Review the benefits of Enterprise Risk Management. Does Amazon.com mention any of these benefits? If so, what should we plan to do to achieve these benefits (if more than 1, select 1 or 2 to review)?
Benefits of Enterprise Risk Management Programs:
1.Increased risk awareness
2.Increased certainty of meeting strategic and operational objectives
3.Assurance of compliance with regulatory and legal requirements
4.Greater accountability for the management of risks the organization faces
5.Greater efficiency in the management of risks and potential cost savings
6.Improved strategic decision making
7.Increased value of the organization

Answers

Answer 1

ERM programs offer several benefits to organizations, including increased risk awareness, greater efficiency, and improved decision-making. By implementing a structured ERM framework and investing in training and education programs, organizations can achieve these benefits and effectively manage risks to meet their strategic and operational objectives.

Enterprise Risk Management (ERM) is the process of identifying, assessing, and managing potential risks that could impact an organization's strategic and operational objectives. Some of the benefits of ERM programs include increased risk awareness, certainty of meeting objectives, compliance with regulatory requirements, greater accountability, increased efficiency, improved decision-making, and increased value.

In regards to Amazon.com, the company mentions several benefits of its ERM program, including increased risk awareness and improved decision-making. In order to achieve these benefits, organizations can plan to implement a structured ERM framework, such as the ISO 31000 standard, which provides a systematic approach to managing risks. Organizations can also invest in training and education programs to increase risk awareness and develop the skills needed to manage risks effectively.

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Related Questions

If an engine has a Base Timing of 10° BTDC, but is currently firing at 5°, which is it

Answers

Based on the principle of starting engine, the correct answer is turbocharged engine

Turbocharged engine

Starting a turbocharged engine, the timing is reduced to compel the peak starting pressure later in the combustion stroke.

In conclusion, we can conclude that the correct answer is turbocharged engine.

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Best IBKR option trading strategy for beginners with details and
explanation

Answers

A suitable option trading strategy for beginners on the Interactive Brokers (IBKR) platform is the covered call strategy

How can this be explained?

This strategy involves owning the underlying stock and selling call options against it. By selling the call options, beginners can generate income (the premium received) while still participating in any potential upside of the stock.

This strategy provides limited profit potential but can help reduce downside risk. It's important to select an appropriate strike price and expiration date for the call options based on your desired risk-reward profile.

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All of a country’s citizens pay the
an income tax that is 7% of their annual earnings. This tax is
tax.

Answers

Answer:

A proportional tax system

Explanation:

A proportional tax system imposes the same tax rate to all taxpayers regardless of their income. It means that low income, middle income, and high-income earners be taxed using the same tax rate. A proportional tax system is also referred to as the flat tax system because it imposes taxes using the same tax rate.

A proportional tax system may seem fair because it taxes everyone equally. However, it is considered regressive because it imposes a higher tax burden on low-income earners.

How could government – sponsored grants for the private development of new technologies result in a lower national debt?

Answers

Answer: Making initial development private saves the government from funding all of the research.

Explanation:

A grant refers to an amount of money that is financial assistance thats given by the government or an organization to an individual or firm for a specific purpose. A grant is different from a loan as it isn't meant to be paid back.

Government award grants for the development of technologies, community projects, home insulation etc.

With regards to the question, a government – sponsored grants for the private development of new technologies may result in a lower national debt when the government makes the initial development private thereby saving the government from funding all of the research.


A disadvantage of using credit is impulse buying
True or False

Answers

Answer:

True

Explanation:

Impulse buying is making unplanned or non-budgeted purchases. In impulse purchases, buying decision is based on attraction rather than the need to have the item.

Making payment via a credit card is incurring a debt. One does not need to have money on their account for the payment to go through. It means one can spend money that they do not have on hand or at the bank. A credit card permits one to make payments for goods they had not planned to buy. It can encourage the buying of items that are not required.

You are using earned value analysis to track your project's progress. In your project, earned value is higher than planned value and actual value. That means the project is _____ schedule and _____ budget.

Answers

Answer: ahead of; under.

Explanation:

The Planned Value is the amount of money that is being allocated to complete a project. The Earned Value is the amount of work that the project has been able to achieve in reference to the original amount that was actually planned for the project.

Since we are told that the earned value is higher than planned value, it means that the project has been able to achieve a value that is more than the actual value planned for that period, therefore, the project is ahead of schedule.

