Answers
Answer:
Total PV= $4,698.4
Explanation:
Giving the following information:
Deposit 1:
FV= $2,500
n= 4 years
Deposit 2:
FV= 10,000
n= 8
To calculate the present value, we need to use the following formula:
PV= FV / (1 + i)^n
Deposit 1:
PV= 2,500 / (1.15^4)
PV= 1,429.38
Deposit 2:
PV= 10,000 / (1.15^8)
PV= 3,269.02
Total PV= $4,698.4
Related Questions
At the beginning of January, Kesia Records paid $148,950 to acquire the exclusive rights to a new album. It costs them $1.13 to print a copy of this album, which they can sell for $9.75. The following chart shows the sales of that record, along with the overhead expenses of running a record studio, not counting production costs.MonthAlbums SoldExpensesJan.5,486$27,714Feb.8,191$21,689Mar.4,796$25,195Apr.7,490$28,766May6,272$24,604Jun.5,131$29,040In whch month did Kesia Records first break even?a.Januaryb.Marchc.Aprild.May
Answers
The overhead expenses of January was record breaking.
What is overhead expenses ?Overhead costs are expenses incurred in running a firm that are unrelated to the development or production of a good or service. They are also known as "overhead expenses" or "operation expenses." Regardless of how successful the company is, these are the costs it must pay to continue operating. An recurring cost of running a business is referred to in business as overhead or overhead charge. Contrary to operating expenses like labour and raw materials, overheads are costs that cannot easily be linked to or recognised with any one revenue unit. The recurring costs of a firm that aren't specifically related to providing a good or service are referred to as overhead. Budgeting is crucial, but so is deciding how much a business should bill for its goods or services in order to break even.
To learn more about overhead expenses click,
https://brainly.com/question/14697297
#SPJ1
Answer:
D.) May
Explanation:
Paint (y)
Martha 2 hours per room
Stewart 4 hours per room
Wallpaper (x)
Martha 8 hours per room
Stewart 10 hours per room
Assume PPF is a straight line for Martha and Stewart. Assume Martha and Stewart has 40 hours (scarce resource). Suppose they evenly distribute the time under autarky between the products to find out their production distribution between paint and wallpaper.
A)What product does Martha and Stewart have
comparative advantage in?
B) If they both completely specialize in the products
they have comparative advantage in, what is their
production after specialization?
C) If Martha is willing to give 5 paint, for how many wallpapers will Stewart agree to the trade?
Answers
Answer:
A) What product does Martha and Stewart have comparative advantage in?
Martha has an advantage in painting roomsStewart has an advantage in putting wallpaperB) If they both completely specialize in the products they have comparative advantage in, what is their production after specialization?
Martha is able to paint 20 rooms Stewart is able to put wallpaper on 4 roomsC) If Martha is willing to give 5 paint, for how many wallpapers will Stewart agree to the trade?
Stewart could be willing to give 12.5 hours of putting wallpaperExplanation:
Martha's opportunity cost of spending an hour painting a room = 8/2 = 4 hours of putting wallpaper
Martha's opportunity cost of spending an hour putting wallpaper = 2/8 = 0.25 hours of painting
Stewart's opportunity cost of spending an hour painting a room = 10/4 = 2.5 hours of putting wallpaper
Stewart's opportunity cost of spending an hour putting wallpaper = 4/10 = 0.4 hours of painting
Opportunity costs are the additional costs or benefits lost resulting from choosing one investment or activity over another alternative.
In order to communicate effectively on the job, it is important to do all of the following,
except
adopt an audience-centered approach.
share your personal experiences related to the job.
be sensitive to business etiquette.
minimize distractions.
Answers
Answer:
a
Explanation:
adopt an audience centered approach
I actually want to delete the question. How can I do that?
Answers
suppose the beta estimated from the capm for stock a is 2.3 and stock b is 1.1. which of the following is true? according to the capm, the required rate of return of stock b is higher the beta of the equally weighted portfolio of stock a and b is 1.2 according to the capm, stock a has a higher idiosyncratic risk none of the above
Answers
Suppose the beta estimated from the calm for stock a is 2.3 and stock b is 1.1. of the following is true According to the CAPM, stock A has a higher idiosyncratic risk.
