The type of Bond purchased by Frank in the given scenario is a subordinate debenture bond.
What is a Subordinate Debenture Bond?A subordinated debt, also known as a subordinated debenture, is an unsecured loan or bond that has a lower priority than other, more senior loans or securities with respect to claims on assets or earnings. Consequently, subordinated debentures are included in the category of junior securities.
Last but not least, interest rates on subordinated debentures are higher than those on other debentures issued by the same corporation since they carry more risk than straight debentures.
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You want to have $10,000 when you graduate in 3 years. You plan to make monthly deposits into your savings account, which also pays interest monthly. If you make your first deposit today, and assuming an opportunity cost of 12%, how much do you need to deposit monthly to achieve your goal
To achieve a goal of having $10,000 when you graduate in 3 years, making monthly deposits into a savings account with an opportunity cost of 12%, you would need to deposit approximately $267.72 per month.
To calculate the monthly deposit amount, we can use the future value of an ordinary annuity formula:
Future Value = Payment * [(1 + Interest Rate)^n - 1] / Interest Rate
In this case, the future value is $10,000, the interest rate is 12% (0.12), and the time period is 3 years. Rearranging the formula, we can solve for the payment amount:
Payment = Future Value * (Interest Rate / [(1 + Interest Rate)^n - 1])
Plugging in the values, we find:
Payment = $10,000 * (0.12 / [(1 + 0.12)^3 - 1])
Simplifying the equation, we get:
Payment = $10,000 * (0.12 / [1.404928 - 1])
Payment = $10,000 * (0.12 / 0.404928)
Payment ≈ $267.72
Therefore, to achieve your goal, you would need to deposit approximately $267.72 per month into your savings account.
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20. One way the federal government can control inflation is to increase
A) the money supply.
B) public spending.
C) the tax rate.
D) bank regulation
One way the federal government can control inflation is to increase public spending.
Therefore, Option B is the correct option.
What is Inflation?In the field of economics, inflation is the broad term for a rise in the cost of goods and services across an economy. Each unit of currency may purchase fewer products and services as the general price level rises, hence inflation is associated with a decline in the purchasing power of money.
In conclusion, inflation is the term used to describe a long-term, widespread increase in the cost of goods and services throughout the economy, which reduces both consumer and company purchasing power. In other words, a dollar (or whatever currency you choose to pay with) will not buy as much today as it did yesterday.
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below is a list of activities for blue angus incorporated. required: for each activity, indicate the impact on the accounting equation. after doing so for all transactions, ensure that the accounting equation remains in balance. the first item is provided as an example. (decreases to account classifications should be entered as a negative.)
Below is a list of activities for Blue Angus Incorporated. For each activity, we need to indicate the impact on the accounting equation and ensure that the accounting equation remains in balance. Let's go through each transaction step-by-step.
By analyzing each transaction, we can see that the accounting equation remains in balance. The accounting equation states that Assets = Liabilities + Equity, and at the end of each transaction, the equation holds true. This ensures that all the financial activities of Blue Angus Incorporated are properly recorded.
1. Example: Blue Angus Incorporated purchases office supplies for $500 on credit.
- Impact on accounting equation:
- Assets (Office supplies) increase by $500 (+$500)
- Liabilities (Accounts payable) increase by $500 (+$500)
- Equity remains unchanged
2. Blue Angus Incorporated receives cash of $2,000 for services provided.
- Impact on accounting equation:
- Assets (Cash) increase by $2,000 (+$2,000)
- Equity (Retained earnings or Revenue) increase by $2,000 (+$2,000)
- No impact on liabilities
3. Blue Angus Incorporated pays $1,200 for rent expense.
- Impact on accounting equation:
- Assets (Cash) decrease by $1,200 (-$1,200)
- Equity (Retained earnings or Expenses) decrease by $1,200 (-$1,200)
- No impact on liabilities
4. Blue Angus Incorporated borrows $5,000 from a bank.
- Impact on accounting equation:
- Assets (Cash) increase by $5,000 (+$5,000)
- Liabilities (Notes payable) increase by $5,000 (+$5,000)
- No impact on equity
5. Blue Angus Incorporated pays $800 on accounts payable.
- Impact on accounting equation:
- Assets (Cash) decrease by $800 (-$800)
- Liabilities (Accounts payable) decrease by $800 (-$800)
- No impact on equity
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Leaders who manage creative work may be better characterized as "shepherds" or "producers."
True or False?
