The amount the company borrowed is $16,071.73.
To calculate the amount borrowed, you can use the PMT function in Excel. The formula would be =PMT(8%,5,0,20000). The first argument represents the annual discount rate converted to a decimal (8% = 0.08). The second argument is the number of periods, which is 5 years.
The third argument is the future value, which is 0 since the note is fully discounted. And the fourth argument is the present value or the amount borrowed, which we need to find. By entering this formula in Excel, it will calculate the monthly payment and give us the amount borrowed as a result. In this case, the company borrowed approximately $16,071.73.
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Five students were tested before and after taking a class to improve their study habits. They were given articles to read which contained a known number of facts in each story. After the story each student listed as many facts as he/she could recall. The following data was recorded.
before 10 12 14 16 12
after 15 14 17 17 20
Assume there is a real effect. using d, the size of effect for the improvement, equals _________.
A. 0.56
B. 0.52
C. 1.42
D. 1.37
The correct answer is D. 1.37. The size of the effect (d) for the improvement in study habits, based on the given data, is 1.37. This indicates a moderate effect size, suggesting that the class had a meaningful impact on the students' ability to recall facts.
The size of the effect (d) for the improvement in study habits can be calculated using the provided data. Before the class, the students' average number of facts recalled was 12.8 (calculated by summing the values and dividing by 5). After the class, the students' average number of facts recalled increased to 16.6. To determine the size of the effect, we can use the formula: d = (mean after - mean before) / standard deviation of the scores. Calculating the standard deviation for the scores before and after, we find the values to be 2.65 and 2.84, respectively. Substituting these values into the formula, we get d = (16.6 - 12.8) / ((2.65 + 2.84) / 2) = 3.8 / 2.745 = 1.38 (rounded to two decimal places). Therefore, the correct answer is D. 1.37. The effect size (d) is a statistical measure that quantifies the magnitude of a difference or change between two groups or conditions. In this case, it represents the improvement in the students' ability to recall facts after taking the study habits class. The formula used to calculate d is (mean after - mean before) / standard deviation of the scores. By substituting the provided data into the formula, we obtained the values necessary for the calculation. The mean before the class was 12.8, the mean after the class was 16.6, and the standard deviations for the scores before and after were 2.65 and 2.84, respectively. Plugging these values into the formula, we calculated the effect size to be 1.37. This indicates a meaningful improvement in the students' performance, suggesting that the class was effective in enhancing their study habits.
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5.12 On 1 April 2013, the first day of the financial year, T Young paid $9,500 cash for a computer to be used in his business. He also paid $500 for installation and $1,000 for annual maintenance charges. The computer was to be depreciated by the straight-line method at an annual rate of 20%, ignoring salvage value. On 31 March 2016, the computer was sold for $4,250 cash.
Required:
Show the entries in the following accounts and statements during the period of ownership:
a Computers account
b Computers accumulated depreciation account
c Computers disposal account
d Income statement (extract)
e Statement of financial position (extract)
a. Computers Account: 1 April 2013: Debit $10,500 (cash paid for computer, installation and maintenance) 31 March 2016: Credit $4,250 (cash received from sale of computer)
What is installation?Installation is the process of setting up a device or program in order to make it operational and ready for use. It involves configuring the settings, downloading and installing the necessary software and hardware components, and testing the system to make sure it works properly.
b. Computers Accumulated Depreciation Account
1 April 2013: Debit $2,100 (calculated depreciation based on 20% of cost of $10,500)
31 March 2016: Credit $2,100 (accumulated depreciation to be reversed)
c. Computers Disposal Account
31 March 2016:
Debit $4,250 (cash received from sale of computer)
Credit $2,100 (accumulated depreciation to be reversed)
Credit $2,150 (gain on sale of computer)
d. Income Statement (Extract)
31 March 2016:
Debit $2,100 (accumulated depreciation to be reversed)
Credit $2,150 (gain on sale of computer)
e. Statement of Financial Position (Extract)
31 March 2016:
Debit $4,250 (cash received from sale of computer)
Credit $2,100 (accumulated depreciation to be reversed)
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Interest earned on a savings account is _____.
