Answer:
Moses
Explanation:
Moses led the hebrews out of Egypt
Which Article is these consitutions from? 2nd post.. ima set it to 100 points.
example: “We the People of the United States,” , Article I—Legislative Branch
1. in Order to form a more perfect Union,
2.establish Justice,
3.insure domestic Tranquility,
4.provide for the common defence,
5. Promote the general Welfare,
6.and secure the Blessings of Liberty to ourselves and our Posterity,
7.and secure the Blessings of Liberty to ourselves and our Posterity,
The Preamble of the United States Constitution articulates the broad objectives of the government and its commitment to establishing a more perfect union, ensuring justice, domestic tranquility, common defense, general welfare, and securing liberty for the people.
The excerpt provided, "in Order to form a more perfect Union, establish Justice, insure domestic Tranquility, provide for the common defence, promote the general Welfare, and secure the Blessings of Liberty to ourselves and our Posterity," is from the Preamble of the United States Constitution. The Preamble serves as an introductory statement that outlines the fundamental purposes and goals of the Constitution.
The Preamble is not specifically attributed to a particular article of the Constitution. It sets the tone and overarching principles that guide the entire document. The six goals stated in the Preamble reflect the intentions of the framers to create a strong, just, and unified nation that ensures peace, defense, welfare, and liberty for both the present and future generations.
While the Preamble does not carry legal authority on its own, it provides important context and helps to interpret the Constitution's provisions. It serves as a reminder of the aspirations and values upon which the Constitution is built.
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Discuss the causes and lessons of the 2007/8 Global Financial Crisis for bank regulators. (Word limit 500-700 words)
Sample outline [subject to change]
1. Introduction [e.g., define + 3 stages of financial crisis/ bubbles]
2. Three stages of Financial bubble + four common causes
3. Two key causes of GFC [include Securitization-process with graph + Advantages]
4. Lessons learnt for Bank Regulators [this part is not compulsory for Assessment 2] - from micro to macro-prudential regulation - more regulation [from deregulation to reregulation] e.g. Basel 3 - importance of liquidity
5. Conclusion (or summary)
The global financial system was significantly impacted by the catastrophic 2007–2008 Global Financial Crisis, which affected economies all over the world. Bank regulators played a vital role during this crisis.
Causes and Lessons of the 2007/2008 Global Financial Crisis for Bank RegulatorsThe 2007/2008 Global Financial Crisis (GFC) was a significant event that had far reaching consequences for the global economy. It exposed vulnerabilities within the financial system and highlighted the need for effective regulation and supervision. This essay explores the causes of the crisis, with a particular focus on the role of bank regulators, and outlines the lessons learned from this tumultuous period.
Financial crises typically progress through three stages: the expansion or bubble phase, the crisis or bust phase, and the recovery or post-crisis phase. These stages are often characterized by excessive risk-taking, speculative investments, and unsustainable credit growth. The GFC was no exception, and it was fueled by several common causes, including:
Asset Price Inflation: Rapid increases in asset prices, such as real estate or stocks, created a sense of irrational exuberance and encouraged excessive borrowing.
Excessive Leverage: Financial institutions and investors took on excessive debt, leveraging their positions and amplifying the risks within the system.
Financial Innovation and Complexity: The development of complex financial instruments and derivatives obscured the true nature of risks, leading to a mispricing of assets and a lack of transparency.
Weak Risk Management: Inadequate risk management practices, both at the individual firm level and within the broader financial system, allowed risks to accumulate unchecked.
While several factors contributed to the GFC, two key causes stand out: securitization and deregulation.
Securitization, the process of pooling loans and transforming them into tradable securities, played a central role in the crisis. It enabled the bundling of subprime mortgages into mortgage-backed securities (MBS) and collateralized debt obligations (CDOs). These complex financial products were then sold to investors, often with misleading credit ratings. The securitization process, illustrated by the transformation of loans into MBS in the graph below, initially offered advantages such as increased liquidity and risk diversification.
