The calculation that measures the risk that income may fall before it cannot cover the financial obligations to the lender is the debt coverage ratio (DCR) (Option c).
The debt coverage ratio (DCR) is a financial risk ratio that evaluates the ability of a property's income to cover its debt obligations. It is calculated by dividing the property's net operating income (NOI) by its total debt service. The DCR reflects the property's ability to generate sufficient income to meet its loan payments.
A lower DCR indicates a higher risk that the property's income may fall below the level required to cover its financial obligations to the lender. If the income falls significantly, it may not be enough to make the required loan payments, potentially leading to default or financial distress. Lenders typically set a minimum DCR threshold that the property must meet to ensure adequate income coverage and mitigate the risk of loan default.
On the other hand, the loan to value ratio (LTV) measures the relationship between the property's loan amount and its appraised value, providing an indication of the property's leverage. The cap rate measures the property's return on investment by comparing its net operating income to its market value. The debt yield ratio (DYR) evaluates the property's ability to generate income relative to its outstanding debt. While these ratios are important in assessing financial risk, they do not directly capture the risk of income falling below the level needed to cover the financial obligations to the lender.
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Journal entries based on the bank reconciliation are required in the company's accounts for?
Journal entries based on the bank reconciliation are required in the company's accounts for additions to the balance according to the company's records and deductions from the balance according to the company's records and as well as for book errors.
When there are changes to the balance according to the books, a bank reconciliation needs journal entries.
These adjustments are the result of things that were on the bank statement but were not reflected in the general ledger accounts of the business.
The following are examples of common adjustments to the balance per books:
bank fees or service costs for keeping the account, fees for executing wire transfers, printing checks, and so forth, accrued bank interest, Paying back loans, Electronic payments or charges made by suppliers and others and Previously deposited customer cheques that are now being returned due to insufficient money.
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what are the main duties and responsibilities of a Hotel manager
Answer:
Here are some:
recruiting, training and supervising staff.
managing budgets.
maintaining statistical and financial records.
planning maintenance work, events and room bookings.
handling customer complaints and queries.
promoting and marketing the business.
Hope it helps you pls mark me brain list.
Answer:
The main duties and responsibilities of the hotel manager are as below:
Explanation:
1) Recruiting, training, and supervising staff.
2) Managing budgets.
3) Maintaining statistical and financial records.
4) Planning maintenance work, events, and room bookings.
5)Handling customer complaints and queries.
6) Promoting and marketing the business.
Which of the following techniques helps a company learn more about its target market?
1. Market research
2. Publicity
3. Personal selling
4. Market segmentation
Answer:
Market research
Explanation:
If a company is considering the purchase of a parcel of land that was acquired by the seller for $87,000 is offered for sale at $154,000, is assessed for tax purposes at $97,000, is considered by the purchaser as easily being worth $144,000, and is purchased for $141,000, the land should be recorded in the purchaser's books at:
Answer:
$141,000
Explanation:
The company must record the land at the price at which it purchases it. In this case, the company purchased the land at $141,000, so following the historical cost principle (accounting principle), that is the value.
The historical cost principal (under US GAAP) states that any asset must be recorded at the price at which is was acquired even if their market value might be different.
f the price elasticity of demand for volleyballs is 1.20, a 15 percent increase in the price will result in
A 15 percent increase in the price will result in 18% decrease in quantity demanded.
What is Price Elasticity Of Demand?
Price elasticity of demand is defined as the the change in the rate of consumption of a particular product with respect to the change in its price. It is given as is the ratio of the percentage change in the quantity demanded of a product to the percentage change in price.
Simply put;
Price elasticity of demand = percentage change in quantity demand / percentage change in price
\(pEd\) =\(\frac{percentage change in quantity}{percentage change in price, }\) ; \(pEd\) =\(\frac{Qd}{Pd }\)
We were given that
Price Elasticity of demand; pEd 1.20Increase in the price ; 15%Plugging in our values, we have that
1.20 =\(\frac{Qd}{0.15}\)
Percentage change in quantity demanded\(Qd\) =0.18 =18%
Therefore, A 15 percent increase in the price will result to an 18% decrease in quantity demanded.
