Of the three primary savings goals, the A. emergency fund should be taken care of first.
What primary saving goal takes priority ?An emergency fund is a savings account that is used to cover unexpected expenses, such as a medical emergency, car repairs, or job loss. Having an emergency fund in place can provide a financial safety net and prevent individuals from having to rely on high-interest debt or liquidating long-term investments to cover these expenses.
Once an emergency fund has been established, individuals can then focus on building retirement savings and short-term savings for goals such as a down payment on a house or a vacation, as these are the other two primary savings goals.
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The full question is:
Of the three primary savings goals, which one should be taken care of first, and why? The three savings goals include:
Emergency fundRetirement savingsShort - term savingslast year, a central american nation reported that it had a favorable balance of trade even though it imported $9 billion worth of goods. this indicates that
A favorable balance of trade indicates that the central American nation had a surplus in its trade of goods and services.
Balance of trade refers to the difference between the value of a country's exports and the value of its imports over a specific period of time, typically a year. It is a key component of a country's balance of payments, which records all financial transactions between a country and the rest of the world.
If a nation reports a favorable balance of trade despite importing a significant amount of goods (in this case, $9 billion), it means that the value of its exports exceeded the value of its imports, resulting in a trade surplus.
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Fear of a lawsuit prevents many employers from giving totally honest recommendations to former employees. this reflects a change in the ____ component of the general environment.
Answer:
political/legal
Explanation:
The components of the general environment helps individuals to identify opportunities and threats that exists in an environment and take adequate measures to avoid or exploit them.
In the political/legal component of environment consideration is given to anti trust laws, taxation laws, deregulation, labour laws, and educational policies.
It looks at the legal implications of an action.
In this scenario where fear of a lawsuit prevents many employers from giving totally honest recommendations to former employees, they are considering the political/legal environment.
beginning work-in-process is 6,400 units; 63,300 units completed, and ending work-in-process is 7,450 units, which are 100% complete for direct materials and 50% complete for conversion costs. the beginning wip inventory is 100% complete for direct materials and 50% complete for conversion.
The equivalent units of production for direct materials are 69,150, and for conversion costs are 65,925.The total equivalent units of production for direct materials are 69,150 (6,400 + 63,300), and for conversion costs, it is 65,925 (6,400 + 63,300 + 3,725).
Equivalent units of production are a measure used in process costing to account for partially completed units. In this scenario, we have three components to consider: beginning work-in-process (WIP), completed units, and ending WIP.
For direct materials, both the beginning WIP (6,400) and completed units (63,300) are fully processed, so they are counted as equivalent units.
For conversion costs, the beginning WIP (6,400) is 50% complete, so 50% of those units (3,200) are counted as equivalent units. The completed units (63,300) are fully processed. The ending WIP (7,450) is 50% complete, resulting in 3,725 equivalent units.
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Are you going to get Paramount plus?
Yes, every CBS All Access subscriber will be automatically transitioned to Paramount+. An automatic update should upgrade the CBS All Access app to the new Paramount+ app early Thursday, but if that hasn’t happened, you can run a manual update on your device.
HELP PLEASE DUE IN 30 MIN ASAP I will give Brainliest...Think of examples of new words that have been made up in your lifetime. Think of words whose meanings have changed over time. Why do we change the meanings of words? Who benefits? Who loses? Offer a Biblical perspective on choosing our words and how our words impact others.
Hi! I'm not really sure what "have been made up in your lifetime" mean, so I'm just gonna assume that it means words that have been created in your generation
Examples of new words: Meme, jegging
Examples of words with changed meanings: Silly (original meaning: blessed with worthiness), leech (original meaning: doctor)
The meaning of the words change over time because new generations lead to new ideas
Who benefits: The newer generations because they can communicate easily with newly made slangs, etc.
Who loses: The older generations because they have would then have absolutely no idea what the newer generations are talking about
(Example: Person 1: Woah that skateboard is sick!
The guy from the 1700s: No it's not. It's a skateboard, are you mental?)
and i'm not sure about the biblical perspective, sorry about that
anyways, hope this helped !
suppose you have developed a new product for you business.outlineany five steps in developing a rematch instrument
Answer:
But I am too young to start a new business
there are these Karens at my house putting their trash in front of MY HOUSE and what can i do?
Answer:
call the cops
Explanation:
First have a conversation with them and if they do not understand simply be a Karen yourself and call the cops. I am pretty sure they will know what to do because that is YOUR property (or at least your own space that you pay for).
Which type of account (real, personal, or nominal) includes the following expenses of a business?
Expenses like rent, transportation, and advertising are part of a business’ ______
account, because they are fictitious.
Answer: Nominal account
Explanation:
Expenses like rent, transportation, and advertising are part of a business (Nominal) account, because they are fictitious.
Personal accounts are the accounts that have to do with individuals, or businesses. A real account is an account that isn't closed when the accounting period ends. The bqlnaces in the real account are carried to the following period. An example of this is cash.
Nominal account is an account that has a zero beginning balance at the start of the year. This is because when an accounting year ends, the nominal account will be closed.
An evaluation and unbiased opinion of the accuracy of a firm's financial statements can be obtained after a(n) ______ audit.
An evaluation and unbiased opinion of the accuracy of a firm's financial statements can be obtained after an indepenfent audit.
What is independent audit?
An independent audit can be described as the examination of the financial records, as well as the accounts, business transactions, accounting practices, as well as the internal controls of a charitable nonprofit by an "independent" auditor.
It should be noted that the evaluation and unbiased opinion of the accuracy of a firm's financial statements is oner od the thing that can be associated to the indepenfent audit.
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What personas did Madame C.J. Walker customer base have? Explain?
Although Madame C.J. Walker's clientele was diverse, they all shared a desire for hair care products that satisfied their specific requirements and preferences.
Who was Madame C.J. Walker?Born Sarah Breedlove, Madame C.J. Walker was an African-American philanthropist and entrepreneur. She is best known for creating a successful line of beauty and hair care products for black women in the early 20th century. She was born in Delta, Louisiana, on December 23, 1867, to parents who had been enslaved.
In her early twenties, Madame C.J. Walker blamed harsh chemicals and poor hair care products for significant hair loss and scalp issues. She began experimenting with various hair care products and eventually created a formula that aided in the growth of new hair and improved the health of the scalp. She began door-to-door selling of her hair care products and quickly established a profitable business.
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Discuss the sources and approaches used by McDonald in order to stay abreast of the environmental changes
McDonald's is a global fast-food chain that operates in over 100 countries.
Market research: McDonald's conducts extensive market research to understand consumer trends, preferences, and behaviors.
Technology: McDonald's uses technology to stay up-to-date with environmental changes. The company also uses digital platforms to collect feedback from customers and monitor online reviews.
Sustainability initiatives: McDonald's has a strong focus on sustainability, and has implemented a range of initiatives to reduce its environmental impact.
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which of the following is a benefit of credit?
a. allows you to get what you want sooner
b. it damages your credit
c. puts your bank account in surplus
d. you get money back on interest
Answer:
A
Explanation:
Estelle is a recent accounting graduate, and while she likes the idea raised by her fellow graduate Fernando to set up business in a partnership together, she has always wanted to go into business for herself. Before Estelle makes a decision, her instructor tells her it would be a good idea to consider the effect of different tax structures on each type of business, just in case she favors one situation more than the other. Compare and contrast how partnerships and sole proprietorships differ in terms of their tax requirements.
Sanjay was recently alerted to the fact that his business will be audited by the IRS. What are some possible causes for Sanjay’s business being selected for audit? What will this audit likely entail? How can Sanjay prepare?
After getting his first paycheck, Marlon is incredulous at the amount of money that goes to FICA. “Who in the world is FICA?” he asks his mother. How does she reply?
Eloise has exactly $300 to spend on an airline ticket. Assuming that she will need to pay the passenger ticket tax, the passenger facility charge, and the Sept. 11th fee, what is the maximum base ticket price Eloise can still afford to pay, knowing that she has all these additional fees and taxes to pay? Explain.
Sloan has always been pretty lax about preparing her taxes, and she doesn't pay too much attention to the rules. However, after taking a class on tax fraud, she is a bit concerned that some of the information in her past tax returns may be questionable. Sloan should only be worried about tax fraud if she’s made certain mistakes in the past. What kind of mistakes should Sloan be concerned about? Explain.
HELP PLEASE!!!
Which of these are financial goals? Select the two correct answers.
1. Saving for college
2. Going shopping during sale season
3. Buying a new computer
4. Getting a credit card
5. Making a monthly deposit on your savings account
Financial goals are targeted objectives individuals set to attain specific desired financial outcomes.
Saving for college is a prime example, involving allocating funds for forthcoming educational expenses. Similarly, making recurring deposits into a savings account constitutes a financial goal, fostering savings growth for future needs like emergencies or investments.
In contrast, the other options—such as shopping during sales, purchasing a new computer, and obtaining a credit card—may involve transactions but lack the inherent long-term financial purpose of savings, investment, or fiscal stability that characterizes genuine financial goals.
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A 9.70 percent coupon bond with 10 years left to maturity is priced to offer a yield to maturity of 7.1 percent. You believe that in one year, the yield to maturity will be 8.0 percent. Assuming semiannual interest payments, what is the change in price the bond will experience in dollars?
The change in price that the bond will experience can be calculated by determining the difference in yield to maturity and using it to calculate the percentage change in price.
First, let's calculate the present value of the bond using the current yield to maturity of 7.1 percent and the remaining 10 years to maturity. This will give us the current price of the bond.
Next, we need to calculate the future value of the bond using the expected yield to maturity of 8.0 percent and the remaining 9 years to maturity. This will give us the expected price of the bond after one year.
Finally, we can calculate the change in price by subtracting the current price from the expected price.
It's important to note that the bond makes semiannual interest payments, so the yield to maturity and time to maturity need to be adjusted accordingly.
Given the details provided, the change in price the bond will experience in dollars can be determined by performing the above calculations. Unfortunately, the specific coupon rate and face value of the bond are not provided in the question, making it impossible to generate an exact answer.
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PRO and CONS Airbnb?
Pros and Cons of staying in an Airbnb
Pros:
Larger than staying in a hotel
Less crowded
Less expensive
Cons:
The host is less trustworthy than workers at hotels for various reasons
Could be cameras in places like bathrooms or rooms to watch you
You probably will have to eat out
A strategy where companies cooperate and compete at the same time with companies in its value net is called:
Answer: Co-Opetition os your answer.
Hope this helps!
A strategy where companies cooperate and compete at the same time with companies in its value net is called Coopetition.
What is Coopetition?Coopetition is a commercial strategy that makes use of theory insights to determine when it makes sense for rivals to cooperate. Coopetition is mathematical simulations that study how collaborating with rivals might benefit all participants and expand the market.
According to the concept of "coopetition," competition's motivating factors might result in two positive outcomes while getting access to resources through collaboration.
However, it is more dangerous if businesses participate in "too much" coopetition since they may fail to distinguish between the competing forces of cooperation and competition, which might lead to conflict & power imbalances among their rivals.
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the market equilibrium is found at the: question 21 options: a) price where quantity supplied exceeds quantity demanded. b) price where quantity demanded equals quantity supplied. c) price where quantity demanded exceeds quantity supplied. d) highest price the market will bear.
The market equilibrium is found at the price where quantity supplied exceeds quantity demanded. Market pricing is the outcome of the relationship between supply and demand.
The forces of supply and demand are balanced at an equilibrium price. Prices tend to stabilise at this level unless specific supply or demand characteristics change. It is essential to comprehend the product's market equilibrium price when running a business. Controlling supply and demand is essential for reducing costs and increasing revenues. Market equilibrium frequently happens naturally. The supply and demand of a good are, in theory, balanced in a free market, leading to constant prices.
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In trading account freight belongs to which side debit or credit?
Answer:
Explanation:
In trading account, freight belongs to the debit side. It is a direct expenses on purchases and manufacturing operation
Freight is the cost incurred in transporting an item to its final destination when the terms are FOB shipping point. It is treated as part of the cost of merchandise and recorded in the inventory if the merchandise has not been sold.
Increase in the cost of freight are recorded on the debit side while decrease are recorded on the credit side.
Taxes are often ovved on?
initial investments,
the current value of investments.
the real value of investments,
investment returns.
Answer:
Investment returns
Explanation:
Tax is a compulsory levy imposed by the government on an individual, firms etc for the provision of infrastructure.
Generally speaking, taxes are paid as soon as money is earned. While some taxes are due for payment when investments are sold at a profit, others like dividend , mutual funds are due when distribution is paid on the investment.
The ratio of gain or losses on an investment is referred to as investment returns. The returns could be higher which means profit hence must be taxed. It could also be the other way round,i.e lower returns . In such situation, loss is incurred on the investment and it is not taxed same way as having profit on the investment.
D. investment returns.
if an ice cream company decides to sell the best ice cream on earth, and intends to establish a strong ethical climate in the organization, during which phase of the strategic marketing planning process should the firm incorporate ethical considerations?
In the strategic marketing planning process, ethical considerations should be incorporated during the strategy formulation phase.
This is the stage where the firm identifies its goals and objectives, assesses its internal and external environment, and determines its overall approach to the market. During this phase, the firm should take into account the ethical implications of its marketing activities and consider the impact that its decisions will have on various stakeholders, including customers, employees, suppliers, and society as a whole. For example, if the ice cream company wants to establish a strong ethical climate, it should consider ethical issues such as fair labor practices, environmentally sustainable sourcing of ingredients, and responsible advertising practices. By incorporating these considerations into its marketing strategy, the firm can ensure that it operates in an ethical and socially responsible manner while still achieving its business objectives.
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Under ________, the market consists of a few large sellers who are highly sensitive to each other's pricing and marketing strategies.
Answer:
oligopolistic competition
Imagine that you've saved $1,000. You'd like to do something with the money so that, in a few years, you'll have a down payment for a new car. You're not sure if you should invest it or deposit it into a another type of account. In this project, you'll not need to decide where to invest the money. However, you will look at a variety of sources that give advice about what to do with the money. You'll also decide which sources are reliable and relevant.
Part One:
Review the following sources and decide if they're reliable and relevant.
two books from a bookstore or library
an article in the business section of the newspaper
the news or other program on TV
the following Web sites:
www.money.cnn.com
www.fidelity.com
www.beginnersinvest.about.com
Part Two:
Find two more sources of information. Review the sources and decide if they're reliable and relevant.
Part Three:
Create a table with the results from parts one and two. Your table should list the source, description of the source, and whether it's reliable and relevant. Use the work area below.
PLSSS I NEED YOUR HELP!!!!!! PLEASE ANSWER IT RIGHT!!!
Answer:
Part One:
1. Books from a Bookstore or Library:
- Source: Published books available for purchase or borrowing from a library.
- Description: Books covering topics such as personal finance, investing, and saving for specific goals.
- Reliability: Books authored by reputable experts in the field tend to be reliable sources of information.
- Relevance: Highly relevant, as they provide comprehensive insights and guidance on saving and investing for a new car down payment.
2. Article in the Business Section of the Newspaper:
- Source: An article featured in the business section of a well-known newspaper.
- Description: A written piece that discusses personal finance, investment strategies, or methods for saving towards financial goals.
- Reliability: Reliability depends on the credibility and reputation of the newspaper as a trustworthy source of news.
- Relevance: Relevant, as it offers current and informative content related to financial matters.
3. News or Other Program on TV:
- Source: A news segment or program aired on a recognized and reliable TV channel.
- Description: A television broadcast that covers financial topics, such as saving, investing, or personal finance advice.
- Reliability: Reliability may vary depending on the reputation and trustworthiness of the TV channel and program.
- Relevance: Can be relevant for gaining a general understanding of financial concepts, but may lack in-depth information.
4. Web Sites:
a. www.money.cnn.com
- Source: The money section of CNN's official website.
- Description: A website offering news articles, expert opinions, and resources related to various financial subjects.
- Reliability: Generally reliable, as CNN is a reputable news organization known for accurate reporting.
- Relevance: Highly relevant, as it provides up-to-date information and insights on financial topics.
b. www.fidelity.com
- Source: Fidelity Investments' official website.
- Description: A website providing investment services, financial planning tools, and educational resources.
- Reliability: Generally reliable, as Fidelity is a well-established and reputable financial services company.
- Relevance: Highly relevant, as it specializes in investment-related information and can offer valuable guidance.
c. www.beginnersinvest.about.com
- Source: A section of About.com dedicated to beginner investing.
- Description: A website featuring articles, tutorials, and tips focused on introducing investment concepts to beginners.
- Reliability: Moderately reliable, as About.com publishes content from various contributors, and credibility can vary.
- Relevance: Relevant, especially for individuals new to investing seeking basic information and guidance.
Part Two:
5. Personal Finance Podcast:
- Source: A widely recognized and popular personal finance podcast hosted by financial experts.
- Description: An audio podcast where experts share insights, tips, and strategies related to personal finance, investing, and savings.
- Reliability: Reliability depends on the credibility and expertise of the podcast hosts and the accuracy of the information provided.
- Relevance: Relevant, as it offers an alternative format for accessing expert advice and staying informed about financial matters.
in an effort to combat the high costs and losses associated with turnover, managers at an analytics firm are studying the recruitment and training policies at a similar firm that has very low turnover. this is an example of .
In an effort to combat the high costs and losses associated with turnover, managers at an analytics firm are studying the recruitment and training policies at a similar firm that has very low turnover. this is an example of benchmarking.
What is Benchmarking?Benchmarking is the process of comparing the performance of a company's products, services, or processes to those of other businesses that are thought to be the best in the industry. The goal of benchmarking is to identify internal areas for improvement.
It is the practice of comparing a company's business processes and performance metrics to industry bests and best practices. Quality, time, and cost are the most commonly measured dimensions. It is a technique used to evaluate and compare performance in order to achieve continuous improvement. It is part of a comprehensive quality management process that includes the key components to move business forward.
In conclusion, the correct option is Benchmarking.
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What two activities are included in the preapproach stage of the personal selling process?
Two activities that are included in the approach stage of the personal selling process are -
gathering information about potential customers.deciding on the best method for an initial meeting.The following is included in the approach stage of the personal selling process initial meeting to get the prospect's attention, which is the basis of the sales presentation. Orders are sales representatives who process recurring or back-ordered orders for products that the company has already sold.
Prepaid tasks include product training and prospect identification. Approach customers, identify customer needs, present products or services, answer questions or objections, close sales, and follow up after sales.
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Contra entry is recorded in?
When the direct rate in the United States for the Canadian dollar is USD 0.7237 per CAD, the reciprocal rate is: a. USD 1.3818 per CAD. b. USD 0.2630 per CAD. C. CAD 0.2630 per USD. d. CAD 1.3818 per CAD
The reciprocal rate of USD to CAD is CAD 1.3818 per USD when the direct rate is USD 0.7237 per CAD. The answer is (a)
In currency exchange, the direct rate is the rate at which a currency can be exchanged for another currency, while the reciprocal rate is the rate at which the second currency can be exchanged for the first currency.
In this problem, the direct rate for the Canadian dollar is given as USD 0.7237 per CAD. This means that for every Canadian dollar, you can exchange it for USD 0.7237. To find the reciprocal rate, you need to invert this rate, which means dividing 1 by USD 0.7237 per CAD.
So,
Reciprocal rate = 1 / USD 0.7237 per CAD
Reciprocal rate = USD 1.3818 per CAD
Therefore, the answer is option (a), USD 1.3818 per CAD.
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Project manager Anna is working with her team on risk management. Match the components of risk management with what each component involves.
includes risk identification
includes impacts of risks and
responses
Includes action for minimizing risks
Includes risk monitoring
includes analysis of consequences
includes prioritization of measures
These management of risk serves as assessment and controlling of threats to an organization's capital and earnings.
What is risk management?This management entails the identifiying, analyszing and responding to risk factors that form part of the life of a business.
The risk identification in risk management includes documenting and communicating of concern of threats.The impacts of risks & responses in risk management includes efforts to assess the consequences of an existing risk.The action for minimizing risks inculudes use of insurance to minimize loss occuring from a risk.The action of risk monitoring tracks and evaluates the levels of risk in an organisation.In conclusion, the risk management is an essential part for an a project management because a managed risks will significantly increase the likelihood of project success.
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Answer:
includes risk identification- Risk Evaluation
includes impacts of risks and responses- Risk Control
Includes action for minimizing risks- Risk Control
Includes risk monitoring- Risk Evaluation
includes analysis of consequences- Risk Evaluation
includes prioritization of measures- Risk Control
Explanation:
Target ROI is 26% Invested Capital is $413,005 Full Cost per unit $1,362 Expected sales volume is 656 units. If the company prices each unit to earn the target ROI, what amount of profit would be added to the cost of each unit
The selling price per unit and the total cost per Target ROI referred to as profit. We will divide the total return on invested capital by the anticipated number of units to be produced and sold in order to calculate the amount of profit that will be added is units = $112.83 per unit.
After figuring out the goal return, the profit that would be added to the price of each unit would be $112.83.
Calculation of Profit Amount:
Prior to it, the subsequent computations must be made.
Goal return = ROI (%)
Capital invested = 19% x 569 512
= 108 207.28
Now
The amount of profit that would be added to the cost of each unit is $112.83. Profit per unit is calculated as follows:
Total return/Number of units
= $108,207.28 /959
units = $112.83 per unit.
Complete question:
Target ROI is 26% Invested Capital is $413,005 Full Cost per unit $1,362 Expected sales volume is 656 units. If the company prices each unit to earn the target ROI, what amount of profit would be added to the cost of each unit?
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What is misleading about the term “overdraft protection”? please answer will give brainliest to the first
Answer:
"Overdraft protection is a misleading term, because it doesn't protect you from overdrafting," Schliep said, after paying the bank back for the charges. "It allows you to overdraft when you don't have enough money in checking so you're not embarrassed by getting your card denied."
Explanation:
Answer:
it makes it sound beneficial but it will take money from you.
With overdraft protection, if you don't have enough money in your checking account, checks will clear and ATM and debit card transactions will still go through. If you don't have enough overdraft protection to cover a shortfall, transactions won't go through, and fees may be high.
Explanation: