If student loans are such a problem, why do you think so many students borrow money?.

Answers

Answer 1

Students borrow money although student loans are such a problem because college tuition has grown a lot faster than income.

A student loan is a loan a student took to pay for higher education expenses, such as tuition, supplies, books, and living expenses. In the U.S., student loans are becoming a problem. College costs (and all its related expenses) are getting very expensive at a much faster rate than income. Most people who took student loans for their higher education are having difficulties in saving, which result in them hardly being able to afford a house. They are also less likely to take out car loans.

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Related Questions

The adjusted trial balance of Indigo Corporation at December 31, 2017, includes the following accounts: Retained Earnings $16,651, Dividends $6,759, Service Revenue $35,644, Salaries and Wages Expense $13,785, Insurance Expense $1,799, Rent Expense $3,872, Supplies Expense $1,413, and Depreciation Expense $804.

Prepare an income statement for the year.

Answers

Answer:

$13,971

Explanation:

An income statement indicates the profit or loss a business makes in the financial period. Profits or loss is realized by subtracting expenses from revenue.

The revenue for  Indigo Corporation  is $35,644,

Expenses

Salaries and Wages Expense $13,785

Insurance Expense       $1,799

Rent Expense                             $3,872

Supplies Expense                       $1,413

Depreciation Expense                $804

Total expenses       $21,673

Income will be

=$35,644 - $21,673

= $13,971

Retained Earnings and Dividends are part of company profits. They are not business income or expenses.

How much would Software C cost
you in the long run?
80% . $0
$[?]
Satisfaction
Not Satisfied
20%. $20,000
$5,000
Software C
Software D
$8,000
85% $0
Satisfaction
Not Satisfied
15%. $15,000

How much would Software C costyou in the long run?80% . $0$[?]SatisfactionNot Satisfied20%. $20,000$5,000Software

Answers

Answer: $8,000

Explanation:

If you're satisfied, the cost of software C is:

= 5,000 + 0

= $5,000

If you are not satisfied, the cost is:

= 5,000 + 20,000

= $25,000

You can then use the probabilities to calculate the expected total cost:

= (Probability of satisfied * Cost if satisfied) + (Probability of unsatisfied * Cost if unsatisfied)

= (80% * 5,000) + (20% * 20,000)

= $8,000

which of the following commodities is a product of the primary or extractive industry

A. Cars
B. Gold
C. Hair Processing
D . Houses ​

Answers

Answer is going to be B. Gold

Which question can help a writer analyze a prompt and develop a claim for an argumentative essay?
O Does the conclusion restate the claim?
O What is the main purpose of the essay?
O is supporting evidence included?
O is the claim clearly stated?

Answers

I think B, but i’m not sure

The question that can help a writer develop a claim for argumentative essay is " is supporting evidence included?"

What is an  is an Argumentative essay?

An Argumentative essay is one characterised by responding to a prompt or questions of a fellow in other to get ideas or win points from their claims.

In a good arguments, both parties are expected to come out more enlightened about the topic they argued about.

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Ava studied marine biology in college. What company might be interested in hiring Ava?

A.
a seafood restaurant looking for a sous chef

B.
an island hotel in need of a manager

C.
a large aquarium looking for a technician

D.
an airline looking for a flight attendant

Answers

Explanation:

Aquarium Technician Job Offer.

Nehal Kafle

Ava studied marine biology in college. What company might be interested in hiring Ava?

A large aquarium looking for a technician might be interested in hiring Ava since she studied marine biology, which is related to the aquatic environment and marine life. As a technician in an aquarium, Ava could be responsible for monitoring and maintaining the aquarium's marine animals, their habitats, and the water quality. She could also assist in research and education programs related to marine life. Therefore, option C would be the most suitable company for Ava based on her field of study.

Answer:

Explanation:

Actually it is C a large aquarium looking for a technichian

what would cause the U.S dollar to depreciate?

Answers

Answer:

Monetary policies, inflation, demand for currency to name some

Explanation:

A major reason for creating the European Monetary System was toA) create a single currency.B) unify banking laws and permit cross-border investment.C) avoid competitive devaluations.D) reduce the costs of changing currencies.E) eliminate the need for central banks.

Answers

A major reason for creating the European Monetary System was to C) avoid competitive devaluations.

