Q4 The spot bid rate for CHF in New York is USD 0.5910. A corporate treasurer is going to buy CHF in Zurich at USD/CHF 1.6650 and sell them in New York. Will he make a profit? If yes, then how much? (2 Marks) Q5 The following quotes are obtained from two banks: Bank A Bank B USD/SEK Spot 10.9570/80 10.9578/90 (a) Is there an arbitrage opportunity? (b) What kind of a market will result? (c) What might be the reasons for this? (5 Marks)

The Late fee charges  is not included in finance charges.

A late fee is a charge imposed on a consumer who fails to make the payment on a debt or other financial obligation by the due date.

The finance charge does not include any charge of a type payable in a comparable cash transaction.

The charge is not included from finance charge are application fees charged to all applicants, charge for late payment, seller's point, real- estate related fees.

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The company's total asset turnover can be calculated by dividing the net sales by the average total assets.

Total asset turnover is a financial ratio that measures a company's efficiency in generating sales from its assets. It indicates how well a company utilizes its assets to generate revenue. In this case, the net sales of $920,000 need to be divided by the average total assets of $975,000 to calculate the total asset turnover.

Total Asset Turnover = Net Sales / Average Total Assets

Total Asset Turnover = $920,000 / $975,000

By performing the calculation, we find that the company's total asset turnover is approximately 0.944 or 94.4%. This means that for every dollar of average total assets, the company generates $0.944 of net sales. A higher total asset turnover ratio generally indicates better asset utilization and efficiency in generating sales.

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Based on the given scenario, we can say that:

This refers to the type of unemployment where a person intentionally leaves a job in search of another.

With this in mind, we can see that Jacob left his job to look for another one and has unemployment insurance while Julie is actively jobless and looking for jobs but not getting any so Jacob is frictionally unemployed, and Julie is structurally unemployed

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Microsoft Corp (MSFT) currently (2022) pays $0.62 per share quarterly dividend (the dividend was $0.36 per share quarterly in 2016, the growth rate on the MSFT stock dividend is 9.24%.

The formula for calculating the growth rate of a dividend is:

growth rate = (current dividend - past dividend) / past dividend * 100%

In this case, the current dividend is $0.62 and the past dividend is $0.36. So, the growth rate is:

growth rate = (0.62 - 0.36) / 0.36 * 100% = 9.24%

Therefore, the growth rate of the MSFT stock dividend is 9.24%.

Here are the steps on how to calculate the growth rate:

The answer choice that matches the calculated growth rate is 9.24%.

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Answer:

A)strategic

Explanation:

From the question we are informed about Scenario D. Luxe Slumber who is a company that produces high-quality mattresses. Omar, the CEO, makes all the business deals for the company. He negotiates with suppliers and gets new customers and business for the company. Charles communicates his vision for the company and what he would like it to achieve to Ana, who lays out plans to make possible the execution of that vision. Ana delegates the work accordingly by communicating to the sales and production managers Omar's vision and what he requires of them. Irving, a floor manager, makes sure that the workers do their jobs at the required pace to meet the targets and goals of the company.By creating objectives and communicating them to the rest of the organization, In this case Ana is performing the function of a strategic manager. A Strategy Managers is essential in organization in order to achieve the goals of the organization, the manager helps in reviewing of the organizations so that strengths as well as the weaknesses and operational effectiveness of the organization can be determined. The strategy manager can help the organization in making

recommendations after considering internal and external factors in order to minimize risks, he can as well formulate plans that can help the organization's long-term goals to be achieved.

Answer:

Zoom you mean?

Explanation:

Answer:

I want to call my mom,lol

Option D: An international business is a firm that engages in international trade or investment.

Therefore, the correct answer is option D. An international business is a company that conducts business across national borders. This can include importing and exporting goods, investing in foreign markets, and operating in multiple countries.

It is not necessarily defined by the nationality of its employees, the range of products it produces, or the country in which it is headquartered. International business refers to the trade of goods, services, technology, capital and/or knowledge across national borders and at a global or transnational scale. It involves cross-border transactions of goods and services between two or more countries.

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Answer:

The answer is A. When its not managed properly

Answer:

if you have to much money you don't know what to do with it and if you have low amount of money you think it is a waist of money buy like a toy

Explanation:

money is money

Answer:

bias

Explanation:

bias is the true anwer

Explanation:

Job Outlook

Employment of marriage and family therapists is projected to grow 22 percent from 2019 to 2029, much faster than the average for all occupations. Growth is expected due to an increasing use of teams for treatment, in which these therapists work with other counselors to address patients' needs.

