The key listed risk characteristics of shopping for stock ETF/index funds are volatility, liquidity, and cost (credit risk, interest rate risk, currency risk).
When shopping for stock ETF/index funds there are few key listed risk characteristics to consider. Volatility refers to the fluctuations in the value of the fund, and is an indication of the level of risk involved. Higher volatility generally means higher risk. Liquidity refers to the ease with which you can buy or sell the fund. If a fund has low liquidity, it may be difficult to sell when you want to, which could lead to losses.
The cost risks include credit, interest rate, and currency risks. Credit risk refers to the possibility that the issuer of the fund may default on their obligations, leading to losses for investors. Interest rate risk refers to the risk that changes in interest rates may affect the value of the fund. If interest rates rise, the value of the fund may fall, leading to losses for investors. Currency risk refers to the risk that changes in currency exchange rates may affect the value of the fund. If the value of the currency in which the fund is denominated falls, the value of the fund may also fall, leading to losses for investors.
It is important to consider these risk characteristics when shopping for stock ETF/index funds in order to make informed investment decisions.
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The supplier evaluation process that includes: (1) factors or criteria for evaluation, (2) the importance of each factor, and (3) a system for rating each supplier on each factor, is called a(n):
Considering the afore-listed process, the supplier evaluation process, in this case, is "weighted point evaluation."
What is Weighted Point Evaluation?Weighted Point Evaluation is a term that is used to describe the point rating evaluation systems whereby there is an extensive analysis and comparison of solution alternatives.
For example, the weights assigned to each alternative solution must equal 100 percent. The main purpose is to increase the likelihood that the process is unbiased.
Hence, in this case, it is concluded that the correct answer is "weighted point evaluation."
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When a company's resources are valuable, rare, imperfectly imitable, and nonsubstitutable, it has achoose one :
a. sustainable competitive advantage
b. competitive advantage
A company has a long-term advantage over its rivals when its resources are valuable, scarce, difficult to duplicate, and unreplaceable.
What is Long-term Advantage?A competitive advantage that a company has over its rivals that lasts for a significant amount of time is known as a "long-term advantage." A company has a long-term advantage when it is able to consistently outperform its rivals year after year and keep its market position for a long time.
Innovative product offerings, cost-effective production methods, distinctive branding, and a loyal customer base are all ways to achieve a long-term advantage. While their rivals struggle to keep up, businesses with long-term advantages can continue to expand and increase their market share.
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Which aspect is a disadvantage of being an entrepreneur? A. Entrepreneurs enjoy too much freedom of work. B. Entrepreneurs treat their work as a hobby. C. Entrepreneurs spend less time at work. D. Entrepreneurs do not earn a fixed or regular income. E. Entrepreneurs often lose control over their work.
I think the answer is D. Entrepreneurs do not earn a fixed or regular income.
Which level of government are Planning workers most likely to work for?
A) state
B) federal
C) local
D) international
The level of government is Planning workers most likely to work for local. Thus, the correct option is (C).
A single sovereign state's lowest levels of public administration are collectively referred to as "local government" in the United States.
When the word "government" is used in this context, it explicitly alludes to a level of bureaucracy that is geographically confined and has a set of responsibilities.
A variety of essential services for residents and companies in certain areas are handled by the local government.
Therefore, the correct option is "C".
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Other things held constant, the lower a firm's tax rate, the more logical it is for the firm to use debt. true/ false
A lower tax rate increases the benefits of using debt for a firm. Debt interest payments are tax-deductible, meaning they reduce the taxable income of the firm. Hence the statement is true.
When the tax rate is lower, the tax shield provided by debt becomes more valuable, resulting in reduced tax obligations and increased after-tax cash flows. This makes the cost of debt financing relatively cheaper compared to equity financing.
As a result, firms with lower tax rates have a greater incentive to utilize debt, allowing them to optimize their capital structure and potentially enhance shareholder value.
