which of the following best desscribes a hospital indemnity policy?
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A hospital indemnity policy provides a fixed daily benefit to cover hospitalization expenses not covered by primary health insurance.
A hospital indemnity policy is an insurance policy that provides a predetermined fixed benefit for each day an individual is hospitalized. It is designed to supplement primary health insurance by offering additional financial coverage for hospitalization-related expenses. Unlike traditional health insurance, which typically covers a portion of medical costs, a hospital indemnity policy pays out a set amount for each day spent in the hospital, regardless of the actual medical expenses incurred.
This fixed benefit can be used to offset expenses such as deductibles, co-payments, transportation, accommodation, and other costs associated with hospital stays. Hospital indemnity policies provide individuals with added financial protection and can help alleviate the financial burden of hospitalization.
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Related Questions
economics question for a test pls help
Explain what profits, losses and resources have to do with each other. How do profits and losses act as signals to business firms?
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VIRGHIOLIO SI 16-24 Allocation of common costs. Barbara Richardson, a self-employed consultant near Sacramento, re- ceived an invitation to visit a prospective client in Baltimore. A few days later, she received an invitation to make a presentation to a prospective client in Chicago. She decided to combine her visits, traveling from Sacramento to Baltimore, Baltimore to Chicago, and Chicago to Sacramento. Richardson received offers for her consulting services from both companies. Upon her return, she decided to accept the engagement in Chicago. She is puzzled over how to allocate her travel costs between the two clients. She has collected the following data for regular round-trip fares with no stopovers: Sacramento to Baltimore Sacramento to Chicago $900 $600 Richardson paid $1,200 for her three-leg flight (Sacramento-Baltimore, Baltimore-Chicago, Chicago- Sacramento). In addition, she paid $30 each way for limousines from her home to Sacramento Airport and back when she returned. 1. How should Richardson allocate the $1,600 airfare between the clients in Baltimore and Chicago using (a) the stand-alone cost-allocation method, (b) the incremental cost-allocation method, and (c) the Shapley value method? 2. Which method would you recommend Richardson use and why? 3. How should Richardson allocate the $60 limousine charges between the clients in Baltimore and Chicago? It hans
Answers
1. Allocation of $1,600 airfare:
a) Stand-alone cost-allocation method: Richardson can allocate the airfare based on the stand-alone costs for each leg of the trip.
she paid $900 for Sacramento to Baltimore and $600 for Sacramento to Chicago, she can allocate $900 to the client in Baltimore and $600 to the client in Chicago.
b) Incremental cost-allocation method: Under this method, Richardson can allocate the additional cost incurred for the Chicago leg of the trip. As the incremental cost of traveling from Baltimore to Chicago was $600, she can allocate this amount to the client in Chicago, while allocating the remaining $1,000 ($900 + $100) to the client in Baltimore.
c) Shapley value method: The Shapley value method considers the relative contributions of each leg of the trip. It calculates the average margin contribution of each city to all possible combinations of clients. The specific calculations for this method are not provided, but it would involve assessing the marginal contributions of Baltimore and Chicago to the overall travel costs.
2. Recommendation for Richardson: The choice of allocation method depends on the specific circumstances and preferences of Richardson. If the cost difference between the clients is negligible, the stand-alone method can be used. However, if there is a significant cost difference or if one leg of the trip is more essential to the overall engagement, the incremental method or Shapley value method might provide a fairer allocation.
3. Allocation of $60 limousine charges: Since the limousine charges are not directly related to the airfare, Richardson can allocate the limousine charges based on usage. If she used the limousine service equally for both legs of the trip, she can allocate $30 to each client in Baltimore and Chicago.
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Explain how world events can bring people together and set them apart. Use at least two examples from your lifetime where you have seen both forces at work in the United States.
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World events can both bring people together and set them apart. During times of crisis, people often unite and show solidarity in order to support those in need.
