The number of banks has declined dramatically in recent years because larger banks are buying smaller banks.
true/false

Answer:

The duration of the bond is 5.8 years

Explanation:

Given that :

Current price of a  bond $1,050

Yield on the bond = 7% = 0.07

If the yield increases 23 basis points, the price of the bond will go down to $1,037

The objective is to determine the duration of the bond.

In order to determine the duration of the bond; we need to first find the change in percentage of the price. Afterwards, this is find the modified duration which quantify the change in percentage  in the market price for every change in the yield to maturity. Then finally to the determination of  the duration of the bond.

Mathematically;

Percentage change in price = \(\dfrac{new \ price - old \ price }{old \ price}\)

Percentage change in price =\(\dfrac{1037 - 1050 }{1050}\)

Percentage change in price =\(\dfrac{-13 }{1050}\)

Percentage change in price = −0.01238

Percentage change in price ≅ - 0.0124

Percentage change in price  = - 1.24%

Let recall from the knowledge of our basis points which say;

1 basis point = 1/100

Therefore ; given that if he yield increases 23 basis points, then we have:

23 basis point = 23/100 = 0.23

The modified duration = \(\dfrac{percentage \ change \ in \ price }{ change}\)

The modified duration = \(\dfrac{1.24 }{0.23}\)

The modified duration = 5.3913 years

Finally, The duration of the bond = Modified duration × (1 + Yield to Maturity)

The duration of the bond =  5.3913 × (1 + 0.07)

The duration of the bond = 5.3913 × 1.07

The duration of the bond = 5.768691 years

The duration of the bond ≅ 5.8 years

A tornado that destroys a factory would be consided to be an example of an economic loss.

Tornadoes generally result in significant economic losses that are classified as direct losses or indirect losses.

Direct losses are the result of the destruction of assets and the resulting decrease in value of the asset and/or the lost income as a result of destroyed assets.

Indirect losses relate to the wider impact and include all  the loss of production and sales, increased commute times, increased transportation costs, as well as  decreased tourist activity.

Despite the economic devastation, tornadoes can act as economic stimuli, through rebuilding efforts, the inflow of insurance money and disaster-relief funds, and improvements in the labor market.

To know more about economic losses here:

https://brainly.com/question/14969490

#SPJ4

Answer: Credit Card

Explanation:

Debit cards allow you to spend money by drawing on funds you’ve deposited at the bank.

Credit cards allow you to borrow money from the card issuer up to a certain limit in order to buy items or withdraw cash.

I hope this helps!

A sport fan who is enticed into buying a ticket to a game by a game promotion had his consumer behavior affected by  market behavior of the sport firm.

What does "marketing strategy" mean?

A marketing strategy is a long-term plan for attaining a company's objectives through comprehending client needs and forging an identifiable and long-lasting competitive advantage.

                                It covers every aspect, including choosing which channels to employ to reach your target audience and identifying who your clients are.

Why is a marketing plan crucial?

Your business objectives, including who your ideal clients are and how you plan to reach them, are outlined in a marketing strategy.

                             It serves as your action plan and the general outline for all of the marketing initiatives you'll undertake to expand your company over the ensuing months and years.

Learn more about  marketing strategy

brainly.com/question/29376574

#SPJ4

The first step before liquidating collateral is to perform a UCC search. This includes searching public records to determine if the bank has a valid lien on the security.

It is important to check the loan documents to ensure that the bank has a valid security, as this will determine the bank's ability to liquidate the security. The search should include a review of the UCC-1 financing statement and the underlying loan documents. In addition, it is important to check any other lenders or creditors who may have a prior lien on the security. If there are other creditors, the bank will need to determine whether their security interests are subordinate to the bank's security rights.

To know more about collateral click here

https://brainly.com/question/6779619

#SPJ4

Attributes and benefits are part of brand positioning, which is one of the major brand strategy decisions. The correct option is B.

Brand positioning involves determining how a brand will be perceived in the minds of its target audience, and how it differentiates itself from competitors. It includes aspects such as target market, product attributes, benefits, and overall brand image. A well-defined brand positioning helps to create a strong, consistent brand identity, enabling consumers to easily recognize and connect with the brand.

Other major brand strategy decisions include brand sponsorship, brand name selection, and brand development, all of which contribute to the overall success of a brand in the marketplace. The correct option is B.

To know more about Brand positioning, refer here:

https://brainly.com/question/15356055#

#SPJ11

Option B is correct. One of the least effective supplier strategies for lean systems is short-term competition between the company and the supplier.

