Which of the following is a characteristic of a certificate of deposit?

Answers

Answer 1

Answer:

C). It requires that the funds be kept in the account for a minimum fixed period of time e.g. 90 days

Multiple- choices

A).  You have to earn at least $100,000 in salary to be allowed to buy a CD

B).  It is just a different name for a savings account

C). It requires that the funds be kept in the account for a minimum fixed period of time e.g. 90 days

D). Only large banks offer them

Explanation:

Banks and other financial institution offer certificates of deposit (CD) saving account to customers who intend to limit the number of withdraws. This type of savings account pays a higher interest rate than the regular savings account. A customer wishing to open this account agrees with the bank on the duration that they want to save the money.  Withdrawals can only be made after the agreed period lapses. Should the customer demand for their money before the end of the agreed period,  they may get penalized by the banks.


Related Questions

Securities firms, insurance companies, and investment companies are all examples of?

Answers

Answer:

Securities firms, insurance companies, and investment companies are all examples of financial institutions. Financial institutions are organizations that provide financial services and products to individuals, businesses, and governments. They help to channel funds from savers to borrowers and provide a range of services such as investing, lending, and insurance.

kfc india created the curry-cature in order to connect with the fairly westernized youth of today. this example shows the importance of _________ when designing your social media programs.

Answers

KFC India created the curry-cature in order to connect with the fairly westernized youth of today. this example shows the importance of syntax and morphology when designing your social media programs.

It's miles determined that morphology and syntax play great roles in studying comprehension, formation of English words, language gaining knowledge of, formation of phrases, clauses andsentences; clear and affective verbal exchange and Literature-in English.

Syntax is the look at of sentence structure, its relationship to which means, and theoretical models that account for the capability of audio system to generate an endless range of novel utterances.

Morphology is the take a look at of word shape and its dating both to condemn shape and to that means.

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The process of allocating the cost of an asset to expense over the useful life of the asset is called.

Answers

Answer:

Depreciation

Explanation:

Depreciation is the process of allocating the cost of an asset over the course of its useful life in order to align its expenses with revenue generation.

[RevyBreeze]

Identify the examples of backgrounds. Check all that apply.

Sabir was raised in a Muslim family.
Michael wants to earn a college degree.
Irene is planning to become a Carpenter.
Jean has parents who have strong political views.
George wants to learn how to style hair.
Bao grew up participating in Chinese cultural activities.

Answers

Answer:  The answers are: Sabir was raised in a Muslim family, Jean has parents who have strong political views, and Bao grew up participating in Chinese cultural activities.

                                                     Hope this helps :)

Design thinking is based on the needs of the designer.
True
False

Answers

Answer:

True

Explanation:

why is enterprise important to a country ?

Answers

Answer:

New and improved products, services, or technology from entrepreneurs enable new markets to be developed and new wealth to be created. Additionally, increased employment and higher earnings contribute to better national income in the form of higher tax revenue and higher government spending.

Explanation:

here is your answer if you like my answer please follow

The publisher of Celebrity Living claims that the mean sales for personality magazines that feature people such as Megan Fox or Jennifer Lawrence are 1.5 million copies per week. A sample of 10 comparable titles shows a mean weekly sales last week of 1.3 million copies with a standard deviation of 0.9 million copies.

Answers

Answer and Explanation:

The computation is shown below:

For determining each part first we have to do the following calculations

Critical value of t = 3.250

Null hypothesis = 1.5

Alternative hypothesis ≠ 1.5

Population mean \(\mu\) = 1.5

Sample mean \(\bar X\)= 1.30

Sample size \(n\) = 10.00

Sample standard deviation \(s\) = 0.900

Standard error of mean is

\(s_x = \frac{s}{\sqrt{n} }\)

\(= \frac{0.900}{\sqrt{10.00}}\)

= 0.2846

Test static is

\(t = \frac{x - \mu}{s_x}\)

\(= \frac{1.30 - 1.5}{0.2846}\)

= -0.703

a. The null hypothesis is

μ = 1.5

Alternate Hypothesis is

μ ≠ 1.5

b. reject \(H_o\) if t is not between

-3.250 and 3.250

c. The value of the test statistic is

t = -0.703

(as we have computed above)

d. fail to reject \(H_o\) as this data does not contradict the publisher claim

The publisher of Celebrity Living claims that the mean sales for personality magazines that feature people

What are the limitations of an MkIS?