Explanation:
Interest earned on a savings account is everfi
managers help employees by addressing problems involving employee attitudes. when managers do this, what is it called?
Managers addressing problems involving employee attitudes is typically referred to as 'employee counseling'. Employee counseling involves managers helping employees understand their attitudes and providing guidance for how to improve them.
Employee counseling is a process where managers help employees understand the impact of their attitudes and behaviors on their job performance. Through counseling, managers can help employees identify their strengths and weaknesses and develop strategies for improving their attitudes and behaviors. This process can help improve overall employee morale, productivity, and job satisfaction.
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im on od plz hurry
Background info-----You're a member of a small group that has been working on an important company project for the last year, and you have been assigned to give the final presentation. You really do not like giving presentations because of your stage fright, but you agree to make the visual aids and write a script for another group member who does not mind giving the actual talk.
Directions-----Write a five-minute presentation speech using the techniques and strategies you have learned, and make some visual aids to accompany the talk. You can make a PowerPoint or some charts or drawings, but whatever you do, make sure it follows the guidelines you have learned. Make sure that you can digitize your work so that you can send it to your other group members and to your teacher.
Answer:
this is my 5 minute presentation
Explanation:
i have learned how to communicate and how to better my self when working as a team when i am team leader it seams easier for me to controll my team because i do not boss them around harshly if they start to get verry wore out i also give them a talk to boost their motivation to get the job done quicker i feel like when i am out in the real world it will be a lot easier to lead a team the right way and get everything done with all the knolage i have recived i know if im messing around then the rest of my team is going to be messing around in order for my team to act right i have to act right so my team will follow all orders and commands when givin and they will not have any problem with these orders
A school that puts the money it earns back into the school.
Answer:
not-for-profit school.
Explanation:
A for-profit organization can be defined as a type of organization that is created to primarily generate more revenue than its operating costs by providing lawful services to customers. By generating more revenue than operating costs, a for-profit organization is able to make profit.
Some examples of for-profit organizations are privately owned establishments such as hospitals, hotels, restaurants, supermarkets, gas stations, etc.
On the other hand, a not-for-profit organization refers to an organization that is essentially created to provide services without any form of profits or rewards in return. They're usually referred to as a non-governmental organization (NGO) or non-business entity who are only focused on promoting and facilitating social benefits for the people.
Hence, a school that puts the money it earns back into the school is referred to as a not-for-profit school.
Creating an emergency fund to pay for unexpected expenses is known as __________________________________.
a
Backdoor Budgeting
b
"Saving for a Rainy Day"
c
Opening a Mutual Fund
d
Placing your money in a CD
Answer:
b
"Saving for a Rainy Day"
Explanation:
"saving for rainy day' is a phrase that means putting some money a side for use in times of need. The phrase encourages people to save money for emergency use. As a rule of thumb, one should have at least three times their normal income as savings.
Amarjit wants to save up for a down payments on his first home. A typical starter home in his area sells for $250,000 and the bank requires a 10% down payment. If he starts making $300 month-end contributions to an investment earning 4.75% compounded monthly, how many years will it take for Amarjit to have the necessary down payment?
To determine how many years it will take for Amarjit to save the necessary down payment, we can use the future value formula for monthly contributions.
The formula for future value with monthly contributions is:
FV = P * [(1 + r)^n - 1] / r
Where:
FV = Future Value (down payment amount)
P = Monthly contribution
r = Monthly interest rate
n = Number of periods (months)
In this case, Amarjit's monthly contribution is $300, the interest rate is 4.75% (converted to decimal form, i.e., 0.0475), and he needs to save 10% of $250,000, which is $25,000.
Let's calculate the number of months it will take:
25,000 = 300 * [(1 + 0.0475)^n - 1] / 0.0475
To solve for n, we can rearrange the formula:
[(1 + 0.0475)^n - 1] = (25,000 * 0.0475) / 300
[(1 + 0.0475)^n - 1] = 0.3958333
Using logarithms, we can solve for n:
n = log(1.3958333) / log(1.0475)
n ≈ 124.22
Therefore, it will take approximately 125 months (or a little over 10 years) for Amarjit to have the necessary down payment for his first home.