Lean supply chain management consistently eliminates non-value-added time and consistently shortens lead times at all stages of the supply chain, from raw material production by suppliers to delivery of finished goods to end users.

The goal of all lean systems is to maximize customer profits. Lean thinking can greatly improve the productivity and functioning of teams and departments, but implementing Lean across an organization has the greatest impact on customers.

Lean systems typically require suppliers to be able to deliver large lots on a regular basis. Lean systems require suppliers who often deliver small batches. Lean buying requires frequent contract offers from multiple sources to ensure competitive pricing for buyers. 

To learn more about Lean systems visit:

https://brainly.com/question/30228154

#SPJ4

To prepare the journal entries for the given transactions, please find the entries below:

1. Journal entry to record the amortization expense on December 31, 2021:

  Depreciation Expense (Amortization Expense)     4,700

    Accumulated Amortization - Trademark                       4,700

  Explanation:

  The amortization expense is calculated as follows:

  Cost of Trademark - Salvage Value

  ($120,000 - $26,000) / 10 years = $9,400 per year

  Since it is for a partial year (July 1, 2021, to December 31, 2021), we divide the annual amortization by 12 months and multiply by 6 months:

  $9,400 / 12 months * 6 months = $4,700

2. Journal entry to record the partial year's depreciation on March 31, 2021:

  Depreciation Expense (Partial Year)      3,150

    Accumulated Depreciation - Machine               3,150

  Explanation:

  The depreciation expense is calculated as follows:

  Cost of Machine - Salvage Value

  ($120,000 - $26,000) / 20 years = $4,700 per year

  Since it is for a partial year (July 1, 2021, to March 31, 2021), we divide the annual depreciation by 12 months and multiply by 9 months:

  $4,700 / 12 months * 9 months = $3,150

3. Journal entry to record the sale of the machine on March 31, 2021:

  Cash (Proceeds from Sale)                                   90,000

  Accumulated Depreciation - Machine                 3,150

  Machine                                                               120,000

  Gain on Sale of Machine                                           6,850

  Explanation:

  The cash received from the sale is $90,000, the accumulated depreciation as of the date of sale is $3,150, and the original cost of the machine is $120,000. The gain on the sale of the machine is calculated as follows:

  Proceeds from Sale - Book Value

  $90,000 - ($120,000 - $3,150) = $6,850

Please note that the figures used in the calculations are based on the information provided in the question.

To know more about Expense visit-

brainly.com/question/29850561

#SPJ11

Given: Selling price per unit= $26 Variable expense per unit= $23Fixed costs= $115,000To find: Break-even point using contribution margin ratio formula, margin of safety in dollars and margin of safety percentage. Contribution Margin Ratio formula is given as.

Contribution Margin Ratio = (Sales - Variable expenses) / Sales Where,Sales = Selling price x Units soldVariable expenses = Variable expense per unit x Units soldUsing the above data, we have: Contribution Margin Ratio = ($26 - $23) / $26 = 11.54%Using the formula for calculating break-even point in dollars : Break-even point (in dollars) = Fixed costs / Contribution Margin Ratio.

The company's break-even point is $996,525.To calculate margin of safety in dollars:Margin of safety (in dollars) = Total sales - Break-even salesTotal sales = Selling price x Units sold = $26 x 60,000 = $1,560,000Break-even sales = Break-even point / Selling price per unit= $996,525 / $26 = 38,328.84Margin of safety (in dollars) = $1,560,000 - $996,525 = $563,475The company's margin of safety is $563,475.To calculate margin of safety percentage.

To know more about Selling price visit :

https://brainly.com/question/27796445

#SPJ11

Regressive taxes are those with tax rates that lower as income rises.

What are tax rates?

The term "tax rates" refers to a progressive tax rate system, in which the amount of tax owed rises as taxable income for an individual or company does.

Regressive taxes are those in which the average tax burden reduces as income increases. Middle- and high-income taxpayers bear a disproportionately large fraction of the tax burden, compared to low-income taxpayers, who bear a negligible amount.

Hence, the significance of the tax rates is aforementioned.

Learn more about on tax rates, here:

https://brainly.com/question/12395856

#SPJ2

Answer:

B. A receipt.

Explanation:

A receipt is normally given to the person after he or she purchased something, in case if the person wants a refund or etc he can use the receipt for evidence to be able to do so.

It's important to communicate this to stakeholders and propose solutions to minimize the impact on the project or business.