Answers

Answer:

Limitations do exist with an MIS, such as the expense to create and implement an MIS, training time for employees, lack of flexibility and capturing wrong or incomplete information.

Explanation:

What are the five Ws of a good press release?
Major Questions the release should answer
Types of Audiences for the release
Categories of the Media the release should cover
Five paragraph structure of the release

Answers

The main five Ws of a good press release which most journalists know that the basic format of a press release includes:

Whowhenwhatwherewhy information

Why is five Ws of a good press release important?

Investigative journalists, detectives, and researchers use the 5Ws and 1H technique as a straightforward technique to gather a comprehensive and accurate story. This method's premise is that if you can figure out the responses to these six questions, you should have a complete account of what happened. What, Why, When, Where, Who, and How are the six questions listed above.

The 5Ws and 1H framework is a remarkably straightforward but seriously powerful approach to data collection. The list is simple to remember and can be used as a guide for journalists and other researchers whenever they are frantically gathering data.

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Explanation:

The main five Ws of a good press release which most journalists know that the basic format of a press release includes:

Who

when

what

where

why information

Why is five Ws of a good press release important?

Investigative journalists, detectives, and researchers use the 5Ws and 1H technique as a straightforward technique to gather a comprehensive and accurate story. This method's premise is that if you can figure out the responses to these six questions, you should have a complete account of what happened. What, Why, When, Where, Who, and How are the six questions listed above.

The 5Ws and 1H framework is a remarkably straightforward but seriously powerful approach to data collection. The list is simple to remember and can be used as a guide for journalists and other researchers whenever they are frantically gathering data.

beginning inventory is $20,000. purchases of inventory during the year are $100,000. ending inventory is $50,000. what is cost of goods sold?

Answers

Answer: $70,000

Explanation: Add ending + Beginning

The cost of goods sold as per the given data of inventories and purchases of inventory is $70,000 during the year.

What is inventory?

The products, resources, and equipment that a company keeps on hand in advance of selling them to customers for a profit are referred to as inventory. One can fulfill the needs of your clients and can save money by using inventory management.

The inventory that appears at the beginning of the year refers to as the beginning inventory whereas the inventory which remains at the end of the financial year in business is referred to as the ending inventory.

The calculation for the cost of goods sold

beginning inventory = $20,000

ending inventory  = $50,000

purchases of inventory =  $100,000

COGS = the starting inventory + purchases – ending inventory

           = (20,000+100,000)-50,000

           = 120,000- 50,000

           = 70,000

Therefore, the Cost of goods sold is  $70,000.

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Apple is constantly striving to introduce new products into the marketplace. At the initial stage, Apple design teams are separated from the rest of the organization and housed in a separate facility to enhance the ability to develop new concepts. This approach has proven to enhance the ability to come up with new concepts in the _____ stage of the new-product development process.

Answers

Answer:

Idea generation.

Explanation:

The new product development process is a process of taking a product to the market. It is a part of product design. The process continues till the life cycle of product is over.

There are several stages of the new product development.

The stage in which the Apple company is, in the given scenario, is idea generation.

Idea generation is the first stage of the new product development. In this stage, the company seeks for ideas for creating or developing new products.

Therefore, idea generation is the correct answer.

A new business should be based on an entrepreneur's individual interests because the entrepreneur must...
A. have sufficient confidence to succeed.
B. be willing to take personal responsibility.
C. have enough determination to work alone.
D. dedicate as many hours as needed to the work.
Will mark brainliest!

Answers

Answer:

A.................

Explanation:

look at my pokemon

A new business should be based on an entrepreneur's individual interests because the entrepreneur must...

Answer:

D

Explanation: because i said so but it might not be right

What is cash flow?...................................