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-A(n)---- another is described as moving money from one bank account to
Answers:
Deposit
ATM transaction
Transfer
Withdrawal
A(n)---- another is described as moving money from one bank account to ATM transaction.
What is the process of transferring money from one account to another known as?Money is sent from one account at Bank A to another at Bank B by a bank-to-bank transfer, sometimes referred to as an external transfer. External transfers that are electronic or use the internet can speed up the transfer of funds to a recipient by removing the need to transmit money physically between banks.
What is the name of a bank to bank transfer?Electronic funds transfers between banks are known as ACH transfers, or automated clearing house transfers. Find out the costs and how they operate at various institutions.
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In 2011, it was estimated that 45 percent of Indians worked in the primary sector - mainly agriculture. Why was this sector least important of the three in terms of output?
Answer:
not sure i can really help sorry
Cost-push inflation corresponds to ________ output and demand-pull inflation corresponds to ________ output.
It should be noted that Cost-push inflation corresponds to lower output and demand-pull inflation corresponds to higher output.
What Is Cost-Push Inflation?Cost-push inflation serves as inflation that do take place when overall prices increase as a result of increases in the cost of wages and raw materials
Demand-pull inflation on the other hand describes the effects of an imbalance in aggregate supply and demand.
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when business owners look at leading economic indicators, they generally are doing this to help predict what will happen over the following___
three to nine weeks
there to six years
six to nine months
three to six months
A manufacturing process that combines raw materials or components to create a finished product is referred to as a(n)?
The term that describes the manufacturing process of combining raw materials or components to create a finished product is "assembly."
The manufacturing process that combines raw materials or components to create a finished product is commonly referred to as "assembly." This process involves assembling or joining different parts together in a systematic manner to create a final product.
Assembly can be seen in various industries, such as automobile manufacturing, electronics production, and furniture construction. In the automobile industry, for example, the assembly process involves connecting various components like the engine, chassis, body, and interior to create a fully functional car. Similarly, in electronics production, assembly involves connecting circuit boards, wiring, and other components to create electronic devices like smartphones or computers.
In conclusion, the term that describes the manufacturing process of combining raw materials or components to create a finished product is "assembly."
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Perry Corporation produces and sells a single product. Data for that product are: Sales price per unit $ 275 Variable cost per unit $ 130 Fixed expenses for the month $ 690 comma 000 Currently selling 10 comma 000 units Upper management is considering using a biodegradable packaging which costs $ 7 more per unit but it produces less waste in the long run. Management plans to increase advertising by $ 7 comma 000 in the first month to advertise this new feature to their packaging. They believe that environmentally friendly people will switch to their product resulting in an increase in sales of 4 comma 000 units per month. What should be the overall effect on the company's monthly operating income in the first month if this change is implemented?
Answer:
new contribution margin per unit = $275 - $137 = $138
total contribution margin = (10,000 + 4,000) x $138 = $1,932,000
total fixed costs = $690,000 + $7,000 = $697,000
operating income = $1,235,000
old operating income = $1,450,000 - $690,000 = $760,000
operating income will increase by $475,000 or 62.5%
The market supply curve is the horizontal ______ of all the ______ supply curves for a good or service.
The market supply curve is the horizontal summation of all the individual supply curves for a good or service.
The market supply curve represents the total quantity of a good or service that all producers are willing and able to supply at various price levels in a given market.
It is derived by horizontally adding up the individual supply curves of all producers in the market.
To understand this concept, let's consider an example.
Suppose there are three producers of oranges in a market: Producer A, Producer B, and Producer C.
Each producer has their own supply curve, which shows the quantity of oranges they are willing to supply at different prices.
Producer A's supply curve might indicate that they are willing to supply 10 oranges at a price of $1, 20 oranges at a price of $2, and so on.
Similarly, Producer B and Producer C will have their own supply curves with different quantities at various price levels.
To determine the market supply curve, we add up the quantities supplied by each producer at each price level.