The European Monetary System (EMS) was established in 1979 with the goal of creating greater monetary stability in Europe by coordinating the exchange rate policies of member countries and reducing currency fluctuations. One of the primary reasons for creating the EMS was to avoid competitive devaluations, which occurred frequently in the years following World War II as countries attempted to boost their exports by devaluing their currencies relative to others. Competitive devaluations could lead to a "race to the bottom" where countries continually devalue their currencies, ultimately leading to inflation and economic instability.

Through the EMS, member countries agreed to maintain stable exchange rates with each other by setting up a system of fixed exchange rates and intervening in the foreign exchange market to maintain those rates. The EMS also established the European Currency Unit (ECU), which was a basket of currencies that served as a common unit of account and helped to reduce exchange rate volatility.

The EMS was eventually replaced by the European Monetary Union (EMU) in 1999, which introduced the euro as a single currency for participating countries. However, the goal of avoiding competitive devaluations and promoting monetary stability in Europe remained a key objective of the EMU.

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What are the merits of taking loan from commercial banks

Answers

Your Question:

What are the merits of taking loan from commercial banks?

Explanation:

With lower interest rates and flexible long-term payment plans, commercial business loans often provide the most cost-effective loan option for business owners.

( Hope this helps )

With lower interest rates and flexible long-term payment plans, commercial business loans often provide the most cost-effective loan option for business owners.

____ are the fundamental duties of a job.Essential job functionsMinimum job elementsDominant KSAs

Answers

Essential job functions refer to the core responsibilities and duties that are fundamental to a particular job.

These functions are the primary reason the job exists and are necessary for the job to be performed successfully. Essential job functions typically cannot be removed or altered without significantly changing the nature of the job. It is important to identify essential job functions in job analysis, as they provide the basis for determining job qualifications, performance standards, and reasonable accommodations for individuals with disabilities.

Essential job functions also serve as a basis for compliance with various employment laws and regulations, such as the Americans with Disabilities Act (ADA).

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Suppose that a year of college has the following explicit costs: $17000 in tuition, $1000 in books and supplies, and $1500 for a computer. A year of college also has the following implicit cost: $35000 of foregone salary. A rational person would attend one year of college if the additional income and improved quality of life were worth how much

Answers

Answer:

A rational person would attend one year of college if the additional income and the improved quality of life were worth more than the cost of attending college for the year or more than $19,500

Explanation:

The given parameters are;

The tuition cost for a year of college = $17,000

The cost of books and supplies = $1,000

The cost for a computer = $1,500

The amount of forgone salary = $35,000

Therefore, the total cost for a year of college = $17,000 + $1,000 + $1,500 + $35,000 = $54,500

However, the amount by which a year in college exceeds the previous income = The cost of going to college  $17,000 + $1,000 + $1,500 = $19,500

Therefore, a rational person would attend one year of college if the additional or extra income above the previous income and the improved quality of life were worth more than the cost of going to college for one year which is $19,500.

which capability provides the foundations upon which other organizational capabilities develop? select one.

Answers

Strategy and vision capability acts as a cornerstone, laying the groundwork for the development and integration of other organizational capabilities.

strategy and vision capability.

the strategy and vision capability provides the foundations upon which other organizational capabilities develop. a well-defined strategy and a clear vision serve as guiding principles for the organization, shaping its goals, direction, and decision-making processes. strategy and vision provide a framework for aligning other capabilities, such as leadership, innovation, operations, marketing, and customer service, towards achieving the organization's objectives. it sets the overall direction and priorities, enabling the organization to allocate resources effectively, identify growth opportunities, and respond to challenges. without a strong strategy and vision, other capabilities may lack coherence and may not be optimally utilized.

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which criteria do ads review to make sure that search ads are compliant with 's advertising policies?

Answers

Content and formatting along with this it also includes similar ads by competitors, goals and analytics, site experience is the criteria do ads review to make sure that search ads are compliant with 's advertising policies.

Ad content is reviewed, including headlines, descriptions, keywords, destinations, images and videos. Once your ad passes review, its status will change to 'Eligible' and it will start serving. These Ads policies ensure that our ads are safe for our customers and advertisers. It is a complex verification system that combines both human and machine learning verification. The Ads policies cover all aspects of advertising, including format and content. Guidelines to mention include those related to prohibited content, editorial guidelines, and technical requirements.

Your Ads account is managed online, so you can create and modify your ad campaigns at any time, including ad copy, settings, and budget.

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Which phrase describes insurance co-pays?