The difference between macroeconomics and econometrics is that macroeconomics study a national economy as a whole, whereas, econometrics uses statistical inference to make theoretical economic models useful.

Macroeconomics is a collective view of the economy as a whole, whereas microeconomics focuses on specific economic units, such as a customer or business. To transform theoretical economic models into practical instruments for policymaking, econometrics employs mathematics and statistical approaches.

In order to provide economic relationships empirical substance, econometrics applies statistical tools to economic data. It is actually "the quantitative analysis of real economic phenomena based on the contemporaneous development of theory and fact, coupled by suitable methods of inference," to put it more clearly.

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The statement that is not a criterion for a sale and leaseback transaction is "D Leaseback must be an operating lease."

In a sale and leaseback transaction, a company sells an asset to a buyer and then leases it back from the buyer. The transaction allows the company to free up capital while still retaining the use of the asset. The criteria for a sale and leaseback transaction typically include:

A. A contract exists: There must be a legally binding agreement between the seller-lessee and the buyer-lessor.

B. The seller-lessee satisfies its performance obligation by transferring control of assets to the buyer-lessor: The seller-lessee must transfer ownership and control of the asset to the buyer-lessor.

C. Leaseback must be an operating lease: The leaseback arrangement is typically structured as an operating lease, where the seller-lessee continues to use the asset but does not retain ownership.

D. The implicit rate of the lease is verified by an independent third-party: The interest rate implicit in the lease is often determined and verified by an independent third-party for transparency and accuracy.

Therefore, option C is the statement that is not a criterion for a sale and leaseback transaction.

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The characteristics of general quality management include continual improvement, customer focus, and assigning staff the duty of locating and addressing quality concerns.

Total quality management's (TQM) objective is to establish a company culture "where employees continuously develop their capacity to provide on-demand products and services that consumers will find of extraordinary value."

Executives must actively control quality through funding, staffing, goal-setting, and training, according to "management," which highlights this requirement. The word "total" underlines the fact that departments other than production—such as sales and marketing, accounting and finance, engineering and design—must also enhance their business practices.

TQM initiatives usually rely heavily on the tools and methods of quality control that have already been developed, even though there isn't a system that is generally acknowledged. TQM received a lot of attention in the late 1980s and early 1990s before being supplanted by ISO 9000, Lean manufacturing, and Six Sigma.

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A majority of the mortgage bankers and real estate companies who were influential in the creation of the financial crisis in the year 2008 were driven by affordable housing for the United States' people.

The financial crisis of 2008, which lasted until early 2009, was caused by the luring the schemes of affordable housing for the US citizens by some of the biggest global mortgage bankers and real estate companies by coming in close collaborations.

The 2008 financial crisis was influential in complete destruction of global economic conditions. This was one of the first big level crises of the 21st century.

Hence, the causes of 2008 financial crisis are aforementioned.

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Overall, the impact of monopolies and trusts on industry and banking in the late 1800s was complex, with both positive and negative effects on different aspects of the economy.

Monopolies and trusts in the late 1800s had a significant impact on industry and banking. They created large, powerful corporations that controlled vast portions of the economy, but also reduced competition and limited opportunities for smaller businesses. This led to the concentration of wealth among a small group of individuals and companies. Additionally, these monopolies and trusts often engaged in unethical business practices, such as price fixing and monopolistic pricing, which hurt consumers. These monopolies also had a negative effect on banking practices, as they reduced the effectiveness of banking practices and limited opportunities for smaller banks. Overall, monopolies and trusts in the late 1800s had a significant impact on industry and banking, with negative effects on competition and consumers, but positive effects on the growth of industries and the creation of wealth for a few.

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Answer:

I hope this helps

Explanation:

216-258 0

1. The loan risk is 15.5%.

2. The bank should make the loan if the expected return is higher than the cost of funds.

3. The duration for loan approval is already specified as four years.

To register the advance gamble, we want to compute the distinction between the normal degree of financing costs and the 90th percentile expansion in risk premium.

The typical degree of loan fees for this class of bonds is given as 10%. The 90th percentile expansion in risk premium is 5.5 percent. In this manner, the advance gamble can be determined as 10% + 5.5 percent = 15.5 percent.

To decide if the bank ought to make the advance utilizing the RAROC model, we want to look at the normal profit from the credit with the expense of assets.

The expense of assets for the bank is given as 10%. The normal profit from the credit can be determined as the amount of the expense pay (0.5 percent) and the spread over the expense of assets (1%), which is 0.5 percent + 1% = 1.5 percent.

