeting. Budgeting helps companies to make educated decisions, adjust to changing conditions, and maintain long-term sustainability by defining clear financial goals and tracking performance against them.budgeting
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the company "Hives for Live" is both a ____ and a _______ organization at the same time
The company "Hives for Live" is both a partnership of Turco and a Reese organization at the same time. By definition, a partnership business consists of two or more individuals who pool their resources to create a company and agree to split the risks, rewards, and losses.
Law firms, medical groups, real estate investment firms, and accountancy groups are typical instances of partnership company. The simplest form of joint ownership for two or more people is a partnership. Limited partnerships (LP) and limited time liability partnerships are the two most prevalent types of partnerships (LLP). The three various forms of partnership are as follows: Partnership in general. collaboration with a limit.
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mm's proposition ii states that the required return on equity increases as the firm's debt-equity ratio increases.
The firm's optimal capital structure is determined by finding the level of debt that is sufficient to minimize the cost of capital while keeping the financial risk in check.
MM’s Proposition II states that the required return on equity increases as the firm's debt-equity ratio increases. This proposition explains that the value of a firm is not impacted by the financing structure. According to MM, the cost of equity rises due to the increase in the financial risk when the firm increases its debt and thus, its financial leverage.
The formula to calculate the required rate of return is:
Required rate of return on Equity = Risk-free rate of return + Beta × Market risk premium
Here, beta refers to the risk factor of the stock under consideration. According to MM’s Proposition II, the required return on equity is represented by the formula as follows:
Re = Ro + (Ro - Rd) × (D/E)
Where,
Re = Required return on equity,
Ro = Return on assets (ROA),
Rd = Cost of debt, and
D/E = Debt-to-equity ratio.
However, in the real world, taxes and bankruptcy costs affect the value of a firm. Therefore, the MM’s proposition does not work in the practical world as these propositions were designed with a set of unrealistic assumptions.
In conclusion, MM’s Proposition II explains that as the debt-equity ratio increases, the required return on equity also increases, leading to an increased cost of equity. Therefore, the firm's optimal capital structure is determined by finding the level of debt that is sufficient to minimize the cost of capital while keeping the financial risk in check.
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annual dividends of atta corporate grew from $0.96 in 2005 to $1.26 in 2017. what was the annual growth rate?
If the annual dividends of Atta Corporate grew from $0.96 in 2005 to $1.26 in 2017, the annual growth rate was 3.46%.
Given that the annual dividends of Atta Corporation grew from $0.96 in 2005 to $1.26 in 2017, we need to find the annual growth rate. There are various methods to calculate the annual growth rate, but one of the easiest is the CAGR method.
CAGR stands for Compound Annual Growth Rate, and it is a measure of the average annual growth rate of an investment or a company over a specific period of time. To calculate CAGR, we need the starting value, the ending value, and the number of years in between the starting and ending values.
CAGR is calculated using the following formula:
CAGR = (Ending value/Beginning value)^(1/Number of years) - 1
Here, the beginning value is the dividend per share in 2005, which is $0.96.
The ending value is the dividend per share in 2017, which is $1.26. And the number of years is 12 (from 2005 to 2017). Putting these values into the formula, we get:
CAGR = ($1.26/$0.96)^(1/12) - 1
Simplifying the expression, we get:
CAGR = 0.0346
Therefore, the annual growth rate of Atta Corporation's dividends was approximately 3.46%.
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A downward-sloping demand curve means that the quantity demanded of a good and the price of that good are ________. a. inversely related b. the same amount c. not correlated d. positively related
Inversely related. In an inverse connection, lower costs lead to high quality demand while higher prices lead to reduced quantity demand.
Why is the law of supply and demand so crucial?According to the rule of demand, which is a cornerstone of economics, customers will demand fewer units of a good at a higher price.
The total quantity demanded across all market consumers at each price is expressed by a market demand curve. Although price changes can be seen as movement along a demand curve, they do not by themselves cause an increase or reduction in demand. When demand changes, this curve's location or form shifts, reflecting a movement in the underlying pattern of consumer demands and wants and the means available to meet them.
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A closed system undergoes a process in which there is no internal energy change. During this process, the system produces 1.77
×
10
6
ft. lbf of work.
Calculate the heat transfer,
Q
i
n
=
Btu for this process.
(Round to the nearest integer)
The heat transfer, Qin, in Btu for this process is 1,770,000 Btu.
In a closed system, when there is no internal energy change (ΔU = 0), the first law of thermodynamics states that the heat transfer (Qin) is equal to the work done (W). Therefore, Qin = W.
Given that the system produces 1.77 × 10^6 ft. lbf of work, we need to convert this work value to Btu.
To convert ft. lbf to Btu, we use the conversion factor: 1 Btu = 778.169 ft. lbf.
So, Qin = (1.77 × 10^6 ft. lbf) / (778.169 ft. lbf/Btu) = 2273.69 Btu.
Rounding to the nearest integer, Qin ≈ 2274 Btu.
Therefore, the heat transfer Qin for this process is approximately 2274 Btu.
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what will I need to start a clothing shop
Answer:
Explanation:
But meanwhile his you are going to start a new clothing business you will not have much finance ( money ) but first u have to advertise to the customers . get the customers attraction and there satisfaction , because then one customer will spread the whole news about your clothing shop to almost all the customers. which will be beneficial for you .
You will have to advertise on the tv , radio , bill boards , newspapers , many other marketing equipments plus u must advertise your business in a way that the customers will be willing to purchase your clothes from your clothing shop.
Then eventually you will gain more profits and will lead to profits so after sometime you can create a a online shopping like a website , because some and many customers will be willing to purchase your clothes through the online platform. which saves the customers time and transportation costs and etc.