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When a business has a relatively small number of customers, a preferred method of forecasting is a) regression analysis. b) trend analysis.
When a business has a relatively small number of customers, it is important to choose the right forecasting method to ensure accurate predictions. In this case, the preferred method of forecasting would be trend analysis.
Trend analysis involves analyzing historical data and identifying patterns or trends in the data that can be used to make predictions about future performance. This method is particularly useful for small businesses with limited data as it allows them to focus on their core customer base and identify any changes in their behavior or preferences. Regression analysis, on the other hand, is more suited to larger businesses with a greater number of customers and more complex data sets. It involves identifying the relationship between different variables and using this relationship to make predictions about future performance. Overall, the key to successful forecasting is to choose the right method based on the size and complexity of your business and your customer base. By using trend analysis for small businesses with a relatively small number of customers, you can ensure that you are making accurate predictions and taking the necessary steps to optimize your performance and drive growth.
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Supreme Court Justices who try to understand the Constitution as it was intended by the Framers are called a. judicial activists b. strict constructionists
c. "liberal" jurists d. loose constructionists
The Supreme Court Justices who try to understand the Constitution as it was intended by the Framers are known as "strict constructionists".
The Constitution is a living document, and it needs to be reviewed and interpreted in light of the changing times and current events. Strict constructionists believe that the Constitution should be interpreted exactly as the Framers intended when they wrote it.
The doctrine of strict constructionism is a judicial interpretation approach that looks at the plain text of the law and the intentions of the drafters of the Constitution, as well as other related statutes, to decide how a law should be implemented. In this approach, a law must be interpreted precisely how it was written and not interpreted in any other way.
The proponents of this approach believe that this is the only approach to interpretation that respects the original meaning and intentions of the law, as well as the will of the people who created it. However, strict constructionism has been criticized for being too rigid and limiting the Constitution's ability to adapt to changing social and political realities. In contrast to strict constructionism, loose constructionism suggests that the Constitution should be interpreted more flexibly to reflect contemporary times. It involves analyzing the language and the structure of the Constitution as a whole and, when necessary, allowing for changes that do not undermine the Constitution's basic principles.
Liberal jurists are those who support liberal ideology and interpret the Constitution in a way that advances liberal policies. They are concerned about protecting individual rights and freedoms, as well as social justice and equality.
The Supreme Court Justices who try to understand the Constitution as it was intended by the Framers are known as strict constructionists. The doctrine of strict constructionism is a judicial interpretation approach that looks at the plain text of the law and the intentions of the drafters of the Constitution. Liberal jurists are those who support liberal ideology and interpret the Constitution in a way that advances liberal policies.
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Informing consumers in an effort to increase their level of awareness is the primary promotional objective in the _____ stage of the product life cycle.
maturity
introduction
decline
end
growth
The correct option is B, Informing consumers in an effort to increase their level of awareness is the primary promotional objective in the introduction stage of the product life cycle.
Consumers are individuals or households that purchase goods or services for personal use or consumption. They are an important part of any business as they drive demand and revenue for products and services. Understanding consumer behavior is crucial for businesses to succeed in the market as it helps them to create products and services that meet the needs and preferences of their target audience.
Consumers can be categorized based on various factors such as age, gender, income, geographic location, and psychographic characteristics. These factors play a significant role in determining consumer behavior, preferences, and buying patterns. For example, younger consumers may be more interested in trendy and fashionable products, while older consumers may prioritize quality and reliability.
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Set up the following balance sheet for Pumpernickel Bank: They have $10 million in customer deposits, $2 million in reserves, $5.5 million in loans, $3.5 million in bonds, and a $1 million net worth. Sketch the changes to the balance sheet if the following two changes occur: (1) the Federal Reserve changes the reserve requirement from 5% to 10%, and (2) the Fed sells $1 million bonds to Pumpernickel.
