You drink 19 beers to celebrate the end of your risk management and insurance class, then have an accident while driving home from the bar. The police charge you with drunk driving, and with hitting another automobile from behind. What will your automobile insurer do when you file a claim for the damage to your car, and, what will it do when the injured people in the other car file claims to have their bodily injuries paid for
Answers
Answer: The insurer will pay for claims that was insured for or that which the insurance package covers.
Explanation:
Insurance could be described simply as a cover for damages done either in the present or future to be able to curb losses. Insurance companies offer various packages or insurance covers to the client, ranging from house, to cars and other various insurance cover. The insurance company will pay the claim for the accidents but this would be based on the particular claim that was insured for because the Insurance company won't pay for claim that wasn't insured, it would be a loss on their side
Related Questions
esearch on transformational and transactional leadership shows a. transactional leadership is more effective than transformational leadership. b. transactional leaders have little to no influence on employee attitudes. c. transformational leaders create higher levels of commitment to organizational change efforts. d. transactional leaders increase the intrinsic motivation of their followers.
Answers
Based on various study analyses, the research on transformational and transactional leadership shows that "transformational leaders create higher levels of commitment to organizational change efforts."
This is because transformational leaders are the type of leaders that encourage and motivate their followers to make effective changes.
On the other hand, transactional leaders are types of leaders that mainly promote changes that favor their self-interest.
Hence, in this case, it is concluded that the correct answer is option C. "transformational leaders create higher levels of commitment to organizational change efforts."
Learn more here: https://brainly.com/question/14352853
Deanna is 62 years old. She plans to retire in 3 years. She has $300,000 in a savings account that yields 2.25% interest compounded daily.she has calculated that her final working years salary will be $94,000. She has been told by her financial advisor that she should have 65% of her final year annual income available for use each year when she retires
Answers
Deanna should have approximately $196,769.72 available each year during her retirement.
How to determine Deanna final year annual incomeCalculating the target retirement income:
Deanna's target retirement income is 65% of her final working year's salary. Therefore,
Target retirement income = 65% * $94,000 = $61,100
To Determine the number of years in retirement:
Deanna plans to retire in 3 years.
We Calculate the future value of her savings account at the time of retirement:
The savings account has an interest rate of 2.25% compounded daily. We'll use the compound interest formula to calculate the future value:
Future Value = Present Value * (1 + (Interest Rate / Number of Compounding Periods))^(Number of Compounding Periods * Number of Years)
Future Value = $300,000 * (1 + (0.0225 / 365))^(365 * 3)
Future Value = $300,000 * (1 + 0.0000616445)^1095
Future Value = $300,000 * 1.071924
Future Value ≈ $321,577.11
Calculating the annual retirement income:
Annual retirement income = Future Value * (Target retirement income / 100)
Annual retirement income = $321,577.11 * (61,100 / 100)
Annual retirement income ≈ $196,769.72
Therefore, according to the given information, Deanna should have approximately $196,769.72 available each year during her retirement.
Learn more about future value at https://brainly.com/question/30390035
#SPJ1
Given the 2020 recession, what should be the goal of monetary policy? Should the Fed enact expansionary or contractionary policy? In other words, should the Fed increase the money supply/credit supply or decrease the money/credit supply. Explain what they might do to achieve their goal.
Answers
Answer:
Expansionary monetary policies
Explanation:
A recession is characterized by reduced economic activities, a high unemployment rate, and low business incomes. The economy experiences a reduced demand for products and services, leading to low production and a slow economic growth rate.
In a recession like in 2020, the Fed should employ measures that will stimulate economic growth. The appropriate measures are the expansionary monetary policies. These policies seek to increase liquidity in the market, thereby increasing the aggregate demand. Expansionary monetary policies increase the money supply in the economy; they include a reduction in the reserve requirement, reduction in the discount rate, and open market purchases.
Name at least 2 challenges and at least 2 opportunities for managers in using Organizational Behavior (OB) concepts?
Answers
Answer: Improving Peoples’ Skills
Improving Customer Service
Explanation:
Two challenges and opportunities for managers in using Organizational Behavior (OB) concepts are;
Improving Peoples’ Skills
Improving Customer Service
Improving People's skills would be seen as seeing the people develop in various field and sector where they are performing and an avoidance of this affects the growth of the organization.
Improving the customer service improves the face of the business, once this is catered for, it gives a good reputation about the company.
Consumer education focuses heavily on a product’s
A. point of difference
B. price
C. profit potential
D. utility
Answers
Which step directly follows "loss of jobs” in the stagflation cycle?
