perry mazza wants to borrow $40,000 from the bank. the interest rate is 7% and the term is for 5 years. what is the monthly payment amount? $450 $450 $600 $600 $1,800 $1,800 $900 $900

Answers

Answer 1

The yearly payment amount for a loan of $40,000 at 7% interest and for 5 years that Perry Mazza borrowed is $9,755.63.

The results show that a total interest of $8,778.15 will be paid by Perry Mazza.

Data and Calculations:

N (of periods) = 5 yearsI/Y (Interest per year) = 7%

PV (Present Value) = $40,000

FV (Future Value) = $0

Results:

PMT = $9,755.63

The sum of all periodic payments

 The sum of all periodic payments = \(48778.15(9775.63)\times5\)                                

                                   Total Interest= $8,778.15

Thus, the yearly payment amount for a loan of $40,000 at 7% interest and for the 5 years that Perry Mazza borrowed is $9,755.63.

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Related Questions

what types of conditions influence a company's decision to avoid making business investments in other countries?

Answers

Wage rates, labour skill, tax rates, and the size of the selected economy are just a few of the elements that influence foreign direct investment.

What is foreign direct investment?

A foreign investor, business, or government acquires an interest in such a foreign firm or project through foreign direct investment (FDI).

In general, the term refers to something like a corporate decision to buy a large stake in a foreign firm or to purchase it entirely in order to extend operations into a new market. The term is rarely used to refer to a single stock investment inside a foreign company. Because it develops stable and long-term links between economies, FDI is a crucial component of global economic integration.

Mergers, acquisitions, and collaborations are examples of foreign direct investments within retail, services, logistics, and manufacturing. They suggest a global strategy for corporate expansion.

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Which of the following is most likely to create a long-term trend?
A. Fashion
B. Entertainment
C. Television shows
D. Demographics

Answers

Demographics is most likely to create a long-term trend. Demographics is the study of the characteristics of human populations, such as age, sex, education, income, and race. The correct answer is option D.

These factors have a significant impact on consumer behavior, and thus, they can create long-term trends in the marketplace. As people age, their preferences change, and they tend to consume different products and services. For example, as the baby boomer generation has aged, there has been a trend towards products and services that cater to their needs, such as retirement communities, healthcare, and leisure activities.

Additionally, changes in education, income, and race can create new trends in consumer behavior. For example, if there is an increase in the number of people with higher education degrees, this could lead to a trend towards products and services that cater to their needs, such as high-tech gadgets, gourmet foods, and luxury vacations. Therefore, demographics is most likely to create a long-term trend. The correct answer is option D.

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a. A challenging job at an organization that raises the bar in data security b. An entry-level position in the marketing area with a possibility of promotion c. Serving as a team player in a company where independent thinking is a top priority d. An accounting position in which 10 years' experience and a license as a CPA will allow me to assist your company with payroll, employee benefits, and governmental tax and records reporting

Answers

Answer:

d. An accounting position in which 10 years' experience and a license as a CPA will allow me to assist your company with payroll, employee benefits,

Explanation:

THE QUESTION IS THAT

Which of the following is the best career objective for a résumé?

Career objective can be regarded as a personal statement that gives definition of the specifics that one wish to attain in his/her profession.

A resume objective can be regarded as optional part that is been written in a resume which states or specify the career goals as well as outlines ones best skills. It should be noted that one of the best career objective for a résumé is An accounting position in which 10 years' experience and a license as a CPA will allow me to assist your company with payroll, employee benefits,

an adult person normally goes into shock after losing what minimum number

Answers

An adult person normally goes into shock after losing a minimum number of 20% of their blood volume.

Shock is a severe condition that occurs when there is insufficient blood flow to meet the body's oxygen and nutrient requirements. Blood loss is one of the potential causes of shock. In adults, significant blood loss of approximately 20% or more of their total blood volume can lead to the onset of shock. However, it's important to note that individual factors such as overall health, pre-existing medical conditions, and the rate of blood loss can influence the threshold at which shock occurs. Immediate medical attention is crucial in cases of significant blood loss to prevent or manage shock effectively.

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1) Define JTA


please help

Answers

Answer:

The Full form of JTA is Job Task Analysis.