After the changes, the balance sheet of Pumpernickel Bank shows an increase in reserves due to the change in the reserve requirement. Additionally, the bank's assets and liabilities increase by $1 million each as a result of purchasing bonds from the Fed.
Before changes:
Assets:
Reserves: $2 million
Loans: $5.5 million
Bonds: $3.5 million
Total Assets: $11 million
Liabilities:
Customer Deposits: $10 million
Net Worth: $1 million
After changes:
Assets:
Reserves: $1 million
Loans: $5.5 million
Bonds: $4.5 million
Total Assets: $11 million
Liabilities:
Customer Deposits: $10 million
Net Worth: $1 million
Change in reserve requirement:
Currently, the reserve requirement is 5%. This means that Pumpernickel Bank is required to hold 5% of its customer deposits as reserves. With $10 million in customer deposits, the required reserves would be calculated as follows:
Required reserves = 5% of $10 million = $0.5 million
Since Pumpernickel Bank currently holds $2 million in reserves, which is more than the required reserves, it is in compliance with the reserve requirement.
If the reserve requirement is increased to 10%, the new required reserves would be calculated as follows:
New required reserves = 10% of $10 million = $1 million
To meet the new reserve requirement, Pumpernickel Bank needs to increase its reserves by $1 million - $0.5 million = $0.5 million.
Therefore, after the change in reserve requirement, Pumpernickel Bank would have $2 million - $0.5 million = $1 million in reserves.
Fed sells $1 million bonds to Pumpernickel:
The purchase of bonds from the Fed would increase Pumpernickel Bank's assets and liabilities by $1 million each. The new balance sheet would be as follows:
Assets:
Reserves: $1 million
Loans: $5.5 million
Bonds: $4.5 million ($3.5 million + $1 million)
Total Assets: $11 million ($2 million + $5.5 million + $4.5 million)
Liabilities:
Customer Deposits: $10 million
Net Worth: $1 million
After the changes, the balance sheet of Pumpernickel Bank shows an increase in reserves due to the change in the reserve requirement. Additionally, the bank's assets and liabilities increase by $1 million each as a result of purchasing bonds from the Fed.
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Health clubs typically experience an increase in one-year memberships in January, but many new customers cancel their memberships before the end of the year. Which of the following is the best explanation for this behavior
A. Altruism
B. Overconfidence
C. Framing bias
D. Overvaluing the present relative to the future
The best explanation for this behavior is Overvaluing the present relative to the future.(D)
This behavior occurs because people tend to give more importance to immediate benefits and satisfaction rather than considering long-term consequences. In January, many individuals set fitness goals as part of their New Year's resolutions and may feel motivated to join a health club.
However, as time passes, their motivation may decrease, and they may not see the value in maintaining the membership for the entire year. This tendency to focus more on the present rather than the future leads to many new customers canceling their memberships before the end of the year.(D)
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Who assumes the investment risk with a fixed annuity contract?
a.The owner
b.The annuitant
c.The insurer
d.The beneficiary
(Option A) The owner assumes the investment risk with a fixed annuity contract.
A fixed annuity is a contract between an individual and an insurance company. The individual, also known as the owner, invests a lump sum of money with the insurer, and in return, the insurer agrees to pay the owner a guaranteed fixed income stream for a specific period or for the owner's lifetime.
In a fixed annuity contract, the insurer assumes the investment risk. The insurer invests the owner's funds in various investments and guarantees a fixed rate of return. However, in a fixed annuity contract, the owner assumes the investment risk. This means that if the insurer's investments do not perform well, the owner's income stream may be affected.
The owner assumes the risk of inflation and interest rate changes, which can have an impact on the real value of the income stream. Additionally, if the owner withdraws funds before a certain age or before the end of the contract term, they may be subject to penalties and surrender charges. Therefore, it is important for individuals to carefully consider their financial goals and risk tolerance before investing in a fixed annuity.