However, securitization also led to a misalignment of incentives, as originators of loans had little incentive to ensure their quality, knowing that the loans would be packaged and sold to investors. This led to a proliferation of subprime lending and a subsequent deterioration in loan quality, which eventually triggered widespread defaults and losses.
Deregulation, particularly in the United States, also played a crucial role in the crisis. The dismantling of regulations, such as the Glass-Steagall Act, allowed commercial and investment banks to engage in riskier activities and created a less restrictive environment. This led to the emergence of large, complex financial institutions with interconnectedness that posed systemic risks.
The GFC highlighted the need for a comprehensive and robust regulatory framework to safeguard the stability of the financial system. Several key lessons were learned, leading to a shift in regulatory approaches:
Micro to Macro-Prudential Regulation: Bank regulators recognized the importance of not only overseeing individual institutions but also monitoring systemic risks that could arise from interconnectedness and common exposures. Macro-prudential regulation focuses on identifying and mitigating systemic risks to ensure the stability of the entire financial system.
Increased Regulation: The GFC led to a shift from a period of deregulation to a renewed emphasis on regulation and oversight. Regulatory frameworks, such as Basel III, were introduced to enhance capital requirements, liquidity standards, and risk management practices.
Focus on Liquidity: The crisis exposed the vulnerability of financial institutions to liquidity shocks. Bank regulators recognized the need for institutions to maintain sufficient liquidity buffers to withstand periods of stress. Liquidity requirements and stress testing measures were implemented to address this issue.
The 2007/2008 Global Financial Crisis demonstrated the importance of effective regulation and supervision in maintaining the stability of the financial system. The causes of the crisis, particularly securitization and deregulation, revealed the need for enhanced oversight and risk management. Bank regulators learned valuable lessons, transitioning from micro to macro prudential regulation, implementing increased regulation, and placing greater importance on liquidity. These lessons continue to shape regulatory frameworks and practices to prevent future financial crises and promote a more resilient financial system.
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the selective training and service act of 1940 was the first peacetime draft in u.s. history. group of answer choices true false
Main answer: True.
Supporting explanation: The Selective Training and Service Act of 1940, also known as the Burke-Wadsworth Act, was signed into law by President Franklin D. Roosevelt on September 16, 1940. It was the first peacetime draft in United States history, and required all men between the ages of 21 and 36 to register for military service. The purpose of the draft was to build up the United States military in preparation for possible entry into World War II, which was already raging in Europe and Asia. The draft was eventually expanded to include all men between the ages of 18 and 65, and was used throughout the war to maintain the strength of the armed forces.
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what were the aims of the leaders of the mexican revolution? how far had these aims been achieved by 1940?
The aims of the leaders of the Mexican revolution are Land reform, Political reform. Economic reform and Social reform.
The Mexican Revolution, which lasted from 1910 to 1920, featured a diverse set of leaders with varying ambitions and aspirations for the country. However, some of the primary purposes of revolution were:
Land reform: Many Mexican farmers did not own the land on which they worked, and land reform was viewed as a means of correcting this injustice. The revolutionaries wanted to provide land to poor farmers and indigenous peoples.
Political reform: The Mexican Revolution intended to demolish Porfirio Diaz's authoritarian regime and construct a more democratic and inclusive political structure.
Economic reform: The revolutionaries sought to dismantle the concentration of wealth and power in the hands of a few elite while also promoting economic development and opportunities for all Mexicans.
Social reformers tried to overcome social inequity and prejudice against underprivileged groups such as women, indigenous peoples, and workers.
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Perceptual sets are the result of _____, which people form to organize and interpret unfamiliar information.
Answer:
mental tendencies or schemas
Explanation:
.Match the trailblazer from this period with his / her correct description.
A - Joseph Brant
B - Hannah Snell
C - Lemuel Haynes
D - Mercy Otis Warren
E - Phillis Wheatley
This young Mohawk hoped to create an Indian Confederacy between the new United States and Canada.
This woman joined the British army in 1745 disguised as a man; later she was awarded a soldier's pension.
This veteran of the Massachusetts militia and noted preacher was an early proponent of extending freedom and equality to people of African heritage.