Also, when the earned value is higher than actual value, it means that the project has been able to spend a lower amount for a certain amount of work than the amount that was budgeted for similar work, therefore we say it is under budget.

Economists say that the allocation of resources is efficient if:.

Answers

Economist popularly asserts that an allocation of resources will be efficient if the total surplus is maximized.

What entails allocation of resources?

An allocation of resources is said to occur if producer produce goods and services that people value most highly.

In conclusion, if the total surplus for a produced goods is maximized, then, there is an efficient allocation of resources.

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identify and describe at least three key elements of capitalism that you would see in a market or mixed economic system.

Answers

Mixed economic system- It is a great blending of socialism and capitalism. This approach allows for both government interference for social welfare and economic activity freedom. As a result, it combines the two economies. The idea of a mixed economy is relatively new.

Features of Capitalist economic system that can be found in mixed economic sector-

1. Existence of Private Sectors:

The pprivate sectors exist under this structure, all of the consumer goods sectors, agriculture, and small-scale businesses have grown in the private sector.

The government supports the concurrent growth in this industries.

2. Private property is acceptable -Having private property is acceptable in a mixed and capitalist economy. However, it is important to keep in mind that money and income must be distributed equally in this situation. It must be made sure that the wealth and profit do not concentrate in a small number of hands.

3. Profit Motivation and Social Welfare -Profit-driven capitalism and socialist social welfare are both present in a mixed and capitalist economy system.

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Choose one of the laws that protect consumers' financial rights and find three articles describing instances of financial institutions breaking this law. Write a report (about 500 words) describing the circumstances of the violation and the penalties associated with the violation.

Answers

Answer:

Consumer protections sound like it should be a guarantee in Usa, but the government never intervened to protect citizens in the 1960s.

It began mostly with 1968 Consumer Credit Protection Act, when Congress stepped on from violence to defend consumers and their financial histories.

Many regulations expanded investor protections in the years that followed, detailing how the government can obtain records from bank clients, how banks manage lenders and how lenders manage deposit accounts.

During the Great Depression of 2008, it all reached a climax and with that, the financial stability oversight Bureau was created, a new federal department committed to defending customers.

Answer:

For this report I chose to use the Truth in Lending Act. The Truth in Lending Act protects you against inaccurate and unfair credit billing and credit card practices. It requires lenders to provide you with loan cost information so that you can comparison shop for certain types of loans. This protects you from loan overdraft and over billing. This allows the consumer ease to their day of anytime they run into finacial issues. As this makes better sense to consumers it helps others all over the world. People use it in hopes that this will help them in everyday.

Explanation:

an auditor is required to confirm accounts receivable if the accounts receivable balances are older than the prior year. material to the financial statements. smaller than expected. subject to valuation estimates.

Answers

If the accounts receivable balances are older than the prior year, then it is material to the financial statements, and thus an auditor is required to confirm accounts receivable.

What is accounts receivable?

Accounts receivable (AR) is a category of current assets that shows how much money is owed to the business. This money is owed by clients and other people who purchased goods or services from the company.

AR is considered to be one of the most liquid assets available to businesses, and it represents the money that the company expects to receive from the customer within the next year.

The auditor's job:

An auditor is required to confirm accounts receivable if the accounts receivable balances are older than the prior year. This is because, if they are not confirmed, they may not accurately reflect the company's financial position, and it could lead to an incorrect valuation of the company's assets or liabilities.

The auditor must ensure that the accounts receivable balances are accurate, complete, and reliable. The auditor must also verify the existence of accounts receivable and the amount owed by the customer. receivable sales.

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In which business stage do you decide whether a business opportunity is a good fit for you personally? A. Identify B. Plan C. Start D. Operate

Answers

Answer:  In the Identify stage, you'll identify a business opportunity and decide whether it is a good fit for you personally. The Plan stage is when you research your business idea and prepare a written business plan.

Explanation: In Russia the dog does not eat the homework , I do.

compare and contrast reference theory of meaning and idea theory of meaning

compare and contrast reference theory of meaning and idea theory of meaning

Answers

Explanation:

Reference theory of meaning is a philosophical thought that believes the meaning of a word or acronym is doing in what it points out in the world. But the idea theory of meaning feels the meaning of a word or acronym lies in the group it represents.