Answers

Coinsurance is a way of saying that you and your insurance carrier each pay a share of eligible costs that add up to 100 percent. For example, if your coinsurance is 20 percent, you pay 20 percent of the cost of your covered medical bills. Your health insurance plan will pay the other 80 percent.

Compare and contrast followership and servant leadership.

Answers

Followership is a term that refers to the skills, abilities, and behaviors of an individual who is supportive of their leader. Servant leadership is a leadership style that emphasizes the leader's responsibility to serve their team by fulfilling their needs and facilitating their development.

The main differences and similarities between followership and servant leadership are as follows:

Differences between followership and servant leadership.

Followership refers to the skills and behaviors that make someone an effective and supportive follower, while servant leadership refers to the skills and behaviors that make someone an effective and supportive leader. While followership is focused on supporting and following the leader, servant leadership is focused on serving the needs of the team and facilitating their development.

The goal of followership is to help the leader achieve their goals, while the goal of servant leadership is to help the team achieve their goals.

Similarities between followership and servant leadership, Both followership and servant leadership require individuals to be supportive, responsive, and proactive.

Both require individuals to be skilled communicators, listeners, and problem solvers. Both require individuals to have a strong sense of ethics and to be committed to the goals of the team and the organization.

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The President of the Mount Pleasant Student Council met with the
members and planned a fund-raising fair. In order for this occasion to
materialize successfully the President has given the Vice-President and
Committee Chairman special duties to perform. This procedure is referred
to as
O delegating
O directing
o controlling
Omotivating​

Answers

Answer:

Directing

Explanation:

Directing is the function of managers or the authority to issue instructions and guidance to subordinates and oversee their implementation.  The management guides and inspires the other members towards achieving the set organizational goals. Directing is providing leadership to junior members of the organization.

The President of the Mount Pleasant Student Council is directing the members to ensure a successful event.

Marlena, the human resource manager, is putting together a package describing the new job opportunity available at her company. What resource would she use to learn about the specific tasks the job includes and the knowledge and abilities a person would need to perform the job

Answers

Answer:

Job analysis

Explanation:

Marlena, the human resource manager, is putting together a package describing the new job opportunity available at her company. The resource she would use to learn about the specific tasks the job includes and the knowledge and abilities a person would need to perform the job is patience and endurance.

What is human resource management?

Human resource management is the strategic approach to the effective and efficient management of people in a company or organization such that they help their business gain a competitive advantage.

What is resource?

Resource is a stock or supply of money, materials, staff, and other assets that can be drawn on by a person or organization in order to function effectively.

What is endurance?

The ability to endure an unpleasant or difficult process or situation without giving way.

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When can an organization share phi with others, according to professional judgment rights?.

Answers

An organization can share phi with others, according to professional judgment rights if HIPAA Privacy Rule specifically permits it.

What is HIPAA?

The Health Insurance Portability and Accountability Act serves as the federal law that required the creation of national standards.

This standard help to protect sensitive patient health information from unauthorized access.

Therefore, information can only be shared if HIPAA Privacy Rule specifically permits it.

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is the market currently in equilibrium, experiencing a shortage, or experiencing a surplus? what do you expect to happen to the average rent?

Answers

The COVID-19 pandemic has had a significant impact on the global economy, with many industries experiencing major disruptions in supply and demand.

Some industries, such as travel and hospitality, have been hit particularly hard due to the pandemic-related restrictions and a decrease in consumer demand. Others, such as e-commerce and technology, have seen increased demand as people shift towards online shopping and remote work.

In many countries, the pandemic has also led to significant government intervention in the form of economic stimulus packages, tax relief, and other measures aimed at mitigating the negative effects of the pandemic on businesses and households. These measures have been aimed at increasing consumer spending, preserving jobs, and maintaining the stability of financial markets.

Overall, the pandemic has created an uncertain and rapidly changing market situation. Businesses are adapting to changes in consumer demand and supply chain disruptions, while also navigating government policies and other external factors. As vaccination efforts continue and restrictions are gradually lifted, it remains to be seen how the global economy will continue to evolve.

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If you 2,000,000,000 dollars what would you do with all that money

Answers

Answer:

put about 500,000,000 in stocks ,and 200,000,000 in bitcoin. Than start my own business save 1,100,000,000 in a bank or store it somewhere no one else can find it and than buy a beach side home and classic mustang cuz why not im rich

Explanation:

cuz I can

Sam is getting his bachelor's degree. During some of his course work, he honed his research skills and learned to
exhibit confidence while presenting to an audience. Which career has Sam most likely been preparing for?

Sam is getting his bachelor's degree. During some of his course work, he honed his research skills and

Answers

The correct answer is Journalism

Explanation:

Journalism is one of the careers that most require the use of communicative and research skills. This is because journalists are expected to gather information about important local, national and global events, which requires the use of research skills, and later they are expected to communicate the information precisely, concisely, and confidently, which requires the use of communicative skills. In this context, the career Sam is preparing for is journalism because this is the only one from the options that would require Sam to research and then communicate information confidently.

Answer:

D. Journalism

Explanation:

List some characteristics that you would look for if you would hire new employees for your business:​

Answers

Answer:

The character istics are given below :

1)Ambitious

2) Humble

3)Good behaviour

4) punctual

5)Confident

6)Honest

7) Having leadership skills

8)creative

Which of the following statements about check cashing companies is FALSE?
1. They charge low fees.
2. They offer bad deals where you'll owe a lot more than you borrowed.
3. They can take a percentage of your check on top of fees.
4. They make it easy to fall into a loan cycle that is hard to get out of.

Answers

ANSWER: They charge low feeds

In a free market economy, the market, not the
determines prices. The interactions of
and
determine the price in the market?

Answers

In a free market economy, the market, not the government, determines prices. The interaction of producers and consumers determine the price in the market.

Answer: 1. government , 2. consumers , 3. producers

Explanation: edmentum / plato

Which kind of budget would cause the largest increase in a country's national
debt?
A. One that decreases taxes and decreases spending
B. One that increases taxes and decreases spending
C. One that decreases taxes and increases spending
D. One that increases taxes and increases spending

Answers

Answer: One that decreases taxes and increases spending

Explanation: got it wrong

The kind of budget that would cause the largest increase in a country's national debt is One that decreases taxes and increases spending. Thus the correct option is C.

What is the budget?

A budget refers to making financial planning for the expenses that are going to occur and controlling the spending of an individual. The budget gives an estimate of the expenses.

A tax is a specific sum of money that is taken in by a government from its constituents and afterward used to fund projects like the construction of hospitals, roads, and transit systems, among other things.

A budget that decreases taxes and increases spending helps in lowering unemployment by raising opportunities for employment and increasing the standard of living of people.

Therefore, option C is appropriate.

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what is the total tax a person or business has to pay called?

Answers

Answer:

it all depends how much the business makes

characteristics of the local economy​

Answers

Answer:

private ownership, freedom of choice,self-interest,optimized buying and selling platforms,competition and limited government intervention.

Explanation:

competition drives the market economy  as it optimizes efficiency  and innovation

Think of your favourite product. Describe its branding and
packaging? What attracted you towards that product most? Branding or
Packaging? 2. What is the importance of Product and Pricing in an offering?

Answers

The branding and packaging of a favorite product can play a significant role in attracting consumers. Let's analyze the importance of both branding and packaging and discuss the significance of product and pricing in an offering.

1. Branding and Packaging:
Branding refers to the way a product is presented and perceived by consumers. It encompasses the name, logo, colors, and overall image associated with a product or company. Packaging, on the other hand, refers to the physical container or wrapper in which the product is presented.

When it comes to attracting consumers, both branding and packaging can have a significant impact. Branding helps create a unique identity for the product and differentiates it from competitors. It helps build trust, brand loyalty, and a sense of familiarity with consumers. For example, a well-known logo or brand name can make consumers more inclined to purchase a product.

Packaging, on the other hand, serves multiple purposes. It not only protects the product but also acts as a communication tool. Eye-catching and visually appealing packaging can grab consumers' attention and make the product stand out on store shelves. It can also convey important information about the product's features, benefits, and usage.

2. Importance of Product and Pricing in an Offering:
Product and pricing are key elements of an offering and play a vital role in consumer decision-making.

The product itself should fulfill the needs and wants of consumers. It should be of high quality, offer unique features, and provide value for money. Consumers are more likely to be attracted to a product that meets their requirements and offers a solution to their problems. For example, a smartphone with advanced features and a user-friendly interface may attract tech-savvy individuals.

Pricing also plays a crucial role in consumer behavior. The price of a product should align with its perceived value and the target market's purchasing power. Consumers evaluate the price in relation to the benefits and value they expect to receive from the product. For example, a high-end luxury brand may price its products at a premium to create an image of exclusivity and quality.

In conclusion, both branding and packaging can attract consumers to a product. However, the importance of product and pricing cannot be overlooked. A well-designed product that meets consumer needs and offers value for money, combined with appropriate pricing, can have a significant impact on consumer decision-making.

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Hawar international is a shipping firm with a current share price of $5.50 and 10.0 million share outstanding. suppose that Hawar announces plans to lower its corporate tavxesby borrowing $20.0 million and repurchasing shares, that Hawar pays a corporate tax rate of 20%, and that shareholders expect the change in debt to bermane a. If the only imperfection is corporate taxes, what will be the share price after this announcement? b. Suppose the only imperfections are corporate taxes and financial distress costs. If the share price rises to $5.75 after this announcement, what is the PV of financial distress costs Hawar will incur as the result of this new debt?

Answers

a. The share price after Hawar International's announcement is $5.75.

b. The PV of financial distress costs incurred by Hawar as a result of the new debt is unknown based on the information provided.

a. When Hawar International announces plans to lower its corporate taxes by borrowing $20.0 million and repurchasing shares, the share price is expected to increase. However, the specific calculations or information required to determine the exact share price after the announcement are not provided in the given question. Therefore, the share price after the announcement remains unknown.

b. Financial distress costs refer to the expenses a company incurs when it faces financial difficulties, such as bankruptcy or reorganization. In this scenario, the share price rises to $5.75 after the announcement. However, the question does not provide sufficient information to calculate the present value (PV) of the financial distress costs that Hawar International will incur due to the new debt. Therefore, the PV of financial distress costs remains unknown based on the information provided.

Financial distress costs can arise due to various factors, such as high levels of debt, poor financial performance, or adverse market conditions. These costs may include expenses related to legal proceedings, restructuring, layoffs, and a decline in the value of the company's assets.

Calculating the PV of financial distress costs requires a detailed analysis of the company's financial condition, debt structure, and potential scenarios leading to financial distress. It involves estimating the likelihood and magnitude of such costs and discounting them to their present value using an appropriate discount rate.

It is important for companies to carefully consider the potential financial distress costs associated with increasing their debt levels and evaluate whether the expected benefits outweigh the risks. Proper risk management and financial planning can help mitigate the impact of financial distress and safeguard the long-term stability of the company.

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Solve the exponential equation by taking the logarithm on both sides. 5^(x+8)=7

Answers

Answer:

x = (log₅7) - 8

Explanation:

Given;

\(5^{x+8}\) = 7

Take log of both sides;

log₁₀(\(5^{x+8}\)) = log₁₀7               -------------(ii)

From the laws of logarithm remember that;

logₐ xⁿ = n logₐ x

Equation (ii) can then be written as;

(x + 8)log₁₀5 = log₁₀7

Divide both sides by log₁₀5

(x + 8) = \(\frac{log_{10}7}{log_{10}5}\)                -----------(iii)

From the laws of logarithm, remember that;

\(\frac{log_{a}x}{log_{a}y} = log_yx\)

Equation (iii) can thus be written as;

(x + 8) = log₅7

x + 8 = log₅7

Make x subject of the formula;

x = (log₅7) - 8

This is a case study adopted from the book of Crispina R. Corpuz. "Reyes Department Store" Based on the review of the store, Nicole, the general manager concluded that one of the first things she has to attend involves developing the job description of her store supervisor. During her first few weeks on the job, Nicole found herself asking one of her supervisors, Jet, why was he violating what she knew to be part of the company policies and procedures. Jet’s only response was that he was not aware of that policy and was not aware it was part of his job. Nicole knew that a job description, along with a set of standards and procedures that specify what was to be done and how to do it, will go a long way toward alleviating the problem. Discuss the process that Nicole should follow to solve this problem.

Answers

In order to Nicole to solve this problem, she must reevaluate the job description and company policies and procedures, and then include certain specifications that will make employees more aware of their roles within the company.

Nicole is the general manager of the Reyes Department Store, so she acted correctly when she noticed inconsistent conduct by one of her supervisors and identified the problem.

She then realized that she should carry out a job description along with standards and procedures that specify what should be done and how to do it.

A job description is a document that specifies the responsibilities and activities of each organizational role.

Its objective is to adapt professionals to their work position according to their profile and optimize people management, creating greater standardization of processes and agility in decisions.

Therefore, job descriptions must always be monitored and revised so that new needs are included and so that employees can carry out their role effectively.

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