For example, if Producer A is willing to supply 10 oranges at $1 and Producer B is willing to supply 15 oranges at $1, then the market supply at a price of $1 is 10 + 15 = 25 oranges.
By horizontally summing up the quantities supplied by all producers at each price level, we can plot the market supply curve.
This curve shows the relationship between price and quantity supplied in the overall market.
In summary, the market supply curve is the horizontal summation of all the individual supply curves for a good or service.
It represents the total quantity supplied by all producers in the market at different price levels.
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Which of the following are examples of global small businesses
that operate in more than one country? (Select four answers.)
Daisuki is a graphic designer who works from home and
has clients all over the world.
Scarlett owns three ice cream shops in her community.
Parwana lives in India and owns a tea shop in her city.
Marshall coaches basketball for a few different teams in his
neighborhood.
Naima makes her special hot chocolate powder in packets
that stay fresh and are easy to ship to other locations, so
she can market and ship them to other countries.
Hiyam purchases clothing in Morocco and resells it in the
U.S. for a higher price.
Ramon offers online language classes for people all over
the world to learn Spanish.
Tuan leads local tours for visitors to his city.
Answer:
A,E,F,G
Explanation:
These are the ones that operate in more than one country!
Melissa plans to become a nurse. What would be a good extracurricular activity for Melissa during high school? O A. O B. O C. O D. joining the cheerleading squad taking charcoal drawing lessons participating in gymnastics volunteering at a health clinic after school
Answer:
Volunteering at a health clinic after school
Explanation:
If Melissa plans on becoming a nurse, she should look for extracurriculars which could help support her in her future years. Volunteering at a health clinic could provide her with hands on experience opposed to cheerleading or charcoal drawing which are good for hobbies and fun activities. But if Melissa really has a passion to become a nurse she should look for extracurriculars which not only interest her but may be of benefit to her.
Which of the following defines GDP Mcq? a)All final goods are produced in a country in a year b)All final and intermediate goods produced in a country in a year c)Money value of all final goods and services produced in a domestic territory in a year. d)All services produced in a country in a year
Money value of all final goods and services produced in a domestic territory in a year defines GDP.
GDP definitionThe most popular way to gauge an economy's size is by looking at its gross domestic product (GDP). A country's GDP can be calculated, as can the GDP of a region (such as Tuscany in Italy or Burgundy in France) or a group of countries (such as the European Union) (EU).
Why is the GDP growing?In general, the expansion of the labor force and the productivity (output per hour worked) of that workforce are the two fundamental drivers of economic growth. Either one can grow the economy overall, but only substantial productivity growth can raise per capita GDP and income.
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5. True or False: Section 508 only effects employees who work with technology and procurement, not employees such as meeting coordinators, content authors, or professional disaster response employees.
Answer:
False
Explanation:
Section 508 applies to all employees. There is no discrimination i the law on the basis of job role and job descriptions. Even small businesses require section 508 compliance for their employees. It is better to comply with all the applicable laws to avoid any penalty or punishment for the organization.
The given statement is false.
The following information should be considered:
Section 508 should be applied to all types of employees. Here there should not be any discrimination.Every small business needed section 508 for complying with respect to the employees so that the penalty or punishment should be avoided.Therefore, we can conclude that the given statement is false.
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Assume that Lalaland has the following aggregate production function: 1 3 3 Y= A· F(K, L•h)= A.Kº(L•h) 2 . Lalaland was affected by the COVID pandemic in 2020. Data on 2019 and 2020 real GDP (2019 prices), capital stocks, employment, and human capital in Lalaland are as follows: Physical Capital K Employment L Human capital h GDP 2019 $ 100 million 20 million 0.5 $215.44 million 2020 $ 110 million 16 million 0.5 $202 million 1. What was Lalaland's real GDP growth rate in 2020? A. +6.7% B. -6.7% C. -7.2% D. -6.2%
Lalaland's real GDP growth rate in 2020 was -6.2%. The correct option is d. -6.2%.
To calculate Lalaland's real GDP growth rate in 2020, we need to use the given data and the formula for calculating growth rate: (GDP_2020 - GDP_2019) / GDP_2019 * 100.
