An increase in interest rates and a decrease in the income of major trading partners could lead to a decrease in aggregate demand.
What is Aggregate demand?
Aggregate demand is the total amount of products and services demanded by households, businesses, the government, and foreign buyers in a particular economy at a particular price level. The relationship between the price level and the number of goods and services demanded is inversely proportional according to the aggregate demand curve.
Aggregate demand can be affected by a rise in interest rates and a decline in the income of key trading partners as follows: An increase in Interest Rates raises the expense of borrowing, which lowers the number of borrowing money and leads to a reduction in consumption and investment. As a result, aggregate demand decreases. When a country's trading partners' income declines, the demand for that country's exports decreases, resulting in a decrease in aggregate demand. As a result, the country's GDP and overall economic activity declined as well.
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seasonal inventory allows a firm to maintain a smooth production flow throughout the year. group of answer choices true false
The statement, "Seasonal inventory allows a firm to maintain a smooth production flow throughout the year" is True.
What is seasonal inventory?Seasonal inventory can be defined as the practice of storing items, such as consumer products, materials, or commodities when they are in high demand and then selling them off when demand decreases.
It is an inventory management technique used by businesses to ensure they have enough stock to meet demand during peak periods and avoid overstocking during low periods.
What is production flow?Production flow is the process of taking a raw material and transforming it into a final product. It involves a series of sequential steps and activities that lead to the manufacture of a finished product. It includes all the stages of production, from the procurement of raw materials to the delivery of finished goods to the customer.
Seasonal inventory allows a business to keep its production flow consistent throughout the year by ensuring that enough raw materials are available to meet demand during peak periods. It also prevents overstocking during low periods, ensuring that the business maintains its profitability.
As a result, seasonal inventory management can help companies maintain a more efficient and cost-effective production process.
Hence, The statement, "Seasonal inventory allows a firm to maintain a smooth production flow throughout the year" is True.
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Celestial Insurance hires college graduates and prepares them for management careers. The human resource professionals who prepare the programs that teach leadership and business management to these employees are involved in which HR function?
Answer:
Development
Explanation: A P E X
The human resources profession are involve in development function of the employees.
The Human resources personnel is saddled with responsibility of overseeing process of recruitment, interview, and hire of new staff.
In every company, the Human resources personnel serves as a link between the management and its employees.
After the recruitment process of hiring an applicant, the HR Personnel also provide them with lectures on Leadership and Business management which will help them in their career development.
Therefore, in conclusion, the role performed by the HR personnel is known as Development function in the company.
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the difference between personal assets and personal liabilities
Answer:
Assets include the value of securities and funds held in checking or savings accounts, retirement account balances, trading accounts, and real estate. Liabilities include any debts the individual may have including personal loans, credit cards, student loans, unpaid taxes, and mortgages.
Explanation:
Answer:
Assets: include the value of securities and funds held in checking or savings accounts, retirement account balances, trading accounts, and real estate.
Liabilities: include any debts the individual may have including personal loans, credit cards, student loans, unpaid taxes, and mortgages.
Difference between Assets & Liabilities:
Assets are what a business owns and liabilities are what a business owes. Both are listed on a company's balance sheet, a financial statement that shows a company's financial health. Assets minus liabilities equals equity, or an owner's net worth.
What is a disadvantage of solar thermal systems?Question 10 options: There are some direct emissions of CO2 and other air pollutants. There are high costs associated with the necessary natural gas turbine backups. There is low potential for growth. The systems have low net energy yield and high costs. The high technology requirements could displace jobs for local workers.
Answer:
The systems have low net energy yield and high costs.
Explanation:
In the case of the solar thermal power/electric generation systems it collects and concentrate the sunlight in order to generate the heat of high temperature so that the electricity could be generated. It mainly have two components i.e. reflectors and the focus sunlight
So the disadvantage of this is that it develops the less net energy yield also it cost is high so not everyone could afford it
Please help ASAP !!!!
I need an appropriate definition for:
1) Lean production
2) Operation management
Inseparability in services refers to the fact that.
Inseparability refers to : The consumer cannot distinguish between the service provider from the service itself.
What Is Service Inseparability?Service inseparability means that the production and consumption of a service can't be separated from the provider of that service. It also requires that a customer is physically participating in the consumption of the service.