For example, the meaning of the term would be seen as relating to illnesses and viruses as well as number of years from the point of view of idea theory of meaning. While the reference theory of meaning would allude the meaning using proper reference to the illness (Coronavirus) that caused the disease.

profit represents Excess of revenue over expenses true or false​

Answers

Answer:

true

Explanation:

it express that thing

ABS engineering decided to build and new factory to produce electrical parts for computer manufacturers. They will rent a small factory for 2,000dhs per month while utilities will cost 500dhs per month, they had to pay 800Dhs for municipality for water and electricity connection fees. On the other hand they will rent production equipment at a monthly cost of 4,000dhs, they estimated the material cost per unit will be 20dhs, and the labor cost will be 15dhs per unit. They need to hire a manager and security for with a salary of 30,000 and 5,000dhs per month each Advertising and promotion will cost cost them 3,500dhs per month Required: 1- 2. Calculate the total Fixed cost 3. Calculate the total variable cost per unit 4. If the machine max production capacity is 10000 units per month, what is the selling price they should set to break even monthly 5. If they to earn a profit equal to 10,000 per month for how much he should sell the unit? 6 What is the fixed cost per unit at maximum production? 7. What is the total variable cost at maximum production?- 8. If they set the selling price for 8ODHS on max production and managed to reduce the total fixed cost by 3% what is the profit increase percentage

Answers

1. To calculate the total fixed cost, we add up the costs that do not change with the level of production. In this case, the fixed costs include the rent of 2,000dhs, utilities of 500dhs, and the municipality fees of 800dhs.

Adding these together, the total fixed cost is 2,000dhs + 500dhs + 800dhs = 3,300dhs.

2. The total variable cost per unit is the sum of the material cost and the labor cost. Adding these together, the total variable cost per unit is 20dhs + 15dhs = 35dhs.  

3. To calculate the selling price they should set to break even monthly, we need to consider the fixed costs and the variable costs. The break-even point occurs when the total revenue equals the total cost.

The total cost includes the fixed costs plus the variable cost per unit multiplied by the number of units produced. In this case, the total fixed cost is 3,300dhs, and the maximum production capacity is 10,000 units.

So, the total variable cost is 35dhs per unit multiplied by 10,000 units, which is 350,000dhs. Therefore, the selling price they should set to break even monthly is 3,300dhs + 350,000dhs = 353,300dhs.

4. To calculate the selling price they should set to earn a profit equal to 10,000dhs per month, we need to consider the total cost and the desired profit.

The total cost includes the fixed costs plus the variable cost per unit multiplied by the number of units produced.

In this case, the total fixed cost is 3,300dhs, and the maximum production capacity is 10,000 units. So, the total variable cost is 35dhs per unit multiplied by 10,000 units, which is 350,000dhs.

Adding the desired profit of 10,000dhs to the total cost, the selling price they should set is 3,300dhs + 350,000dhs + 10,000dhs = 363,300dhs.

5. To calculate the selling price they should set to earn a profit of 10,000dhs per month, we need to consider the total cost and the desired profit.

The total cost includes the fixed costs plus the variable cost per unit multiplied by the number of units produced. In this case, the total fixed cost is 3,300dhs, and the maximum production capacity is 10,000 units.

So, the total variable cost is 35dhs per unit multiplied by 10,000 units, which is 350,000dhs.

Adding the desired profit of 10,000dhs to the total cost, the selling price they should set is 3,300dhs + 350,000dhs + 10,000dhs = 363,300dhs.

6. The fixed cost per unit at maximum production can be calculated by dividing the total fixed cost by the maximum production capacity.

In this case, the total fixed cost is 3,300dhs and the maximum production capacity is 10,000 units. So, the fixed cost per unit at maximum production is 3,300dhs / 10,000 units = 0.33dhs.

7. The total variable cost at maximum production can be calculated by multiplying the variable cost per unit by the maximum production capacity.

In this case, the variable cost per unit is 35dhs and the maximum production capacity is 10,000 units.

So, the total variable cost at maximum production is 35dhs per unit multiplied by 10,000 units, which is 350,000dhs.

8. To calculate the profit increase percentage, we need to compare the initial profit with the profit after reducing the total fixed cost.

In this case, the initial selling price is 80dhs on maximum production, and the total fixed cost is reduced by 3%. The reduced fixed cost is 3,300dhs - (3% of 3,300dhs) = 3,201dhs.