On the off chance that the normal profit from the credit is higher than the expense of assets, it demonstrates a positive RAROC and proposes that the bank ought to make the credit.

The given data doesn't give explicit insights concerning the necessary advance span for endorsement. The length of four years referenced in the inquiry is as of now expressed as the term of the credit to be supported. Hence, there is no extra data to decide an alternate term for credit endorsement.

In synopsis, in light of the given data, the credit risk is 15.5 percent, the normal profit from the advance is 1.5 percent, and the expense of assets is 10%.

However long the normal profit from the advance surpasses the expense of assets, the bank ought to think about making the credit. Be that as it may, there is no given data to recommend an alternate term for credit endorsement past the expressed four years.

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Answer:

drop shiping

Explanation:

it's the perfect job

Starbucks is a multinational coffee company that operates in over 80 countries worldwide. Some of the companies that are similar to Starbucks in terms of the services they offer and their business models include:

Dunkin' Donuts: Dunkin' Donuts is an American-based coffee and doughnut company that operates in more than 30 countries. The company offers a similar range of coffee drinks and baked goods as Starbucks.Costa Coffee: Costa Coffee is a British coffee company that operates in over 30 countries. The company offers a range of coffee drinks, pastries, and snacks.Tim Hortons: Tim Hortons is a Canadian-based coffee and doughnut company that operates in over 14 countries. The company offers a similar range of coffee drinks and baked goods as Starbucks.Peet's Coffee: Peet's Coffee is an American-based coffee company that operates in over 10 countries. The company offers a range of coffee drinks, teas, and pastries.Caribou Coffee: Caribou Coffee is an American-based coffee company that operates in over 10 countries. The company offers a range of coffee drinks, teas, and baked goods.Overall, these companies are similar to Starbucks in terms of the products and services they offer, and the way they operate their businesses. However, Starbucks has a unique brand identity and customer experience that sets it apart from its competitors.

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Answer:

1. graduate school

2. career or technical program

3. university

Explanation:

I'm assuming after thoroughly reading your long descriptions.

Answer:

4

Explanation:

Formula:  1 / Reserve money ratio   ->    1 / 0.25 = 4

Making your project// company important fo the society and other business.

Answer:

..m.

mm

Explanation:

njnj3jjjjejwjwjejejnssnenejenejrj

Answer:

1:if i have enough money for the purchase.

2:if it suits my personal attributes.

Shareholder approval is generally required for giving shareholders a stock dividend (ii), but not for giving shareholders a cash dividend (i), splitting the stock (iii), or reverse splitting the stock (iv).

To undertake certain actions, Kawabunga Surfboard and Ironing Board Corp. would typically require shareholder approval. Let's break down the actions you mentioned and determine whether shareholder approval is needed for each:

i. Giving shareholders a cash dividend: In most cases, companies do not need shareholder approval to distribute cash dividends. Dividend payments are usually within the discretion of the company's board of directors. However, the company should ensure it has sufficient retained earnings or available cash to pay the dividend without jeopardizing its financial stability.

ii. Giving shareholders a stock dividend: Distributing stock dividends involves issuing additional shares to existing shareholders. The decision to issue stock dividends is generally subject to shareholder approval. Shareholders need to agree on the issuance of new shares and the proportionate allocation to each existing shareholder.

iii. Splitting its stock: A stock split involves increasing the number of outstanding shares while proportionally reducing the share price. Shareholders typically do not need to approve a stock split. The decision to split the stock is typically made by the company's board of directors or management team.

iv. Reverse splitting its stock: A reverse stock split involves reducing the number of outstanding shares while proportionally increasing the share price. Similar to a regular stock split, reverse splits usually do not require shareholder approval. The decision to implement a reverse stock split is usually made by the company's board of directors or management.

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Answer:

Limited liability is a form of legal protection for shareholders and owners that prevents individuals from being held personally responsible for their company's debts or financial losses

Answer:

A

Explanation:

It’s not b

The given statement clearly states that it was a voluntary exchange because both parties willingly entered the exchange and benefited from it.  Hence, Option A is correct.

Buyers and sellers engaging in market exchanges voluntarily and freely is known as voluntary exchange. A basic tenet of both classical and neoclassical economics, which serve as the foundation for modern mainstream economics, is voluntary exchange.

A transaction when two persons freely exchange products or services is referred to as a voluntary exchange. This happens in a market economy, a form of economy where both parties to an interaction benefit from it and come out ahead than they did before.

Given that both parties  entered the voluntary exchange and benefited from it, it is apparent that the transaction was voluntary.

Therefore, Option A is correct.

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