Answers
Answer:
fewer items produced
Explanation:
Answer:
D
Explanation:
The Marwell Corporation manufactures baseball bats with Babe Ruth’s autograph stamped on them. Each bat sells for $59 and has a variable cost of $31. There are $42,840 in fixed costs involved in the production process. Compute the break-even point in units. (4 MARKS)
Answers
To compute the break-even point in units, we need to determine the number of units that need to be sold to cover all the costs (both fixed and variable costs) and reach a break-even point where there is no profit or loss.
The break-even point can be calculated using the following formula: Break-even point (in units) = Fixed costs / (Selling price per unit - Variable cost per unit)
Given:
Selling price per unit = $59
Variable cost per unit = $31
Fixed costs = $42,840
Substituting these values into the formula, we can calculate the break-even point:
Break-even point (in units) = $42,840 / ($59 - $31)
= $42,840 / $28
= 1,530 units
Therefore, the break-even point in units for the Marwell Corporation is 1,530 units. They need to sell at least 1,530 units to cover all their costs and reach the break-even point.
To learn more about Break-even point, visit here
https://brainly.com/question/32507413
#SPJ11
Use the sum-of-year depreciation method to calculate the depreciation for the
following scenario. Company XYZ bought a new machine for $100,000 and
expects the machine will last for 10 years.
Answers
Answer:
20%
Explanation:
How to Calculate Straight Line Depreciation
The straight line calculation steps are:
Determine the cost of the asset.
Subtract the estimated salvage value of the asset from the cost of the asset to get the total depreciable amount.
Determine the useful life of the asset.
Divide the sum of step (2) by the number arrived at in step (3) to get the annual depreciation amount.
Straight Line Example
Company A purchases a machine for $100,000 with an estimated salvage value of $20,000 and a useful life of 5 years.
The straight line depreciation for the machine would be calculated as follows:
Cost of the asset: $100,000
Cost of the asset – Estimated salvage value: $100,000 – $20,000 = $80,000 total depreciable cost
Useful life of the asset: 5 years
Divide step (2) by step (3): $80,000 / 5 years = $16,000 annual depreciation amount
Therefore, Company A would depreciate the machine at the amount of $16,000 annually for 5 years.
The depreciation rate can also be calculated if the annual depreciation amount is known. The depreciation rate is the annual depreciation amount / total depreciable cost. In this case, the machine has a straight-line depreciation rate of $16,000 / $80,000 = 20%.
what happen to andi mack
Answers
Answer:
The show ended in July 26 of 2019
Explanation:
The show's story ended a while ago.
What is the marginal revenue and marginal cost for this diagram?
What type of market is this? Explain your answer
Answers
Marginal revenue :
2060120200300420560Marginal cost :
108210192640It is a Monopolistic market structure because marginal revenue is greater than the marginal cost.
Marginal Revenue is the increase in the revenue by selling one extra product in the market. It is calculated by the Change in revenue divided by the change in output.
Marginal cost is the change in cost by producing one extra unit of output. It is calculated by a change in cost divided by the change in units.
Monopolistic market structure is where there are multiple companies producing similar products in the market.Example for monopolistic structure can be a grocery store.
For more about Marginal revenue refer to the link:https://brainly.com/question/12231343
All economic systems have to answer the following questions. What goods should be produced? How should the goods be produced? For whom should the goods be produced?
Why must these questions be asked?
a. The opportunity cost of specialization is high.
b. There is inequality in the distribution of resources.
c. There are unlimited wants and limited resources.
d. The forces of supply and demand are unreliable.
Answers
An economic system is a means by which societies or governments organize and distribute available resources, services, and goods across a geographic region or country.
What is an Economic System?An economic system is a mechanism used by communities or governments to coordinate and distribute resources, services, as well as goods throughout a territory or nation. The factors of production, such as land, capital, labor, and physical resources, are governed by economic systems.
A society's or a specific geographic area's system of production, resource allocation, and distribution of products and services is known as an economic system or economic order.
Learn more about the Economic System here:
https://brainly.com/question/2929332
#SPJ1
income tax is an example of
Answers
Income tax is a typical example of a direct tax.
What is a direct tax?Income tax is imposed directly on the income of the individual or company. It takes into consideration the individual's or company's circumstances or level of income. As a direct tax, income tax can be based on any of these taxation systems: progressive, proportional, or regressive.
Thus, income tax is an example of a direct tax.