What are peculiar risks?Idiosyncratic risk refers to the innate elements that may adversely affect particular securities or a very particular group of assets. It is also known as unsystematic risk or unique risk. The idiosyncratic risk of some securities will always be higher than that of others.
Which idiosyncratic risk scenario is the best illustration?For instance, factors that affect a company's stock price but have nothing to do with management abilities include changes in tax legislation, inflation, customer demands, and interest rates. Most significantly, neither the organization nor its employees can prevent or control it.
To Know more about idiosyncratic risk.
https://brainly.com/question/29808948
#SPJ4
Paul’s grocery received 1,000 pounds of onion at $0.11 per pound. On the average, 3% of the onions will spoil before selling. Find the selling price per pound to obtain a makeup rate of 180% based on cost.
Answers
The selling price per pound for onions to obtain a makeup rate of 180% based on cost is $2.0350.
What is the selling price per pound for onions?Total Cost = Quantity * Cost per pound
Total Cost = 1,000 pounds * $0.11/pound
Total Cost = $110
Spoilage Quantity = 3% of Quantity
Spoilage Quantity = 3% of 1,000 pounds
Spoilage Quantity = 0.03 * 1,000 pounds
Spoilage Quantity = 30 pounds
Effective Quantity = Quantity - Spoilage Quantity
Effective Quantity = 1,000 pounds - 30 pounds
Effective Quantity = 970 pounds
Makeup Rate = 180%
Selling Price per pound:
= (Total Cost * Makeup Rate) / Effective Quantity
= ($110 * 1.80) / 970 pounds
= $2.03505/pound.
Read more about selling price
brainly.com/question/28420607
#SPJ1
What asset or assets could a bank use as collateral for a loan?
An apartment
A vehicle
A Roth IRA
A 529 Plan
Answers
Answer:
d
Explanation:
BC YES
An apartment or a vehicle are such class of assets that may be used as a collateral for getting a loan from the bank. Therefore, the options A and B hold true.
What is the significance of a bank loan?A bank loan can be referred to or considered as a loan that is given to the borrowers by the bank on predetermined conditions of repayment that may include the repayment of the borrowed amount along with a fixed rate of interest.
Sometimes, in order to guarantee the security of the lent amount, banks often take vehicles or apartment of the borrower as a collateral, so that any default in repayment will lead to seizure of such collateral assets by the bank.
Therefore, the options A and B holds true regarding the significance of a bank loan.
Learn more about a bank loan here:
https://brainly.com/question/16452746
#SPJ5
A company that makes childcare products launches a series of health drinks for mothers under the same brand name. What kind of brand development is this?
A.
line extension
B.
brand extension
C.
price skimming
D.
price penetration
Answers
Answer:
brand extension
Explanation:
If the price of a good remains the same for all possible quantities demanded for the product, demand is
O elastic
O perfectly inelastic
O inelastic
O perfectly elastic
Answers
Answer:
Perfectly inelastic
Explanation:
If a good's price elasticity is 0 (no amount of price change produces a change in demand), it is perfectly inelastic. If price elasticity is exactly 1 (price change leads to an equal percentage change in demand), it is known as unitary elasticity. Ty for points
A high Power Distance Index score implies that the people who hold power in a country are entitled to privileges.
a. True
b. False
Answers
Answer:
a. True
Explanation:
The Power-Distance Index refers to the relationship and interaction between a high ranking individual and a low ranking individual. The index depends on how a low ranking individual reacts to a high ranking individual.
It measures the degree where the members of a society or group accepts the hierarchy of the power and the authority.
Thus according to the high power distance index score, individuals with high power are entitled to number of privileges in a country or in society.
Hence the answer is TRUE.
What is ROL in the hotel industry and how is ROL calculated?
Answers
The ROI in the hotel industry help to calculate the economic value of the activities, and can be calculated by finding the return through hotel establishment.
