When calculating the present value of an annuity using the financial calculator, you enter the cash flows of the annuity in the pmt key.
This statement is true.
A present value or PV calculation tells us about how much money would be required now to produce a single series of payments in the future by again assuming a particular set of interest rate.
The formula for calculating the present value of an annuity due will take into account the fact that payments are made at the beginning rather than the end of each period.
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PLEASE HELP
What are two capital investments that would increase growth for \business
Answer:
A. Hiring more employes
B. Marketing
Explanation:
By hiring more employees, you are LITERALLY growing the business. It costs money to hire (and to keep employees), so it could be considered a capital investment.
Marketing is stuff like running advertisements, campaigns, and promotions- all things that are rarely free. You spend money in hopes that more people will buy from you.
frank, the owner of a local hardware store, decides to stock extra snow blowers and shovels this year, since his city is predicted to have an unusually snowy winter. lacking sufficient capital to purchase the extra inventory, he borrows a predetermined sum of money from his bank. which source of funding does this scenario best illustrate?
The most suitable source of funding does this scenario best illustrate is Line of credit. Because LOC is enables to draw when the customer needs funds.
In economic and business, A line of credit or known as LOC generally can be defined as a credit facility extended by a bank or other financial institution to a government, business or individual customer. Line of credit has several benefit, such as it is enables the customer to draw on the facility when the customer needs funds. There are several types of LOC, such as Secured credit, Unsecured credit, and also Personal line of credit.
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Prepare an income statement using the following information for CK Company for the month of February 2019. Sales revenue $26,250
Rental revenue 6,426
Product expense 21,924
Wages expense 7,938
Owner investment 5,040
Equipment purchases 23,520
Utilities expense 756
Taxes expense 168
The income statement for CK Company for the month of February 2019 is given below
| Income Statement | Amount |
| --- | --- |
| Sales revenue | $26,250 |
| Rental revenue | $6,426 |
| Total Revenue | $32,676 |
| Product expense | $21,924 |
| Wages expense | $7,938 |
| Utilities expense | $756 |
| Taxes expense | $168 |
| Total Expenses | $30,786 |
| Net Income | $1,890 |
The income statement projects that CK Company collected a total revenue of $32,676 in February 2019. The company's total expenses was $30,786 which involves product expense of $21,924, wages expense of $7,938, utilities expense of $756, and taxes expense of $168.
The company's evaluated net income for February 2019 was $1,890 which is solved by subtracting total expenses from total revenue.
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During an iteration planning, a team is referring the following stories with the story points:
>> Story A: 4
>> Story B: 5
>> Story C: 6
>> Story D: 5
>> Story E: 4
>> Story F: 6
>> Story G: 1
How many iterations will be needed to complete all of the stories, if the velocity of the Agile team is 10?
a) 3
b) 2
c) 4
d) 6
a) 3.The velocity of the Agile team is 10. We are required to determine how many iterations will be needed to complete all of the stories. To determine the solution, we must sum up the story points of all the stories and divide it by the velocity of the Agile team. This will give us the number of iterations needed.
Mathematically, it can be represented as:
Total story points = 4+5+6+5+4+6+1= 31
Number of iterations needed = Total story points/ Velocity of Agile team
= 31/10
= 3.1 (approx)
Therefore, the Agile team will require 3 iterations to complete all of the stories.
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if diminishing marginal returns have already set in for golden lark woodworks, and the marginal product of the 6th carpenter is 8 chairs, then the marginal product of the 7th carpenter is
The marginal product of the 7th carpenter can be determined by understanding the concept of diminishing marginal returns. Diminishing marginal returns occur when each additional unit of input yields smaller increases in output.
In this case, we know that the marginal product of the 6th carpenter is 8 chairs.
To find the marginal product of the 7th carpenter, we need to consider the pattern of diminishing marginal returns. Since diminishing marginal returns have already set in, it means that the marginal product of each additional carpenter will be less than the previous one.
In this case, if the marginal product of the 6th carpenter is 8 chairs, it implies that adding the 7th carpenter will result in a smaller increase in output. The marginal product of the 7th carpenter could be, for example, 6 chairs. This means that adding the 7th carpenter will increase the total output by 6 chairs, which is less than the increase achieved by adding the 6th carpenter.