True.Leaders who manage creative work may be better characterized as "shepherds" or "producers."
Leaders who manage creative work may be better characterized as "shepherds" or "producers" rather than traditional "managers." This is because creative work often involves a high degree of collaboration, experimentation, and iteration, and requires a different approach than more routine or preictable work.
"Shepherd" leaders are those who focus on nurturing and guiding the creative process, providing feedback and support to help their team members achieve their best work. They prioritize creating a positive and supportive work environment that allows for experimentation and innovation.
On the other hand, "producer" leaders are more focused on the tangible outputs of the creative process, such as delivering high-quality work on time and within budget. They are skilled at managing resources, timelines, and budgets while maintaining a high level of quality and ensuring that the team is meeting its goals.
Overall, successful leaders in creative fields need to be able to balance the competing demands of managing the creative process while also delivering high-quality work that meets business goals.
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How long should a cover letter be? A. Less than one page B. Two pages C. Three pages D. More than four pages Please select the best answer from the choices provided A B C D
Answer: A. Less than one page
Explanation:
What is the value today of a money machine that will pay $4,194.00 per year for 13.00 years? Assume the first payment is made 10.00 years from today and the interest rate is 12.00%. Answer format: Currency: Round to: 2 decimal places.
The value of the money machine, which pays $4,194.00 annually for 13 years starting in 10 years, at an interest rate of 12%, is approximately $9,947.95.
To calculate the value of the money machine, we need to determine the present value of the future cash flows. The formula to calculate the present value of an annuity is:PV = PMT * (1 - (1 + r)^(-n)) / r
Where PV is the present value, PMT is the annual payment, r is the interest rate per period, and n is the number of periods.
In this case, the annual payment (PMT) is $4,194.00, the interest rate (r) is 12.00%, and the number of periods (n) is 13.00 - 10.00 = 3.00.
Plugging these values into the formula, we have:
PV = 4194 * (1 - (1 + 0.12)^(-3)) / 0.12
Solving this equation, we find:PV ≈ $9,947.95
Therefore, the value of the money machine today is approximately $9,947.95.
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darren notices that many people viewed specific products on his website without purchasing them. he creates a display ad to drive sales of those exact products. which option will best suit darren's marketing goal?
Darren notices that many people viewed specific products on his website without purchasing them. He creates a display ad to drive sales of those exact products. Dynamic Remarketing will best suit Darren's marketing goal.
What is Dynamic Remarketing?
You can remarket to customers who have already visited your website or downloaded a mobile app. The superior form of traditional remarketing is dynamic remarketing, which enables you to display advertisements to prior visitors that include the goods and services they looked at on your website.
You can remarket to customers who have already visited your website or downloaded a mobile app. With the help of dynamic remarketing, you can go one step further by displaying adverts to past visitors that feature the goods and services they looked at on your website. By inviting prior visitors back to your site to finish what they started, dynamic remarketing assists you in generating leads and sales by sending messaging customized to your target.
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At one time, people in a certain country had no acce to bank; they relied excluively on currency. Then, a fractional-reerve banking ytem wa created. A a reult, the money upply
The money supply increased. By selling bonds, the central bank might have limited the extent of this increase.
- In practically every country in the world, there is a banking system known as "fractional reserve banking," where banks that accept public deposits are only obligated to reserve a portion of their deposit liabilities in liquid assets and lend the remaining amount to borrowers at their discretion.
- In banking with fractional reserves, the bank is only obligated to keep a portion of customer deposits on hand, freeing it up to lend out the remaining funds.
- This strategy aims to continuously increase the amount of available money in the economy while maintaining an adequate supply of cash to cover withdrawal demands.
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- The complete question is :
At one time, people in a certain country had no access to banks; they relied exclusively on currency. Then a fractional-reserve banking system was created. As a result, the money supply ____
Which of the following is a true statement about a 401k? (1 point)
O Contributions are not taxed until the employee retires.
O Employers are required to match employee contributions dollar for dolla-
O Employers deposit the money directly into the employee's bank account.
There is a financial benefit for withdrawing the money before retirement
The true statement about a 401k is Contributions are not taxed until the employee retires Option(A) is correct. No expenses are expected on the cash contributed or the speculation profit until the worker pulls out the cash, for the most part in retirement.
What does 401k means?A 401(k) plan is a retirement reserve funds plan presented by numerous American managers that has charge benefits for the saver.
The worker who pursues a 401(k) consents to have a level of every paycheck paid straightforwardly into a venture account. The business might match part or the entirety of that commitment.