Explanation:

JTA) allows applications to perform distributed transactions, that is, transactions that access and update data on two or more networked computer resources.


Hope it helps! ◕ ‿ ◕

Sorry if it’s wrong! :(

Answer:

The Full form of JTA is Job Task Analysis.Explanation:JTA) allows applications to perform distributed transactions, that is, transactions that access and update data on two or more networked computer resources.Hope it helps! ◕ ‿ ◕Sorry if it’s wrong! :(

Explanation:

In economics a computer bought by a firm for its account keeping is classified differently to a computer bought by an individual for playing games and surfing the internet. Explain why.

Answers

Answer:

12

Explanation:

After a bank reconciliation has been completed these transactions are listed as ____ to the cash balance? ? need help taking A p e x quiz now!!! don't have time to be chasing a link!
A. Journal entries
B. Credits
C. Adjustments
D. debits

Answers

Answer:

A

Explanation:

After adjusting the balances as per the bank and as per the books, the adjusted amounts should be the same. If they are still not equal, you will have to repeat the process of reconciliation again.

Once the balances are equal, businesses need to prepare journal entries for the adjustments to the balance per books.

Answer:The answer is C

Explanation:

Just took the test

If the customer owes $12.55 and hands you a $20.00 bill, how much is her change?

A) $8.25
B) $8.45
C) $7.55
D) $7.45

Answers

The answer is D) $7.45
The awnser is D can I get brainlyist

Graphic organizers may help you better understand information you wrote down in your notes.

T or F

Answers

Answer:

True.

Explanation:

Answer:

Graphic organizers can help to visualize and construct ideas, organize and/or sequence information, plan what to write, increase reading comprehension, brainstorm, organize problems and solutions, compare and contrast ideas, show cause and effect, and more.

Explanation:

A computer chip sold to Dell is an example of:
A. a final good.
B. an intermediate good.
C. a service.
D. an inferior good.

Answers

An illustration of an intermediate good is a computer chip that was sold to Dell.

What does the word "intermediary goods" mean?

Those products that businesses utilize to produce goods or services were referred to as intermediate goods. As producer products, these items are also known. Thus, the production of final or consumer goods requires the utilization of intermediate goods.

What are intermediate products as opposed to final goods?

Final goods are products that don't require any more processing. Consumer goods are another name for these goods, which are produced with the aim of being directly consumed by the end user. Intermediary goods are any products that companies use to create completed goods or services.

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b) list 3 ways in which cost are analyzed according to function ​

Answers

Cost analysis according to function involves examining costs based on their specific functions within an organization. Here are three ways in which costs can be analyzed according to function:

1. Direct costs: Direct costs are expenses that can be directly traced to a specific function or activity. These costs are directly associated with producing a particular product or delivering a specific service. Analyzing costs by function allows businesses to identify and allocate direct costs accurately. For example, in a manufacturing company, direct costs for a specific product may include raw materials, labor costs directly involved in production, and equipment maintenance costs specific to that product line.

2. Indirect costs: Indirect costs are expenses that are not directly tied to a specific function or activity but still contribute to the overall operation of the organization. These costs are shared among multiple functions or activities within the business. Analyzing costs by function helps in assigning a portion of indirect costs to different functions based on their usage or allocation criteria. Examples of indirect costs include rent, utilities, administrative salaries, and general supplies.

3. Overhead costs: Overhead costs encompass all the expenses that are necessary for running the business but cannot be directly assigned to a specific function or activity. These costs are incurred to support the overall operations of the organization. Analyzing costs by function helps in understanding the portion of overhead costs allocated to different functions based on their utilization or predetermined allocation methods. Overhead costs may include facility maintenance, depreciation of shared assets, insurance, and other general administrative expenses.

By analyzing costs according to function, businesses can gain insights into the specific expenses associated with each function or activity. This information allows for better cost management, budgeting, and decision-making within the organization.

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Which of these are ways training programs may be documented. Mark all that apply.
A. Test Scores
B. Records of completion
C. Instructor Evaluations
D. Course Certificates

Answers

Answer:

d

Explanation:

QUESTION 6 of 10: You own an art supply store and the total sales in your trading area equal $17,500. Your store accounts for $6,000 of the total. In this scenario, $6,000 refers to your: O a) Price per unit b) Balance sheet O c) Margin O d) Market share​

Answers

Answer:

In this case, the $6,000 refers to your sales. If expenses and returns were deducted it will be your net sales. Sales refers to the activity of selling an amount of goods or services to consumers who enter your storefront. The goal is to make sure your sales are greater than all of our expenses to make sure you are turning a profit each month.

Explanation:

Write a suitable indefinite article before the following words or phrases and write

them again. (Copy the questions)

___heirloom ___astronomer

___ewe ___hotel employee

___honest man ___advocate

___one eyed dog ___awkward moment

___awesome picture ___European tourist

___incompetent employee ___auspicious moment

___humane person ___MLA

___horrible joke ___M. A student​

Answers

Answer:

An heirloom,  An astronomer

A ewe, A hotel employee

An honest man, An advocate

A one-eyed dog, An awkward moment

An awesome picture, A European tourist

An incompetent employee,  An auspicious moment

A humane person,  An MLA

A horrible joke, An M. A student​

Explanation:

'A', 'an' and 'the' are the three articles that are used in English. They are used before nouns to specify them. 'A' and 'an' are indefinite articles and 'the' is the definite article. The indefinite article is used before the nouns which are not known or which are not identified. The definite articles are used before the identified noun. The indefinite article 'a' is used before the nouns that begin with a consonant sound. The indefinite article 'an' is used before the nouns that begin with a vowel sound.

How Can we Analysis for further​

Answers

Answer:

Questions can take the form of explaining the evidence or expanding on evidence; in other words, questions can give context or add meaning. Asking both kinds of questions is crucial to creating strong analysis.

A friend comes to you seeking advice. He got into trouble at work for not being a team player. He really likes his job and isn’t quite sure what to do. What suggestions would you give to your friend to help him improve? How might he respond to his boss? paragraph... hurry need it by tomorrow

Answers

Answer:

well he should apologize to his boss and everyone he wasn't a team player to because someone must have told his boss, and then proceed to say he with work with others better and mean it. hope this helps your "friend"

Explanation:

The response to hie boss is advice by a friend is that he should justify to his boss and everyone else who knew he wasn't a team player, and then proceed to say he will work better with others and mean it.

What is the team player?

Effective team players hold themselves and others accountable. They accept responsibility for their actions or mistakes and comprehend how their decisions affect the team.

Adapting to change is an essential component of team success.  If they have the backing of a team, people are more likely to take calculated risks that lead to innovation.

Working as part of a team promotes personal development, increases job satisfaction, and reduces stress. In the given case, his boss's response is advice from a friend that he should justify to his boss and everyone else who knew he wasn't a team player, and then proceed to say he is a team player.

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What is the interest owed on a loan of $100 at 10% for 3 months?

Answers

Answer:

$2.50

Explanation:

The information is somewhat incomplete. It does not state whether simple or compound interest which could make a difference

I am assuming simple interest

The formula for simple interest is

I = Prt

where I is interest

P is amount of loan

r is annual rate of interest expressed as a decimal

t = number of years

We are given
P = $100
r = 10$ = 10/100 = 0.10

t = 3 months = 3/12 year = 1/4 th of a year

I = 100 x 0.10 x 1/4 = $2.50

list one career cluster and three career pathways related to this cluster

Answers

Answer:

Business Management & Administration: General Management pathway: general manager: Walmart.

Business Management & Administration: Business Information Management pathway: IT manager: Walmart.

Business Management & Administration: Human Resources Management pathway: HR director: Meijers.

Business Management & Administration: Operation Management pathway: Operations manager: Meijers.

Business Management & Administration: Administrative Support pathway: Administrative assistant: Kroger.

Finance: Securities & Investments pathway: Bank teller: Huntington.

Finance: Business Finance pathway: accountant: Kroger.

Finance: Accounting pathway: auditor: H&R Block.

Finance: Insurance pathay: insurance claim agent: Amica.

Finance: Banking Services pathways: bank teller: Huntington.

Marketing: Marketing Management pathway: forecast manager: Adidas.

Marketing: Professional Sales pathway: salesperson: Adidas.

Marketing: Merchandising pathway: Sales Promotion manager: Walmart.

Marketing: Marketing Communications pathway: Advertising manager: Adidas.

Marketing: Marketing Research pathway: product planner: Nikes.

Explanation:

Business management and administration can be one of the career clusters.

What is a career?

You maintain the same line of employment when you have a career. A profession can consist of one or several jobs. You may work for a single corporation or several. A career education, experience, and professional experience. A career is often referred to as a "career path."

One of the career clusters is a business management and administration.

Three paths to careers in this cluster

Management of corporate information will help them to become managers and know how to handle people.Management, in general, will help in smooth working. Human resource administration will make sure that the relationship between the employee and the employer is working smoothly.

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You are conducting a context analysis for Apple opening up a new store in Africa. All of the following should be a part of the analysis EXCEPT: Question 4 options: a) regulation on tying pricing b) Consumers' willingness to pay c) political unrest d) prohibited colors due to religious reason

Answers

All options could potentially be relevant in a context analysis for a new store opening, but option d) prohibited colours due to religious reasons may not apply in all African countries.

It is crucial to take into account several variables, including market demand, the regulatory landscape, and political stability when doing a context study for Apple launching a new store in Africa. As a result, all of the answer choices are pertinent to the study with the possible exception of option d, "Prohibited colours due to religious reasons," which might not apply in all African nations.

Analyzing consumer spending patterns, governmental regulations, and possible dangers from civil unrest or security difficulties is crucial. This knowledge will be useful to Apple as it formulates plans and choices to successfully enter the African market.

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should i study fashion or business to be a fashion entrepunuer

Answers

Answer:

there must be specific courses for it which has both fashion and business

Answer:

It depends on if you enjoy it or not, but I would go with being a fashion entrepreneur :3

Explanation:

:3

When given one variable value, the value of other variables can be easily estimated. This applies to which type of graph? a. Line c. Scale b. Bar d. Both A and B Please select the best answer from the choices provided A B C D

Answers

Answer: A. Line!

Explanation: On Edge!!

What is a source of equity financing?


A. securing short-term loans from a family member

B. receiving trade credit from suppliers

C. selling personal assets to raise funds

D. securing government loans

E. borrowing money from friends

Answers

The answer is B because I done my research online and I did my calculations and according to my calculations that’s the andwer

Kumar (2011) mentions that there are 3 types of research, namely (i) application, (ii) objectives, (iii) inquiry mode. Based on this type of research, for research related to social problems, for example crime at an early age, what type of research do you think is appropriate to use? Explain.

Answers

For research related to social problems like crime at an early age, the appropriate type of research to use would be "application research."

Application research focuses on addressing practical problems and finding solutions that can be applied in real-world contexts.

real-world contexts. In the case of social problems such as crime at an early age, the aim is to understand the causes, consequences, and potential interventions to prevent or reduce such behavior.

Application research involves studying the problem in depth, analyzing relevant data, and developing strategies or interventions that can effectively address the issue. This type of research is typically action-oriented, aiming to bring about positive change and improve societal outcomes.

In the context of crime at an early age, application research would involve investigating the factors contributing to juvenile delinquency, such as family dynamics, peer influence, socio-economic factors, and community support systems. Researchers would collect and analyze data to identify risk factors and protective factors associated with early criminal behavior.

The findings from application research can then be used to inform the development and implementation of prevention programs, intervention strategies, and policy   recommendations. The goal is to create evidence-based approaches that can effectively address the issue of crime at an early age and contribute to positive social change.

In summary, for research related to social problems like crime at an early age, application research is appropriate as it focuses on finding practical solutions to address the problem and bring about positive societal change.

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Do you think every place of our country is accessible to all kind of information obtaining sources why give reasons

Answers

Freedom of information is freedom of a person or people to publish and consume information.

What is meant by Freedom of Information ?

The right of a citizen to access information that the government holds is referred to as information freedom. This freedom is recognized as a constitutional right in several nations.

The Freedom of Material Act in the United States permits the revelation of official records and previously undisclosed information that is under the authority of the American government. The Electronic Freedom of Information Act, which mandates that certain types of government records be made electronically accessible to the public, was added to this law in 1996 as an amendment. This is intended to increase access to public information.

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can i doit without pay

Answers

Answer:

what?

Explanation:

Whirlpool appliances would most likely use _____ distribution to sell its products.

Answers

Whirlpool Appliances would most likely use Selective distribution to sell its products.

What is Selective distribution?

A system in which a supplier agrees to supply only approved distributors who meet certain minimum criteria, and the distributors agree to supply only end users, other distributors, or dealers within the approved network.

Consider a major food chain that sells franchise stores to individual owners who meet specific criteria established by the parent company. Consider an e-commerce behemoth that allows a select group of vendors to sell on their platform.

Selective distribution enables differentiation between luxury and potentially competing - albeit more "common" - products. It primarily allows for the management of scarcity and prestige, two essential characteristics of luxury products.

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Translating your current required annual retirement savings amount into a percentage of total income and then investing that same percentage throughout your working life will help you build a retirement savings fund that keeps up with Social Security.
-inflation
-taxes
-recessions
-social security

Answers

Translating your current required annual retirement savings amount into a percentage of total income and then investing that same percentage throughout your working life will help you build a retirement savings fund that keeps up with inflation. The correct option is A.

Retirement is the phase of life that comes after a person has ceased working. Retirement typically refers to the period when an individual ceases working altogether, usually after reaching a certain age. The financial resources that were built up over a person's working years are used to fund retirement living expenses.

Savings is defined as the amount of money that is put aside or not spent. Saving is a critical part of financial management since it allows you to prepare for the future and cope with any unexpected emergencies that might occur.

Income is defined as the amount of money that a person or a corporation earns on a regular basis. Income is frequently used to refer to the salary or wages that someone earns as a result of their job.

To build a retirement savings fund that keeps up with inflation, translate your current required annual retirement savings amount into a percentage of total income and then invest that same percentage throughout your working life.

Since investment options can be diverse, it is advisable to create a well-diversified portfolio with a mix of assets that are chosen based on your investment objectives, risk tolerance, and time horizon. Hence,The correct option is A i.e. inflation.

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When will janis’s salary be the same for job 1 and job 2, and how much will she be earning at that point? a. the salaries will be the same in year 20, and she will be earning $80,000. b. the salaries will be the same in year 16, and she will be earning $70,000. c. the salaries will be the same in year 12, and she will be earning $60,000. d. the salaries will be the same in year 10, and she will be earning $55,000.

Answers

In year 20, Janis' wages will remain the same, and she will make $80,000.

By earning, what do you mean?

Your earnings are the money you take home after working a job. When you find out that your pay will be more generous, babysitting will excite you much more. The majority of your profits come from work you've done, though you can also refer to money you make from investments as earnings.

What different ways may you get paid?

Earned, passive, and portfolio income are the three basic types of income. Earned income consists of salaries, tips, commissions, and wages. Rental properties, royalties, and limited partnerships are all potential sources of passive or unearned income. Interest, dividends, and capital gains on assets are all types of portfolio or investment income.

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Answer:

A: The salaries will be the same in year 20, and she will be earning $80,000.

Explanation:

How to inflate myself like a balloon

Answers

Answer:

get airget more air                    There you go :)get even more air                       I'll see you in the moon :0drink the air

the graph to the right depicts the per unit cost curves and demand curve facing a shirt manufacturer in a competitive industry 2.9 5.5

Answers

The shirt manufacturer is maximizing profit by producing Q* shirts and charging P* per shirt.

the graph depicts the per unit cost curves and demand curve facing a shirt manufacturer in a competitive industry. The shirt manufacturer's marginal cost curve (MC) is upward sloping, indicating that the cost of producing each additional shirt increases as the shirt manufacturer produces more shirts. The shirt manufacturer's average variable cost curve (AVC) is also upward sloping, but it is below the MC curve at low levels of output.

This indicates that the shirt manufacturer's average variable cost of producing each shirt decreases as the shirt manufacturer produces more shirts. The shirt manufacturer's average total cost curve (ATC) is U-shaped, indicating that the shirt manufacturer's average cost of producing each shirt decreases at low levels of output, reaches a minimum, and then increases as the shirt manufacturer produces more shirts.

The demand curve (D) is downward sloping, indicating that the shirt manufacturer can sell more shirts at a lower price. The shirt manufacturer's profit-maximizing output level is Q*, where MC = MR. At this output level, the shirt manufacturer's marginal cost is equal to the marginal revenue from selling one more shirt.

The shirt manufacturer's profit-maximizing price is P*, which is the price that consumers are willing to pay for Q* shirts.

The shirt manufacturer is making a profit at Q* and P*. This is because the shirt manufacturer's average total cost (ATC) is less than the price (P*) that consumers are willing to pay for a shirt. The shirt manufacturer's profit is equal to the shaded area in the graph.

If the shirt manufacturer were to produce more shirts than Q*, it would be making a loss. This is because the shirt manufacturer's marginal cost would be greater than the price that consumers are willing to pay for a shirt. If the shirt manufacturer were to produce fewer shirts than Q*, it could be making more profit. However, the shirt manufacturer is not able to do this because the demand curve is downward sloping.

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when the distance between two charges is halved, the electric force between the charges: (a) quadruples, (b) doubles, (c) halves, (d) is reduced by one-quarter. there are 5 great lakes: erie, huron, michigan, ontario, and superior. the following is a list of the surface areas of the great lakes (in thousands of square miles) in the order listed above. 9.91 23 22.3 7.34 31.7 a) what is the population mean? b) the following table shows all samples of size 3 from the population. the sampling distribution of the sample means of all samples of size 3 is a list of the means of each sample. what is the mean of sample 8? (round to 3 decimals.) sample water volumes 1 9.91, 23, 22.3 2 9.91, 23, 7.34 3 9.91, 23, 31.7 4 9.91, 22.3, 7.34 5 9.91, 22.3, 31.7 6 9.91, 7.34, 31.7 7 23, 22.3, 7.34 8 23, 22.3, 31.7 9 23, 7.34, 31.7 10 22.3, 7.34, 31.7 c) what is the mean of the sampling distribution? (round your answer to 3 decimals.) The stress that a person actually experiences in different situations is critically influenced by theAppraisals that the person makes Ancient egyptians and sumerians often drank beer with straws to avoid floating debris.T/F Attachment of HIV to a host cell requires a receptor and co-receptor on the surface of the host cell.=A) TrueB) False Did, did I make the team?In 1-2 sentences, explain why the writer should use an ellipsis instead of a comma which types of triangles can always be used as a counterexample to the statement ""all angles in a triangle are acute""? cardiorespiratory endurance is the ability of the heart and lungs to deliver oxygen to the muscles during physical activity. The Great Recession was given that name because a recession is a brief contraction in an economy that goes away quickly. This Great Recession was noted for how quickly it disappeared and turned into an historic economic expansion. T or F? using a combination of techniques from different therapies based on the therapists judgment of which particular methods will provide the greatest benefit for the client. In order to cook healthy you should use healthy ingredients.True or False in regard to housework, sociologist arlie hochschild notes that . a. domestic work is now shared by both husbands and wives b. although women and men perform different household tasks, they have similar deadlines for their work c. even when husbands share some of the household responsibilities, they typically spend much less time in these activities than do their wives d. the unpaid housework that women do amounts to an extra week of work each year By the year 2060, the minority population in the united states is projected to rise to approximately: _______ Alice and daniel have total of 426 weet. After alice bought 28more weet and daniel gave away 50weet. They have the ame number of weet left. How many weet did alice have at frit. ? During a regional state of emergency, an Internet service provider offered three months of free Internet access to anyone affected by the crisis. This effort was intended to help reduce the impact of ___________.A. digital inclusionB. data breachesC. the digital divideD. digital access the national potato cooperative (npc) is considering the purchase of a deskinning machine that will cost $150,000 and should have a salvage value of $20,000 at the end of its 8-year useful life. the uniform annual savings from using the new machine are expected to be $70,000 per year. however, the uniform annual operating costs are projected to be in the range from $25,000 to $35,000. a. determine the uniform annual costs for which this project would break even. the npc has a marr in the production of loaves of bread, which best represents the factor of capital?A.The flour used in the doughB.The retailer who sells the breadC.The oven used to bake the breadD.The worker who kneaded the dough Predict the impact of sediment and nutrients brought by storm water runoff on a lake or pond ecosystem. what lines from the passage would best support a readers claim that teenage rebellion is a central theme in the passage? Romans planted grapes on hillsides so that the ripe grapes would role down to the valley floor, which facilitated easy collection and processing.A. TrueB. False