The initial profit is the revenue minus the total cost,

which is (80dhs * 10,000 units) - (3,300dhs + 350,000dhs) = 473,700dhs. The profit after reducing the total fixed cost is (80dhs * 10,000 units) - (3,201dhs + 350,000dhs) = 473,799dhs.

The profit increase is 473,799dhs - 473,700dhs = 99dhs. The profit increase percentage is (99dhs / 473,700dhs) * 100 = 0.02%.

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The total fixed cost is 3,300dhs per month. The total variable cost per unit is 35dhs. To break even monthly, the selling price should be 353,300dhs. To earn a profit of 10,000dhs per month, the selling price should be 363,300dhs. The fixed cost per unit at maximum production is 0.33dhs. The total variable cost at maximum production is 350,000dhs. If the selling price is set at 80dhs per unit on maximum production and the total fixed cost is reduced by 3%, the profit increase percentage is approximately 2.24%.

1. To calculate the total fixed cost, we need to add up all the costs that do not change with the level of production. In this case, the fixed costs include the rent of the small factory (2,000dhs), utilities (500dhs), and the municipality fees (800dhs). Adding them together gives us a total fixed cost of 3,300dhs per month.

2. The total variable cost per unit can be calculated by adding the material cost per unit (20dhs) and the labor cost per unit (15dhs). Therefore, the total variable cost per unit is 35dhs.

3. To break even monthly, the company needs to cover its total fixed costs and total variable costs. Since the maximum production capacity is 10,000 units per month, the total fixed cost remains the same at 3,300dhs. Therefore, the total variable cost per month is 10,000 units multiplied by the total variable cost per unit (35dhs), which equals 350,000dhs. The selling price to break even is the sum of the total fixed cost and the total variable cost per month, which is 353,300dhs.

4. To earn a profit of 10,000dhs per month, the company needs to cover its total fixed costs, total variable costs, and the desired profit. The total fixed cost remains the same at 3,300dhs. The total variable cost per month is still 350,000dhs. Therefore, the selling price needed to earn a profit of 10,000dhs per month is the sum of the total fixed cost, total variable cost per month, and the desired profit, which is 363,300dhs.

5. The fixed cost per unit at maximum production can be calculated by dividing the total fixed cost (3,300dhs) by the maximum production capacity (10,000 units per month). Therefore, the fixed cost per unit at maximum production is 0.33dhs.

6. The total variable cost at maximum production can be calculated by multiplying the total variable cost per unit (35dhs) by the maximum production capacity (10,000 units per month). Therefore, the total variable cost at maximum production is 350,000dhs.

7. If the selling price is set at 80dhs per unit on maximum production, the revenue per month can be calculated by multiplying the selling price per unit (80dhs) by the maximum production capacity (10,000 units per month), which equals 800,000dhs. To calculate the profit, we need to deduct the total fixed cost (3,300dhs) and the total variable cost (350,000dhs) from the revenue. The profit is 446,700dhs. To find the percentage increase in profit, we need to divide the profit increase (10,000dhs) by the original profit (446,700dhs) and multiply by 100. Therefore, the profit increase percentage is approximately 2.24%.

In conclusion, the total fixed cost is 3,300dhs per month. The total variable cost per unit is 35dhs. To break even monthly, the selling price should be 353,300dhs. To earn a profit of 10,000dhs per month, the selling price should be 363,300dhs. The fixed cost per unit at maximum production is 0.33dhs. The total variable cost at maximum production is 350,000dhs. If the selling price is set at 80dhs per unit on maximum production and the total fixed cost is reduced by 3%, the profit increase percentage is approximately 2.24%.

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Day 2 still: Put whatever you want you deserve a break from answering or asking questions :D

Answers

thank you very much kind person :-)

Answer

Anybody else lokey failing lol

Explanation:

A person's debt-to-income ratio describes:
O A. how often the person's credit score changes based on increasing
levels of debt.
B. how much money a person can borrow from a bank at any given
time.
O c. how frequently a person has to make payments on a significant
debt.
O D. how much the person has borrowed compared to how much he or
she earns.

A person's debt-to-income ratio describes:O A. how often the person's credit score changes based on increasinglevels

Answers

Answer:

O D. how much the person has borrowed compared to how much he or

she earns

Explanation:

Your debt-to-income ratio is all your monthly debt payments divided by your gross monthly income. This number is one way lenders measure your ability to manage the monthly payments to repay the money you plan to borrow. ... If your gross monthly income is $6,000, then your debt-to-income ratio is 33 percent.

A person's debt-to-income ratio describes how much the person has borrowed compared to how much he or she earns. Thus, the correct answer is option D.

What is debt-to-income ratio ?

Lenders use the debt-to-income (DTI) ratio to determine your borrowing risk. It is the percentage of your gross monthly income that goes toward paying your monthly debt payments.

Divide all monthly debt payments by gross monthly income to get the debt-to-income ratio. This is how lenders assess our ability to manage monthly payments in order to repay the money we intend to borrow.

A DTI of 43% is typically the highest ratio a borrower can have while still qualifying for a mortgage, but lenders prefer ratios no higher than 36%. A low DTI ratio indicates adequate income relative to debt servicing, making a borrower more appealing.

Therefore, option D is correct.

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Three roads lead into a stadium's parking areas. Each road has four lanes (two in each direction) with a capacity of 1,000 vehicles/lane/hour. If 10,000 vehicles are expected for a game, how long will it take for all of them to enter the parking areas?

Answers

Answer:

Option A

Explanation:

The complete question is

Three roads lead into a stadium's parking areas. Each road has four lanes (two in each direction) with a capacity of 1,000 vehicles/lane/hour. If 10,000 vehicles are expected for a game, how long will it take for all of them to enter the parking areas?

a) 2 hours

b) 1 hour

c) 1 hour and 40 minutes

d) 90 minutes

Solution

There are four lanes.

Capacity of one lane is equal to 1,000 vehicles/lane/hour.

Let us say that each lane will provide access to equal number of vehicles

Thus, each lane will allow 10,000/4 = 2500 vehicles per hour

Time taken by 2500 vehicles on road to reach parking is equal to 2.5 hours.

The nearest answer to this option A i.e two hours

Getting customers into the stores by using newspapers, magazines, television, and social media refers to advertising in the ______, whereas displays and signs placed at the point of purchase or in aisles is advertising in the ______.

Answers

Considering the contextual situation described in the passage, getting customers into the stores by using newspapers, magazines, television, and social media refers to advertising in the Media.

Whereas displays and signs placed at the point of purchase or in aisles are advertising in the "Store."

This is because Media consists of the primary means of communicating to the public. And the agents of media in which advertisement may be done include the following:

NewspapersMagazinesTelevision,Social media

On the other hand, Store or shop outlet is often used to describe the point of purchase of commodities. Thus, any display and sign done at the point of purchase are known as advertising in the store.

Hence, in this case, it is concluded that the correct answer is Media and Store, respectively.

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showrooming involves searching for a product online to compare prices and then going to a physical store to buy it.

Answers

This is a false statement because showrooming involves searching for a product or good in a physical shop to compare prices and then buying it online.

Showrooming is the practice of using a physical store to examine a product, but then purchasing it online from a competitor at a lower price. This behavior is made possible by the widespread availability of mobile devices and the Internet, which allow consumers to easily compare prices and make purchases from anywhere.

Showrooming has been a challenge for brick-and-mortar retailers, who must compete with online retailers on both price and convenience. To counter the effects of showrooming, many physical stores have started to offer customers the ability to shop online using in-store Wi-Fi, as well as price matching and other promotions to incentivize customers to buy from them.

"

Complete question

showrooming involves searching for a product online to compare prices and then going to a physical store to buy it.

True

False

"

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(b)
Your warehouse manager reports that there were four king-size sheets and three queen-size sheets returned, along with five packages of queen pillow cases. Calculate the revised total due (in $).
$
(c)
The vendor has offered a 8% early payment discount that applies only to the merchandise, not the shipping or insurance. What is the amount of the discount (in $)? (Round your answer to the nearest cent.)
$
(d)
What is the new balance due after the discount (in $)? (Round your answer to the nearest cent.)
$

Answers

The revised overall due is $6,117.60. The early fee bargain amount is $416.88, and the new stability due after the bargain is $5,700.72.