What is ROl in the hotel industry?Return of interest can be described as the one that help with the economic value as a result of the various activities.
It should be noted that it help to give the measurement of the yield that is been gotten from an investment as well as ion making calculation about the return.
In conclusion , the Return of interest can be gotten by making the division of the profit that is been generated by the cost of that investment.
Learn more about ROI at:
https://brainly.com/question/28063973
#SPJ1
NOTE; This is a complete question , no given option , even on the internet.
Chango the following sentences using
used to:
& How did you spend the winter
evenings?
b. I was in love with her.
c. They came out in those days,.
Answers
Answer:
a. How did you use to spend the winter evenings?
b. I used to be in love with her.
c. They used to come out in those days.
Explanation:
"Used to" is being used in a sentence when you're stating a habit or condition that happened in the past; so this means that it is not happening anymore at the moment.
When using "used to" in questions, make sure to use the verb's base form. Thus, you have to say "How did you use to spend..." rather than "How did you used to spend..."
Another example: "Did you use to dance in school?"
On the other hand, when using "used to" in a sentence (other than the interrogative), you have to use "used to." Just like the answers for b & c.
1. Discuss the various system for internal administration for financial organisation.
Answers
Financial organizations implement various internal administration systems like AIS, ERP, budgeting systems, TMS, risk management systems, and DMS to enhance efficiency, accuracy, and control over financial operations.
Financial organizations implement various systems for internal administration to streamline their operations and ensure effective financial management. Here are some key systems commonly utilized:
Accounting Information System (AIS): AIS is a comprehensive software system that enables financial organizations to record, process, and report financial transactions. It helps automate tasks such as general ledger management, accounts payable/receivable, financial reporting, and budgeting.
Enterprise Resource Planning (ERP) System: ERP systems integrate various departments and functions within a financial organization, including finance, human resources, procurement, and customer relationship management. By consolidating data and workflows, ERP enhances efficiency, collaboration, and data accuracy.
Budgeting and Financial Planning System: This system assists in creating and managing budgets, financial forecasts, and strategic planning. It enables organizations to allocate resources, track expenses, monitor performance, and make informed financial decisions.
Treasury Management System (TMS): TMS focuses on optimizing cash and liquidity management, risk management, and investment strategies. It facilitates efficient cash flow management, bank reconciliation, debt management, and compliance with regulatory requirements.
Risk Management System: Financial organizations employ risk management systems to identify, assess, and mitigate various types of risks, such as credit risk, market risk, operational risk, and regulatory compliance.
These systems enable organizations to implement risk mitigation strategies, monitor risk exposures, and maintain regulatory compliance.
Document Management System (DMS): DMS centralizes the storage and retrieval of financial documents, such as contracts, invoices, and financial reports. It ensures document security, version control, and easy access, facilitating efficient document management and audit trails.
For more such question on management. visit :
https://brainly.com/question/1276995
#SPJ8
Zion’s uncle, a project manager, who works for a variety of companies managing people and projects that have specific deadlines, could best be described as a(n)
Answers
Zion's uncle, who works as a project manager for a variety of companies managing people and projects with specific deadlines, could best be described as a "contract project manager" or a "freelance project manager."
As a contract project manager, Zion's uncle operates on a project-by-project basis, providing his project management expertise to different companies or clients. He is hired for a specific duration or scope of work and is responsible for overseeing the planning, execution, and successful completion of projects within the given deadlines.
Being a contract project manager allows Zion's uncle to work with different companies, industries, and project types, providing flexibility and exposure to various challenges and opportunities. He is likely skilled in project management methodologies, communication, coordination, and leadership, enabling him to effectively manage teams and deliver projects on time.
The nature of his work, involving specific deadlines and managing people across different projects, suggests that he operates in a dynamic and results-oriented environment, where meeting project milestones and achieving deliverables within set timeframes are critical.
Overall, Zion's uncle's role as a project manager who works on multiple projects with specific deadlines aligns with the description of a contract or freelance project manager.
for more such questions on project manager
https://brainly.com/question/27995740
#SPJ8
Something necessary to remain alive is a (an).