Answers

Answer:

Cash flow is the net amount of cash and cash-equivalents being transferred into and out of a business. At the most fundamental level, a company's ability to create value for shareholders is determined by its ability to generate positive cash flows, or more specifically, maximize long-term free cash flow

Explanation:

A company manufactures a product that has a design (nominal) target width of 5 inches with tolerances of + .05 inch. The process that produces the product has a mean of 4.995 inches and a standard deviation of 0.01 inch. According to the process capability ratio is the process capable of being within design specifications?

Answers

Answer:

a. The process is capable of meeting design specifications because the index is greater than 1

Explanation:

Missing word "a. the index is greater than 1.0, b. the process is not capable of meeting design specifications because the index is less than 1.0, c. the process is capable of meeting design specifications because the index is twice the process capability ratio, d. none of the above"

Process capability ratio (Cp) = (USL - LSL) / 6σ

- USL = 5+0.05= 5.05

- LSL = 5 - 0.05 = 4.95

- Standard deviation σ = 0.01

Process capability ratio (Cp) = 5.05 - 4.95 / 6*0.01

Process capability ratio (Cp) = 0.1 / 0.06

Process capability ratio (Cp) = 1.666666666666667

Process capability ratio (Cp) = 1.67

Process capability ratio Cp > 1. So, the Process is capable of meeting design specification.

Sophia used the Consumer Reports website to research an economical choice for a new washer and dryer for her apartment, and she trusted the information because the website was not affiliated with the sellers of these products. This is an example of which type of information source in the purchase decision process

Answers

The public source of information is used in the purchase decision process by Sophia.

What is a public source of information?

A public source of information refers to a source of information of a non-confidential nature that are publicly available for all.

The public source of information are access through:

internet search means.information service subscription.materials created and sent to members of the public.

In conclusion, the public source of information is used in the purchase decision process by Sophia.

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he brs corporation makes collections on sales according to the following schedule: 45% in month of sale 53% in month following sale 2% in second month following sale the following sales have been budgeted: sales april $220,000 may $150,000 june $140,000 budgeted cash collections in june would be:

Answers

In June, cash collections are expected to total $510,000.

To calculate the budgeted cash collections in June, we need to determine the amount of cash that will be collected from each month's sales in June.

For April sales:

- 45% will be collected in April = 0.45 x $220,000 = $99,000

- 53% will be collected in May = 0.53 x $220,000 = $116,600

- 2% will be collected in June = 0.02 x $220,000 = $4,400

Total cash collections from April sales = $99,000 + $116,600 + $4,400 = $220,000

For May sales:

- 45% will be collected in May = 0.45 x $150,000 = $67,500

- 53% will be collected in June = 0.53 x $150,000 = $79,500

- 2% will be collected in July = 0.02 x $150,000 = $3,000

Total cash collections from May sales = $67,500 + $79,500 + $3,000 = $150,000

For June sales:

- 45% will be collected in June = 0.45 x $140,000 = $63,000

- 53% will be collected in July = 0.53 x $140,000 = $74,200

- 2% will be collected in August = 0.02 x $140,000 = $2,800

Total cash collections from June sales = $63,000 + $74,200 + $2,800 = $140,000

Therefore, the budgeted cash collections in June would be $220,000 + $150,000 + $140,000 = $510,000.

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Explain the role of public relations in developing and maintaining a corporate image.

Answers

By overseeing communication and relationships between an organisation and its stakeholders, public relations plays a critical part in creating and sustaining a company image.

To influence the perception, reputation, and overall image of the business, strategic communication is used. To improve the public's view of the company, public relations experts take part in activities like media relations, crisis management, community involvement, and employee communications. Public relations contributes to the development of trust, credibility, and goodwill among stakeholders by clearly articulating the company's ideals, accomplishments, and social responsibility efforts. It helps build the company's brand, draw in clients, investors, and talent while minimising reputational hazards.

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Retail websites can most advisedly grow their email list by:.

Answers

allowing customers to sign up for the email list during the checkout procedure :)

Retail websites can most advisedly grow their email list by giving their customers the option to sign up  their email during the check in.

What are retail websites?

The retail websites are websites that offer products for sale to the public. They can be owned and operated by individual retailers or by larger companies that offer products from multiple retailers.