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In a fixed annuity contract, the investment risk is assumed by the insurer as they guarantee a specific rate of return. The owner, annuitant, or beneficiary simply receives the payments as per the contract. The owner assumes the investment risk with a fixed annuity contract.
Explanation:In a fixed annuity contract, the investment risk is assumed by the insurer. The owner assumes the investment risk with a fixed annuity contract. This is because the insurer guarantees a specific rate of return on the investment. The owner, annuitant, or beneficiary is not responsible for any losses associated with the performance of the investment. They simply receive the regular, fixed payments as outlined in the annuity contract.
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the operations of commercial concrete, inc., are major sources of air pollution. these operations must use
The operations of Commercial Concrete, Inc., must use pollution control technologies and adhere to environmental regulations.
Commercial Concrete, Inc., as a major source of air pollution, has a responsibility to mitigate the environmental impact of its operations. In order to minimize air pollution and comply with environmental regulations, the company must employ pollution control technologies and practices.
Pollution control technologies can include various measures to reduce emissions and pollutants released into the air. For example, Commercial Concrete, Inc., may be required to install emission control devices,
such as particulate filters or catalytic converters, on their equipment and vehicles to capture and reduce harmful pollutants. Additionally, they may need to implement dust control measures at their construction sites to prevent the dispersal of particulate matter into the air.
Furthermore, the company must adhere to environmental regulations set by local, state, and federal authorities.
These regulations may include emission limits, reporting requirements, and compliance with specific air quality standards.
Commercial Concrete, Inc., should have systems in place to monitor and measure their emissions, as well as procedures to ensure compliance with applicable regulations.
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In a pull system, the accumulation of excessive inventory in front of a workstation is avoided even if there are problems such as equipment failure at that workstation which prevent it from completing its work. true false
The given statement "In a pull system, the accumulation of excessive inventory in front of a workstation is avoided even if there are problems such as equipment failure at that workstation which prevent it from completing its work" is true.
A pull system is a manufacturing strategy that regulates the manufacturing of items on the basis of customer demand. It is a type of lean production that refers to a system in which production is determined by the demand of the consumer.The manufacturing process begins when a customer places an order, and the item is only produced as a result of that order.
This leads to a decrease in wastage and excess inventory.The primary aim of the pull system is to prevent overproduction. A pull system ensures that a workstation only produces the products that the next workstation requires. It functions in a way that the work is pulled from the preceding workstation rather than being pushed from the succeeding workstation.
In this way, the inventory accumulation is prevented in front of a workstation even if there are problems such as equipment failure at that workstation which prevent it from completing its work.
Thus, the statement is true.
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this shows a lender, if you have a good track record of paying debts. A. loan B.profit planning C. SBA D. credit rating
Answer:
The big three C's – Credit, Capacity, and Collateral – are really the drivers how lenders determine who gets a loan, how much they'll loan, and what the interest charge will be.Which development would most reflect Karl Marx's belief in the economic
system that he predicted would replace free markets?
A. Companies begin selling more products overseas.
B. Governments eliminate taxes on corporate profits.
OC. Private businesses lose control over factories.
O D. Workers are forced to accept low wages for their labor.
The loss of factory control by private firms is the process that most closely reflects Karl Marx's belief about the economic system that will eventually replace free markets.
Option C will be the representation of the economic system that Karl Marx believed in.
Karl Marx economic theoryTo explain relative inequalities in market prices, Karl Marx believed in the labor theory of value. The value of a manufactured economic good can be determined objectively by the average direct labor hours required to make it, according to this theory.
Karl Marx on PrivatizationAccording to Marx, the entire goal of primitive accumulation is to monopolize the means of production so that exploiting owners can profit from the surplus labor of people who, due to a lack of other options, are forced to work for them.
Therefore, option C is the correct answer.
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Answer: A is the correct answer
Explanation:
QUESTION 1
All the followings are assumptions of Ricardian comparative
advantage EXCEPT
A.
Competition exists in all markets.