The representative will pick among various venture choices, generally common assets. With a customary 401(k), representative commitments are deducted from gross pay, meaning the cash comes from the worker's finance before personal charges have been deducted.
Subsequently, the representative's available pay is diminished by the aggregate sum of commitments for the year and can be accounted for as an expense derivation for that charge year,
Therefore Option(A) is correct.
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Active listening is a process of communication in which the listener engages the speaker by repeating or rephrasing the speaker’s words; the listener may also mirror body language or _____.
apathetic behavior
tone of voice
nervous tics
hand gestures
Answer: tone of voice
Explanation:
Active listening refers to a process of communication whereby the speaker is engaged by the listener who repeats the words or statements heard.
Active listening involves the individual listening with all his or her senses and giving the speaker all the attention needed.
In active listening, the listener can mirror the body language or the tone of voice of the speaker. Active listening can be either acquired or developed through constant practice.
Imagine you are an economic adviser to the Commonwealth Government. The Prime Minister wants to increase spending on public transport in major cities, but does not want to raise taxes. Identify alternative sources of revenue for the government to fund its new initiatives.
Answer: A combination of 1) Increased public transportation fees, 2) raise the gasoline tax, 3) increase or institute highway tolls, or 4) reduce the road construction budget and use that money for public transportation.
Explanation:
Actions 2-4 would provide incentives to use public transportation.
lcm of 8 12 7 8 7 pls tell fast
Explanation:
factorise the above numbers:
8=2^3
12=2^2×3
7=7
In the above question,
there are two 7 and two 8 from which we have to write only one 7 and one 8 as takeing common we write 8,12,7,8,7 as 8,12,7
Then,
L.C.M=2^3×3×7
=168
In L.C.M ,we take both common as well as remaining numbers but in H.C.F,we take only common numbers .
give four reason as to why being an entrepreneur is beneficial than a doing a job
Answer:
Hope this helps!
4 reasons:
Explanation:
1) Being an entrepreneur is beneficial because it helps you get to know yourself better. You get to be your own boss.
2) Entrepreneurs get to make their own schedule. You can work for flexible hours.
3) You get to be more independent. Taking entrepreneurship will grant you freedom.
4) Choosing to be an entrepreneur is a big risk. This means your taking a challenge in your life. You'll make yourself stronger!
The best part though? It is a big satisfaction when you succeed, yeah and you'll definitely be proud of yourself.
Marigold Corp., a manufacturer of household paints, is preparing annual financial statements at December 31, 2020. Because of a recently proven health hazard in one of its paints, the government has clearly indicated its intention of having Marigold recall all cans of this paint sold in the last six months. The management of Marigold estimates that this recall would cost $806000. What accounting recognition, if any, should be accorded this situation
Based on U.S. GAAP principles, the accounting recognition to be recorded in a journal would be:
Date Account title Debit Credit
December 31 Loss from estimated contingency $806,000
Estimated liability from contingency $806,000
Requirements for recording a loss from ContingencyLoss must be probable.Loss amount can be reasonably estimated.The loss is probable as the government has indicated its wishes clearly. The loss amount is also reasonably estimated to be $806,000. This can therefore be recorded as the above.
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Define the term job and ways in which grade 12 learners could consider finding a job
A job is a paid position of regular employment that entails carrying out a particular set of responsibilities.
There are three options for students in grade 12 to think about when looking for employment:
In order to find out about job options, students in grade 12 should think about networking with people they know, such as their family, friends, teachers, and neighbours. They might learn about unlisted job openings if they let folks know they're looking for work.
Websites for job searches: Learners can locate job ads for numerous industries on a variety of online job search websites. Learners can use these websites to look for jobs according on their region, abilities, and qualifications.
Job fairs: Going to a career fair can be a fantastic method for students in Grade 12 to network with possible employers and discover new professions. Also, job fairs give students a chance to network with others.
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How's everyone's day? explain please
Answer:
You're asking how the people in a particular place or environment you are in on how their life was that day whether it was fun exciting sad or gloomy etc.
Answer:
I'm doing fin-e, just s-ad because I ca-n't get the New Toon Meo-wscles sk-in from fort-nite because my P-s4 br-oke and Now I ca-n't get the bundle which is at a good price. I wish I could get it.
Explanation:
True or false: when pricing a bond, the present value of the interest payments is added to the present value of the maturity value of the bond.
It is True, when pricing a bond, the present value of the interest payments is added to the present value of the maturity value of the bond.