(a) After correcting the mistakes within the itemization, the revised invoice desk must be as follows:

QTY. Ordered QTY. Shipped Description Unit Amount

44 ea. Sheets, king $45.10 $1,984.40

65 ea. Sheets, queen $39.60 $2,574.00

28 pkg. Pillow Cases, queen $17.85 $498.80

55 pkg. Pillow Cases, std. $17.35 $954.25

6 ea. Shams $33.25 $199.50

Invoice Subtotal $5,210.95

Shipping Charges of $131.50

Insurance $23.35

Invoice Total $5,365.80

(b) The variety of king-size sheets back is 4, and the quantity of queen-size sheets returned is three. The total cost of the back sheets may be calculated as follows:

4 * $45.10 (king-length sheet fee) + 3 * $39.60 (queen-length sheet rate) = $180.40 + $118.80 = $299.20

(c) The early fee bargain provided via the vendor is 8% of the product's fee. To calculate the bargain, we need to subtract the value of shipping and insurance from the invoice subtotal and practice the bargain percent:

Discount = 8% * (Invoice Subtotal - Shipping Charges - Insurance)

Discount = 8% * ($5,210.95 - $131.50 - $23.35) = 8% * $5,056.10 = $404.49

(d) The new balance due after making use of the cut price may be calculated by using subtracting the discount quantity from the bill overall:

New Balance Due = Invoice Total - Discount

New Balance Due = $5,365.80 - $404.49 = $4,961.31

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The correct question is:

"INVOICE Hamilton Mills No. 49485 INVOICE DATE July 9, 20xx 115 Rock Creek Road CUSTOMER'S Charlotte, North Carolina 28235 ORDER NO. 49485 SOLD TO: SHIP TO: SAME The Bedding Warehouse 406 Maple Road Franklin, VA 23851 SALESMAN SHIPPED VIA Federal Express TERMS Net 30 Days F.O.B. Charlotte, N.C. QTY. ORDERED QTY. SHIPPED DESCRIPTION UNIT AMOUNT 44 ea. Sheets, king $45.10 $1,984 40 65 ea. Sheets, queen $39.60 $2,57400 28 pkg. Pillow Cases, queen $17.85 $44980 55 pkg. Pillow Cases, std. $17.35 $954 25 6 ea. Shams $33.25 $299 50 $6,261.95 INVOICE SUBTOTAL SHIPPING CHARGES $131.50 Insurance $23.35 INVOICE TOTAL $6,416.80 Invoice Table QTY. Ordered QTY. Shipped Description Unit Amount 44 ea. Sheets, king $45.10 $1,984.40 65 ea. Sheets, queen $39.60 $2,574.00 28 pkg. Pillow Cases, queen $17.85 $449.8 55 pkg. Pillow Cases, std. $17.35 $954.25 6 ea. Shams $33.25 $299.5 Invoice Subtotal $6,261.95 Shipping Charges $131.50 Insurance $23.35 Invoice Total $6,416.80 (a) You notice several errors in the itemization of the invoice. Correct the errors in the itemization ing the fol table $). QTY. Ordered QTY. Shipped Description Unit Amount 44 ea. Sheets, king $45.10 $ 65 ea. Sheets, queen $39.60 $ 28 pkg. Pillow Cases, queen $17.85 $ 55 pkg. Pillow Cases, std. $17.35 $ 6 ea. Shams $33.25 $ $ Invoice Subtotal $ Shipping Charges $131.50 Insurance $23.35 Invoice Total $                                            (b)

Your warehouse manager reports that there were four king-size sheets and three queen-size sheets returned, along with five packages of queen pillow cases. Calculate the revised total due (in $).

$

(c)

The vendor has offered a 8% early payment discount that applies only to the merchandise, not the shipping or insurance. What is the amount of the discount (in $)? (Round your answer to the nearest cent.)

$

(d)

What is the new balance due after the discount (in $)? (Round your answer to the nearest cent.)

$ "

A bond will be issued at a premium when the market rate of interest is ______ the stated rate.

Answers

A bond will be issued at a premium when the market rate of interest is greater than the stated rate. In a free market, the market rate (or "going rate") for products or services is the usual price charged for them. When demand rises, producers and the laborers tend to respond by raising the price they demand, so setting a higher market rate.

When demand falls, market rates tend to fall as well (see Supply and demand).The  consumers typically utilize the market rate, also known as the "interbank rate" or the "mid-market rate," for the information or as a benchmark.

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Based on historical figures, how much would you gain or lose by putting your money in a savings account compared to investing in the stock market?
A:You will lose $3.3 to 4 million by putting your money in a savings account compared to investing in the stock market.

B:You will gain $3.3 to 4 million by putting your money in a savings account compared to investing in the stock market.

C:You will lose $4.4 to 5 million by putting your money in a savings account compared to investing in the stock market.

D: You will gain $4.4 to 5 million by putting your money in a savings account compared to investing in the stock market.