B.
Only one variable input is used to produce goods.
C.
i
Only one variable input is used to produce goods. The correct answer is B.
Ricardian comparative advantage is based on the assumption that multiple variable inputs are used to produce goods. This allows for differences in productivity and comparative advantage between countries. The other options, A, C, and D, are assumptions of Ricardian comparative advantage. These assumptions state that competition exists in all markets, resources are perfectly mobile between industries, and there are no transportation costs involved in trading goods. Option B is correct.
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--The complete question is, All the followings are assumptions of Ricardian comparative advantage EXCEPT
A. Competition exists in all markets.
B. Only one variable input is used to produce goods.
C. Resources are perfectly mobile between industries.
D. There are no transportation costs involved in trading goods.--
If a term in a contract is ambiguous, the court will consider the parties'
A. acceptance
B. intent
C. offer
D. consideration
Answer:
intent
Explanation:
our self-talk consists of words pictures and emotions. as we imprint our affirmations we
Self-talk is your inner voice or the way you speak to yourself. Although you almost probably are doing it without realizing it, you almost certainly are. In order to produce an internal monologue throughout the day, this inner voice mixes conscious thoughts with ingrained beliefs and biases.
What are the four categories of self-talk?Your inner discourse is known as self-talk.
Personalizing. You own all of the guilt for yourself.
Magnifying.
Catastrophizing.
Polarizing.
What are the five tiers of one's own self-talk?Helm Stetter outlines the "Five Levels of Self-Talk" (Negative Acceptance, Recognition and Need to Change, Decision to Change, The Better You, and Universal Affirmation) and offers advice on how to navigate each level for significant life changes.
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Which of the given techniques is a way of assessing the entrepreneurial environment?
A. SWOT analysis
B. free writing
C. mind mapping
D. self-analysis
Answer:
A. SWOT analysis
Explanation:
A SWOT analysis is a business administration technique that assesses both the internal and external enviroment of a business.
The internal enviroment consists of the firm's strengths and weaknesses, while the external enviroment consists of the threats and opportunities that the firm has to face.
Once these factors are added in the SWOT matrix, strategies are formulated taking into account two elements of each of these factors at the time. For example, one strategy can combine a weakness and and a threat, while another strategy can combine a strength and an opportunity.
which of these managerial actions is a concurrent mechanism that should deter employee theft
One of the concurrent mechanisms that should deter employee theft is implementing strong internal controls.
What are internal controls?Internal controls are procedures and policies put in place by management to safeguard company assets and prevent fraudulent activity.
These controls can include segregation of duties, regular audits, and monitoring employee behavior.
By having a system of checks and balances, employees are less likely to attempt theft as the risk of getting caught is high. Additionally, management can use incentives and promotions to reward employees who exhibit ethical behavior and report suspicious activity.
This can create a culture of honesty and integrity within the organization, further deterring employee theft.
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Why might working on a commission basis make dealing with finances more difficult?
(need a few sentences)
1. Peggy richey operates peggy's pizza place in southern california. She has maintained a sales history from january through june and wants to compare this year's sales with last year's sales. Calculate her sales variances and percentage variances for the first 6 months of the year
We divide the sales variation by the sales from the previous year and multiply the result by 100 to get the percentage variance. The first half of the year's sales variance totals $7,000, which is an 8.2% rise over the same period previous year.
Peggy should have kept a record of her sales figures for both years to make the comparison.
Let's assume that Peggy's sales figures for the first six months of last year were as follows:
January: $20,000
February: $22,000
March: $25,000
April: $28,000
May: $30,000
June: $32,000
And her sales figures for the first six months of this year were as follows:
January: $22,000
February: $25,000
March: $28,000
April: $30,000
May: $33,000
June: $35,000
To calculate the sales variance for each month, we need to subtract the sales figure for last year from the sales figure for this year:
January: $22,000 - $20,000 = $2,000
February: $25,000 - $22,000 = $3,000
March: $28,000 - $25,000 = $3,000
April: $30,000 - $28,000 = $2,000
May: $33,000 - $30,000 = $3,000
June: $35,000 - $32,000 = $3,000
To calculate the percentage variance for each month, we need to divide the sales variance by the sales figure for last year and multiply by 100:
January: ($2,000 / $20,000) x 100 = 10%
February: ($3,000 / $22,000) x 100 = 13.6%
March: ($3,000 / $25,000) x 100 = 12%
April: ($2,000 / $28,000) x 100 = 7.1%
May: ($3,000 / $30,000) x 100 = 10%
June: ($3,000 / $32,000) x 100 = 9.4%
These figures show that Peggy's sales increased for every month of the year compared to the same month last year, with the largest increase being in February at 13.6%. Overall, Peggy's total sales for the first six months of this year were $9,000 higher than for the same period last year, representing a total percentage variance of 8.5%.
Peggy can use this information to make informed decisions about her business, such as whether to increase advertising or promotions during certain months, or to adjust her inventory levels to accommodate the higher sales volume.
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Which of the following is NOT an example of a metric
?
Answer:
can you tell me what the choices are and I'll answer in the comments
Explanation:
floor gang aooh sub to pewdiepie
Suppose that the local daily demand for iced coffee drinks is given by the demand function: Q=300-25P, where P is the price of an iced coffee drink.
a. Construct this demand curve in black. Place the quantity of iced coffee drinks demanded on the horizontal axis and the price of an iced coffee drink on the vertical axis.
b. Suppose that iced coffee drinks are a normal good, and that consumers’ incomes fall. The demand for iced coffee drinks decreases by 50 units at every price. What is the new demand function (i.e., equation)?
c. Suppose that iced coffee drinks are a normal good, and that consumers’ incomes fall. The demand for iced coffee drinks decreases by 50 units at every price. Construct the new demand function in blue.
a. To construct the demand curve, we can first use the demand function provided, Q=300-25P. To plot this on a graph, we can plug in different values of P to find the corresponding values of Q. For example:
When P = 0, Q = 300-25(0) = 300
When P = 1, Q = 300-25(1) = 275
When P = 2, Q = 300-25(2) = 250
We can plot these points on a graph with Q on the horizontal axis and P on the vertical axis, and connect them to form the demand curve.
b. The new demand function would be Q = 250-25P.
c. To construct the new demand function in blue, we can start with the same process as before, using the new demand function, Q = 250-25P.
For example:
When P = 0, Q = 250-25(0) = 250
When P = 1, Q = 250-25(1) = 225
When P = 2, Q = 250-25(2) = 200
We can plot these points on the same graph as before, but this time use blue color to distinguish it from the previous demand function.
Effective problem statements in a business report tend to explain Multiple choice question. what other firms are doing about the problem. the specific context of the problem. numerous other difficulties the organization is facing. the best way to resolve the problem.
The effective problem statement explains the specific context of the problem and the best way to resolve the problem.
The effective problem statement is a section in a business report that spot a problem & addresses the problem and explains clearly why it is important to address such problem.
Therefore, the Option B and D is correct because the effective problem statement explains the specific context of the problem and the best way to resolve the problem.
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Thrill-seeker Larry likes to spend his budget on car racing lessons and boat driving lessons. Suppose the price of car racing lessons decreases, but his income and the price of boat driving lessons remains unchanged. This would allow us to derive:
Since the price of car racing lessons has decreased while Larry's income and the price of boat driving lessons remain constant, Larry now has more disposable income to spend on other activities or to save. This may also cause Larry to allocate more of his budget towards car racing lessons since they are now relatively cheaper than boat driving lessons. Additionally, if the decrease in price of car racing lessons is significant enough, it may attract more thrill-seekers like Larry to enroll in those lessons.
When the price of car racing lessons decreases, while Larry's income and the price of boat driving lessons remain unchanged, we can derive the substitution effect and the income effect on Larry's consumption of car racing and boat driving lessons. The substitution effect refers to the change in the relative attractiveness of car racing lessons compared to boat driving lessons, while the income effect is related to the increase in Larry's purchasing power due to the decrease in car racing lesson prices.
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l-----------------------------------------------------------
Answer:
ja. what do you want to ask?
Answer:
Am sorry but there is no question please
The functional areas of business ethies include
Answer:
Production, Marketing and employment.
Explanation:
Business ethics refers to the policies which govern how a business would operate. It is the moral behaviour upon which a business entity revolves.
The functional areas of business ethics are;
1. Production. Businesses must produce goods which is part of the reason of being in existence. The business ethics here are the rules and policies that governs production in an organization.
2. Marketing. Businesses would advertise the goods and services they deal in to the outside world. The business this here is the moral relationship between the business employees and the perspective customers.
3. Employment. The business ethics in employment is the policy that governs how people are employed in an organization.
Suppose Hondamaha, a motorcycle manufacturing firm headquartered in Japan, builds a production plant in Arizona. This is an example of foreign investment in the United States. Which of the following policies are consistent with the goal of increasing productivity and growth in developing countries? Check all that apply. - Providing tax breaks and patents for firms that pursue research and development in health and sciences - Increasing taxes on income from savings- Protecting property rights and enforcing contracts - Pursuing inward-oriented policies In less developed countries, what does the term brain drain refer to? - Rapid population growth that increases the burden on the system - The emigration of highly skilled workers to rich countries - Lower productivity due to a malnourished workforce - Rapid population growth that lowers
The following policies are consistent with the goal of increasing productivity and growth in developing countries:
Providing tax breaks and patents for firms that pursue research and development in health and sciencesProtecting property rights and enforcing contractsThe correct options are A and C.
What are productivity and its benefits?Productivity is a metric of economic or business performance that indicates how effectively individuals, businesses, industries, and entire economies convert inputs such as labor and capital into outputs such as goods or services.
Pursuing inward-oriented policies in less developed countries may not be consistent with the goal of increasing productivity and growth, as it can limit access to foreign markets and foreign investment, which can be important sources of capital, technology, and expertise. Increasing taxes on income from savings can also discourage investment and savings, which can reduce economic growth.
Thus, the ideal selection is options A and C.
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Sean’s mother had to make an emergency purchase of a new tire because her tire went flat while she was traveling to the store. She is not sure how much money she has in her checking account. Which method of payment should she use to be financially responsible?
She should pay by telephone with her debit card.
She should pay with a debit card.
She should pay with a credit card.
She should pay with a check.
Answer:
c. She should pay with a credit card.
Explanation:
Credit cards are basically loans that the banks give to the customer to use and pay back before the due date.
Now if Sean's mother does not know how much money she has, she must use the credit card because to be financially responsible and pay the type services their due amount.
Later she can check her account details and make payments to the bank as per requirement.
Explanation:
The most financially responsible option for Sean's mother would be to pay with a debit card. The correct option is B.
Why debit card is better than cash?You can carry out purchases using a debit card rather than scrambling for cash, looking through your pockets or handbag for exact change, writing a check, or visiting an ATM. It's also more convenient than ever thanks to the increase in companies accepting debit card payments.
This is because a debit card transaction deducts the payment directly from her checking account, so she can only spend the money she actually has available. This can help her avoid overspending or going into debt.
Paying by telephone is also a convenient option, but it is important for Sean's mother to make sure she is using a secure and trusted payment system to protect her personal and financial information.
Using a credit card or writing a check are also options, but they may not be as financially responsible in this situation. With a credit card, Sean's mother would be borrowing money and may incur interest charges if she doesn't pay the balance in full. Writing a check may take longer to process and may not be accepted by all tire shops.
Thus, the ideal selection is option B.
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