For example, in 2020, when the pandemic struck the United States, people from all walks of life came together to support the healthcare workers and those impacted by the virus. People donated money, volunteered their time, and supported those in need in order to help the country get through the crisis.
On the other hand, world events can also be a source of division. For example, after the September 11th terrorist attacks, many people in the US were angry and felt that the government had not done enough to protect them.
This resulted in a sharp divide between those who supported the US's response to the attacks and those who felt that the government had been negligent in its duties. Similarly, after the police killing of George Floyd in 2020, the US saw a dramatic divide between those who supported the Black Lives Matter movement and those who felt that the movement was unwarranted.
In both examples, world events had the power to both bring people together and set them apart.
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For a man ought not to cover his head, since he is the image and glory of God, but woman is the glory of man.
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The statement you provided appears to be a biblical verse from the New Testament, specifically from 1 Corinthians 11:7. It expresses a perspective on gender roles and suggests that men should not cover their heads because they are seen as the image and glory of God, while women are seen as the glory of man.
This passage has been interpreted differently by various religious traditions and scholars, and its influence has been seen in discussions on gender, authority, and social roles.
However, it is important to note that perspectives on gender equality and the interpretation of this passage vary across different cultural and religious contexts.
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Complete question
Explain the statement-''For a man ought not to cover his head, since he is the image and glory of God, but woman is the glory of man.''
Cambodia rice export to EU countries within EBA (research purpose)
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Due to concerns about egregious abuses of labor and human rights, the European Commission is started a revoke the tariff concessions given under the Everything Except Guns (EBA) agreement.
What role does EBA play in Cambodia?The EBA program permits 99% tariff-free entry of Cambodian goods into the EU market. On the other hand, Mr. Hun Sen said on Monday that exports from Cambodia to Europe have grown dramatically just this year, rising by 18% to even more than $4 billion while also increasing to the United States.
What exports does Cambodia make to the EU?The primary things that Cambodia exports to the EU are agricultural goods, including milled rice, textile, footwear, travel accessories, and bicycles. The main goods that Cambodia imports from the EU are, among others, building supplies, food and drink, electronics, and pharmaceuticals.
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Discuss,in brief,the trend of population growth in Nepal
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Answer: From 1960 to 2021 the population of Nepal increased from 10.11 million to 30.03 million people.
This is a growth of 197.2 percent in 61 years. The highest increase in Nepal was recorded in 1993 with 2.77 percent. The biggest decrease in 2013 with -0.27 percent.
In the expression 18 is 20% of 90, 18 is the - part Opercentage Opercent proportion O base
Answers
In the expression "18 is 20% of 90," the number 18 represents the "percentage proportion." So, correct option is B.
When we say "18 is 20% of 90," we are referring to the idea that 18 is a portion or fraction of the total value, which is 90. The percentage, in this case, is 20%, and it represents the rate or proportion used to calculate the part.
The term "percentage part" refers to the specific value or quantity that is being expressed as a percentage of the whole. In this expression, 18 is the result obtained when we calculate 20% of 90. It represents the portion or fraction of the total value that is equivalent to 20%.
To summarize, in the expression "18 is 20% of 90," the number 18 is the percentage part, as it represents the specific value that corresponds to 20% of the whole value of 90.
So, correct option is B.
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To a large extent, the Great Wall was built by
Select one:
a.
forced labor.
b.
foreign workers.
c.
skilled stonemasons.
d.
close friends of the emperor.
Answers
Answer:
a
Explanation:
look it up if u think im wrong
Question 8 1 pts Isaac buys five new textbooks during his first year at University at a price of $80 each, spending all his textbook budget. Used textbooks cost only $50 each. When the bookstore annou
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(a) Isaac's budget line will shift to the left after the price change. This is because the price of both new and used textbooks has increased, making them more expensive.
(b) Yes, Isaac is worse off after the price change.