The above means every part of the experience is tied together. A customer can't separate the consumption of the service they've purchased from the provider.
Hence, Inseparability means consumer cannot distinguish between the service provider from the service itself.
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A company is looking at a 3 year project which requires a capital outlay of £3,000 and is expected to generate annual cash inflows of £1,500.
Tax is payable at 20%, 1 year in arrears
The company has a cost of capital of 10%
Calculate the Net Present Value. (Ignore capital allowances)
Net Present Value (NPV) is a method of financial analysis used to determine the worth of an investment over a set period of time. The method of determining net present value involves calculating the present value of future cash inflows, then subtracting the present value of any future cash outflows. The result is the net present value of the investment. Net present value is commonly used in capital budgeting to analyze the profitability of a project over time.
The formula for calculating net present value is:
Net Present Value = (Present Value of Cash Inflows) - (Present Value of Cash Outflows)
In this case, the company is considering a 3-year project with a capital outlay of £3,000 and annual cash inflows of £1,500. The company has a cost of capital of 10%.
Using the formula for present value:
Present Value = Future Value / (1 + Cost of Capital) ^ Time
The present value of the annual cash inflows for each of the three years is:
Year 1: £1,500 / (1 + 0.10) ^ 1 = £1,363.64
Year 2: £1,500 / (1 + 0.10) ^ 2 = £1,238.84
Year 3: £1,500 / (1 + 0.10) ^ 3 = £1,130.68
Adding the present values of the annual cash inflows, we get a total of:
Total Present Value of Cash Inflows = £1,363.64 + £1,238.84 + £1,130.68 = £3,733.16
The present value of the capital outlay is simply the outlay itself, since it is an outflow in year 0:
Present Value of Capital Outlay = £3,000
Now we can calculate the net present value:
Net Present Value = £3,733.16 - £3,000 = £733.16
Based on the analysis of the net present value, this project is profitable and should be pursued by the company.
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Review the following sources and decide if they are reliable and relevant.
two books from a bookstore or library
a newspaper article in the business section
news or a program on TV
the following Web sites:
CNN Business
Fidelity Investments
Investing for Beginners
Answer:
CNN business is left wing( which means it will tilt the info to fit the party)
Try using something neutral
Your company makes skiing equipment and apparel. You recently launched a number of new features and capabilities on your website that are aimed at the active skier target market. One of the most popular features is the one that sends an alert to skiers when forecasted weather conditions at their favorite ski venues are most favorable for skiing. There are also alerts that contain information about the size of daily crowds at these venues. Which of the following digital capabilities are you directing your head of marketing to base the strategy on?A. Right-time marketing.
B. Interactive marketing.
C. Global reach.
D. Integrated marketing.
E. Personalization.
Answer:
Option E (Personalization) seems to be the correct option.
Explanation:
Personalization seems to be the mechanism through which a consumer customizes a computer or web-based interface according to fit their individual preferences. The growth in personalized service has compounded aspects of confidentiality and consumer concern. In certain situations, personalization requires a promise of non-disclosure between some of the customer and the service provider.Some other solutions offered are not linked to the situation in question. But the following seems to be the right thing
Cost advantages associated with large operations are called economies of scale.
True
False
It is accurate to state that cost advantages associated with large operations are indeed referred to as economies of scale.
true.
cost advantages that arise from large-scale operations are commonly referred to as economies of scale. these advantages occur when the cost per unit of production decreases as the scale of production increases. economies of scale can be achieved through various means, such as spreading fixed costs over a larger output, purchasing inputs in bulk at lower prices, benefiting from specialized machinery or technology, and enjoying greater bargaining power with suppliers. these advantages enable larger operations to achieve cost efficiencies and potentially outperform smaller competitors in terms of production costs.
the essential criteria during the initial screening process, further contributing to the high number of unqualified applicants. By not adhering to proper recruiting practices, Dorothy unintentionally attracted individuals who were not a suitable fit for the job, leading to an excessive number of unqualified candidates applying.
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What Problem do Trump and Biden want to solve?