These websites typically feature a variety of products, ranging from clothing and electronics to home goods and food. They allow customers to browse and purchase items from the comfort of their own homes, using their computers or mobile devices.

The examples of  retail websites are  Amazon, Walmart. The retail websites can most advisedly grow their email list by giving their customers the option to sign up  their email during the check in.

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An investment by the stockholders in a business increases a. assets and stockholders' equity. b. assets and liabilities. c. liabilities and stockholders' equity. d. assets o

Answers

Option A is correct. Cash, an asset account, will grow as a result of a stockholder investment. Also, it will boost stockholder equity. Total assets must equal total liabilities and stockholders' equity on the balance sheet.

More stock investments or increased net income both improve stockholders' equity. It gets smaller as a result of dividend payments or net losses. Retained profits rises as revenue accounts are closed out into it and falls when expense accounts and cash dividends are closed out into it.

The amount that a company's owners have invested in their enterprise is known as shareholders' equity. This covers the funds they have directly invested as well as the total amount of earnings the business has generated and reinvested since its beginning.

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Peabody. Inc. Has 5000 shares 7% $100 psr value cumulative preferred stock and 50000 shares of $1 par value common stock outstanding at Dec 31 2014 if the board of directors declare a $30000 dividen the?

Answers

If the board of directors declares a $30,000 dividend, the: preferred shareholders will receive the entire $30,000.

How to find the preferred shareholders?

To calculate the dividend amount for each class of stock, we need to determine how much of the dividend will be allocated to the preferred stock and how much will be allocated to the common stock.

Since the preferred stock is cumulative, any dividends that were not paid in previous years will need to be paid before any dividends can be paid to the common stock. We can calculate the amount of cumulative dividends owed to the preferred stockholders as follows:

Cumulative Dividends Owed = 5000 shares x $100 psr value x 7% = $35,000

Since the board of directors has declared a $30,000 dividend, we can see that this amount is not enough to cover the full amount of cumulative dividends owed to the preferred stockholders. Therefore, the entire $30,000 dividend will be paid to the preferred stockholders, and none will be paid to the common stockholders.

The amount of cumulative dividends owed to the preferred stockholders will be reduced by $30,000, leaving a balance of $5,000. This amount will need to be paid before any future dividends can be paid to the common stockholders.

Therefore, the dividend amount for each class of stock is:

Preferred Stock: $30,000

Common Stock: $0

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Exam Instructions
Question 3 of 16 :
Select the best answer for the question.
3. From the list below, select the business in the retail industry.
O A. City Park
O B. Doctor's office
O C. Department store
O D. Car Repair Shop

Answers

Answer:

the answer is C. department store

What was the key issue when stocks crashed in 1929?

Answers

The stock market crash of 1929, also known as the Great Crash, was a significant event in American history that had a major impact on the economy and society.

The crash occurred on October 29, 1929, and is often considered the beginning of the Great Depression, a period of economic hardship that lasted for over a decade.

The key issue that led to the crash of stocks in 1929 was a combination of factors, but the most significant was speculation and overvaluation of stocks. During the 1920s, the stock market had been on a steady climb, and many investors began to buy stocks on margin, which is a way of buying stocks with borrowed money. This led to a speculative bubble, where stock prices were artificially inflated and not based on the actual value of the companies.

Another factor that contributed to the crash was the uneven distribution of wealth. The prosperity of the 1920s had benefited only a small portion of the population, while the majority of Americans were still struggling financially. This led to a lack of buying power and a decrease in consumer demand, which further contributed to the crash.

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sergio, who is blind, is granted a homestead exemption on his $190,000 residence. what is his total homestead exemption?

Answers

$50,500 is his total homestead exemption.

What is a homestead exemption?

The homestead exemption allows homeowners to pay less in property taxes. In addition, most states have a legal provision that helps protect a home from some creditors once a homeowner's spouse passes away or they file for bankruptcy. Survivor spouses may receive continuous property tax reductions because of the homestead tax exemption, which is applied on a tiered basis to favour properties with lower assessed values. The homestead exemption is advantageous because it is intended to offer both material shelter and financial security, preventing the sale of a primary dwelling under duress. However, if the homeowner defaults on their mortgage, the homestead exemption does not stop or prevent a bank foreclosure.

