Julia currently is considering the purchase of some land to be held as an investment. She and the seller have agreed on a contract under which Julia would pay $1,000 per month for 60 months, or $60,000 total. The seller, not in the real estate business, acquired the land several years ago by paying $10,000 in cash. Two alternative interpretations of this transaction are (1) a price of $51,726 with 6 percent interest and (2) a price of $39,380 with 18 percent interest. Which interpretation would you expect each party to prefer? Why? Show Calculations.

Answer:

bias

Explanation:

bias is the true anwer

Answer:

C. CareerOneStop. US Department of Labor and the State of Minnesota, 2013. Web. 18 May 2013.

Explanation:

Right On Edge, also just took the Quiz.

The website citation which is written correctly in MLA style is -

CareerOneStop. US Department of Labor and the State of Minnesota, 2013. Web. 18 May 2013.

A citation style is a set of rules for citing sources in academic writing. To avoid plagiarism, you must always include a citation anytime you quote, paraphrase, or summarise a source. Different universities, academic groups, and publishers establish different styles, which are frequently published in an official handbook with detailed instructions and examples.

There are numerous citation styles, but they all follow one of three basic principles: parenthetical citations, numbered citations, or note citations.

MLA style is the Modern Language Association's official style, as stated in the MLA Handbook. (9th edition). It is commonly utilised in a variety of humanistic subjects. It's author-page rather than author-date, unlike most parenthetical citation styles.

Therefore, the third option is correct.

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a) Prepayment risk is more likely when a mortgage is young than when the mortgage is approaching its completion date because borrowers are more likely to refinance their mortgages when interest rates are lower.

When interest rates are lower, borrowers can save money by refinancing their mortgages with a lower interest rate. This can be a problem for lenders, as they may not be able to collect all of the interest that they are owed.

b) Martin's monthly repayments will be £387.50 higher if he chooses a mortgage term of 15 years instead of 25 years. This is calculated using the following formula:

Monthly repayment = Principal amount * (r/12)^n / [1 - (1 + r/12)^-nt]

Where:

The monthly repayment is the amount of money that is paid each month

The principal amount is the amount of money that is borrowed

r is the interest rate

n is the number of years that the loan will be repaid

t is the number of months that the loan will be repaid

In this case, the principal amount is £250,000, the interest rate is 5%, the number of years that the loan will be repaid is 15, and the number of months that the loan will be repaid is 180 (15 years * 12 months/year).

Monthly repayment = 250,000 * (0.05/12)^15 / [1 - (1 + 0.05/12)^-15*180]

Monthly repayment = £1,312.50

If Martin chooses a mortgage term of 25 years, his monthly repayments will be:

Monthly repayment = 250,000 * (0.05/12)^25 / [1 - (1 + 0.05/12)^-25*180]

Monthly repayment = £925.00

This means that Martin's monthly repayments will be £387.50 higher if he chooses a mortgage term of 15 years instead of 25 years.

c) If Martin's required rate of return is 1% per month, he will choose the 25-year mortgage term. This is because the present value of the 25-year mortgage payments is lower than the present value of the 15-year mortgage payments. The present value of a series of payments is calculated using the following formula:

Present value = Sum of (Payment / (1 + r)^n)

Where:

Present value is the value of a series of payments today

Payment is the amount of money that is paid each period

r is the interest rate

n is the number of periods

In this case, the payments are the monthly mortgage payments, the interest rate is 1%, and the number of periods is 300 (25 years * 12 months/year).

Present value of 25-year mortgage = Sum of (£925.00 / (1 + 0.01)^n)

Present value of 25-year mortgage = £213,263.57

Present value of 15-year mortgage = Sum of (£1,312.50 / (1 + 0.01)^n)

Present value of 15-year mortgage = £173,395.53

As you can see, the present value of the 25-year mortgage is lower than the present value of the 15-year mortgage. This means that the 25-year mortgage is the better option for Martin, as it will cost him less money in the long run.

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I think it is C I looked up some stuff and they all add up to C

Answer:

Explanation:

The circular flow model shows the interaction between two groups of economic decision-makers―households and businesses―and two types of economic markets―the market for resources and the market for goods and services.