Learn more about income taxes at https://brainly.com/question/25783927
If the price of biscuit per packet increased from N250 to N500 and the quantity bought per week decreased from 300 to 200 packets, determine the elasticity of demand for biscuit.
Answers
Answer:
The the elasticity of demand for biscuit is -0.33.
Explanation:
Elasticity demand is the degree of responsiveness of quantity demanded for a commodity to a change in the price of that commodity.
The elasticity of demand for biscuit can be calculated using the following elasticity of demand formula:
Elasticity of demand = Percentage change in Qd / Percentage change in price .................. (1)
Where Qd denotes quantity demanded.
Percentage change in Qd = [(New Quantity - Old Quantity) / Old quantity] * 100 = [(200 - 300) / 300] * 100 = -33.33%
Percentage change in price = [(New price - Old price) / Old price] * 100 = [(N500 - N250) / N250] * 100 = 100%
Substituting the values into equation (1), we have:
Elasticity of demand = -33.33% / 100% = - 0.33
Therefore, the the elasticity of demand for biscuit is -0.33.
Note that since -0.33 in absolute term |-0.33| is less than 1, the demand for biscuit is inelastic. That is, the change in the quantity demanded for biscuit responds less than the change in its price.
Liz just completed a Client Needs Assessment and her client
confirmed that he will require profitability tracking, and need to
create budgets and purchase orders in his accounting solution.
Answers
Answer:
QuickBooks Online Plus
The question and multiple-choices
What is the minimum QuickBooks Online version suitable for Liz's client?
QuickBooks Self-Employed QuickBooks Online Simple Start QuickBooks Online Essentials QuickBooks Online Plus QuickBooks Online Advanced PreviousExplanation:
QuickBooks Online Plus is an advanced feature that small business requires to make better management decisions pertaining to their business. The needs of Liz's client of tracking profitability and the need to create budgets can be meet by installing QuickBooks Online Plus.
Other features of QuickBooks Online Plus include
Keep track of financial records, such as invoices and statements.Update and reconcile payments automatically.Generate accurate estimates and convert them into invoices.Estimate project profitability by taking into account cost factors such as labor and job cost expenses. Automate workflows with rule-based remindersA company using public relations sends information to media outlets such as newspapers and ratio stations. Who decides what Information about the company the outlets will publish?
Answers
Answer:
The media outlets should be correct
Explanation:
A P E X
human resource management was called when undertaking clerical functions such as screening employees, keeping records, payroll, and finding new employees.
Answers
Answer:
personnel
Explanation:
Human resource management was called personnel at the time when the clerical functions are undertaken.
The following information regarding the personnel management is:
It refers to the management where the workforce could be maintained. It is mainly concerned when employees are at work also their relationship within an organization should also mattered. Plus the clerical functions are to be undertaken.Learn more: brainly.com/question/15569649
How many francs is the tariff (“protecting duty”) that is added to a product that ends with a product that is priced 40 francs in paris?
Answers
Answer:
25
Explanation:
If gas prices increase, what would happen to incomes for households and businesses?
Answers
Answer:
If gas prices continue to increase household incomes people are getting now may not be enough for the family, causing people to ask for extra hours which when giving extra hours once a person is on overtime they legally have to make at least pay and a half per hour, so if someone is making $15 an hour, once they are on overtime they make $22.50 causing businesses to put out more money. Businesses may also not be able to afford the overtime causing the worker to continue struggling with pay and either look for a higher-paying job or get a second job.
1. Workplaces that grow plants, such as farms, nurseries, greenhouses,
gardens, and parks are part of
Plant Systems
Animal Systems
Food Products & Processing Systems
Environmental Service Systems
Answers
Answer:
Plant Systems
Explanation:
The plant system entails the science of how plants grow. It is the study of the different types of plants and how they impact our world. Gardens, farms, nurseries, greenhouses, and parks also form part of the plant's system.
Plant Systems specialists help feed the nation by monitoring our plant food quality and safety. They provide information that aids consumers in making sensible nutritional decisions.
How can I make money on the internet, List some that are easy for multiple people
Answers
Answer:
You can use some beermoney websites such as Swagbucks and RewardXP. You do surveys and tasks to earn money. I personally use RewardXP. You can cash out in PayPal, gift cards, and even prepaid gift cards that can be used as debit/credit cards. I have personally made $60 from RewardXP.
Which is the correct sequence for recording transactions and preparing financial statements? journal,
ledger, trial balance, financial statements.