The Explanation to Each Answer(a) With the same budget, Isaac can now afford fewer textbooks than before. The $40 extra from his father will help offset the price increase, but it may not be enough to buy the same number of textbooks as before.(b) Even though his father has given him $40 extra, the price of both new and used textbooks has increased, meaning that he will have to spend more money to buy the same number of textbooks. This leaves him with less money for other expenses, making him worse off overall.
This question should be provided as:
Isaac buys five new textbooks during his first year at University at a price of $80 each, spending all his textbook budget. Used textbooks cost only $50 each. When the bookstore announces that there will be a 10% increase in the price of new books and a 5% increase in the price of used books, Isaac's father offers him $40 extra.
a) What happens to Isaac's budget line? Draw Isaac's budget line with used textbooks in horizontal axis and new textbooks in vertical axisb) Is Isaac worse off or better off after the price change?Learn more about budget line brainly.com/question/30527889
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With respect to group formation, what does uncertainty avoidance help to provide for individuals joining a group?
a. Freedom
b. Fairness
c. Frankness
d. Fit
Answers
Uncertainty avoidance helps to provide individuals joining a group with Fit.
Uncertainty avoidance refers to the cultural tendency to avoid ambiguity, uncertainty, and risk. When it comes to group formation, uncertainty avoidance helps individuals to find a sense of fit within the group. Option a, freedom, may not be directly provided by uncertainty avoidance as it focuses more on reducing uncertainty rather than promoting individual freedom.
Option b, fairness, may be important in group dynamics, but it is not specifically addressed by uncertainty avoidance. Option c, frankness, pertains to open and honest communication, which may be influenced by uncertainty avoidance but is not its primary focus. On the other hand, option d, fit, aligns with the concept of uncertainty avoidance, as individuals seek a group where they feel comfortable, secure, and can navigate predictable environments.
Therefore, the correct answer is option d.
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III- Exercises
1. Smith and Son's Department Store has a policy that allows customers to return merchandise
for up to 45 days for a full refund. Based on prior experience, approximately 8% of
merchandise sold will be returned.
In November, the store's total sales were $2,500,000, all for cash. The cost of the
merchandise sold was $1,600,000.
On November 30, the company prepared the adjusting entries for sales returns.
In December, within the allowable return period, customers returned merchandise that
retailed for $100,000 and that cost $66,000 for a refund.
Prepare the journal entries for these transactions. Omit explanations.
Answers
The preparation of the journal entries for the transactions of Smith and Son's Department Store is as follows:
Journal Entries:November 30
Debit Accounts Receivable $2,500,000
Credit Sales Revenue $2,500,000
Debit Cost of goods sold $1,600,000
Credit Inventory $1,600,000
Adjusting Entries:
Debit Inventory $128,000
Credit Cost of goods sold $128,000
Debit Sales Returns $200,000
Credit Accounts Receivable $200,000
December 31
Debit Accounts Receivable $100,000
Credit Sales Returns $100,000
Debit Cost of goods sold $62,000
Credit Inventory $62,000
Data and Calculations:Total sales for November = $2,500,000
Expected sales returns = $200,000 ($2,500,000 x 8%)
Cost of goods sold = $1,600,000
The expected cost of returnable goods = $128,000 ($1,600,000 x 8%)
Actual sales returns = $100,000
Actual cost of returned goods = $66,000
Transaction Analysis:November 30: Accounts Receivable $2,500,000 Sales Revenue $2,500,000
Cost of goods sold $1,600,000 Inventory $1,600,000
Inventory $128,000 Cost of goods sold $128,000
November 30: Sales Returns $200,000 Accounts Receivable $200,000
December 31: Accounts Receivable $100,000 Sales Returns $100,000
Cost of goods sold $62,000 Inventory $62,000
Thus, the journal entries for the business dealings of Smith and Son's Department Store have been prepared as above.
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Based on the transactions by Smith and Son's Department Store, the journal entries are:
Date Accounting title Debit Credit
November Cash 2,500,000
Sales 2,500,000
November Cost of goods sold 1,600,000
Inventory 1,600,000
December Sales Return 100,000
Cash 100,000
December Inventory 66,000
Cost of Goods sold 66,000
How can Smith and Son's Department Store transactions be journalized?When cash sales are made, the sales account should be credited and the cash should be debited.
Cost of goods sold should be debited as it is an expense, and inventory should be credited as it is decreasing. Sales returns are debited which leads to inventory being debited as well.
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Which best characterizes the political system in China? Multiple Choice
Multiple Choice
China has a representative democracy.
China has a multiparty state dominated by the Communist regime.
China is a one-party state.
China is an imperfect democracy.
China has a pseudo-democracy.
Answers
The best characterization of the political system in China is that it is a one-party state.
The one-party state means that there is only one political party, the Communist Party of China, that holds all of the political power and makes all of the decisions for the country. There are no other political parties allowed, and there is no meaningful competition for political power.
This is different from a representative democracy, where multiple political parties compete for power and citizens have the ability to vote for their representatives. It is also different from a multiparty state dominated by the Communist regime, where there are other political parties allowed but the Communist Party still holds the majority of the power.
An imperfect democracy and a pseudo-democracy both suggest that there are some democratic elements in the political system, but that they are not fully functioning. However, in China's one-party state, there are no democratic elements present.
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the british historical time known as the _____ was when playwrights could diversify their subject matter.
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The British historical time known as the Restoration period was when playwrights could diversify their subject matter.
The Restoration period began in 1660 with the restoration of the monarchy after a period of puritan rule. During this time, the theater flourished and underwent significant changes, with the introduction of new genres, such as the Restoration comedy, and a more liberal approach to the portrayal of sex and morality on stage. Playwrights such as William Wycherley, William Congreve, and John Dryden were among the most prominent writers of the Restoration period, producing works that were celebrated for their wit, satire, and exploration of contemporary society and politics.
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Adolescents begin to use abstract reasoning skills when they achieve the intellectual summit that piaget called.
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What did the Latin American revolutions do?
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The Latin American revolutionaries included things-The many uprisings that occurred in Latin America in the late 18th and early 19th centuries that led to the formation of a number of sovereign nations known as the Latin American Wars of Independence.
A number of South American states, including present-day Venezuela, Colombia, Ecuador, Peru, and Bolivia, as well as the long-gone Gran Colombia, were founded as a result of these battles, which were frequently led by Bolivar.(1) In Latin America, democracy has mostly replaced other political systems. (2) The autonomous governments of Latin America were superseded by European colonialism. (3) Many nations in Latin America attained independence.The campaign of Bolivar was successful. The country proclaimed its independence in 1821, and any last vestiges of Spanish resistance were finally crushed by the decisive victory in the Battle of Ayacucho in 1824.To know more about Latin America here
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what is one reason why, in 2015, the government of the dominican republic began registering the estimated 500,000 (mostly haitian) undocumented residents and deporting those without citizenship?
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The reason why, in 2015, the government of the Dominican Republic began registering the estimated 500,000 (mostly Haitian) undocumented residents and deporting those without citizenship was a rejection of Haitians, African ancestry, and blackness more generally.
Dominican Republic and Haitian Immigrants
It was getting hard for hundreds of thousands of Haitians to register as legal residents in the Dominican Republic. Those Haitians or Haitian descendants wished to apply to become legal residents of the Dominican Republic.
The law was to regulate the massive flow of migrants from impoverished Haiti to the more affluent Dominican Republic. The government introduced the law in 2014 even though the international community criticized a Supreme Court decision that concluded people born in the country to non-citizen partners are not entitled to citizenship under the Constitution.
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December 14 and 15 1814 amwrican and british naval vessels fought in the first skirmish around ___ ____. The British, captured all 5 american gunboats. The next day panic set in New Orleans with New Orleans with news of the defeat.