First, let's identify the GDP values for 2019 and 2020:
GDP_2019 = $215.44 million
GDP_2020 = $202 million
Now, we can plug these values into the growth rate formula:
Growth Rate = (202 - 215.44) / 215.44 * 100
Growth Rate = (-13.44) / 215.44 * 100
Growth Rate ≈ -6.2%
Based on the calculations, Lalaland's real GDP growth rate in 2020 was approximately -6.2%, which is option D. This indicates a decrease in GDP during 2020, likely due to the COVID pandemic affecting factors such as employment, human capital, and the overall economic activity in Lalaland.
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Which settings would convert the information below into the table below?
Type of Animal Number of Children's Favorite
Whale-12
Tiger → 3
Lion 4
Elephant 6
Monkey 8
Giraffe 2
The settings that would convert the information given above is autofill to content.
What is autofill to content?Autofill to content refers to a feature in some software applications that automatically fills in or completes a form or field based on previously entered information or data. The goal of autofill to content is to save time and effort by automatically entering information that is likely to be the same for each new form or field.
For example, autofill to content can be used to automatically enter a user's name, address, phone number, and other contact information in a web form. When the user begins typing the first letter of their name or address, the software will suggest the rest of the information based on previous entries, allowing the user to select the correct information from a drop-down list and then automatically fill in the remaining fields.
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Two studies by Basu (1977, 1983) found that firms with high P/E ratios A. earned higher average returns than firms with low P/E ratios B. earned the same average returns as firms with low P/E ratios C. earned lower average returns than firms with low P/E ratios D. had higher dividend yields than firms with low P/E ratios
According to the question the correct answer is C. earned lower average returns than firms with low P/E ratios.
The studies conducted by Basu in 1977 and 1983 found that firms with high Price/Earnings (P/E) ratios tended to have lower average returns compared to firms with low P/E ratios. The P/E ratio is a valuation metric that measures the price investors are willing to pay for each dollar of earnings generated by a company. A high P/E ratio indicates that investors are paying a premium for future earnings growth.
In Basu's studies, it was observed that despite the higher expectations reflected in the higher P/E ratios, firms with high P/E ratios experienced lower average returns. This finding suggests that the market may have overvalued these firms, leading to subsequent underperformance.
The other options presented in the question, such as firms with high P/E ratios earning higher average returns (option A), earning the same average returns as firms with low P/E ratios (option B), or having higher dividend yields (option D), are not supported by Basu's studies.
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2) suppose a ten-year, $1000 bond with an 8% coupon rate and semiannual coupons is trading for a price of $1034.74. a) what is the bond's yield to maturity (expressed as an apr with semiannual compounding)? b) if the bond's yield to maturity changes to 9% apr, what will the bond's price be?
The bond's YTM increases to 9% APR with semiannual compounding, its price will decrease to $941.47.
To find the bond's yield to maturity (YTM), we can use the present value formula and solve for the discount rate (YTM) that makes the present value of the bond's future cash flows equal to its current price:
The bond's YTM increases to 9% APR with semiannual compounding, its price will decrease to $941.47.
a) PV = \((C / (1+r/2)^{n} ) + (C / (1+r/2)^{n-1} ) +.... + (C + FV / (1+r/2)^{n-1} )\)
PV =1034.74
b) price= \((40 / (1+0.09/2)^{1} ) + (40 / (1+0.09/2)^{2} ) +.... + (40 + 1000 / (1+0.09/2)^{0} )\)
Price = $941.47
Thus, if the bond's YTM increases to 9% APR with semiannual compounding, its price will decrease to $941.47.
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is he a role model in the adherance of company policy
Who is "he" referring to??
Please help! with step by step guidelines
On September 1, 2017, DowDuPont announced the successful merger of equals between Dow Chemicals (DOW) and DuPont (DD) in a stock-for-stock transaction effective August 31, 2017. Under the terms of the agreement, DuPont shareholders would receive 1.282 shares of DowDuPont for each of the 533 million shares outstanding. Each Dow shareholder would retain their shares which were 745 million outstanding. On Wednesday, August 30, the last day of trading before the announcement, Dow shares closed at $64.90, while DuPont shares closed at $83.19.