Answers
Answer:
an apartment
Explanation:
For every dollar that you deposit into a bank, the bank will tend to:_________.
a) keep a portion of it and lend out the rest.
b) keep every penny as vault cash since it is such a small amount.
c) lend out every penny since almost all transactions are digital.
Answers
Answer:
The answer is A.
Explanation:
This system is known as Fractional Reserve Banking.
Fractional Reserve Banking is a banking system which allow banks to hold a fraction their customers' deposit as reserves. The rest not kept as reserves are used to make loans, thereby creating new money.
Central banks announce reserve requirements which banks within the jurisdiction must comply with.
Whom should you hire? Madison is a fun-loving leader who wants the best for her employees. She will pull the group together by organizing group get-togethers and outings and by making sure that every employee feels like he or she has the right to speak up. Abigail is a no-nonsense leader with a strong background in sales and merchandising. She will pull the group together by implementing training, giving directions, and making sure that everyone knows exactly what they are expected to do.
Answers
A company reports the following income statement and balance sheet information for the current year:
Net income $424,000 Interest expense 80,000 Average total assets 4,200,000
Determine the return on total assets. (Round percentages to one decimal place.)
______%
Answers
Answer:
10.1%
Explanation:
Given the above information, return on total asset is computed as;
Return on total asset = Net income / Average total assets
Net income = $24,000
Average total assets = $4,200,000
Therefore,
Return on total assets = $424,000 / $4,200,000
Return on total assets = 10.1%
Answer:
10.1%
Explanation:
Determine the return on total assets. (Round percentages to one decimal place.) 10.1%
true or false, according to the chart, jobs in info services have the best career outlook.
Answers
Answer:
False
Explanation:
Information services jobs do not have the best career outlook. There are a number of reasons behind this. First of all, You can get be stuck in a job without any promotion and at the same time, you cannot quit because you are under contract.
The number of people who have been exposed to a new advertising campaign in a sample of 500 individuals is as follows: 200 were exposed for 10 seconds, 150 were exposed for 20 seconds, and 150 were exposed for 30 seconds. Calculate the exposure distribution for this campaign.
Answers
The exposure distribution for this campaign is;Group A: 40% Group B: 30% Group C: 30%.
Exposure distribution refers to the number of times that a person views an advertisement or a piece of marketing content. This metric is significant since it helps companies to analyze the number of views for different content.
Exposure Distribution = (Number of Exposures / Total Sample Size) * 100 In this case, the total sample size is 500 people. Therefore, the number of exposures for each group is;
Group A: 200 exposures for 10 seconds
Group B: 150 exposures for 20 seconds
Group C: 150 exposures for 30 seconds.
To calculate the exposure distribution, we need to calculate the percentage of people in each group. This calculation is done using the formula given above.
For example,Group A: (200/500) * 100 = 40%Group B: (150/500) * 100 = 30%Group C: (150/500) * 100 = 30%
Therefore, the exposure distribution for this campaign is;Group A: 40%Group B: 30%Group C: 30%
For more such questions on distribution.
https://brainly.com/question/30467880
#SPJ8
Which of the following is a possible scenario if food processors do not adhere to safety standards?
O A salmonella outbreak may leave thousands sick.
Orange juice prices may rise exponentially
Nutrition labeling may harm the sales of packaged snacks.
O Grocery stores may not offer fresh produce
Answers
Answer:
A
Explanation:
the answer is a salmonella outbreak may leave thousands sick.
THESE ARE TRUE OR FALSE!! PLEASE HELP ASAP!! WILL MARK BRAINLIEST!!
1. Economic growth refers to a steady increase in the production of goods and services in an
economic system.
2. There are over 120 million workers in the U.S. economy.
3. The total dollar value of all final goods and services produced in a country during one year
is called the Gross Domestic Product (GDP).