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Answer:
The first skirmish around which you are referring to is the Battle of Lake Borgne. On December 14, 1814, a British naval squadron defeated an inferior American force in Lake Borgne and captured all 5 American gunboats
what are on-campus resources available for student impacted by intimate partner violence and sexual assault?
Answers
Colleges Can Do These Things To Prevent Sexual Assaults.Safety escorts, stepping up security presence, launching bystander intervention programs, increasing security officer presence, and utilizing mobile apps are among more safety measures.
What resources are offered to students who have experienced sexual assault and intimate partner violence on campus? Colleges Can Do These Things To Prevent Sexual Assaults.Safety escorts, stepping up security presence, launching bystander intervention programs, increasing security officer presence, and utilizing mobile apps are among more safety measures.Resources that Tulane also has 504-865-5911 is the emergency number for the Tulane University Police Department.Physical Violence24/7 Peer Run Hotline for Peer Hotlines and Education (SAPHE) -For assistance from a qualified student and connections to resources, dial this peer support hotline any time of the day or night during the academic year.The chance of developing health issues as an adult is increased in children who witness or experience emotional, physical, or sexual abuse.These may consist of psychological disorders including anxiety and sadness.In addition, they could have issues like diabetes, obesity, heart disease, low self-esteem, and more.To learn more about sexual assault refer
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What are 5 services your city 's local government will provide to its citizens ?
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The five services which are provided by the local government are-
Sanitation (both sewer and refuse), water, streets, the public library, schools, food inspection, fire department, police, ambulance, and other health department issues and transportation are some examples of basic city services.
Additional utilities like electricity, gas and cable television are frequently managed or contracted by city governments. A local government typically provides a service when it is required by the people who fund the government but the private sector cannot or will not do so. This is typically brought on by the expense of building infrastructure, such as water mains, or by the service's inability to turn a profit. Basic city services may include sewer and refuse collection, water, streets, public libraries, schools, food inspection, fire and police departments, ambulances, and other health department concerns.To learn more about local government here
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Suppose someone was unconvinced by Henry’s argument. What would be the counter-argument to his speech?
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The counter argument to the person's speech would be to remain under the British and be alive instead of Henry's liberty or death argument.
Henry's argument is based on the means by which they have to end British rule in America. He made the famous quote 'give me liberty or give me death'.
With this quote he is asking for freedom from the British and suggesting that the way to go about it if they refused was by war. He opposed having life and peace at the expense of being enslaved.
A person who disagrees with his argument would be opposed to dying for the sake of freedom. They would rather remain under the English people and suffer. But then they would be alive.
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reasons why grade 11s could experience positive changes within friendships due to their renewed focus in academics
Answers
Reasons Grade 11 students may experience positive changes in friendships due to their renewed focus on studies could include:
Academic developmentIncreased creativityKnowledge retentionDoes friendship help in studies?Yes, because the interaction with other individuals is capable of transforming some characteristics of people, creating more self-esteem, identification, creativity and exchange of knowledge, which is important for the growth of learning.
Therefore, friendships must be positive and focused on similar goals, such as focusing on studies, for example, so that such interaction is beneficial and helps in the development of knowledge.
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Which countries is the least influenced by the west?
Answers
Answer:India, China, Turkey, Nigeria, Algeria, the United Arab Emirates and Egypt.
Explanation:
under which of the following circumstances does a holder taking an instrument for value not become a holder in due course? if the holder acquires a security interest or some other lien in the instrument. if the holder purchases the instrument at a judicial sale or under legal process. if the holder takes the instrument for payment of a preceding claim. if the holder performs the promise for which the instrument was issued. if the holder exchanges the instrument for an irrevocable obligation to a third party.
Answers
A subsequent holder in due course cannot enforce an instrument as finished if it is issued without the amount due mentioned and the amount is later added without the maker's consent.