It's important to note that the actual value of the marginal product of the 7th carpenter may vary depending on the specific circumstances and factors involved in the production process. The example provided is just one possible outcome.
In summary, the marginal product of the 7th carpenter is likely to be less than the marginal product of the 6th carpenter due to diminishing marginal returns.
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how many ig followers do i have alexamaldonadoo go quick ill give brainliest
______ Is a market in which a large number of suppliers compete with each other to satisfy the needs and wants of a large numbers of consumers at a competitive price.???
Answer : Monopolistic competition
Answer:
Monopolistic Competition
Explanation:
In a monopolistic competitive market, there are large numbers of sellers who do not sell identical products instead they sell differential products. They compete with each other at a competitive price. The products could be differentiated in many ways including quality, style, location and even brand name. Since they compete at a competitive price, if there is a substantial rise in the price of any of the products, the buyers could quickly shift from one product to another. The most crucial factor behind product differentiation is because of geographical factors. Under a monopolistic competitive market, the sellers do not have any influence over customer loyalty and limited control over the price.
Determining the payment options to be offered to a business's customers is which function?
Answer:
Pricing
Explanation:
Why is the housing market not a perfectly competitive market
Answer:
houses are essential. a need doesn't fall in perfect competition conditions.
3. The owner of a specialty delicatessen buys baskets, decorates and fills them with food items, and
sells them as one of the products in the shop. The entrepreneur sells an average of 130 baskets a
month The basket supplier charges $0.50 per basket. The entrepreneur would like to reduce his
variable costs and has found a basket supplier who will charge only $0.40 per basket. How much
will the delicatessen owner save in a year by changing suppliers?
Answer:
$156
Explanation:
he old price per basket is $0.50 per basket
the new supplier has a price of $0.40 per basket
Savings per basket is $0.10 ($.50- $0.40)
The average sales per month are 130 baskets.
The average savings per months will be
=$0.10 x 130
=$13
yearly savings will be
=$13 x 12 months
=$156
Can't we run a business without training?
yes definitely.......
Which of the following is not a purpose of credit counseling?
O A. To provide borrowers with short-term loans
O B. To help a borrower avoid bankruptcy
O C. To help a borrower develop a debt management plan
O D. To teach good borrowing habits
the
All the above are the purposes of credit counselling except A. To provide borrowers with short-term loans
Credit counselling refers to advice given to borrowers to:
Help them avoid bankruptcy Help them develop a debt management plan Teach them habits that will ensure they don't borrow in a dangerous wayDebt counselling is meant to help borrowers avoid the adverse effects of borrowing and is not meant to provide borrowers with even more avenues for borrowing.
In conclusion, credit counselling is not meant to provide borrowers with more loans.
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Describe three different expenses associated with restaurants. Choose one of these expenses, and discuss how a manager could handle this expense.
The correct answer to this open question is the following.
Describe three different expenses associated with restaurants. Choose one of these expenses, and discuss how a manager could handle this expense.
1.- The food that is going to be cooked and served.
This is the meat, fish, pasta, vegetables, condiments, and everything necessary to cook the food.
2.- The salaries of the employees.
This is the money the restaurant has to pay to its employees such as the chef, the cook, the waiters, and so on.
3.- Marketing and other promotions.
The money allocated to invest in marketing promotions and other promotions to attract new customers to the restaurant.
I am going to choose this last one. I would invite the manager of the restaurant to consider the following.
The manager should not invest in general marketing campaigns. He has to focus on segmentation. What is his segment. Who its clients are. Where they live. The manager should focus on target the necessities of that specific segment and offer valued promotions.
Match the scenario to the organization/team responsible.
1. As a result of a tornado, many water pipes are broken and it is feared sewage is leaking into the drinking water.
A. CDC
2. As a result of an earthquake, many stores cannot sell food and it is feared some crops have been contaminated.
B. DHS
3. As a result of a disaster, it is determined the local resources cannot adequately address all the needs of a community.