Assume that Dow Chemicals as the acquirer agreed to pay 30% of the consideration in cash.
a. What is the new exchange ratio for the cash-and stock deal?
b. What is the wealth transfer from Dow shareholders to DuPont shareholders?
c. What is the Downside Protection for the Target shareholders?
In September 2017, Dow Chemicals (DOW) and DuPont (DD) announced their successful merger, forming DowDuPont in a stock-for-stock transaction. This merger involved a cash-and-stock deal, with Dow Chemicals agreeing to pay 30% of the consideration in cash. In this scenario, we will calculate the new exchange ratio for the cash-and-stock deal, determine the wealth transfer from Dow shareholders to DuPont shareholders, and calculate the downside protection for the Target shareholders. The new exchange ratio for the cash-and-stock deal is 1.282. The wealth transfer from Dow shareholders to DuPont shareholders is $31.01 billion. The Downside Protection for the Target shareholders is 0.09%.
a. Calculation of the new exchange ratio for the cash-and-stock deal:
Since Dow Chemicals, as the acquirer, agreed to pay 30% of the consideration in cash, we must first calculate the total amount of consideration: Total consideration = 533 million shares of DuPont x 1.282 shares of DowDuPont for each DuPont share + 30% of the total consideration paid in cash= 683.06 million shares of DowDuPont + 30% of the total consideration paid in cash.
Now that we know the total consideration, we can determine the number of shares that will be given for each DuPont share: Number of shares of DowDuPont per DuPont share = Total consideration / Total number of DuPont shares= 683.06 million shares of DowDuPont / 533 million shares of DuPont= 1.282 shares of DowDuPont per DuPont share. Therefore, the new exchange ratio for the cash-and-stock deal is 1.282.
b. Calculation of the wealth transfer from Dow shareholders to DuPont shareholders:
The wealth transfer from Dow shareholders to DuPont shareholders is equal to the difference between the value that Dow shareholders would have received had they received the same exchange ratio as DuPont shareholders and the value they actually received. In other words, it is the wealth transfer from Dow shareholders to DuPont shareholders due to the difference in the stock prices of the two companies.
The value that Dow shareholders would have received if they had received the same exchange ratio as DuPont shareholders: 745 million shares of Dow x 1.282 shares of DowDuPont per Dow share = 955.39 million shares of DowDuPont. The value they actually received:745 million shares of Dow x $64.90 per share = $48.36 billion. We can calculate the value that Dow shareholders would have received using the same exchange ratio as DuPont shareholders and then subtract this value from the value they actually received:
Value Dow shareholders would have received = 955.39 million shares of DowDuPont x $83.19 per share = $79.37 billion.
Wealth transfer from Dow shareholders to DuPont shareholders = $79.37 billion - $48.36 billion= $31.01 billion.
Therefore, the wealth transfer from Dow shareholders to DuPont shareholders is $31.01 billion.
c. Calculation of the Downside Protection for the Target shareholders:
The Downside Protection for the Target shareholders is the percentage decrease in the value of DowDuPont shares that Target shareholders can tolerate before they are worse off than they would have been had the merger not occurred. To calculate the Downside Protection, we need to compare the value that Target shareholders received before and after the merger.
The value that Target shareholders would have received before the merger: 533 million shares of DuPont x $83.19 per share = $44.35 billion.
The value that Target shareholders received after the merger: 683.06 million shares of DowDuPont x $64.90 per share = $44.31 billion.
The difference in value between the two scenarios: Downside Protection = ($44.35 billion - $44.31 billion) / $44.35 billion= 0.09%.
Therefore, the Downside Protection for the Target shareholders is 0.09%.
These calculations provide insights into the impact of the merger, including the exchange ratio, wealth transfer between shareholders, and downside protection for Target shareholders.
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A pencil factory is losing money, even though sales are high. The owners do not want to fire employees or lower their wages. They cannot raise the price of the pencils and remain competitive. They need to find a way to
raise more capital.
increase worker productivity.
increase stockholder dividends.
increase labor costs.