In a most important + interest mortgage, the primary (unique amount borrowed) is divided into same monthly amounts, and the hobby (fee charged for borrowing) is calculated at the splendid principal balance every month. this means the month-to-month interest payments declines through the years because the wonderful fundamental declines.
The three sorts of interest payments consist of simple (everyday) interest, accumulated hobby, and compounding interest.
hobby is the economic rate for the privilege of borrowing money, normally expressed as an annual percent price (APR). interest is the quantity of money a lender or monetary group gets for lending out money.
The interest at the country wide debt is how much the federal government have to pay on remarkable public debt every 12 months. The country wide debt includes debt owed to individuals, to businesses, and to foreign significant banks, in addition to intragovernmental holdings.
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education opens the door to employment.
Answer:
yes education opens the door to employment as Education give us a new identity and talent which people are looking for the employment. Education can lead to success and employement.
During World War II, many American companies focused on manufacturing materials for military use;
following the war and a return to a peacetime economy there was a resurgence in marketing research.
From the list below, identify which research strategy was introduced following World War II.
O very short surveys
O motivational research
customer rewards
O opinion polling
O focus groups
O experimental testing of products by consumers
American businesses specializing in producing supplies for the government have used customer incentives, motivational studies, and very brief surveys.
What is motivational research?The phrase "motivation research" is used to describe a variety of qualitative research techniques that were created to delve into consumers' minds and elucidate the hidden or subliminal motivations and objectives driving everyday consumption and purchasing habits. Marketing professionals benefit in a variety of ways from motivation research. They are able to adjust their marketing by better understanding why customers may or may not purchase their goods. The target market for various goods and services can also be determined with its assistance. Any letter of motivation should start out simply, mentioning the program you're applying for. Describe your future project's clear career purpose in the first place, as well as your selection of this specific PhD program.To learn more about motivational research refer to:
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According to the fdic community banks have less than what in assets than most cases
According to the FDIC, community banks have less than $ 10 million in assets in most cases.
An asset refers to economic or financial bonds that can act as benefits and rewards in the future. A community bank refers to a banking institution that is locally owned and looked over. It is not an official banking system. The local community looks after the finance, transactions, and loans.
FDIC stands for Federal Deposit Insurance Corporation. It looks after the supply of insurance deposits and looks after the safety and security of the deposits. This institution works with two agencies- American depository institutions and the National Credit Union Administration.
According to the definitions created by FDIC, any bank containing less than $ 10 million in assets is known as a community bank.
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tv show suggestions?
Answer:
the umbrella academy, the good place, locke and key, i'm not okay with this, and the end of the fkcunig world
Explanation:
A group of individuals from the same business sector who try to persuade politicians to
pass favorable economic laws for them are known as
Answer:
Lobby
Explanation:
The term lobby refers to a group of people who band together and try to influence people in public office and politicians.
Explain what the Marginalist Revolution was? Who were LeonWalras and Alfred Marshall and list one contribution they each madeto the Marginalist Revolution?
The Marginalist Revolution was a significant development in economic theory that emphasized the importance of marginal utility in understanding economic behavior. Leon Walras contributed by developing the general equilibrium theory, while Alfred Marshall's contribution was the development of partial equilibrium analysis.
The Marginalist Revolution was a significant development in economic theory that occurred during the late 19th century. It focused on the concept of marginal utility and the role it plays in determining prices, resource allocation, and overall economic efficiency. The main contributors to this revolution were Leon Walras and Alfred Marshall.
Leon Walras was a French economist who contributed to the Marginalist Revolution by developing the theory of general equilibrium. Walras' main contribution was his formulation of a mathematical model to explain how prices are determined in a market with multiple goods and services.
This model, known as Walrasian equilibrium, highlights the importance of marginal utility in the decision-making process of consumers and producers. It demonstrates that markets tend to reach an equilibrium where supply equals demand for each good, leading to an efficient allocation of resources.
Alfred Marshall was a British economist who also played a crucial role in the Marginalist Revolution. Marshall's main contribution was his development of the partial equilibrium analysis, which focuses on the supply and demand of a single market while holding all other markets constant.
This approach allowed for a more detailed understanding of the role of marginal utility in determining prices and quantities in individual markets. Marshall's work helped to bridge the gap between microeconomics and macroeconomics, providing economists with the tools to analyze both individual markets and the overall economy.
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what county is broccoli cheddar soup made in ?
Is there any way for a monopoly to operate more efficiently than a competitive market? why or how?.
The equilibrium point in a competitive market exists at the point of optimal market efficiency.
What is competitive market?A competitive market exists a term in economics that guides to a marketplace where there exist a large number of buyers and sellers and no single buyer or seller can influence the market. Competitive markets have no obstacles to entry, lots of buyers and sellers, and homogeneous products.
In economics, especially general equilibrium theory, A perfect market also understood as an atomistic market, is determined by several idealizing requirements, collectively anointed perfect competition or atomistic competition.
No, the monopoly can never be additional efficient than the perfectly competitive market because the competitive market exists at the point of optimal market efficiency and the monopoly will deliver at the point where the MR and the MC stand equal. here the market has the excess capability and a dead weight loss.
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What is the main goal of real estate investing?
Answer:
The big goal of real estate investing is to increase your cash, otherwise known as building capital.
_____ allows industries, organizations, and companies to approach business decisions from different perspectives. Arbitration Ergonomics Tolerance Workforce diversity
Answer:
Workforce diversity
Explanation:
Workforce diversity refers to similarities and differences between employers and employees in terms of their race, religion, gender, perspectives and opinions.
Diversity is important for every industry, organization, and company since people have different perspective and views, they approach business problems differently, leading to different solutions. Diversity leads to increase profits, creativity, wide range of skills e.t.c.
Why does the US import oil?
A.because it has exported too much oil
B.because it does not produce any oil
C.because it does not produce enough oil
D.because it has exported too little oil
Answer:
C. because it does not produce enough oil.
Explanation:
Although, the United States is one of the leading producers of oil, yet still import oil because it does not produce enough oil to meet the demand of its citizens. In other words, the United States consumes more than what she can produce.
Another reason is that most refineries in the United State are created basically for heavy crude whereas most of what she produce are light crude oil. The United States import the oil she is able to process while she export to other countries to complete the setup process.
The remedy to the above situation is when new refineries are built which are somewhat expensive or the existing refineries are upgraded to meet with the demand.
Answer:
D. Because it does not produce enough oil.
edg 2020.
which luxurious brand of shoes was memorably featured in the o.j. simpson murder trial
The luxurious brand of shoes that was memorably featured in the O.J. Simpson murder trial was Bruno Magli. Simpson was acquitted of the murder charges, but the Bruno Magli shoes became an iconic symbol of the trial. The brand gained notoriety and even issued a statement after the trial saying that they were "innocent" of any involvement in the case.
In 1994, O.J. Simpson was accused of murdering his ex-wife, Nicole Brown Simpson, and her friend, Ronald Goldman. During the trial, a pair of shoes found at the crime scene became a key piece of evidence. The shoes were identified as a size 12 Bruno Magli, a high-end Italian shoe brand. This was significant because Simpson claimed that he never owned or wore Bruno Magli shoes. However, the prosecution argued that the shoe prints found at the crime scene were a match to the Bruno Magli shoes, leading to speculation that Simpson was lying.
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ceo: this was an expensive oversight that resulted in a lot of lost work hours and delayed deliveries. what changes do we need to make to keep this from happening again? you: currently we're only working with a single select supplier for replacement parts like this. that's really unusual in our industry. i suggest we shop around for 2-4 additional suppliers to build relationships with. ceo: sounds like a great idea. so where will we find these suppliers? how will we choose the good ones? you: one option is to join a(n) select where we can partner with other food manufacturers for more negotiating power to get better prices with proven suppliers. ceo: our procurement needs might be a bit different than other food manufacturers. will an exchange be able to provide us with what we're looking for? you: suppliers use select techniques to adapt to the various needs of different b2b customers. if we join an exchange that includes other pet food manufacturers, i'll think we'll find a ready-made supply chain to meet our needs.\
To prevent the costly oversight from happening again, we need to make some changes in our procurement process. Currently, we are only working with a single select supplier for replacement parts, which is unusual in our industry.
To avoid such a situation, I suggest that we should shop around for 2-4 additional suppliers to build relationships with. One way to do that is to join a select where we can partner with other food manufacturers for more negotiating power to get better prices with proven suppliers.
Although our procurement needs might be a bit different than other food manufacturers, we can still find a solution. Suppliers use select techniques to adapt to the various needs of different B2B customers.
If we join an exchange that includes other pet food manufacturers, we will find a ready-made supply chain to meet our needs. By adopting these changes, we can diversify our supplier base and reduce the risk of any future supply chain disruptions, ultimately saving us time and money.
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