C. FDA
Answer:
A. people were drinking contaminated water
Explanation:
Question 22
1 pts
Which of the following is NOT a good reason to buy a stock index fund like the
S&P 500?
0 You want to have an investment that you don't have to monitor as closely as an actively
managed fund
0 You want to have an investment with low fees
O You want to "beat the market" with the return on your investment
O You want to have a diversified portfolio
Previous
Next
Answer:
You want to "beat the market" with the return on your investment
Explanation:
The SP 500 is a good example of diversified portfolio investment. Investing in the index fund is less costly compared to other investment instruments. The SP 500 is considered the benchmark of investment returns in the US. Any attempts to perform better than the SP 500 is termed as trying to "beat the market."
Investors prefer good stock indexes like the SP 500 because they represent diversified investments. They spread risks in many sectors of the economy. Stock indexes have low investment costs and don't need close contact monitoring. Trying to "beat the market" with stock indexes is a daunting task. Any investor who attempts it will end up very frustrated.
Accounting does anyone know how to do a work sheet
Answer:
you can download it as a pdf document and then you can write on it, or you can print it out.
Explanation:
Write down three key takeaways from the History of Credit in America segment.explain cashflow statements. how do they work and what specifically do they show you? give examples of how a cash flow statement will help you adjust your budget for the following month
The cashflow statements are financial documents that show inflow and outflow of cash in business or individual's finances.
What is cashflow?Cashflow refers to the movement of money in and out of a business. It is an important financial indicator that measures the amount of cash a company generates or uses during a given period. Positive cashflow means that the business has more cash coming in than going out, which is a good sign that the company is profitable and can pay its bills. Negative cashflow, on the other hand, means that the business is spending more cash than it is earning, which could lead to financial difficulties if it continues. Cashflow can be affected by many factors, including sales, expenses, inventory management, and financing activities. It is important for businesses to track their cashflow regularly to ensure they have enough cash to meet their obligations and invest in growth opportunities.
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expansionary monetary policy lowers ______________, and increases demand for investment and consumer borrowing, which shifts aggregate demand to the ________________.
Lower interest rates and increased demand for consumer and investment borrowing result from an expansionary monetary policy, which causes a rightward shift in aggregate demand.
What impact does expansionary monetary policy have on total demand?By increasing the amount of money and credit available beyond what it otherwise would have been and lowering interest rates, an expansionary (or loose) monetary policy increases aggregate demand while preventing recession.
What is increased by an expansionary monetary policy?Expansionary policy, sometimes referred to as loose monetary policy, expands the availability of money and credit to spur economic development. A central bank may implement an expansionist monetary policy to reduce unemployment and boost growth amid challenging economic conditions.
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90 + 150 is what
a 140
b 240
c 350
d150
Answer:
B 240
Explanation:
Type the correct answer in each box. spell all words correctly.
what are the different computer hardware components that entrepreneurs must be familiar with?
entrepreneurs must have sound knowledge of computer hardware and its three components: input devices, output devices, and
(blank) or system units.
Entrepreneurs must have sound knowledge of computer hardware and its three components: input devices, output devices, and system units.
The system unit, also known as the (blank), is the central part of a computer that houses the essential components such as the motherboard, CPU (Central Processing Unit), RAM (Random Access Memory), and storage devices like hard drives or SSDs (Solid State Drives).
It is responsible for processing and executing instructions, storing data, and coordinating communication between different hardware components. Understanding the system unit's architecture and functionality is crucial for entrepreneurs as it enables them to make informed decisions regarding computer specifications, upgrades, and troubleshooting.
By having a comprehensive grasp of input devices, output devices, and system units, entrepreneurs can effectively utilize computer hardware to support their business operations and leverage technology for growth and productivity.
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Mary was shopping in a clothing store. She had $100 to spend. She found three items she liked: $99 for a pair of shoes, $98 for a jacket, and $96 for a dress. After over an hour of shopping, she decided to buy the jacket for $98. What was her opportunity cost?
Answer:
She have two opportunity cost: 1. Shoes
2. Dress
With the return back money of $2
Opportunity cost is the return of a foregone option less than the return on your chosen option.
Why very few subsistence economies exist today
Answer:
As previously mentioned,
subsistence markets are
extremely vulnerable to
external influences.
Because of this
vulnerability, these economies are
becoming more scarce around the
world. In the past, for example, large
populations of indigenous peoples lived
throughout North America.
which of the following statements is true of the impact of digital media in the marketing mix? group of answer choices the concept of online shopping created by the digital media can be found only in the western world. digital media has increased the opportunities for businesses to target their promotions to the right audiences. consumer consumption patterns have undergone little change with the advent of digital media. social networking sites are the least useful when it comes to increasing the brand exposure of a firm. for a business that wants to compete on price, digital marketing provides no opportunities.
The true statement of the impact of digital media in the marketing mix is that digital media has increased the opportunities for businesses to target their promotions to the right audiences.
With the widespread use of digital media, businesses can reach their target audience more efficiently and effectively through various online channels. Networking through social media platforms also allows businesses to connect with potential customers and build relationships with them, ultimately increasing brand exposure. Thus, digital media has become an essential component of the marketing mix for businesses to reach their target audience and increase their brand exposure.
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harbor view medical currently uses zero debt financing. its operating income (ebit) is $2 million, and it pays taxes at a 25 percent rate. it has $15 million in assets and is all equity financed. the firm, however, will replace two thirds of its equity financing with debt financing by issuing bonds bearing an interest rate of 8 percent. by how much will the return on equity (roe) change after the change in the capital structure? group of answer choices by 6 percent by 9 percent by 3 percent by minus 10 percent by 8 percent
The return on equity (roe) change after the change in the capital structure is 8% of the group of answer choices by 6 percent by 9 percent by 3 percent minus 10 percent by 8 percent.
Change in ROE = 18% - 10%
Change in ROE = 18% - 10%
Paragraph locked by SATYAM SINGH
To Calculate Return on Equity when all equity is financed-
Net Income = EBIT * (1-tax)
Net Income = $2 Million * (1-0.25)
Net Income = $2 Million * 0.75
Net Income = $1.50 Million
Return on Equity = (Net Income/Equity) * 100
Return on Equity = (1.50Million/15million) * 100
Return on Equity = 10%
To Calculate Return on Equity when 2/3rd of debt is financed-
Net Income = (EBIT - Interest) * (1-tax)
Net Income = ($2 Million - $10 Million * 0.08) * (1-0.25)
Net Income = $1.20 Million * 0.75
Net Income = $0.90 Million
Return on Equity = (Net Income/Equity) * 100
Return on Equity = (0.90Million/5million) * 100
Return on Equity = 18%
To Calculate how much will the return on equity (ROE) change after the change in the capital structure-
Change in ROE = 18% - 10%
Change in ROE = 8%
The study and practice of finance involve dealing with capital assets, financial instruments, and money itself. It is a branch of economics, which is the study of the production, transfer, and utilization of money, property, goods, and services; however, the two are not the same. Since financial system activities take place at different scales, the field of finance can be broadly divided into three categories: personal, corporate, and public finance.
A financial system buys, sells, or trades assets like money, loans, bonds, shares, stocks, options, futures, etc. as financial instruments. Assets can also be deposited in a bank, insured, or invested in to increase value and decrease loss. In fact, risks are a constant in all financial transactions and businesses.
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what do we mean when we say that commercial bank act as trustee,executor of wheel,guranter etc in financial matters of thei customers.
Answer: When we state that a commercial bank acts as a trustee, executor of a will, guarantor, or otherwise fulfills comparable tasks in the financial concerns of their customers, we imply that the bank takes on certain responsibilities and offers particular services to help their customers in those capacities. Let's examine each role in more detail:
1. Trustee: Commercial banks can serve as trustees, administering and protecting assets on behalf of a person or organization. They guarantee that the resources are safeguarded, wisely invested, and distributed in accordance with the conditions of a trust agreement. The bank operates in the beneficiaries of the trust's best interests as trustees.
2. Executor of a will: Commercial banks that have been designated as executors of will carry out the instructions laid down in a person's will following their passing. This entails managing the decedent's assets, paying off debts, allocating inheritances, and making sure the procedure complies with the law.