Answer: trump and Biden want to solve many problems
Explanation: they ways they do it are different
Bones brothers & associates prepare individual tax returns. over prior years, bones brothers has maintained careful records regarding the time to prepare a return. the mean time to prepare a return is 90 minutes, and the population standard deviation of this distribution is 14 minutes. suppose 130 returns from this year are selected and analyzed regarding the preparation time. what is the probability that the mean time for the sample of 130 returns is between 88 minutes and 92 minutes? multiple choice approximately 1 0.1416 0.8968 0.8832
To calculate the probability that the mean time for the sample of 130 returns is between 88 minutes and 92 minutes, we can use the Central Limit Theorem.
This theorem states that for a large sample size, the distribution of sample means approaches a normal distribution, regardless of the shape of the original population.
How do you calculate the mean probability?Simply multiply each value of the discrete random variable by its probability and add the results to find the expected value, E(X), or mean of the variable. The equation reads E(X)==xP(x).
Given:
Mean time to prepare a return (μ) = 90 minutes
Population standard deviation (σ) = 14 minutes
Sample size (n) = 130
First, we need to calculate the standard error of the sample mean (σm), which is the standard deviation of the sample mean distribution:
σm = σ / √n
σm = 14 minutes / √130
Next, we can convert the sample mean into a z-score using the formula:
z = (sample mean - population mean) / σm
For the lower bound:
z₁ = (88 minutes - 90 minutes) / σm
For the upper bound:
z₂ = (92 minutes - 90 minutes) / σm
Finally, we can use a standard normal distribution table or a statistical calculator to find the probability (p) that the z-score falls between z₁ and z₂.
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The full cost of attendance to an institute of higher education, including tuition, room and board, books and other costs is known as _____.
A. Sticker price
B. A full ride
C. The reduced price
D: The net cost
Answer:
A. Sticker Price
Explanation:
The full cost of attendance to an institute of higher education, including tuition, room and board, books and other costs is known as Sticker Price.
What are some common spreadsheets applications?
USES ( APPLICATIONS) of spreadsheet are;
1) to create budgets : Excel can be used in creation of budget s which is the estimation of revenue as well as expenses which covers specified future period of time.
2)produce graphs and charts: it's application is helpful in creating graphs in mathematics as well as statistics
3 for storing and sorting data: Data sorting can be done using spreadsheet. It involves arrangements of data into an order in order to make analysis of the data easier.
SPREADSHEET APPLICATION
1)Microsoft Excel : This is used in data
crunching , it can handle large data sets.
2)LibreOffice : it's applicable in Calc for a free as well as native spreadsheet app.
4) Smartsheet: is useful when handling
task involving non-spreadsheet and can be used for project management.
5)Quip : it's useful for integration of
spreadsheets into shared documents.
What is a mass number
The file Eimployee tat cantains employee deulls of tav type of enployees, monthly-peid and weurly-paid. The Wrie a properam that will nad all die employees details from the tect file. If eriployer tope is manthy , the employ ce details will be ave to the monthly sxt file eise another file hourh at will be chand to save the hourly employee details.
To separate employee details from a text file based on payment type (monthly or hourly), write a program that reads the file, identifies the payment type, and saves the details to respective output files accordingly.
To read employee details from a text file and separate them based on their payment type (monthly or hourly), you would typically need to write a program in a programming language of your choice. Here is a high-level algorithm you can follow:
Open the input text file for reading.Create two output files: one for monthly-paid employees and another for hourly-paid employees.Read each line of the input file.Split the line into individual details (e.g., employee ID, name, payment type).Based on the payment type, write the details to the respective output file (monthly or hourly).Repeat steps 4-5 for each line in the input file.Close all the files after processing.Remember to handle any errors or exceptions that may occur during file operations or data processing. Additionally, ensure that you define the file format and structure, such as the delimiter used to separate employee details in the input file.
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TRUE/FALSE. cidr allows the allocation of multiple blocks of class c, or fragments of a class a, to a single customer, so as to require only a single forwarding-table entry for that customer.
The given statement is True. CIDR allows the allocation of multiple blocks from class C or fragments of class A to a single customer, so it requires only a single forwarding-table entry for that customer.
CIDR works in such a way that it allocates multiple blocks of class C, or a few fragments of class A such that it gets allocates to a single customer. This is done in order to reduce the load as only a single forwarding-table entry will be needed for a costumer.
CIDR is Classless Inter-Domain Routing. It is a method used for allocating multiple IP addresses and for IP Routing.
Hence, the statement is True.
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A sous chef starts a retirement savings plan by depositing $350 per month at the beginning of each month into an account that earns an annual interest rate of 5.5% compounded monthly. Find the value (in dollars) of this investment after 20 years. (Round your answer to the nearest cent.)How much interest (in dollars) will she pay over the term of the loan? (Round your answer to the nearest cent.)
After 20 years, the retirement savings plan of the sous chef will have a value of approximately $182,590.72. Over the term of the plan, she will pay approximately $92,590.72 in interest.
To calculate the value of the investment after 20 years, we can use the formula for compound interest:
A = P(1 + r/n)^(nt)
Where:
A = the final amount
P = the initial deposit
r = the annual interest rate (expressed as a decimal)
n = the number of times the interest is compounded per year
t = the number of years
In this case, the initial deposit (P) is $350 per month, the annual interest rate (r) is 5.5% or 0.055, the interest is compounded monthly (n = 12), and the investment period (t) is 20 years.
First, we need to calculate the total number of monthly deposits:
20 years x 12 months = 240 months
Next, we substitute the values into the formula and calculate the final amount (A):
A = $350 * (1 + 0.055/12)^(12*20)
A ≈ $182,590.72
Therefore, after 20 years, the retirement savings plan of the sous chef will have a value of approximately $182,590.72.
To calculate the amount of interest paid over the term of the plan, we subtract the total amount deposited from the final amount:
Interest = A - (P * number of deposits)
Interest = $182,590.72 - ($350 * 240)
Interest ≈ $92,590.72
Therefore, over the term of the loan, the sous chef will pay approximately $92,590.72 in interest.
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A government recorded transfers out of the General Fund to the debt service fund in the amount of $300,000 and to the enterprise fund in the amount of $450,000. The amount that would be shown as a transfer in the governmental activities column of the Statement of Activities would be:
Transfers from the General Fund to other funds are not reported as revenues in the Statement of Activities. They are treated as internal transactions within the government and are recorded as transfers out in the General Fund.
As such, the amount shown as a transfer in the governmental activities column is $0, as these transfers do not impact the net income of the government as a whole.
In the Statement of Activities, transfers from the General Fund to other funds are treated as internal transactions within the government and are not reported as revenues. Instead, they are recorded as transfers out in the General Fund. For example, if there was a transfer of $300,000 to the debt service fund and $450,000 to the enterprise fund, these amounts would be recorded as transfers out in the General Fund.
When considering the amount shown as a transfer in the governmental activities column of the Statement of Activities, we need to understand that these transfers are internal to the government and do not impact the overall net income of the government. Therefore, the amount shown as a transfer in the governmental activities column would be $0. Transfers from one fund to another within the government do not affect the net income and are not reported as revenues or expenses.
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4.2. Why do you think capital is important?
Answer:
Capital is important because it's that part of an asset that can be used to repay its depositors, customers, and other claimants in case the bank doesn't have enough liquidity due to losses it suffered in its operations. Capital also helps the bank in times of a liquidity crisis.
T/F: Kathy takes her company's customer lists after she is fired and then she sells the lists to a competitor. Kathy can be charged with theft of trade secrets.
True. Kathy's actions in taking the company's customer lists and selling them to a competitor constitute theft of trade secrets.
Trade secrets are confidential information that give a company a competitive advantage and are protected by law. Kathy was entrusted with this information as part of her employment, and taking it without permission and selling it to a competitor is a violation of the company's intellectual property rights. This action can result in criminal and civil penalties, including fines and imprisonment, as well as damages awarded to the company for any harm caused by the disclosure of trade secrets.
It is important for employees to understand their ethical and legal obligations regarding confidential information and intellectual property in order to avoid these types of situations.
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Project A has an initial investment of Rs. 50 million and projected cash inflows of Rs. 15 MILLION (each year) for 5 years. Project B has an initial investment of Rs. 80 million and projected cash inflows of Rs. 25 MILLION (each year) for 5 years. Assume the discount rate to be 10 percent. The anticipated inflation rate during Year 1, 2, 3, 4 & 5 is: 2, 3, 4, 3 & 7 percent respectively. (a) Work out the NPV of the two projects and compare the results. Which project should be approved? Why? (b) Work out the Undiscounted and Discounted Pay Back Period for the two projects. If the criterion is 5 years, which project should be considered based on Discounted PBP? (c) Work out the Profitability Index for the two projects. Which project is acceptable? Why
Neither project should be approved as they are not expected to generate positive returns.