I do not have a previous employer or personal experiences to share. However, I can provide a hypothetical example and a possible solution based on best practices.

Imagine that you are working on a project for your employer, and the deadline is quickly approaching. You have been working hard to complete the project on time, but you are facing unexpected challenges that are making it difficult to meet the deadline.

In this situation, the first step is to communicate with your manager or team lead and update them on the situation. It's important to be transparent and honest about the challenges you are facing and provide realistic estimates of when the project will be completed.

If the deadline is critical and cannot be extended, you may need to explore additional resources or ask for help from your team members. This may involve reassigning tasks, working overtime, or collaborating with external partners or vendors.

Alternatively, if the deadline is flexible, you may need to prioritize tasks and focus on completing the most critical elements of the project within the deadline. This may require adjusting the project scope or expectations with stakeholders, to ensure that you can deliver a quality product within the deadline.

If you are unable to meet the deadline, it's essential to communicate this to your manager or team lead as soon as possible. You should explain the reasons for the delay and provide a realistic timeline for completing the project. Additionally, you should propose solutions or alternatives to minimize the impact of the delay on the project or business.

In summary, when working towards a deadline at a previous employer, communication, transparency, and problem-solving are essential to meeting the deadline. If the deadline is not possible.

Learn more about stakeholders

brainly.com/question/30463383

#SPJ11

Explanation:

Navigate to the screen you wish to record and press Win+G to open Game Bar. Several Game Bar widgets appear on the screen with controls for capturing screenshots, recording video and audio, and broadcasting your screen activity. Click the Start Recording button to capture your screen activity.

Answer:

you'd need to download software for recording. as far as i know windows doesnt have built in recording capabilities. are you looking at screen recording or just sound?

Explanation:

Answer and Explanation:

The matching of the area with the level of housing prices is as follows

Urban = High housing prices

As urban refers to that area in which there is a large population so of course the prices of the houses are high

Exurban = Low housing prices

The exurban is located in the rural areas in which there are less populations as compared to sub

Suburban = Medium housing prices

In this the population is more than the exurban

When each worker reports to only one boss, this is an example of the fayol principle of unity of command.

Fayol began his career as an engineer and rose through the ranks to become the manager of the Compagnie de Commentary-Fourchambault-Decazeville mining company in France at the tail end of the industrial revolution. The struggling company thrived under his direction.

Fayol's 14 Management Principles identified the skills required to manage effectively. They not only inspired much of today's management theory, but they also offer advice that you can still use in your organization. Fayol also developed a list of the five primary Management Functions, which complement the Principles.

Learn more about Fayol principles with the help of the given link:

brainly.com/question/5676449

#SPJ4

The duties performed by a warehouse include receiving, storing, and distributing goods and materials efficiently and safely.

A warehouse plays a crucial role in the supply chain management of businesses. Its main responsibilities revolve around receiving, storing, and distributing goods and materials.

Upon receiving shipments, warehouse staff inspect the contents for quality and accuracy verifying that the delivered items match the corresponding documentation. They then organize and store the goods in designated locations within the warehouse ensuring efficient use of space

Read more about warehouse duty

brainly.com/question/23941356

#SPJ1

Answer: D) Interact more actively with clients and potential clients on social media, but without pushing business.

Explanation:

The options given are:

A) Post statistics and benefits of AdVance fertilizers on their personal accounts.

B) Begin work accounts that are separate from their personal accounts, and focus on posting images sent from the marketing department.

C) Send private messages to all their personal friends on social media asking them to purchase AdVance fertilizer.

D) Interact more actively with clients and potential clients on social media, but without pushing business.

E) Post photos of their vacations and purchases to show that they are successful at AdVance.

Based on the scenario portrayed in the question, the best strategy for them to use to follow the CEO's request is for the sales representatives to interact more actively with clients and potential clients on social media, but without pushing business.

Social media is a platform for people to interact, discuss issues and pass messages across to each other. Hence,

through the interaction with clients, the sales representatives can discuss new products and ask about the well being of their customers and clients which will help in enhancing customer relationships.

Interaction with customers can also help in building loyal customers and having a long lasting relationship with them. Customers are vital for businesses and it's vital for companies to always protect and keep them.

In the first case, one pound of whole apples which are priced at $1.99/pound will contribute more towards an increase in the GDP as whole apples can be used by households, and business organizations and also can be used for exporting but sliced apples have a time duration within which it has to be used or else will lead to wastage. Hence, the first option can be chosen.