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The law of supply states that:
A. rising prices lead to rising supply of a product.
B. falling prices lead to rising supply of a product.
C. falling interest rates lead to rising supply of a product.
D. rising interest rates lead to rising supply of a product.
(A) is the answer well it was for me but i hope you get it right
Answer:
(A)rising prices lead to rising supply of a product.
Nonelectoral forms of participation usually require more ______ than voting. a. time b. money c. effort d. all of the above.
Nonelectoral forms of participation usually require more effort than voting.
While voting is a relatively quick and easy process, other forms of participation such as volunteering for a campaign or attending a protest rally can require a significant amount of time, money, and energy. These forms of participation often involve more active engagement with political issues and a greater commitment to effecting change. While voting is an important component of political participation, it is important to recognize that there are other ways to engage with the political process and have an impact on the issues that matter to you.
By participating in nonelectoral forms of participation, individuals can contribute to the democratic process and help to shape the direction of their communities and the nation as a whole. Whether through volunteering, attending rallies, or engaging in grassroots organizing, there are many ways to get involved and make a difference. While voting is a simple and straightforward process, nonelectoral participation often involves activities such as attending meetings, organizing events, or engaging in protests, which demand more time, dedication, and personal involvement. Although some nonelectoral forms may also require time and money, effort is the primary factor that differentiates them from voting.
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True or false: Studying business does NOT offerlany benefits for those who decide to work for a government agency or a nonprofit organization
The following question is : false
The given statement stating that "the study of business would not help in knowing about the advantages of Non-profit organizations or government agencies" would be considered:
b). False
'Non-profit Organizations' are characterized as the 'type of business organizations or set up that does not work with the aim of profit but for social welfare. Similarly, the sole motive of a government agency is also 'social welfare.' However, the workings of both the kinds of organizations(business and NPOs) are similar like the recruitment of staff or volunteers, ensuring productivity, putting the revenue back to the firm for progression of its operations, etc. Both of them have a goal of leaving the maximum impact on the people. Thus, the given statement is false as studying about business would give a very clear idea about the various processes of an organization.Learn more about 'Non-Profit Organization' here:
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For the most part, stocks are ________ ________, so you ________ diversify away all of a portfolio's variance. Because the average covariance is ________, even a large portfolio of international stock will have a ________ variance.
For the most part, stocks are positively correlated, so you cannot diversify away all of a portfolio's variance. Because the average covariance is positive, even a large portfolio of international stocks will have a non-zero variance.
When constructing a portfolio, diversification is a strategy used to reduce risk by combining different assets with uncorrelated or negatively correlated returns. However, it is important to note that stocks tend to have positive correlations, meaning that they move in the same direction to some extent. As a result, diversification may not eliminate all of the portfolio's variance or risk.
The average covariance being positive indicates that, on average, stocks tend to move together. Even if a portfolio consists of a large number of international stocks, the positive average covariance implies that there will still be some shared movement among the stocks, leading to a non-zero variance in the portfolio.
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The dependence effect involves a distinction between wants that originate in a person and those that are created by outside forces.
a. True
b. False
The dependence effect involves a distinction between wants that originate in a person and those that are Rituals created by outside forces. The correct response is a. True.
Rituals have the power to transform ordinary daily events into mystical and sacred occasions. The preparation of food for the Lord's Supper and an ordinary meal, for instance, may employ the same ingredients.
But when it comes to the Eucharist, we have a procedure imbued with a different significance. a revered action. In the context of libel law, a public controversy is one in which the outcome of the issues will have an impact on a larger population than the parties directly involved. It is accurate what is stated.
A public controversy in the context of libel law is one in which the resolution of the problems will have an effect on a larger population than the persons immediately involved.
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What is profit in an economic system?
A. Profit is the investment a producer makes in the economy to achieve financial gain.
B. Profit is the net change in the value of the economy due to an exchange.
C. Profit is the financial gain resulting from an exchange.
D. Profit is the investment a consumer makes in the economy to achieve financial gain.
Answer:
I think D is correct answer
The profit in the economic system is the investment made by the consumer for accomplishing the financial gain.
The information related to the profit is as follows:
It is the surplus that comes after deducting the cost from the revenue made. It is the investment that should be made by the consumer for attaining financial gain.Therefore all the other options are incorrect.
Thus we can conclude that profit in the economic system is the investment made by the consumer for accomplishing the financial gain.
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As the demand for goods and services decreases, job growth
a increases
b. decreases
C. remains the same
d. none of the above
Please select the best answer from the choices provided
A
B
С
D
Answer:
As the demand for goods and services decreases, job growth
C. remains the same
As the demand for goods and services decreases, job growth decrease. Thus, the correct option is B). decreases.
What will be the result of increased demand over the job growth?If the demand for a firm's output increases, then the firm will demand more labor as production will also increase, thus the job growth will increase.
If the demand of the goods and services decreases, then the production will decrease and the job growth will also decrease.
Hence, as the demand for the goods and services increases, the demand for labor will increase, the demand curve will shift to the right,
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A. trade-off
B. investment
C. frontier
D. growth
Answer:
The answer is "Option C"
Explanation:
The curve on the graph is also known as the arc, which is used in the connected mixture of perceptual lines to three additional lines in standard dual points. The Frontier production options is a nice graph of all the various output mixture of different products which can be produced utilizing existing techniques and knowledge.
What are 4 characteristics of non-profit organizations?
The main characteristics exhibited by successful nonprofit organizations are:
They are Agile.
They are focused on their mission, always.
They are donor-centric.
They develop diverse funding sources.
Non-profit organizations consist of churches, public schools, public charities, public clinics and hospitals, political agencies, legal resource societies, volunteer services businesses, labor unions, expert associations, research institutes, museums, and some governmental agencies.
A nonprofit agency invests surplus sales into their mission instead of paying shareholders. these corporations often operate below religious, medical, and charitable classifications.
Non-earnings charities get sales from donations, presents, and memberships. They may additionally get revenue from promoting branded merchandise. A non-income organisation's costs can also include: lease or loan bills.
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Monitoring the competition is important for all the following reasons EXCEPT
a
to keep prices competitive.
b
a similar décor will attract customers.
c
to match competitors’ promotions.
d
to detect weaknesses in competitors’ promotional strategies.
Answer: The answer is B
Explanation: Took the test
Answer:
B. a similar décor will attract customers.
Explanation:
On August 1, 2018, Kira purchased 100 shares of ITC stock for $5,000. There were no subsequent adjustments to her basis. On August 1, 2019, she sold 50 shares for $1,800. On August 31, 2019, she sold the other 50 shares for $3,400. Kira has a: ___________
a. Short-term loss of $200.
b. Short-term loss of $700 and a long-term gain of $900.
c. Long-term gain of $200.
d. Long-term loss of $700 and a short-term gain of $200.
Answer:
b. Short-term loss of $700 and a long-term gain of $900.
Explanation:
August 1, 2018, price per share $50
August 1, 2019, sold 50 shares at $36, resulting in a short term capital loss of ($700)
August 31, 2019, sold 50 shares at $68, resulting in a long term capital gain of $900
If you own a stock for 1 year or less, any gain/loss will be considered short term. If you own a stock for more than 1 year, any gain/loss will be considered long term.
Leases work best for people who plan to buy a new vehicle every five to seven years. a) True b) False
This statement is generally true. Leasing a vehicle can be a good option for people who want to drive a new car every few years and are comfortable with the idea of always having a car payment.
When you lease a vehicle, you typically make lower monthly payments than you would with a traditional auto loan, because you are only paying for the vehicle's depreciation during the lease term, rather than the entire cost of the vehicle.
Leases typically last for two to four years, and at the end of the lease term, you have the option to either return the vehicle and lease a new one, or purchase the vehicle outright. For people who like to have the latest model of car every few years, leasing can be an attractive option.
However, it's worth noting that leasing a vehicle may not be the best financial decision for everyone. If you plan to keep your vehicle for more than a few years, you may be better off buying it outright or financing it with a traditional auto loan. Additionally, leasing typically comes with mileage restrictions, and you may face additional fees if you go over the allotted mileage.
Ultimately, the decision to lease or buy a vehicle depends on a variety of factors, including your personal preferences, financial situation, and driving habits.
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a cereal manufacturer wants to know how effective its packaging is in gaining attention. which research method is most appropriate?
A cereal company is interested in how well its packaging attracts attention. The best research method is direct observation.
Packaging is the best marketing tactic, but why is that?Appealing and welcoming packaging is crucial for brand awareness. New products on the market must find a way to immediately make an impression and sway consumers' purchasing choices. Statistics show that 70% of consumers base their opinion of a brand only on the packaging of its products.
What kind of research uses direct observation?a method of data collection when the researcher simply observes or hears the study subjects rather than directly asking any questions or controlling any factors. Direct observation is a useful tool in evaluation studies and field research.
Direct observation, also known as observational study, is a method for gathering evaluation data in which the observer watches the subject in his or her regular environment without altering anything.
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generally, the territory to be served by a franchisee is determined by the
Franchisor. The franchisor is responsible for determining the territory that will be served by each franchisee.
This ensures that there is no overlap in territories and that each franchisee has a specific area to operate within. The territory can be determined based on a number of factors such as population, demographics, and competition in the area. It is important for the franchisee to understand their territory and the limitations that come with it. This helps them to focus their efforts on serving their designated area and building a strong customer base within it. The territory that each franchisee will cover must be determined by the franchisor.
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Which example is the best demonstration of initiative?
A. You don’t complain about the heavy workload you’ve been assigned.
b. You offer to take on some extra work when a coworker is out sick.
c. You agree to stay late to finish your work because you took a long lunch.
d. You always think carefully about a bad situation before proposing a solution.
Answer:
B
Explanation:
initiative isn't something we need to do but rather want to for someone or yourself, maybe to help.
Answer:
bbbbbbbbbbb
Explanation:
Donny owns and leases a coal mine to brian. the lease agreement states that brian will pay donny $4 per ton royalty on coal mined. what is brian's percentage depletion deduction for the current year from the information given below? gross income from coal $250,000 income from trucking coal 20,000 royalty paid donny 30,000 taxable income on coal (excluding depletion) 40,000 coal depletion rate 10%
Answer: $25,000
Explanation:
Given Data:
Gross income from coal = $250,000
Income from trucking coal = $20,000
Royalty paid to Donny = $30,000
Taxable income on call excluding depletion = $40,000
Coal depletion rate = 10%
Lease agreement = $4/ton
Therefore:
brian's percentage depletion deduction for the current year is
= gross income x coal depletion rate
= $250,000 x 0.1
=$25,000
Please help....
48 ABM students were included in the entrance interview of college. 3/4 of them decides to take Accountancy. If 1/4 of the remaining students opted for Entrepreneurship and the rest will take management courses, how many students will take each course?
Answer:
ok so started with 48 total students then 3/4 takes accountancy so you do 48×3/4 which is 36 so 36 take accountancy leaving 12 students left then 1/4 do entrepreneur so 12×1/4 so 3 students take Entrepreneur leaving 9 students left to take management cources
36 students take accountancy, 3 students take Entrepreneurship, and 9 students take management courses.
Given that,
There are 48 students involved in the entrance interview.Three-fourth take accountancy i.e. (3 ÷ 4 × 48) = 36One-fourth of the remaining opted for Entrepreneurship i.e. (48 - 36) × 1 ÷ 4 = 3And, the remaining take the management courses i.e. (48 - 36 - 3) = 9.Therefore we can conclude that 36 students take accountancy, 3 students take Entrepreneurship, and 9 students take management courses.
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Tom, the manager and owner of a small company, believes in the signaling theory of education, not the human capital theory. As such, we would expect Tom not to offer which of the following company benefits?
If Tom embraces the signaling theory of education, we would expect him not to offer extensive training programs, tuition reimbursement, or educational assistance since he believes that education credentials already serve as effective signals of employee ability.
If Tom, the manager and owner of a small company, believes in the signaling theory of education rather than the human capital theory, we would expect him not to offer certain company benefits that are typically associated with the human capital theory.
The signaling theory suggests that education credentials serve as signals of employee ability rather than as a means to acquire specific skills or knowledge.
One benefit that Tom may not prioritize is extensive training programs. The human capital theory emphasizes investing in employee training and development to enhance their skills, knowledge, and productivity.
However, if Tom favors the signaling theory, he may view extensive training programs as unnecessary since he believes that education credentials already serve as sufficient signals of employee ability.
Additionally, Tom may not place a strong emphasis on offering tuition reimbursement programs or educational assistance. These benefits are typically provided under the assumption that employees will gain new knowledge and skills through education, which can be applied to their work.
Since Tom believes in the signaling theory, he may not see the need to support employees' further education, as he considers their existing educational credentials as reliable signals of their ability.
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describe the importance of section officer
Answer:
Section officer are important to give and take the services , cater the services effectively , distribute work among the staff as evenly as possible , drafts laws , put up notes , prepare summaries , manage the relevant record and data of concerned department, reply to letters , communicate with other departments , maintain order and discipline in the section maintenance, etc
Most new jobs in the United States will be in the a manufacturing industries:
b. goods-producing industries
C. service-producing industries
d. agriculture-producing industries
Please select the best answer from the choices provided
Α
B
С
D
Answer:
d agriculture-producing industries
Most new jobs in the United States will be in manufacturing industries service producing industries. The correct option is c.
In the United States, manufacturing is an important economic sector. The United States is the world's third-biggest manufacturer (after the People's Republic of Chine and the European Union), with a record high real output of $2.00 trillion (adjusted for inflation in 2009 dollars) in Q1 2018, significantly above the $1.95 trillion peak before the Great Recession in 2007.The manufacturing industry in the United States employed 12.35 million people on December 2016 versus 12.56 million in December 2017, a 1.7% rise.
Manufacturing, while still a significant portion of the US economy, contributed less to GDP in Q1 2018 than the 'Finance, insurance, real estate, rental, other leasing' sector, the 'Government' sector, or the 'Professional and business services' sector.
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Tom’s death most closely connects to which theme(s)? select all that apply. even kind slave owners are involved in evil the power of true christianity the failed ideals of america the destruction of family
The power of true Christianity and the destruction of family most closely connects to Tom’s death.
How does Tom Harper's death in Showdown affect Billy?
It should be noted that a story's theme usually conveys the point that the author wants to make with it.
Your data are incomplete. In this way, a summary of the investigation will be provided. A theme simply conveys the broad lesson that a tale is trying to convey.
You should truly be able to identify the story's storyline if you have any interest to learn more about the subject. Knowing how the tale presents ideas and the argument that may be drawn from the story is also important.
When these are obtained, it is possible to deduce Billy's dedication to the subject of the tale from his acknowledgement that he is recalling the day Tom Harper passed away.
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Consider a U.S.-based MNC with a wholly-owned German subsidiary. Following a depreciation of the dollar against the euro, which of the following describes the conversion effect of the depreciation?
Question 2 options There will be no change in the firm's competitive position in the marketplace A given opcrating cash flow in eure will be translated to a higher U.S. dollar cash flow a) and b) None of the above
Option B: A given operating cash flow in euros will be translated to a higher U.S. dollar cash flow is the right answer.
What is a conversion effect of depreciation?The conversion effect of depreciation is the effect of exchange rate changes on the value of cash flows. When exchange rates change, the exchange value of cash flows changes as well. This is referred to as the conversion effect of depreciation or appreciation.
When there is a change in the currency exchange rate, the conversion effect of depreciation affects the value of cash flows, which can be positive or negative.
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