Explanation:

Sergio's home has an assessed worth of over $75,000.

He thereby enjoys the $25,000 basic exemption in addition to the $25,000 exemption for county and city taxes.

Due to his blindness, he is given an additional $500 exemption.

Homestead exemption = $25,000 + $25,000 + $500 = $50,500.

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There is a need for every business in the international marketplace to understand the prevailing culture in the countries that they are doing business in. this is known as?

Answers

There is a need for every business in the international marketplace to understand the prevailing culture in the countries in which they are doing business. this is known as cross-cultural literacy.

Business economics is a discipline of implemented economics that researches the financial, organizational, marketplace-related, and environmental issues faced by using companies. business economics encompasses subjects such as the idea of scarcity, product factors, distribution, and consumption.

Business is a technique of exchanging goods and offerings between people and entities, which includes money. Key principles of economics include deliver and demand, interest price, exchange fee, and international trade.

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If a company receives cash from a customer before performing services for the customer, then:.

Answers

Answer:

assets increase and liabilities increase. ... individual accounting record of increases and decreases in specific asset, liability, and stockholders' equity items.

Around the time Adam Smith published “Wealth of Nations”, what was the economic system favored by most European elites called?

mercantilism
capitalism
communism
feudalism

Answers

Answer:

A

Explanation:  Mercantilism

How long should a cover letter be? A. Less than one page B. Two pages C. Three pages D. More than four pages Please select the best answer from the choices provided A B C D

Answers

Answer: A. Less than one page

Explanation:

What should you, the worker, be aware of with regard to evacuation procedures at your workplace?
(select two answers)
(a) when you get back into the building
(b) evacuation plans
(c) what to do when the emergency has passed
(d) how long the emergencies will last

Answers

With regard to evacuation what one has to be aware of would be

evacuation planshow long the emergencies will last

What is meant by evacuation?

This is the term that is used to refer to all that would have to be done in order to get all the occupants of a building out of it due to an emergency that is occurring in the building. The need for evacuation is often due to emergency that could cause a loss of life. An example of such incidence would during a fire outbreak.

Hence we can say that With regard to evacuation what one has to be aware of would be

evacuation planshow long the emergencies will last

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What is market & what is stock market?​

Answers

Answer:

The stock market is where investors can buy and sell securities, or stakes in individual companies as well as exchange-traded funds (ETFs). The market concept is also used for the trading of other items like bonds and treasuries, but the stock market has the most public visibility.While the Market can be physical like a retail outlet, or virtual like an e-retailer. Other examples include the black market, auction markets, and financial markets.

Hope this helps,If you have any questions revolving around this topic,feel free to ask me,Good luck!

DETAILS The Cartesian coordinates of a point are given. (a) (4√3,4) (i) Find polar coordinates (r, 8) of the point, where r>0 and 0 ≤ 0 < 2x. (r, 0) = -C (ii) Find polar coordinates (r, ) of the point, where r <0 and 0 ≤ 0 < 2. (r, 0) = =([ (1, -3) (1) Find polar coordinates (r, 0) of the point, where r> 0 and 0 ≤ 0 < 2. (r, 0) = (ii) Find polar coordinates (r, 0) of the point, where r< 0 and 0 ≤ 0 < 2n. (r, 0) = 3. [-/12 Points] (b) MY NOTES

Answers

Given Cartesian coordinate of point as `(4√3,4)`. To find the polar coordinates of the point, we use the following formulas:   `r= √x^2+y^2, θ = tan⁻¹(y/x)`We have `(x,y) = (4√3,4)`Therefore, `r = √(4√3)^2 + 4^2 = √48+16 = √64 = 8`Note: √(3^2) = 3`tanθ = y/x`    `θ = tan⁻¹(y/x)`    `θ = tan⁻¹(4/4√3)`    `θ = tan⁻¹(1/√3)`    `θ = 30°