Answer:
the 3 be should be it
Explanation:
Which type of ma plan is an hmo plan that also covers some benefits out-of-network, generally at a higher cost?.
The type of ma plan is an hmo plan that also covers some benefits out-of-network, generally at a higher cost is: Private Fee-for-Service (PFFS), Medicare Supplement Insurance Plan.
What is medicare advantage plan?Medicare advantage plan can be defined as a health insurance coverage plan that help to cover the medical costs of people under the plan.
The type of Medicare advantage plan that also covers some benefits out-of-network are:
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verify describe the distillation process of alcohol
If there is always a three-for-one tradeoff between goods X and Y, then the PPF between X and Y is:_______
a. a downward-sloping curve that is bowed outward.
b. a downward-sloping curve that is bowed inward.
c. a downward-sloping straight line.
d. an upward-sloping straight line.
Answer:
c. a downward-sloping straight line.
Explanation:
In case when there is a three for one tradeoff lies between the X goods and Y goods so the curve of PPF should be fall sloping contains straight line. This slope should be downward as it generated more and more of one goods and it could be sacrificed for the other good and the reason of the straight line is that here the opportunity cost would remain the same or constant
Therefore in the given case, the correct option is C.
A straight line, downward - sloping demand curve often mean that, as price falls, there is an elasticity of demand. If there is always a three-for-one tradeoff between goods X and Y, then the PPF between X and Y is a Downward-sloping straight line.
Trade-off is simply known as a situational decision. It is simply the reduction of one quality, quantity, or property so as to get gains in other areas.It is simply known as where one thing increases, another have to decrease. it often arise from limitations of a lot of source.
It is often called a tactical or strategic choice made with full knowledge of the advantages and disadvantages of each decision.
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Which of the following will increase the money supply? Question 17 options: an increase in the discount rate (relative to the federal funds rate) a decrease in the required reserve ratio an open market sale by the Fed a and c b and c
Answer:
a decrease in the required reserve ratio
Explanation:
The Federal Reserve utilises various strategies to control money supply to the economy. Money supply is the amount of money that is held by by the public in an economy.
The various methods used by the Federal Reserve to regulate money supply includes discount rate, reserve ratio, and open market operations.
Money supply will increase when the reserve ratio for commercial banks is decreased. This means less of their funds is required to be witheld from the public.
On the other hand an open market sale will mop up the cash in the economy, and an increase in discount rate (rate of lending to banks) will also cause a decrease in money supply.
Who may be affected by monetary penalties imposed by the Internal Revenue Service when a Tax Professional fails to meet due diligence requirements?
Answer:
Both the tax practioner and the assessee will be liable for penalties under IRS 6695(a)
Explanation:
When a tax preparer is paid to arrange the tax return of a client they must follow preparer due diligence laws.
This is the case when the preparer is trying to get a refund of earned income tax credit, child tax credit, American opportunity tax credit, or filing of head of household status.
The effect on the tax preparer's client include:
- refund of amounts collected in error because of wrong return
- a two year ban from claiming credits if error is due to recklessness
- a ten year ban if error is as a result of fraud
The consequences for the tax preparer includes:
- for each requirement not met a $500 penalty
- suspension from the IRS e-file
- a ban from tax preparations
- in cases of fraud criminal charges can be made
A new business has total sales of $14,000, applied $1,350 in merchandise discounts, and had returns of $234. Calculate the business's total net sales.
Answer:
$12,416
Explanation:
Applied merchandise discounts mean discounts issued.
The net sales will be total sales minus merchandise discounts applied minus returns.
Net sales = total sales - ( discounts + returns)
Net sales = $14,000 - ( $1,350 + $234)
Net sales = $14,000 - $1,584
Net sales = $12,416
Which area is particularly challenging when recruiting workers for small businesses?.
The area that is particularly challenging when recruiting workers for small businesses is compensation.
What is compensation?It should be noted that compensation simply means how much they workers will be paid as how to motivate them.
In this case, the area that is particularly challenging when recruiting workers for small businesses is compensation.
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