Answer:

d. government mandate economics

Explanation:

during the industrial era the government stepped in to stop wealthy monopoly companies from corruption of the government

The correct option is (d) Government mandate economics.

The group of people responsible for governing the country is called the government. If some government has a mandate for carrying out any policy or task, then they somewhat get the authority to win the election or vote. Hence (d) is correct out of all options.

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True. An integrated contract refers to a contract that contains more than one subject or part. In other words, it is a contract that encompasses multiple aspects, terms, or provisions within a single agreement.

Contracts can vary in complexity and scope, ranging from simple agreements with a single subject matter to more comprehensive contracts that address multiple aspects of a transaction or relationship. An integrated contract typically consolidates different elements or components into a unified document, ensuring clarity and completeness in the contractual arrangement.

By including multiple subjects or parts within a single contract, parties can address various rights, obligations, terms, and conditions related to their agreement. This integration helps to streamline the contractual relationship and avoid the need for separate agreements or negotiations for each individual aspect.

For example, in a commercial contract, an integrated contract may cover topics such as payment terms, delivery schedules, quality standards, dispute resolution mechanisms, intellectual property rights, confidentiality provisions, and more. By consolidating these subjects into one contract, the parties can have a comprehensive understanding of their rights and obligations.

An integrated contract is indeed a contract with more than one subject or part. It is designed to encompass multiple aspects of an agreement within a single document, providing a consolidated and comprehensive framework for the parties involved.

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As foreign exchange activity grows, a given degree of central bank intervention becomes less effective. Hence, the correct option is (b) less effective.

Central banks manage currency by generating new currency, setting foreign currency reserves, and fixing interest rates. In regard to foreign exchange, the central bank intervention aims at stabilizing its currency in the foreign exchange market. The success of central bank interventions highly depends on how it manages and stabilizes its currency in the foreign exchange market.

If the central bank fails to maintain its stability in the foreign exchange market, it undermines the credibility of the central bank. The increase in foreign exchange activities means that the role of central bank intervention is less effective to stabilize its currency in the foreign exchange market.

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To calculate the needed capacity based on the given information, we need to use the formula: Needed Capacity = Processing Time Needed / Processing Time Available. Substituting the values given in the problem, we get:

This means that we need to have a capacity that is twice the processing time available during the planning horizon. Therefore, we need to have 2 machines to meet the processing needs. Therefore, the correct answer is D.2 machines.The question states that the processing time available during the planning horizon is 3,000 hours, and the processing time needed is 6,000 hours.

Divide the processing time needed by the processing time available to determine the capacity ratio. Capacity Ratio = Processing Time Needed / Processing Time Available = 6,000 hours / 3,000 hours = 2.The capacity ratio tells you how many times more capacity is needed. In this case, 2 times more capacity is needed, which means you need 2 machines. So the answer is D. 2 machines.

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The statement is True. Your money grows faster as the compounding period becomes longer.

When it comes to compounding, the frequency at which interest is compounded plays a significant role in the growth of your money over time. Compounding refers to the process of earning interest on both the initial amount of money and the accumulated interest from previous periods.

If the compounding period is shorter, such as monthly or daily compounding, your money has more frequent opportunities to earn interest. This leads to faster growth because the interest earned in each compounding period is added to the principal, increasing the base for future interest calculations.

On the other hand, if the compounding period is longer, such as annual compounding, your money has fewer compounding periods throughout the year. As a result, the growth may be slower compared to more frequent compounding periods.

In essence, the more frequently interest is compounded, the more opportunities your money has to grow and generate additional interest. Therefore, with longer compounding periods, your money has the potential to grow faster over time.

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Answer: Having creative thinking can, Increase engagement and improve your abilities within the workplace.

Explanation:

Marginal revenue :

Marginal cost :

It is a Monopolistic market structure because marginal revenue is greater than the marginal cost.

Marginal Revenue is the increase in the revenue by selling one extra product in the market. It is calculated by the Change in revenue divided by the change in output.

Marginal cost is the change in cost by producing one extra unit of output. It is calculated by a change in cost divided by the change in units.

Monopolistic market structure is where there are multiple companies producing similar products in the market.Example for monopolistic structure can be a grocery store.

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I recommend starting your research with the Wikipedia article entitled "Daylight saving time," as it can provide a solid foundation.

It is important to demonstrate both your ethical values and research skills. Ethically, it is crucial to complete the assignment independently, without seeking assistance from classmates.

This means that all research, conclusions, and submission should be your own work, without any input from others. Regarding research skills, your task is to determine the best choice for U.S. society among three options: switching between standard time and daylight saving time, permanent standard time, or permanent daylight saving time.

To make an informed decision, you should research and analyze the advantages and disadvantages of each choice, both in terms of health-related and non-health-related factors.

I recommend starting your research with the Wikipedia article entitled "Daylight saving time," as it can provide a solid foundation.

To support your points, it is important to include authoritative links that provide reliable information on the advantages and disadvantages of each choice.

Remember that there is a correct choice, and selecting it will likely earn you more credit. So, make sure to carefully evaluate the pros and cons of each option before reaching a conclusion.

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The company should record $1,800 of amortization expense for the calendar year 2021.

Amortization is the process of allocating the cost of intangible assets, such as patents, over their useful lives. In this case, the company purchased a patent for $90,000 with a useful life of 15 years. To calculate the annual amortization expense, we divide the cost of the patent by its useful life. Therefore, the annual amortization expense is $6,000 ($90,000 divided by 15).

However, the patent was purchased on July 1, 2021, so the company only used the patent for half of the year. Therefore, the company's amortization expense for 2021 is only for the half-year, which is $3,000 ($6,000 divided by 2).

To summarize, the company should record $1,800 of amortization expense for the calendar year 2021, which is calculated by dividing $3,000 by 12 months and multiplying by 6 months. The remaining cost of the patent will be amortized over the remaining useful life, which is 14 years as of January 1, 2022.

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a. The depreciation on the plane for the year ended December 31, 2017, using the straight-line method is €3,375,000.
b. The depreciation on the plane for the year ended December 31, 2017, using the units-of-production method is €4,593,750.
c. The depreciation on the plane for the year ended December 31, 2017, using the double-declining-balance method is €6,750,000.

The depreciation on the plane for the year ended December 31, 2017, can be calculated using three different methods: straight-line, units-of-production, and double-declining-balance.

a. Straight-line method: To calculate depreciation using this method, we subtract the residual value from the initial cost of the plane and divide it by the useful life in years. In this case, the depreciation would be (€52,500,000 - €6,250,000) / 14 = €3,375,000.

b. Units-of-production method: Here, we calculate depreciation based on the actual usage of the plane. We divide the remaining kilometers expected to be flown during the year (575,000 km) by the total expected kilometers (6,500,000 km) and multiply it by the difference between the initial cost and the residual value. The depreciation would be (575,000 / 6,500,000) * (€52,500,000 - €6,250,000) = €4,593,750.

c. Double-declining-balance method: This method uses a fixed rate (twice the straight-line rate) to calculate depreciation. The depreciation for the first year is twice the straight-line depreciation. In this case, it would be 2 * €3,375,000 = €6,750,000.

Requirement 2: The straight-line method would produce the highest net income for 2017 since it results in the lowest depreciation expense. The double-declining-balance method would produce the lowest net income since it leads to the highest depreciation expense.

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Answer:

1)Natasha wants to choose a career that will allow her to help animals.

2)Natasha researches about what it's like to be a veterinarian.

3)Natasha learns more about the different possible veterinarian types.

4)Natasha decides that she wants to be an equine veterinarian

Explanation:

The scenario regarding Natasha explains the decision making process. The first stage is Natasha identifying get decision that she wants to choose a career that will allow her to help animals.

Then, she needs to collect more information to know what the career entails and then she researches about what it's like to be a veterinarian.

Then, she identified the alternatives as she learned about the different types of veterinarian that we have.

Lastly, she choose among the alternatives after learning about the different types and getting every necessary information to help her make her choice, she the decided that she wants to be an equine veterinarian that's a veterinarian that looks after horses and cares for them.