4. The GDP in our economy has declined steadily for the past few years.
5. The base year used in comparing GDPs adds confusion to the comparison.
6. GDP per capita is found by dividing total GDP by the total work force.
7. Both worker training and management techniques have helped improve our productivity.
8. Changes in the business cycle form a pattern of good times to bad times and back.
9. When the economy slows down, it enters a phase of the business cycle known as recession.
10. Recovery in the business cycle occurs after a period of inflation.
Answers
true
t
Explanation:
because many workers our undergo the trainings to manage the yechques to improve his self
Howell Petroleum, Incorporated, is trying to evaluate a generation project with the following cash flows: Year Cash Flow 0 −$ 37,000,000 1 55,500,000 2 −12,000,000 If the company requires a return of 8 percent on its investments, what is the NPV of the project? Note: Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16. Compute the IRRs for this project.
Answers
To compute the IRRs for this project, we can use a financial calculator or Excel's IRR function. In the given case, we get two IRRs because the cash flows change signs twice. Therefore, the project has two possible IRRs: 19.62% and 68.55%.
IRR stands for Internal Rate of Return. It is a financial metric used to evaluate the profitability of an investment. The IRR represents the discount rate at which the net present value (NPV) of all the cash flows from an investment equals zero.
In other words, it is the rate at which the investment earns a return equal to its cost. The higher the IRR, the more attractive the investment opportunity.
Learn more about IRRs here:
https://brainly.com/question/14120890
#SPJ1
Multiple Choice Question
If sales = $100,000, turnover = 2.0, and ROI = 10 percent, then
O net income = $5,000 and margin = 5%
O net income = $20,000 and margin = 5%
O net income = $5,000 and margin = 10%
O net income = $10,000 and margin is indeterminable
Answers
Answer:
The formula for ROI (Return on Investment) is:
ROI = Net Income / Investment
We know that ROI is 10%, so we can write:
0.10 = Net Income / Investment
We also know that turnover is 2.0, which means that the investment is equal to:
Investment = Sales / Turnover
Substituting the given values, we get:
Investment = $100,000 / 2.0 = $50,000
Now we can solve for net income:
0.10 = Net Income / $50,000
Net Income = 0.10 x $50,000 = $5,000
The formula for margin is:
Margin = Net Income / Sales
Substituting the given values, we get:
Margin = $5,000 / $100,000 = 0.05 = 5%
Therefore, the answer is:
Net income = $5,000 and margin = 5%.
Suppose a monopolist produces in a market with two distinct segments: market 1, which is denoted as M1 on the graph, and market 2, denoted as M2. The firm's marginal and average costs are $20.
Answers
A monopolist is an individual, gathering, or organization that controls each of the business sectors for a specific decent or administration. The profit in market 1 is $1,600, The profit in market 2 is $450 and Demand is more elastic in market 2
(A) Profit = Total revenue - total cost = P*Q - MC*Q = (P-MC)*Q
Profit in market 1
P1 = $60, Q1 = 40, and MC = $20
So, Profit in market 1 = (60-20)*40 = 40*40 = $1,600
(B) Profit in market 2
P2 = $35, Q2 = 30, and MC = $20
So, Profit in market 2 = (35-20)*30 = 15*30 = $450
(C) Demand is more elastic in market 2 as a monopolist charges a lower price in the more elastic market so as P2 < P1 then market 2 is more elastic.
Learn more about monopolist:
https://brainly.com/question/29763908
#SPJ1
This question is not complete, Here I am attaching the complete question: also, attaching the diagram
Suppose a monopolist produces in a market with two distinct segments: market 1, which is denoted as M1 on the graph, and market 2, denoted as M2. The firm's marginal and average costs are $20.
(A) What is the profit of market 1?
(B) What is the profit of market 2?
(C) In which market is demand more elastic?
To urban-dwelling, educated tech-savvy consumers, when they use Zipcar, car-sharing service, instead of owning a car, they save money while reducing their carbon footprint. What is effective about this position statement?
Answers
Answer: It addresses all five key elements of an effective position statement.
Explanation:
In this scenario, the most effective thing about this position statement is that it addresses all the five key elements of an effective position statement.
The target market is identified, the category of customers which are the prospective customers is identified as well. The company's differentiators as well as the mission and vision is also in effect.