3. Guarantor: A commercial bank can serve as a guarantor by offering a promise to uphold a client's financial obligations. This implies that the bank will step in and carry out those tasks on the client's behalf if the client is unable to perform their financial commitments, such as repaying a loan or meeting contractual requirements.
The commercial bank takes on fiduciary responsibilities in these capacities, which means that they have a moral and legal obligation to act in the interests of their clients, beneficiaries, or other parties. By offering these services, the bank ensures compliance with pertinent rules and regulations while providing expertise, security, and professional assistance to manage complex financial concerns.
It's vital to keep in mind that different banks and jurisdictions may have different policies and services relating to these jobs. Customers who want specific information and advice about these financial concerns should speak with their bank and legal counsel.
Now that Rory understands how comprehensive income is, he is wondering if he needs to record the $500 scholarship he was awarded from his local community to help pay his college tuition. If so, in which category of income should it be recorded: earned income, unearned income, or received income from government programs
Whether or not Rory needs to record the $500 For more questions on Scholarship he was awarded for college tuition will depend on whether it is considered taxable income or not.
In general, scholarships and grants used for Assuming that the scholarship money is tax-free, education expenses such as tuition and books are tax-free.
However, if the scholarship money is used for non-qualified expenses such as room and board, it may be taxable.
Assuming that the scholarship money is tax-free, Rory does not need to record it as income. It is not considered earned income, unearned income, or income received from government programs.
However, if any portion of the scholarship money is taxable, Rory would need to record it as income in the appropriate category depending on how it is classified.
If it is earned through work, it would be recorded as earned income. If it is awarded without any work required, it would be recorded as unearned income.
If it is received through a government program, it would be recorded as income received from government programs.
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Help please... This is due in an hour...
Answer:
but where the key word to it
what is 5x6x4x i need help i really dont
120 if you were thinking 5x6x4..
Answer:
120 I think
Explanation:
Two identical firms compete as a Cournot duopoly. The demand they face is P = 100 - 2Q. The cost function for each firm is C(Q) = 4Q. The equilibrium output of each firm is:
a) 8
b) 16
c) 32
d) 36
The equilibrium output of each firm is b)16.
Calculate the equilibrium output?
To find the equilibrium output of each firm in a Cournot duopoly, we need to solve for the quantity that maximizes each firm's profit.
In a Cournot duopoly, each firm assumes that its competitor's output remains constant when determining its own output level. The profit-maximizing quantity for each firm is determined by considering the reaction function, which represents how each firm responds to the other's output choice.
Let's calculate the equilibrium output for each firm using the following steps:
1. Calculate the reaction function for each firm:
- Firm 1's reaction function: Q1 = (P - MC) / 2
- Firm 2's reaction function: Q2 = (P - MC) / 2
Since the cost function for each firm is C(Q) = 4Q, the marginal cost (MC) is 4.
2. Substitute the demand function P = 100 - 2Q into the reaction functions to obtain the equilibrium output for each firm:
- Firm 1's equilibrium output: Q1 = (100 - 2Q1 - 2Q2 - 4) / 2
- Firm 2's equilibrium output: Q2 = (100 - 2Q2 - 2Q1 - 4) / 2
3. Solve the system of equations to find the equilibrium quantities Q1 and Q2.
Calculating the equilibrium quantities using the above steps, we find:
- Q1 = 16
- Q2 = 16
Therefore, the equilibrium output of each firm is 16.
Option (b) 16 is the correct answer.
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Susan has three credit cards - 1) an Old Navy card she got her last year of high school and now doesn't use that much, 2) a Visa card she got while in college and pays an $50 annual fee for benefits she doesn't use that much, and 3) a Mastercard she opened last month which has no annual fees. Susan has decided that she only needs two credit cards, which one should she get rid of
Answer: Visa card
Explanation:
Since Susan has decided that she only needs two credit cards, then she should keep the old Navy card she got her last year of high school and the Mastercard that she opened last month which has no annual fee.
In this case, since she doesn't use the Visa card that she got while in college and th e card pays an $50 annual fee for benefits that she doesn't use that much, thus means that the card isn't beneficial to her. Therefore, she should get rid of the Visa card.