(a) the net present value (npv) of project a can be calculated by discounting the projected cash inflows using the discount rate of 10 percent:
year 1: rs. 15 million / (1 + 0.02) = rs. 14.705 millionyear 2: rs. 15 million / (1 + 0.03)² = rs. 13.592 million
year 3: rs. 15 million / (1 + 0.04)³ = rs. 11.462 millionyear 4: rs. 15 million / (1 + 0.03)⁴ = rs. 10.572 million
year 5: rs. 15 million / (1 + 0.07)⁵ = rs. 10.271 million
npv of project a = initial investment - sum of discounted cash inflows = rs. 50 million - (rs. 14.705 million + rs. 13.592 million + rs. 11.462 million + rs. 10.572 million + rs. 10.271 million)
= rs. 50 million - rs. 60.602 million = -rs. 10.602 million
similarly, the npv of project b can be calculated as follows:
year 1: rs. 25 million / (1 + 0.02) = rs. 24.510 million
year 2: rs. 25 million / (1 + 0.03)² = rs. 22.376 millionyear 3: rs. 25 million / (1 + 0.04)³ = rs. 18.928 million
year 4: rs. 25 million / (1 + 0.03)⁴ = rs. 17.309 millionyear 5: rs. 25 million / (1 + 0.07)⁵ = rs. 15.090 million
npv of project b = initial investment - sum of discounted cash inflows
= rs. 80 million - (rs. 24.510 million + rs. 22.376 million + rs. 18.928 million + rs. 17.309 million + rs. 15.090 million) = rs. 80 million - rs. 98.213 million
= -rs. 18.213 million
comparing the results, both project a and project b have negative npvs. (b) the undiscounted pay back period (upbp) for each project can be determined by dividing the initial investment by the annual cash inflows:
upbp of project a = rs. 50 million / rs. 15 million = 3.33 years
upbp of project b = rs. 80 million / rs. 25 million = 3.2 years
the discounted pay back period (dpbp) is calculated by considering the discounted cash inflows:
dpbp of project a = 2 years (year 1 + year 2) + (rs. 50 million - rs. 14.705 million) / rs. 13.592 million = 2 + 2.5 years = 4.5 yearsdpbp of project b = 2 years (year 1 + year 2) + (rs. 80 million - rs. 24.510 million) / rs. 22.376 million = 2 + 2.59 years = 4.59 years
based on the criterion of 5
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What kind of policy governs removal of sensitive data and credentials when a user device is no longer used for company business?Asset trackingOffboardingOnboardingStorage segmentation
The policy that governs the removal of sensitive data and credentials when a user device is no longer used for company business is the "Offboarding" policy.
Offboarding refers to the process of managing the departure of an employee or the decommissioning of a user device from company use. It involves taking necessary steps to ensure that sensitive data and credentials associated with the user device are properly removed or deactivated to prevent unauthorized access or data breaches.
This policy outlines the procedures and guidelines for securely transitioning a user device out of the company's network, including the removal of sensitive data, revocation of access rights, and the proper disposal or repurposing of the device.
The "Offboarding" policy governs the removal of sensitive data and credentials when a user device is no longer used for company business. Following this policy helps maintain data security and mitigates the risk of unauthorized access or data breaches associated with retired or decommissioned devices.
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If the real interest rate in the united states increases relative to that of the rest of the world, capital should flow:.
If the real interest rate in the United states increases relative to that of the rest of the world, capital flow should increase.
What happens when the real interest rate increase?Real interest rate is the rate earned by those who give out their monies to businesses. The real interest rate has been adjusted for inflation.
When the real interest rate increases, the return earned by investors increase. This would encourage investors to increase their investment in the United States. As a result, capital flow should increase.
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Thomas company uses a standard cost system and recognizes the materials purchase price variance at the time materials are purchased. information for raw materials for product rbi for the month of october follows: standard unit price $1.80 actual purchase price per unit $1.65 actual quantity purchased 4,000 units actual quantity used 3,900 units standard quantity allowed for actual production 3,800 units what is the materials purchase price variance?