`Therefore, polar coordinates are `(r,θ) = (8, 30°)`(a)(i) For `r>0 and 0 ≤ θ < 2π, (r,θ)` is `(8,30°)`.(ii) For `r<0 and 0 ≤ θ < 2π, (r,θ)` is `(-8,30°+π)`(b)Given `(x,y) = (1,-3)`Therefore, `r = √1²+(-3)² = √10`Note: √(3^2) = 3`tanθ = y/x`    `θ = tan⁻¹(y/x)`    `θ = tan⁻¹(-3/1)`    `θ = -71.57°`Therefore, polar coordinates are `(r,θ) = (√10,-71.57°)`(b)(i) For `r>0 and 0 ≤ θ < 2π, (r,θ)` is `(√10,-71.57°)`.(ii) For `r<0 and 0 ≤ θ < 2π, (r,θ)` is `(-√10,-71.57°+π)`Therefore, polar coordinates are`(√10,-71.57°)and(-√10,-108.43°)`.

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Other Questions
chapter 3 okay for now summary The order is for Cefazolin 0.5 g IM. How many milliliters of diluent will the nurse add to the cefazolin powder to reconstitute the medication? 8Exercise 414 Read the article about a type of animal called a sloth, which lives in forests in parts of Central andSouth America.Write a summary about the features of sloths' bodies that enable them to live in trees.Your summary should be about 100 words long (and no more than 120 words long). Youshould use your own words as far as possible.You will receive up to 8 marks for the content of your summary and up to 8 marks for the style andaccuracy of your language. Xy1927336471 -2a. Graph the points above as a scatter plot.b. Calculate the correlation coefficient.8-510-810X is top y is bottom Choose the list that shows the investment with the least risk to the one with the highest risk.A. Mutual Funds, Savings Bonds, Stock MarketB. Savings Bonds, Mutual Funds, Stock MarketC. Savings Bonds, Stock Market, Mutual FundsD. Stock Market, Mutual Funds, Savings Bonds A tudent prepare a buffer by placing ammonium chloride in a olution of ammonia. Equilibrium i etablihed according to the equation: NH3 H2ONH4OH-When a large amount of KOH i added to the buffer, the bae react with A. OH- and the pH decreaeB. NH4 and the pH increaeC. NH3 to keep the pH relatively contantD. NH4 to keep the pH relatively contant Pls help, Idc if you answer 1 I have j and k done already It is just the rest. If the normal force of the bow on the string is 0.75 N , how far can the string be pulled before it slips if the string is bowed at its center a bottle contains 2 litter of water.The bottle leaks 80 milliliters of water every 3 minutes.will the bottle be empity in one hour? If one of the pair of Magdeburg hemispheres were fastened to a strong tree, the force needed by a single party to pull them apart would be write a story that best explains the motion shown by the graph given in figure 1.16....please help me within 1 hr A 1.000-g sample of iron metal reacted with sulfite powder to give 1.574 g of product. Calculate the empirical formula of iron sulfide. what would happen to a mammalian heart if the nerves leading to it were severed? the heart muscle would stop contracting. only the atria would be able to contract. the heart muscle would contract randomly. systolic contraction would still occur, but diastolic relaxation could not occur. the heart muscle would continue to contract but its contraction rate may change. A classification system that has a significant amount of overlap is able to give correctional administrators guidance about appropriate treatment for clients. true or false How does the U.S. government factor into the importance of voting? Do you believe voting isan essential right that all citizens should use? during the closing decades of the nineteenth century, farmers complained about all of the following except____ A-rising pricesB-High InterestC-high freight ratesD-high storage pricesE-large middleman profits Which of the following factors has NOT contributed to the development of black ghettos in the United States?- institutionalized housing discrimination- redlining practices by federal loan agencies- white flight- blacks' preference to live with other blacks Mr. Carlson is planning his daughter's birthday party at either a roller rink or at a laser tag facility. The roller rink charges $5 per guest for skate rental, plus $55 to reserve a private reception area. The laser tag facility charges $8 per guest for admission, plus $25 to reserve a private reception area. For what number of guests is the total cost the same at each location? Floors and carpets on your computer forensic lab should be cleaned at least ____ a week to help minimize dust that can cause static electricity. predict whether each of the following molecules is polar or nonpolar. drag the appropriate items to their respective bins.