Answers
The correct sequence for recording transactions and preparing financial statements is first comes journal entry followed by ledger account then trial balance then financial statements
to learn about this :-
https://brainly.com/question/15304464?referrer=searchResults
Carrie tends to purchase various brands of bath soap. She has never been loyal to a specific brand; instead, she does a lot of brand switching. Carrie exhibits ________.
Answers
Carrie exhibits brand switching behavior. Brand switching refers to the tendency of a consumer to change brands frequently instead of remaining loyal to a specific brand.
In Carrie's case, she purchases various brands of bath soap and has not shown any loyalty towards a particular brand. Brand switching can be influenced by several factors such as product quality, price, promotions, and personal preferences. Consumers who engage in brand switching may be motivated by the desire to try different products, find better value for money, or seek novelty.
This behavior highlights the importance of brand differentiation and customer satisfaction in the competitive marketplace. Brand switching can have implications for businesses as they need to understand consumer behavior and adapt their marketing strategies to retain customers and attract new ones.
Learn more about Brand switching
https://brainly.com/question/31318046
#SPJ11
The American Labor movement was considered radical compared to what was happening in Europe. true or false
Answers
Answer:
true took the test brainliest please
It Takes a Village!
Required Materials
Word processing software
Have you ever heard of an all-inclusive vacation? There are some resorts that offer everything—hotel, food, entertainment, and tours. What about the huge floating resorts that many have found appealing—cruises? To make these operations run smoothly and allow guests to have the best getaway experience they can, many different jobs are required. Most of these jobs can be found in the career clusters we learned about in our unit.
In this activity, you will pick one type of all-inclusive vacation. Research an example of the vacation destination you have in mind and list the amenities that are offered. See if you can identify at least two careers from the Arts, AV Technology & Communication Cluster and two from the Hospitality & Tourism Cluster that all work together in this resort. For each one of your four careers, take a few minutes to research more about the role they play, as well as what a person would need to do to get started in this career path. Let's consult our handy reference, the Bureau of Labor Statistics' Occupational Outlook Handbook, once again to find more information. This time check out the headings “How to Become One,” “Pay,” and “Job Outlook” for each career you choose.
Once you have gathered the career information on the professionals you might find in your all-inclusive resort, it’s time to put your research to use. You will create a flyer for your resort, introducing guests to each person who will play a part in making their stay memorable. On your flyer, include a name (you can make one up) and title for each person. Explain in one paragraph under their name a little bit about what they do at the resort. Under that paragraph, include a paragraph with a quick (imaginary) biography that showcases the person’s education and career path.
Do your best to make your flyer fun and appealing so that guests will immediately feel right at home, knowing that their vacation is in the hands of some of the best professionals in the business!
Your flyer should include the following elements:
Employees who represent two careers from the Arts, AV Technology & Communication Cluster
Employees who represent two careers from the Hospitality & Tourism Center
One paragraph under each explaining the job duties of the employee
One paragraph under each with a short bio of the employee
Answers
These are the flyers about the all-inclusive vacation employees:
Lucy AdamsShe's the singer of our cruise! You will enjoy her beautiful voice every night of your holiday and have a great time listening to the best songs you can think of!
Lucy is a professional singer who sings in three different languages: English, Spanish and Italian. She's the best one out here in the sea! Don't miss her!
Tom DíazHe's the chief animator of our cruise! He's the one in charge of making you have your best vacation! You will laugh with his jokes and enjoy the day next to the pool playing games with him and the rest of the amazing team.
Tom has been working in the entertainment industry for many years now. He is a comedian so he will know how to make you laugh!
Penelope SmithShe's the best tourist guide in this cruise! She can explain to you what you do in the places where the cruise stops. You can't miss her recommendations!
Penelope has studied tourism and she knows how to make your trip the best one! She has been to all the places we will visit with the cruise so you can ask her for advice whenever you need.
John HarriesHe's the best chef you can find! You can find John in the purple restaurant where you can try the best food you have ever eaten. He specializes in pasta, so you can't miss the Italian night in the cruise!
John is a professional chef with many years of experience on board. He has lived many years in Italy where he learnt everything about the culture and flavors that he applies to his dishes.
How do you solve writing exercises?To complete writing exercises in English, you have to do a research of the topic you are going to write about first. In this case, you have to select four jobs that are available to do in all-inclusive holidays and then write flyers with specific information about the people who do these jobs.
In writing exercises, it is important to use key words and organise your information so it is easier for the reader to understand.
Check more information about writing in English here brainly.com/question/18259877
#SPJ1
Assume that a one-year Treasury strip yield is currently 3% and a BB-rated zero-coupon bond with similar maturity yield is 7%. Which of the following is true?