Answer: $600F
Explanation:
Given the following :
standard unit price - $1.80
actual purchase price per unit - $1.65
actual quantity purchased - 4,000
units actual quantity used - 3,900
units standard quantity allowed for actual production - 3,800 units
Material purchase price variance = ( Actual unit price of material - standard unit price of material) × Actual unit of material purchased
($1.65 - $1.80) × 4000
( $0.15) × 4000
$600F (Favorable) because standard price is higher than actual price
what are the syptoms for neat freak
when you try to keep everything 100% clean
Status quo is staying safe with the way an individual makes decisions, and their decision process stays the same.a. true
b. false
The status-quo trap is staying safe with the way an individual makes decisions, and their decision process stays the same is true
Is status quo good or bad?When making an important choice, people are more likely to pick the option that maintains things as they are currently. A status quo bias minimizes the risks associated with change, but it also causes people to miss out on potential benefits that might even outweigh the risksThe Status Quo is the current state of affairs. It's how things are done. Often we hear that “we've always done it this way.” Other times we're waiting for a better way to come along. To question the status quo, we ask “what if” and “why not.”Status quo is a Latin phrase meaning the existing state of affairs, particularly with regard to social, political, religious or military issues. In the sociological sense, the status quo refers to the current state of social structure and/or values
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Conservatively leveraged Firm A and highly leveraged Firm B operate at the same level of earnings before interest and taxes. Which firm has a higher change in volume?
A. Firm A
B. Firm B
C. The change in volume does not affect the amount of leverage.
D. There is not enough information to answer the question.
The change in volume does not affect the amount of leverage firm has a higher change in volume. The answer is OPTION C.
Due to the high percentage of fixed expenses in an organisation with strong operating leverage, a significant rise in sales may result in outsized increases in profitability. companies in emerging sectors with strong growth prospects.
Businesses operating in predictable, stable sectors with steady financial flows. technology firms. businesses that are not very profitable. Because expenses are spent regardless of sales levels, a firm will struggle to handle short-term revenue fluctuations if fixed costs are significant. This raises risk and frequently results in a lack of flexibility, which is bad for business.
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The table below shows the earnings, in thousands of dollars, for three different commissioned employees. $2,000 3% on all sales 7% on all sales 5% on the first $40,000 8% on anything over $40,000 December 4. 4 5. 6 5. 2 January 2003. 5 3. 85 3. 6 February 2004. 7 4. 9 4. 4 Who had the largest dollar amount in sales for the month of December? a. The salary plus commission employee. B. The straight commission employee. C. The graduated commission employee. D. They each had the same dollar amount in sales.
The earnings of the three employees are X=$2,135, Y=$392, Z=$260.
What is the commission?The commission is basically the amount of service charge which is given by the employer to their employee in addition to his income.
Let, the three employees be X, Y, and Z.
Given that,
Employee X earns $2,000 with 3% on all sales.
Employee Y earns 7% on all sales.
Employee Z earns 5% on the first $40,000, and 8% for sales over $40,000.
The table is shown in the image below about the sales of December, January, and February.
Computation of earning:Earning in December are as follows:
Employee X:
\(=\$2000+3\%(\$4,400)\\ = \$2,132.\)
Employee Y:
\(7\%(\$5,600) = \$392\)
Employee Z:
\(5\%(\$5,200) = \$260\)
Hence, employee A has the largest amount of earnings in the month of December.
Therefore, option A is correct, where A is the salary plus commission employee.
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Answer:
The correct answer is D.
Explanation:
They each had the same dollar amount in sales.
PLZ HELP FOR A TEST!!
The level of competition least beneficial to consumers is:
pure competition
monopoly
oligopoly
monopolistic competition
Answer:
monopoly
Explanation:
In a monopoly market, a single firm sells a product with no close substitutes in a large market. It means that the single firm has no business competitors in the market. Without competition, the firm has the power to set prices, quality, and quantity without worrying about how customers will react.
In a monopoly market, customers have no choice since competition is absent. Customers have to do with high prices, limited varieties, and limited innovation, unlike in market structures that have business competition. Competition results in increased innovation, quality products, and a variety of products at fair prices.
Answer:
Monopoly
Explanation:
I took the test