What is an instrument of value?An instrument is a tool used to perform, hold, or convey something of value. An instrument is a tradable asset or a negotiable object in the world of finance, such as a securities, commodity, derivative, index, or anything that serves as the basis for a derivative.An economic variable that can be managed or changed by government policymakers to affect a change in other economic indicators is referred to as an instrument in some settings. A contract, will, or deed are examples of legal documents that can be mentioned.Financial instruments are "any contract that results in a financial asset of one entity and a financial liability or equity instrument of another entity," according to International Accounting Standards.To learn more about instrument of value refer :
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How does South Africa’s government compare to that of other nations ?
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Answer:
South Africa's government differs from those of other Commonwealth nations. The national, provincial and local levels of government all have legislative and executive authority in their own spheres, and are defined in the South African Constitution as "distinctive, interdependent and interrelated".
Which of the following statements is correct?
A)Wealthy people are more likely to be deviant.
B) Poor people are more likely to be deviant.
C) Educated people are more likely to be deviant.
D) Women are more likely to be deviant.
Answers
Answer:
A
Explanation:
Students will reflect on communication language to be used in the office to manage the conflict introduced in the course and record their reflections in a journal entry that includes the following details:
An explanation of the concept chosen and why it was chosen. What influence or impact does this concept have on you? Why is it important to managing and/or resolving conflict?
A description of what you have learnt from this concept and how this learning can help you become more effective in managing conflict in the future.
Answers
The concept chosen for reflection is the use of effective communication language in managing conflict in the office.
This concept was chosen because effective communication plays a crucial role in resolving and managing conflicts in a professional environment. It has a significant impact on building understanding, trust, and collaboration among individuals involved in the conflict.
Effective communication language is important in managing conflict because it promotes clarity, active listening, empathy, and constructive dialogue. It allows individuals to express their perspectives, concerns, and needs in a respectful and non-threatening manner. By using appropriate language, conflicts can be approached with openness and a willingness to find mutually beneficial solutions.
From this concept, I have learned that the choice of words, tone, and non-verbal cues greatly influence the outcome of conflict situations. Clear and respectful communication helps in de-escalating tensions, promoting understanding, and fostering productive discussions. It enables me to actively listen to others, consider different viewpoints, and communicate my own thoughts effectively.
This learning will make me more effective in managing conflict in the future as it equips me with the skills to navigate difficult conversations, address conflicts assertively yet empathetically, and seek collaborative solutions. By choosing my words wisely and promoting open communication, I can create a positive and conducive environment for conflict resolution, leading to improved relationships and outcomes within the office setting.
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How do the Rocky mountains affect the development and population of those areas in North America?
Answers
Answer:The Rockies impacted the ability of settlers to travel to the West coast of the United States. The difficult traverse of high, snowy peaks and the...
Explanation:
Answer:
With the mountains, less population density is probable due to climate and difficulty of living conditions. It could be a barrier to migration. Slide Canadian Shield 8.
Hope you can help me
Answers
Answer:
A
Explanation:
The Mongol Empire under Genghis Khan started the conquest with small-scale raids into Western Xia in 1205 and 1207. By 1279, the Mongol leader Kublai Khan had established the Yuan dynasty in China and crushed the last Song resistance, which marked the onset of all of China under the Mongol Yuan rule.
why there is difference in between cultural and religious rituals in Nepal?
Answers
Answer:
What are the rituals in Nepali culture?
Tantric traditions are deep rooted in Nepal, including the practice of animal sacrifices. Five types of animals, always male, are considered acceptable for sacrifice: water buffalo, goats, sheep, chickens, and ducks. Cows are very sacred animals and are never considered acceptable for sacrifice.
Explanation:
Does breathing through your mouth change your face?
Answers
Answer:
si cambia a medida del tiempo si lo haces frecuentemente podes desarrollar una mala postura de la misma.
Expla