Answers

You will gain $4.4 to 5 million by putting your money in a savings account compared to investing in the stock market. So, the correct answer is option D.

Due to their security, dependability, and liquidity, savings accounts are a wonderful place to keep money set aside for a future need. Your emergency fund and savings for short-term objectives, such as a trip or house maintenance, can be kept in these accounts.

In addition to having immediate access to your money when you need it, savings accounts frequently provide better interest rates than checking accounts. Even some savings accounts that offer an APY greater than money market accounts may be found. While high-yield savings accounts typically pay approximately 0.6 percent annual percentage yield (APY), the average APY on savings accounts is only 0.06 percent.

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external cost of expanding or building airport

Answers

Answer:

External costs may involve or interact and be impacted by the environment, society, or economic travesty, especially ones that were uncalled-for.

External costs depend on many things, including area, time, and space, but will mostly be a few hundred thousand U.S.D.

2. As a teenager, why might creating a budget be important?

Answers

A budget can help teens start to discern between genuine needs and wants and will show them where their money is going each month. A good budget will provide for both needs and at least some wants and should be flexible and relatively easy to use and understand.

creating a budget allows you to create a spending plan for your money, it ensures that you will always have enough money for the things you need and the things that are important to you.

How many U.S. households will not have enough retirement income to maintain their standard of living at the same level it was before retirement

Answers

According to recent studies, about 45% of U.S. households will not have enough retirement income to maintain their standard of living at the same level it was before retirement.

This is a concerning trend that has been attributed to a number of factors, including inadequate savings, longer lifespans, and rising healthcare costs. Many Americans are not saving enough for retirement, and some are not saving at all. Even those who are saving may not be saving enough to cover their expenses in retirement, particularly if they face unexpected expenses or major life events. As a result, many retirees are forced to rely on Social Security, which may not provide enough income to maintain their pre-retirement standard of living. To address this issue, financial experts recommend starting to save for retirement as early as possible, investing in a diverse range of assets, and creating a comprehensive retirement plan.

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59. Why don't workers in a Command Economy work hard?
a. Because they don't care about having money.
b. Because the business owners want them to be relaxed and calm.
C. Because they know they will get paid the same no matter how hard they work.
d. Because Mr. Coon and Mr. King aren't there to tell them to work harder.
Unit 2 The Free Enterprise Economy

Answers

C. Because they know they will get pairs the same no matter how hard they work.

The repair service that fixes your farming equipment doesn’t seem to fix your plow correctly. The technician says that if you are not happy, you can buy a new plow from him, but the cost is extremely high. Do you have other options available to you for higher-quality repairs or cheaper equipment? Explain your answer.

Answers

Answer:

Your best option would be for higher quality repairs and higher quality equipment, this would save you more money and time in the long run where you have the ability to do other things.

Explanation:

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Answer:

No, because in command economies, there is no competition. So, there are no other repair services that would offer higher-quality repairs or cheaper equipment. Additionally, no incentive exists for the technician to provide high-quality service.

Explanation:

the actual answer

Now that Amazon does collect sales tax in most states, what other loopholes has Amazon found to evade other taxes?
(In depth response)

Answers

Another area in which Amazon has found another tax loophole in order to evade taxes is:

They make use of foreign based companies to receive payments from customers in another country.

What is a Tax Loophole?

This refers to the legal clauses which the rich people and corporations exploit in order to evade paying tax or paying as much as other people.

One tax loophole which is being used by Amazon to evade tax is the use of foreign based companies to receive payments from customers in another country and bypass HMRC.

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during the meeting, ranjit has a short presentation for tom, but is more interested in having two-way communication where he can begin to develop a relationship. what type of integrated marketing tool does this example illustrate?

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During the meeting, Ranjit has a short presentation for Tom but is more interested in having two-way communication where he can begin to develop a relationship. He is using a personal selling marketing tool here.

Personal selling is an integrated marketing tool where person-to-person communication takes place. A seller communicates with the prospective buyer face to face to know the needs and requirements of the prospective buyer. The seller then addresses these needs and requirements by selling the needful product.

In the given situation, Ranjit is trying to have two-way communication so that he can know the needs and requirements of his client Tom, and suggest products and services addressing his requirements.

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Choosing to go to college over getting a job right out of high school is an example of a(n) _____.


fixed cost

opportunity cost

variable cost

none of the above

Answers

It’s opportunity cost
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