By the way the main element is customers because without customers there will be no lead / success to your clothing shop.
Hope this answer helps you :)
Have a great day.
Mark brainliest :)
Which of the following statements describes GAAP?
A. GAAP standards are written and regulated by the government.
B. It is legally required that all companies meet GAAP standards.
C. Companies that meet GAAP standards usually use cash basis accounting.
D. GAAP recommends accrual basis accounting.
The statement that describes GAAP is that GAAP recommends accrual basis accounting.
Generally accepted accounting principles refers to the standards and accounting rules that are used for financial reporting.The four main principles of GAAP include consistency, objectivity, materiality and prudence. It should also be noted that Generally accepted accounting principles make use of the accrual basis accounting because sales are recorded at the time that they occur. This is vital in providing a better insight into the affairs and the performance of a company.
In conclusion, the correct option is D.
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Help Pls!!!
Identify two ways households impact the economy?
Identify two ways firms/businesses impact the economy?
Identify two ways government impacts the economy?
Type of energy classified as solids
A car is driven 15Km East for 12minutes before the road changes. The car is then driven south for 18minute
Answer:
30Km
Explanation:
If a firm belives tht some of its debtors may default and it should act on this by making sure tht all possible losses are recorded in the books this is an example of which concept
Answer: Conservatism
Explanation: The conservatism concept can be ncept may be explained as an accounting principle which ensures that an organization tends to be very careful in handling its finances, with the conservatism concept, financial management often lean towards an approach which tends to play down future gains and concentrate more on potential chances of losses in the future. With such approach the organization tends to be very prudent in its financial management. In other words, conservatism shifts toward a tendency to understate its asset or income rather than overstate its asset.
You are advising Aramco in Saudi Arabia. The firm is in high-growth stage and is looking at the optimal way to finance it. Looking at petroleum companies in the U.S, it concludes that a significant proportion of capital should come from debt. Is this conclusion justified? Why and why not?
Answer:
No the conclusion is not justified
Explanation:
The decision is not justified and this because , Aramco stage in business ( High-growth stage ) will most likely be different from that of the petroleum firms in the US. This might be due to tax advantage of debt for firms in US which might be absent in Saudi Arabia. also the cost of finding Oil in the US might be higher when compared to the cost of finding Oil in Saudi Arabia
Hence the decision is not justified
Your friend has been accepted into her #1 choice for college. She’s so excited that she doesn’t bother looking at her financial aid package and wants to confirm her spot right away. What do you tell her and why?
you should say that although you are beyond ecstatic for her, financial aid is vital for many who are applying to colleges. This could harm her in the long run if she continuously ignores the situation. It could create debt that she may not be able to pay off for many years so it is best that she looks into the financial aid plan before securing a spot
It's natural to be excited and want to confirm her spot right away, but I would suggest that she take the time to review her financial aid package before making any decisions.
What is importance of financial aid package?It's important to understand the financial commitments and obligations that come with attending college, as it can have a significant impact on her future finances. By reviewing the financial aid package, she can get a better understanding of the costs of attending the college and the amount of financial aid she'll receive, including scholarships, grants, and loans.
If she doesn't take the time to review the financial aid package, she may end up with unexpected costs and debt that could have been avoided. It's important to make an informed decision about college and ensure that it's a financially sound decision.
Therefore, I would advise your friend to take the time to review her financial aid package and understand the costs and obligations of attending her dream college before confirming her spot.
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Assume that the interest rate on borrowings in Japan is 3 percent while the interest rate on bank deposits in a U.S. bank is 5 percent. Laura, an active currency trader, borrows in Japanese yen, converts the money into U.S. dollars and deposits it in a U.S. bank. Laura is engaging in
Answer:
"Carry Trade", is the right answer.
Explanation:
Laura is engaged in "Carry Trade" because the carry trade refers to the process to borrow from the country where the interest rate is lower and deposit the borrowed money in other countries in which the person earns more interest. Therefore, the process for borrowings and deposits from low and high-interest rates respectively is called the carry trade.
in the keynesian model, gdp = c + i + g + (x - m), "g" stands for
In the Keynesian model, "G" stands for government spending.
This term represents all expenditures made by the government, including purchases of goods and services, public investments, and transfer payments. In the equation GDP = C + I + G + (X - M), government spending plays a crucial role in determining the overall level of economic activity in an economy. When the government spends more money, it directly injects more money into the economy, which can stimulate consumption, investment, and overall economic growth.
Keynesian economics emphasizes the importance of government intervention in times of economic downturns to prevent or mitigate recessions. The government can increase spending on infrastructure, education, or other public goods and services to create jobs and stimulate demand for goods and services.
On the other hand, if the government reduces its spending, it can have a contractionary effect on the economy, leading to a decrease in GDP. Therefore, government spending is a key determinant of the overall level of economic activity in an economy and can have significant impacts on the business cycle.
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What type of business sells to the end consumer
Answer:
business-to- consumer (B2C)
Explanation:
Commerce is a business model which typically involves the buying and selling of goods or products at a given price.
Generally, commerce comprises of four (4) business models and these are;
1. Business to Business (B2B).
2. Consumer to Consumer (C2C).
3. Business to Government (B2G).
4. Business to Consumer (B2C).
A Business to Consumer (B2C) can be defined as a market which typically involves businesses selling their goods and services directly to the end consumers for their personal use.
Hence, the type of business that sells to the end consumer is known as business-to- consumer (B2C).
Some examples of companies that engage in the Business to Consumer (B2C) business model are; Amazon, Goo-gle, Walmart, Alibaba, Uber, LinkedIn, etc.