WHAT IS A CALCULATED INTEREST RATE
Answers
Answer:
Use this simple interest calculator to find A, the Final Investment Value, using the simple interest formula: A = P(1 + rt) where P is the Principal amount of money to be invested at an Interest Rate R% per period for t Number of Time Periods. Where r is in decimal form; r=R/100; r and t are in the same units of time.
Explanation:
in constructing the official unemployment rate (U-3), which of the following does the bureau of labor statistics take into account? choose as many as are correct.
a)survey of firms reporting how many workers they laid off or fired
b)initial unemployment claimed field
c)the average unemployment rate over the last 12 months
d)The change in job posting from one year ago
e) survey of individuals reporting wheater they have job or active looked for work in the last 4 week
Answers
Answer:
e) survey of individuals reporting whether they have job or active looked for work in the last 4 week
Explanation:
The unemployment rate (U-3) reports on the number of jobless people that are actively seeking employment. The bureau of labor statistics considers individuals who have sought employment in the past four weeks. The bureau defines an unemployed person as one that is jobless but has actively sought work in the last four weeks.
This unemployment rate (U3) is the most reported and followed. The report is released monthly. The U3 unemployment rate is criticized for not being inclusive of all jobless people. For instance, it does not include discouraged job seekers or those not looking for work due to other factors such as caring for the sick and elderly at home.
Question 49
A producer may share commission with
O the underwriter of the insurance company
O another licensed but unappointed producer
O the insured to offset a portion of the premium payable
O an unlicensed person who has sold, solicited, or negotiated a policy of insurance
2 of 50 Questions Remaining
Answers
The correct answer to question 49 is that a producer may share commission with another licensed but unappointed producer. b is correct answer
A producer may share commission with another licensed but unappointed producer.
In the insurance industry, a producer is an individual or entity that sells, solicits, or negotiates insurance policies. Producers can be insurance agents, brokers, or other licensed professionals authorized to conduct insurance transactions. Commissions are the compensation received by producers for their services in selling insurance policies.
While producers typically earn commissions based on the premiums paid by policyholders, they may also share commissions with other licensed individuals who are not appointed producers. These individuals are usually part of the same agency or brokerage and contribute to the sales process. By sharing commissions, producers can incentivize teamwork, encourage collaboration, and reward the efforts of their colleagues.
It's important to note that sharing commissions with unlicensed individuals who have sold, solicited, or negotiated insurance policies is generally not allowed. Insurance regulations require that only licensed individuals engage in insurance-related activities. Unlicensed individuals do not have the necessary qualifications, training, and legal authorization to participate in the sales process or receive commissions.
The sharing of commissions with the underwriter of the insurance company or the insured to offset a portion of the premium payable is also uncommon. The underwriter is responsible for assessing risk and determining policy terms, while the insured pays premiums to obtain coverage. Commissions are typically allocated to the producer involved in the sale and are not shared with the underwriter or the insured.
Therefore, the correct answer to question 49 is that a producer may share commission with another licensed but unappointed producer.
for more such question on producer visit
https://brainly.com/question/3520933
#SPJ8
What are some specific examples of marketing that you've experienced this week? what marketing strategy was used by the company?.
Answers
Here are some examples of marketing strategies and tactics that companies may have used.
Email marketingSocial media marketingInfluencer marketingContent marketingWhat is the role of marketing?The benefit of marketing to your company is that it informs consumers about your goods and services, engages them, and influences their decision to purchase. A marketing strategy, which should be a component of your business plan, can also aid with demand creation and maintenance as well as relevancy, reputation management, and competitiveness.
They used the strategy of email marketing to reach out to their customers and encourage them to make purchases. Companies use social media to reach out to their target audience and engage with them through various campaigns and promotions.
Companies use influencer marketing to leverage the popularity of these individuals and reach out to their followers. Companies use content marketing to attract and engage their target audience with valuable content that addresses their needs and interests.
Learn more about Marketing here:
https://brainly.com/question/13414268
#SPJ1