The standard measure of the value-added created via the manufacturing of products and services in a country all through a certain period is known as the Gross domestic product (GDP).

It additionally measures the profits earned from that manufacturing or the entire amount spent on final goods and services (less imports).

Hence, the first option can be chosen which is one pound of whole apples which are priced at $1.99/pound will contribute more towards an increase in the GDP.

Learn more about GDP:

https://brainly.com/question/1383956

#SPJ1

The difference in median income for a female with a high school diploma and some college versus a bachelor's degree is significant. According to the U.S. Bureau of Labor Statistics, in 2020, the median weekly earnings for women with a high school diploma and some college was $760, while for women with a bachelor's degree, it was $1,198.

This translates to a monthly difference of $1,912 ($760 x 4 weeks = $3,040 vs. $1,198 x 4 weeks = $4,792).
This data highlights the importance of pursuing higher education, particularly a bachelor's degree, for women who want to increase their earning potential and financial stability. However, it's important to note that this difference in income is just a median and does not take into account other factors such as industry, experience, and location. Women with a high school diploma and some college education can still earn a high income in certain fields or through gaining experience and skills.

To know more about Income visit:

https://brainly.com/question/31552040

#SPJ11

Gross income includes income from all sources subject to income tax, including economic benefits, property tax abatements, while gifts, inheritances, and scholarship awards are exempted from income taxes.

Gross income serves as the starting point for calculating an individual's taxable income. It includes income from all sources, such as wages, salaries, business profits, rental income, interest, dividends, and capital gains. Essentially, any economic benefit received by an individual is considered part of gross income and is subject to income tax.

For instance, if someone wins free tickets to a concert or a vacation through a contest, the value of those tickets is considered taxable income.

Similarly, property tax abatements received as a benefit for providing civic service are also included in gross income for tax purposes. These benefits are considered as a form of compensation and are subject to taxation.

However, there are specific types of receipts that are exempted from income taxes and not included in gross income calculations. Gifts and inheritances, for example, are generally not taxable to the recipient. If you receive a financial or property gift from someone or inherit assets, you do not have to report them as taxable income.

Additionally, scholarship awards used to pay for tuition, books, fees, equipment, supplies, and other necessary educational expenses are also exempted from income taxes. These awards are intended to support education and do not need to be included in gross income.

It's essential to understand the different components of gross income and the specific rules and exemptions that apply to each type of income. Consulting with a tax professional or referring to tax regulations can provide more detailed information based on individual circumstances.

Learn more about Gross income

brainly.com/question/547727

#SPJ11

Answer:

Public Relations Specialist

Explanation:

Considering you do not have answer choices, I would answer that the best career for Jim would be Public Relations Specialist.

Answer:

A

C

D

Explanation:

without demand no reason to product it

The cost of a item also greatly affects it

and how well they can make it without being too expensive

The situation you described is a result of the process of globalization and the international division of labor. In the context of international economics, companies in developed countries like the United States have shifted the production and assembly of consumer durables to countries with lower labor costs, such as China, South Korea, and Mexico. This shift allows these companies to reduce production costs and increase their competitiveness in the global market.

In addition, this phenomenon can also be explained by the theory of comparative advantage, which states that countries should specialize in producing goods for which they have a lower opportunity cost. In this case, the United States has a comparative advantage in research and development, while countries like China, South Korea, and Mexico have a comparative advantage in manufacturing and assembly.

To summarize, the production and assembly of consumer durables, like audio equipment and computers, have shifted from the United States to countries like China, South Korea, and Mexico due to globalization, the international division of labor, and comparative advantage. This allows companies to reduce production costs and remain competitive in the global market.

Learn more about "opportunity cost" at https://brainly.com/question/1549591

#SPJ11

Answer:

a) I

Explanation:

The letter I continues to be capitalized because it is the only single letter pronoun. Because the pronouns I and me have different uses, it's easy to distinguish between the two in terms of capitalization rules.

Answer:

D

Explanation:

All of the above. These will help you!

Hope this helps and answers your question!

Answer:

D) All of the above

Explanation:

A confident attitude creates fools the body to making more serotine(happy hormone) which causes you to act well In front of others.

Coming prepared will inspire that confident attitude and prevent the stress of not feeling ready.

Good communication will make you feel as if your work paid off and your preparation was worth it.

On the whole these three ideas interlude each other and you cant make a good impression by missing one. If you miss one you miss them all.