Answers
The BB-rated zero-coupon bond has a higher yield of 7% compared to the 3% yield of the one-year Treasury strip.
The given information suggests that the yield on a one-year Treasury strip is 3% and the yield on a BB-rated zero-coupon bond with a similar maturity is 7%. Based on this, the following statement is true:
The BB-rated bond has a higher yield than the Treasury strip due to its higher credit risk.
Yield represents the return an investor receives on a bond relative to its price. It is influenced by factors such as the bond's credit quality, maturity, and prevailing interest rates.
In this case, the 7% yield on the BB-rated bond indicates that investors are demanding a higher return to compensate for the higher credit risk associated with this bond. BB-rated bonds are considered speculative or non-investment grade, indicating a relatively higher risk of default compared to Treasury bonds.
On the other hand, the 3% yield on the one-year Treasury strip suggests a lower yield due to the higher credit quality associated with Treasury bonds. Treasury bonds are backed by the full faith and credit of the government, making them considered virtually risk-free.
Therefore, the true statement is that the BB-rated bond has a higher yield than the Treasury strip. This higher yield compensates investors for the additional credit risk they are taking by investing in a bond with a lower credit rating.
To learn more about zero-coupon bond refer here:
https://brainly.com/question/14473546
#SPJ11
The US Senate has approved approximately how many treaties?
O 2.500
O 1,500
O 2,000
O 1.000
Answers
Answer:
2500
Explanation:
The United States Senate has approved approximately 2500 treaties. This assertion is based on the statistics that fifty years after the United States independence, the US Senate has only approved 60 treaties. By the period World War II began in 1939, the US Senate has approved another 800 treaties. Also, between 1940 to 1989, the United States Senate has approved an additional 759 treaties. And between 1989 to this moment, the United States Senate has reportedly approved 890 treaties.
Hence, summing all of them together, we have 60 plus 800, plus 759, plus 890, making it 2509 treaties. That is approximately 2500 treaties.
Answer:
B. 1,500
Explanation:
It’s on the passage
Which nims management characteristic includes developing and issuing.
Answers
Answer:
Management by objective include developing and issuing
please help!!
doctors are likely to show traits of what two occupaitonal codes?
Answers
Answer:
Investigative and Realistic.
Explanation:
Should citizens participating in
criminal trials should have some requirements such as someone who
has a degree? Or someone who makes at least $20,000 per year? Why
or why not?
Answers
Citizens participating in criminal trials should not be required to have a degree or make a certain amount of money per year. This is because such requirements would create inequalities in the justice system and violate the principle of equal protection under the law that is enshrined in the US Constitution.
First, requiring citizens to have a degree in order to participate in criminal trials would discriminate against those who cannot afford higher education. This would create an unfair advantage for those who are more affluent and better-educated, and it would prevent many people from serving on juries or as witnesses.
Secondly, requiring citizens to make a certain amount of money per year would also create inequalities. Poorer citizens would be excluded from participating in criminal trials, which would violate their rights to equal protection under the law. Moreover, wealth is not necessarily a measure of a person's ability to serve as a juror or a witness. A person's income level does not necessarily correlate with their intelligence, education, or integrity
.In conclusion,citizens should not be required to have a degree or make a certain amount of money per year in order to participate in criminal trials. Doing so would violate the principle of equal protection under the law, create inequalities, and prevent many people from participating in the justice system.
Learn more about US Constitution.
https://brainly.com/question/32869853
#SPJ11
Consider a shortest-route problem in which a bank courier must travel between branches and the main operations center. When represented with a network,
a. the branches and the operations center are all nodes and the streets are the arcs
b. the branches are the arcs and the operations center is the node
c. the branches are the nodes and the operations center is the source
d. the branches are the network and the operations center is the node
Answers
a) The branches and the operations center are all nodes, and the streets are the arcs. In a network representation of a shortest-route problem, nodes typically represent the locations or points of interest, and arcs represent the connections or routes between those locations.
In this specific scenario, the branches and the operations center are the locations that need to be connected, while the streets represent the routes or paths that the bank courier can take to travel between these locations. Therefore, each branch and the operations center would be represented as individual nodes in the network, and the streets would be represented as arcs connecting these nodes.
By representing the problem in this way, various algorithms and techniques can be applied to find the shortest or most efficient route for the bank courier to travel between the branches and the operations center, optimizing factors such as distance, time, or cost.
Learn more about interest here:
https://brainly.com/question/30393144
#SPJ11