It will take approximately 30.63 years for $525,000 to grow to $28,162.31 if deposited at a 6% interest rate compounded quarterly.

To calculate the time required for the initial amount to grow to the desired amount, we can use the formula for compound interest:

A = P(1 + r/n)^(nt)

Where:

A = Final amount ($28,162.31)

P = Principal amount ($525,000)

r = Annual interest rate (6% or 0.06)

n = Number of times interest is compounded per year (quarterly, so 4)

t = Time in years (unknown)

Rearranging the formula to solve for t, we have:

t = (log(A/P))/(n * log(1 + r/n))

Plugging in the values, we get:

t = (log(28,162.31/525,000))/(4 * log(1 + 0.06/4))

t ≈ 30.63 years

Therefore, it will take approximately 30.63 years for the initial deposit of $525,000 to grow to $28,162.31 at a 6% interest rate compounded quarterly.

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Option A. Under comparative principles, a plaintiff's contributory negligence  relieves a defendant from any liability for injury to the plaintiff.

This is the term that is used to say that if the party is negligent for the injuries that they have suffered, they would not be able to get damages for the injuries they have.

This would relieve the defendant from any of the liability that they may have to pay.

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Answer:

Secretarial and Administration

Explanation:

Business, Management, and Administration can be defined as a strategic process which typically involves controlling, directing and organizing the personnel and resources of a business in order to achieve the goals and objectives of the business firm. Thus, it provides students with the requisite knowledge and skills for the effective and efficient management of the operations of a business based on factors such as finance, administrative functions, records, and secretarial.

Hence, the career pathway which describes the two main aspects of the Business, Management, and Administration career cluster are Secretarial and Administration. These two aspects deals with office management, records and book keeping, typing of documents, etc.

Answer:

C

Explanation:

The correct statement of the socially optimum price is D. It is a price equal to the marginal cost.

The socially optimum price is determined based on the concept of allocative efficiency, which aims to achieve the optimal allocation of resources in an economy. In this context, the socially optimum price is the price that leads to an allocation of goods and services where the marginal benefit to society equals the marginal cost.

The marginal cost represents the additional cost incurred to produce one additional unit of a good or service. It takes into account factors such as labor, materials, and other inputs. The socially optimum price occurs when the price charged for a good or service aligns with its marginal cost.

By setting the price equal to the marginal cost, the socially optimum outcome is achieved because it ensures that the cost of producing an additional unit is matched by the benefit derived from consuming it. This equilibrium leads to an efficient allocation of resources and maximizes overall social welfare.

On the other hand, the options A, B, and C are incorrect:

A. A price equal to the lowest average cost does not consider the marginal cost or the efficiency of resource allocation.

B. A price equal to the average cost also fails to consider the marginal cost and may not result in an optimal allocation.

C. A price equal to the marginal revenue does not guarantee an efficient allocation since marginal revenue reflects the revenue generated by selling one additional unit, not the social benefit or cost.

Therefore, the socially optimum price is correctly represented by option D, which emphasizes the equality between price and marginal cost.

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Answer:

its an entry level job

Explanation:

edge 2022

The selection of the type of job that each best example demonstrates is as follows:

1. Aziz is hired as a Nanny even though he doesn't have any experience with it yet is A) Entry-level.

2. Martina is a Mental Health Counselor who works 40 hours per week.  This is an example of D) a Full-time job.

3. Ethan is a Healthcare Social Worker who is paid the same amount every week no matter how many hours he works is an example of B) Salaried Job.

4. Noa is a Customer Service Representative who gets health insurance from her employer is an example of C) Job with Benefits.

The different types of jobs may be classified into four, depending on the job specifications (skills and experience) required.

Select the type of job best demonstrated in each example.

A) Entry-level

B) Salaried Job

C) Job with Benefits

D) Full-time job

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There is no change in quantity demanded or supplied in response to a change in price.

A perfectly inelastic demand or supply curve means that there is no change in the quantity demanded or supplied in response to a change in price. In other words, the quantity demanded or supplied remains the same, regardless of how much the price changes.

If the price of a good changes by 1%, and the demand is perfectly inelastic, the quantity demanded will not change at all. Similarly, if the supply is perfectly inelastic, the quantity supplied will not change at all in response to a change in price.

On the other hand, if the demand or supply curve is elastic, a change in price will result in a change in the currency quantity demanded or supplied. The magnitude of the change in quantity demanded or supplied will depend on the price elasticity of the demand or supply curve.

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Answer:

Job

Explanation:

A job is any regular and legal activity that one does to earn money.  A job is a responsibility, position, or role assigned to a worker/ employee. Each job has a job description which details what duties the employer expects the employees to perform.

A job refers to employment, either full-time or part-time. It is also a piece of work to be performed.

Direct stakeholders are those involved in the company's day-to-day activities. Like employees, who carry out their daily tasks, working on the company's ongoing projects. Indirect stakeholders are those who are more interested in the result of the production. Direct stakeholders are entities that have a visible role in the organization, regulation, operation and support of the bus service; or people, communities and entities that use the service or are impacted by it. Indirect stakeholders are anyone else whose interests are either enhanced or threatened.

Answer:

Explanation:

C part

Answer:

The administration prosses a public and and AVAILIBLE TO ANYONE to review.

Explanation:

That is the most open administration because its available to anyone-(the public).

The kind of ad that usually combines both institutional and product advertising is a DISPLAY ADVERTISEMENT . It's the most appropriate option from the given alternatives. A display advertisement is a form of visual advertising that frequently combines copy, images, video, and graphics .

To entice the viewer to engage with the brand, either through making a purchase or by visiting the company website. A display advertisement is a marketing strategy in which a brand employs photos or videos along with text to promote its products or services. Display advertising is designed to help businesses convert viewers into customers. Display advertising is often used to target audiences based on specific characteristics such as age, income, interests, and location .

Display advertisements come in many shapes and sizes, from tiny banner ads to full-page magazine spreads and billboards. Because they are so visual, display advertisements may include copy, images, and other multimedia to engage the viewer's interest and promote interaction. Hence, the answer is the option B.

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Option D. Brokerage account is an account with an investment company into which you deposit money and then use it to buy stock

A brokerage account refers to an account with an investment company where you deposit money and use it to buy stocks and other financial instruments. It acts as a conduit that allows you to invest in the stock market through a brokerage firm. In this account, you can deposit funds from your bank account or other sources, and then you can use those funds to purchase stocks, bonds, mutual funds, exchange-traded funds (ETFs), and other investment products.

To understand the concept of a brokerage account in more detail, let's break it down in mathematical terms. Imagine you have $1,000 that you want to invest in the stock market. Instead of buying stocks directly, you open a brokerage account with an investment company. You deposit the $1,000 into your brokerage account. This account acts as a container for your funds.

Once your money is in the brokerage account, you can use it to buy stocks. Let's say you want to invest $500 in Company X's stock. You place an order through your brokerage account, specifying the number of shares you want to purchase and the price you are willing to pay. The brokerage firm executes the order on your behalf, using the funds in your brokerage account to complete the transaction.

The brokerage account also keeps track of your investments, provides statements, and may offer additional services such as research tools, investment advice, and customer support. It serves as a centralized platform for managing your investments and monitoring your portfolio.

In summary, a brokerage account is an account with an investment company that allows you to deposit money and use it to buy stocks and other financial instruments. It provides a convenient and regulated way to participate in the stock market and manage your investments.

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Answer:

b. He has five credits cards with high balances.

Explanation:

A VantageScore is a credit score model that shows the probability that someone will pay the loans. A 400 VantageScore is very poor and people can get this score for different situations like bankruptcies as they will appear in your report for up to 10 years, having high utilization rates on your credit card and missing payments. According to this, the answer is that the factor that could be the cause is: he has five credits cards with high balances because he would have a high utilization rate which hurts the credit score.

The other options are not right because a bankruptcy appears in the report for up to 10 years, a low debt to credit ratio shows that you use your credit in a responsible form and it won't hurt your credit acore. Also, if someone doesn't have a credit history, there is no score because there is no data to define that.