This woman established the Boston Committee of Correspondence, proving that women could participate in intellectual discussion.
The poetic talents of this woman challenged Americans' idea that black persons were devoid of intellectual ability.
The main answer is as follows:
Match the trailblazer from this period with their correct description:
This young Mohawk hoped to create an Indian Confederacy between the new United States and Canada. - A:
Joseph Brant This woman joined the British army in 1745 disguised as a man; later she was awarded a soldier's pension. - B:
Hannah Snell This veteran of the Massachusetts militia and noted preacher was an early proponent of extending freedom and equality to people of African heritage. - C:
Lemuel Haynes This woman established the Boston Committee of Correspondence, proving that women could participate in intellectual discussion. - D:
Mercy Otis Warren The poetic talents of this woman challenged Americans' idea that black persons were devoid of intellectual ability. - E: Phillis Wheatley
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Did the abolishment slavery actually mean ( guarantee) freedom for African Americans?
Answer:
no
there were still people who kept slaves and other countries kept slave still
Explanation:
what is the most famous prison escape June 6 1962 American history
Answer:
Escape from alcatraz
Explanation:
Answer:
alcatraz is your answer!
What was one important feature of the Sumerian civilization in
Mesopotamia?
One important feature of the Sumerian civilization in Mesopotamia was the development of the world's first known system of writing called cuneiform.
Cuneiform was a system of writing that used wedge-shaped marks on clay tablets, allowing the Sumerians to record and communicate information. This written language enabled the Sumerians to keep records of various aspects of their society, such as laws, trade transactions, and religious texts.
It also facilitated the growth of administrative systems and the emergence of a complex bureaucracy.
With the invention of cuneiform, the Sumerians made significant advancements in education, literature, and the preservation of knowledge. They produced a wide range of written works, including epic poems like the Epic of Gilgamesh, which is considered one of the oldest surviving works of literature.
The development of writing in Sumer not only revolutionized communication but also laid the foundation for future civilizations' written languages, influencing the development of writing systems around the world. It was a vital contribution to human history and a defining characteristic of the Sumerian civilization in Mesopotamia.
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“Prayer in a place of worship is better than private prayer.” Evaluate this statement providing reasons for and against. (12 marks) In your answer include the following: • Christian teachings. • Jewish teachings. • Reach a justified conclusion. Use the marking criteria to help you achieve your potential. (see below) Set out your answer as follows: In this essay I will argue…….. Firstly one reason in favour of this point is…….. To explain further…… Secondly another reason in favour of this point is….. To explain further….. I think the points I have made are strong/weak because….. Firstly one reason against this point is…….. To explain further…… Secondly another reason against this point is….. To explain further….. I think the points I have made are strong/weak because….. In conclusion I believe…..
Answer:
jewish teaching
Explanation:
Which of the following statements about the Battle of Midway is true? U.S. forces launched a surprise attack against the Japanese navy. It was the first major U.S. offensive in the war against Japan. It was the first time the U.S. naval forces were equal in strength to the Japanese. The Japanese were successful in catching the U.S. fleet by surprise.
Answer:
It was the first time the U.S. naval forces were equal in strength to the JapaneseExplanation:
Who ultimately votes to decide who becomes the president?
Answer:
The House of Representatives
Explanation:
I searched it up
The ruling described in the excerpt is most similar to other civil rights achievements in the 1960s in that it
The ruling described in the given excerpt is most similar to other civil rights achievements that happened in the 1960s in that it represented responses by the federal government to calls for the expansion of civil rights. One of the main objectives of the Civil Rights Movement was to make a significant effort to desegregate public schools all across the United States.
What successes could be attributed to the 1960s civil rights movement?The landmark 1964 Act outlawed discrimination on the basis of race, color, religion, or national origin in places of public accommodation, like hotels, restaurants, and theatres. A commission called the Equal Employment Opportunity Commission was created to assist in enforcing the law and prohibited discrimination in employment procedures.
One of the most significant pieces of legislation to come out of the civil rights movement was the Civil Rights Act of 1964, which prohibited employment discrimination on the basis of race, color, religion, sex, or national origin and put an end to segregation in public places.
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"The Constitution guarantees that people incarcerated in
jails and prisons may not be detained beyond their
release dates, and it is the fundamental duty of the State
to ensure that all people in its custody are released on
time," said Assistant Attorney General Kristen Clarke of
the Justice Department's Civil Rights Division.
Explain why this is important in the United States of
America?
"The Constitution ensures that inmates in jails and prisons may not be held past the dates set for their release, and it is the fundamental responsibility of the State to ensure that all those under its control are freed on time," Clarke said.
What is the Results of Investigation Into ‘Systemic Over detention’ in Louisiana Prisons?In presenting the results of its inquiry this week, the Justice Department said that the Louisiana Department of Public Safety and Corrections (LDOC) "often restricts people in its custody" after their constitutionally permitted release dates.Attorney General Kristen Clarke of the DOJ's Civil Rights Division stated on Wednesday that the agency's inquiry had discovered evidence of "chronic violations," and that the next steps would be to pursue a number of reform initiatives. The most recent data, which covered instances of "systematic over detention" between January and April 2022, showed that 544 persons had been detained for more than 30 days past their scheduled release date.This issue is not new, it should be noted. The LDOC was aware for at least ten years that its widely criticized policies were leading to unlawful detentions, as the DOJ's letter makes clear. The letter also outlines a number of minimal requirements that must be met in order to stop such programs, such as significant technological advancements and stricter coordination across regional organizations.To Learn more About Constitution ensures Refer To:
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PLEASE I NEED HELP!The period of Native American warfare, during the Revolutionary War, by the native allies of Great Britain, led to what action and response by the American militia forces in the south?
Question 3 options:
The Americans created new trade agreements to gain a truce with the natives
The militias led raids into Native American territory that destroyed their crops and their towns on the eastern side of the mountains, mostly ending their attacks
The American militia worked to create peace agreements with the Native Americans
The Americans got the Cherokee to switch sides and fight the other Native American tribes for the US.
Answer:
b
Explanation:
Answer:
i think its B
Explanation:
How did the geography of the Andes Mountains affect the growth of
agriculture in South America?
A. It allowed people to farm without using terraces.
B. It led people to develop ways to farm on steep hillsides.
C. It forced people to grow crops that needed almost no water.
D. It stopped people from domesticating wild plants.
The geography of the Andes Mountains in South America led people to develop ways to farm on steep hillsides. Thus, option B is correct.
The Andes Mountains were formed along the Pacific coast region of South America which protects South America from ocean currents. They act as a natural border between the Pacific Ocean and the Amazon forest. The terrain in these mountains is rugged terrain and stepped hills.
The people of Andes developed many innovative agriculture techniques to face the challenges of steep hillsides and high-altitude plateaus. They made flat surfaces on the steep hills and made multi-crop cultivation mainly potatoes and quinoas. The people adopted the geographical conditions and made agriculture successful in those hilly areas.
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What did the election of 1800 and Thomas Jefferson's early Presidency reveal about the political situation in the United States at that time?
Answer:
As the first peaceful transition of political power between opposing parties in U.S. history, however, the election of 1800 had far-reaching significance. Jefferson appreciated the momentous change and his inaugural address called for reconciliation by declaring that, "We are all Republicans, we are all Federalists."
Explanation:
How did the European expansion into Africa increase the slave trade
According to Jewish scripture, why is Moses an important figure? Check three answers.
a. He freed the Hebrews from slavery in Egypt.
b. He ruled the Hebrews as their pharaoh in Egypt.
c. He started a Hebrew kingdom in Egypt.
d. He delivered the Ten Commandments from God to the Hebrews.
e. He wrote down the Torah as the first five books of Jewish scripture.
Answer:
a,c,d,e
Explanation:
Answer:
A,D,E
Explanation:
got it on TL4
pls make me brainliest
Who led union navy's attack on the city of new orleans and captured the mississippi river?
Answer:
The Union Navy's attack on the city of New Orleans and the capture of the Mississippi River during the American Civil War were led by Admiral David Farragut. In April 1862, Farragut commanded a fleet of ships, including ironclads and mortar boats, and successfully bypassed the Confederate defenses at Forts Jackson and St. Philip. His fleet then sailed up the river, engaging and defeating the Confederate naval force near New Orleans. Farragut's victory was a significant strategic achievement for the Union, as it opened up the Mississippi River, effectively cutting the Confederacy in half and facilitating further Union military operations.
Reasons to why Taiwan should be or remain an independent country pls!!!
urgent...
Answer:
Remain as an independent country
Explanation:
It was originally thought that Taiwan was under China since the Ming Dynasty (1368-1644) but there were no evidence in Taiwan soil to back that statement up.
While many Nationalist argue that after the Battle Of Midway Taiwan should be 'returned' to the Republic Of China.
China has no legal right... that is...Ehhh... sorry... this is a very hard question lehh...
Epidemics like smallpox often spread rapidly and wiped out entire native tribes. Why weren’t these diseases as fatal for the Spanish?
A.
The Spanish had vaccinations that made them completely immune to these diseases.
B.
The Spanish sent infected men back to Spain to contain the disease from spreading.
C.
The Spanish had doctors whose cures were more effective than native medicine men.
D.
The Spanish had developed antibodies over time that helped them resist these diseases.
E.
The Spanish avoided all contact with the villages that were infected by these diseases.
Answer:
The answer is D, all the Europeans had gotten smallpox before so eventaully they passed down the anibodies for it from generation to generation. The Native Americans never got the chickenpox until the Spanish came, and so they did not have the anti-bodies to fight back against it.
Explanation: Hope this helps pls leave me a like and rating I appreciate it all ; )
Why do you think some people opposed New Deal policies? Check all of the boxes that apply.
They believed that the New Deal didn’t do enough to help people.
They thought that the New Deal expanded the government’s role in business
too much.
They believed that it wasn’t the government’s job to ensure economic security
for individuals.
They didn’t believe that the government should support unions or be involved in
labor disputes.
The options that are correct regarding the reason why some people opposed New Deal policies are as follows:
• Option 1. They believed that the New Deal didn't do enough to help people.
• Option 4. They didn't believe that the government should support unions or be involved in labor disputes.
Here is a detailed explanation of this:
New deal constituted solid programs enacted by President Franklin D. Roosevelt, which benefited the most affected ratio of the population such as farmers, the unemployed, youth and the elderly citizens of The United States. It was a strong response to needs for relief, reform and recovery from the Great Depression. People were against the New Deal for a variety of reasons.
The new deal had many features, but people still felt they didn't have enough points to help people. They also said it was wrong for the government to intervene in labor disputes. I believed. They also felt that the government should not intervene in union activities.
Therefore, many people opposed the New Deal
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Answer:
1.) They believed that the New Deal didn’t do enough to help people.
3.)They believed that it wasn’t the government’s job to ensure economic security
for individuals.
Explanation: edge 2022
based on the rates you calculated previously, estimate the number of meters that africa and north america have moved apart since the united states was formed in 1776. discuss what you did to accommodate the uncertainty in your estimate
To calculate the number of meters that Africa and North America have moved apart since 1776, we would need to know the rates of plate tectonic movement for these two continents as well as the period since the United States was formed.
What is a Tectonic Movement?The movement and activity of the Earth's tectonic plates, which form the Earth's outermost shell, is referred to as tectonic movement. These plates are always in motion, sliding past one another and moving apart or clashing, resulting in geological phenomena such as earthquakes, volcanic eruptions, and mountain creation.
The movement of tectonic plates is caused by convection of material in the Earth's mantle, and the ensuing tectonic activity has a significant influence on the Earth's surface, forming its geography and impacting its climate. Understanding tectonic movement is critical for forecasting and reducing the effects of geological hazards such as earthquakes and volcanic eruptions.
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Which department or organization would you approach when human right have been violented
Answer:
You should contact the appropriate federal agency.
Explanation:
Department of Justice helps enforce human rights, prosecute human rights violations. USAID provides human rights all around the world.
why were African nations unprepared to take over their leadership of their countries?
Answer:
There are many reasons why African nations were unprepared to take over their leadership of their countries. One of the most pressing challenges African states faced at Independence was their lack of infrastructure. European imperialists prided themselves on bringing civilization and developing Africa but they left their former colonies with little in the way of infrastructure.
Another reason is that African nations did not undergo industrial revolutions. This meant that they were still rural and backward nations with a system of education ranging from ineffective to nonexistent. The power unit at the bottom of the administrative structure is still the village with local chiefs in charge of local affairs. The power structure is essentially feudal.
African leaders consistently have failed to be on the lookout against pitfalls which have sabotaged their work and plunged their countries into economic and governance failures, or downright chaos.
John Locke believed that governments rule with the consent of the people they govern. Which principle best represents this idea?
Limited government
Natural rights
Social contract
Rule of law
Answer:
The principle that best represents John Locke's belief that governments rule with the consent of the people they govern is:
Social contract.
Explanation:
John Locke's principle of the social contract states that legitimate political authority and government derive from the consent of the governed. According to Locke, individuals voluntarily enter into a social contract, whereby they give up some of their natural rights in exchange for the protection of their remaining rights and the establishment of a functioning society.
In Locke's view, government exists to protect the natural rights of individuals, such as life, liberty, and property. The authority of the government is derived from the consent of the people it governs, meaning that individuals agree to be governed and grant power to the government to act on their behalf. Without the consent of the people, the government lacks legitimacy.
This principle highlights the importance of popular sovereignty and the idea that government should serve the interests of the people rather than ruling over them arbitrarily. It emphasizes the notion that governments derive their authority from the consent and agreement of the governed, reflecting a democratic and participatory approach to governance.
John Locke famously held the belief that governments should derive their power from the consent of the people they govern. This idea, known as the Social Contract Theory.
The answer is C.
It asserts that people possess certain natural rights, such as the right to life, liberty and property, which cannot be taken away by a government without the consent of the governed. Therefore, the principle of Limited Government should be established to ensure that all members of society have the ability to protect their natural rights, and the Rule of Law should be implemented to create an equal system of justice that allows the government to make decisions that serve the common good.
This belief in the necessity of the consent of the people is at the core of Locke's philosophy, and its implications on modern society cannot be overstated.
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The German sinking of the ________ in 1915 cost 128 American lives and enraged the American public.
A) Sussex
B) Arabic
C) Reuben James
D) Lusitania
E) Queen Mary
Answer:D
Explanation:Lusitania
Which of the following is an example of a classical culture
A classical culture can be exemplified by a culture that carries goods overseas by trireme. So, the correct choice is option A.
A classical culture refers to a civilization or society that has achieved a high level of development and sophistication in various aspects, including art, literature, philosophy, politics, and technology. It is often associated with ancient civilizations that have had a significant impact on subsequent cultures.
Among the options provided, the example that best represents a classical culture is A. A culture that carries goods overseas by trireme. Triremes were ancient Greek and Roman ships used for naval warfare and trade. The ability to conduct overseas trade using advanced maritime vessels demonstrates a level of economic and technological advancement that is characteristic of classical cultures.Options B, C, and D do not specifically represent characteristics of classical cultures. Urbanization (B) and the acquisition of agricultural techniques (C) can occur in various stages of a civilization's development, while local military engagements (D) do not necessarily indicate a classical culturTherefore, the correct option is A culture that carries goods overseas by trireme (A).
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Complete Question
Which of the following is an example of a classical culture?
A. A culture that carries goods overseas by triremeB. A culture that has started to urbanizeC. A culture that has just learned agricultural techniquesD. A culture whose military engagements are all localimportance of development
Answer:
If something does not develop, it will become outdated and unimportant. New things will develop in its abscence and that will lead to growth instead of staying stagnant were it not to develop.
Explanation: