Assume that you invest $1250 at the end of each of the next 15 years in a mutual fund. You currently have $10,000 in the mutual fund. The annual rate of interest that you expect to earn in this account is 4.35%. The amount in the account at the end of 15 years is $58,940.30 $25,690.50 $37,009.35 $44,630.81 $28,750.00
Answers
The amount in the account at the end of 15 years would be $44,630.81.
To calculate the amount in the account at the end of 15 years, we can use the future value of an ordinary annuity formula:
Future Value = P * [(1 + r)^n - 1] / r
Where:
P = Periodic payment (in this case, $1,250)
r = Annual interest rate (4.35% or 0.0435 as a decimal)
n = Number of periods (15 years)
Using the given values, we can calculate the future value:
Future Value = $1,250 * [(1 + 0.0435)^15 - 1] / 0.0435 ≈ $44,630.81
Therefore, the amount in the account at the end of 15 years would be approximately $44,630.81.
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Related Questions
ooperative San José of southern Sonora state in Mexico makes a unique syrup using cane sugar and local herbs. The syrup is sold in small bottles and is prized as a flavoring for drinks and for use in desserts. The bottles are sold for $12 each. The first stage in the production process is carried out in the Mixing Department, which removes foreign matter from the raw materials and mixes them in the proper proportions in large vats. The company uses the weighted-average method in its process costing system.A hastily prepared report for the Mixing Department for April appears below:Units to be accounted for: Work in process, April 1 (materials 90%complete; conversion 80% complete) 7,900Started into production 29,900Total units to be accounted for 37,800Units accounted for as follows: Transferred to next department 31,400Work in process, April 30 (materials 75%complete; conversion 50% complete) 6,400Total units accounted for 37,800Cost Reconciliation Cost to be accounted for: Work in process, April 1 $ 23,542Cost added during the month 97,586Total cost to be accounted for $ 121,128Cost accounted for as follows: Work in process, April 30 $ 14,368Transferred to next department 106,760Total cost accounted for $ 121,128Management would like some additional information about Cooperative San José’s operations.Required:1. What were the equivalent units for the month?Equivalent units of production:Materials ?Conversion ?2. What were the costs per equivalent unit for the month? The beginning inventory consisted of the following costs: materials, $15,642; and conversion cost, $7,900. The costs added during the month consisted of: materials, $63,274; and conversion cost, $34,312. (Round your answers to 2 decimal places.)cost per equivalent unit:Materials ?Conversion ?3. How many of the units transferred to the next department were started and completed during the month?Units started and completed during April = ?4. The manager of the Mixing Department stated, "Materials prices jumped from about $1.80 per unit in March to $2.30 per unit in April, but due to good cost control I was able to hold our materials cost to less than $2.30 per unit for the month." Should this manager be rewarded for good cost control? (yer or no)
Answers
A. EU: Materials = 29,400 + 7,280 = 36,680, conversions = 29,400 + 5,200 = 34,600. B. Cost per EU: Materials = $75,194 / 36,680 = $2.05 Conversion = $36,330 / 34,600 = $1.05. C. Number of units started and completed in April = 23,700.
D. No, he didn't do anything. When a company uses the weighted average process cost method, the initial WIP cost is used to determine the cost per equivalent unit. On the other hand, the FIFO process cost method calculates the cost per equivalent unit without considering the cost incurred in one month.
First work in process 5,700 $15,276
Materials, $10,545
Conversion cost, $4,731
Starting number 34,100 units
Cost added for the month = $96,248
Materials, $64,649
Conversion cost, $31,599
Units Transferred 29,400 $91,140
End WIP 10,400 $20,384
Material 70% = 7,280 EU
50% conversion = 5,200 EU
EU: Materials = 29,400 + 7,280 = 36,680
conversions = 29,400 + 5,200 = 34,600
Total material cost = $64,649 + $10,545 = $75,194
Total conversion cost = $31,599 + $4,731 = $36,330
Cost per EU:
Materials = $75,194 / 36,680 = $2.05
Conversion = $36,330 / 34,600 = $1.05
Units started and completed in April = 29,400 - 5,700 = 23,700
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2. How much was in United Airlines's control, and how much was actually outside their control? What
social
or company factors caused a seemingly common practice to escalate to this level?
3. How did the other airlines or the industry respond to the United Airlines incident?
Answers
To ensure that products and services are available for the market, operations management involves carrying out backend business processes including production, inventory management, and quality control. Excellent operations management ensures corporate efficiency, whether it involves a single operations manager or an entire department.
2. United Airlines had full control over the issue because they could have asked for different passengers, offered some incentive to get off the plane, or used other incitements. They shouldn't have taken the path they did, involving the use of force.
The staff's intolerance and arrogance combined with the lack of a clear directive from the top regarding how to handle these kinds of events caused the incidence to accelerate to the observed level.
3. The other airlines, businesses, and consumers were humiliated by this incident in addition to being shocked by it. For the incident, United Airlines received harsh criticism. As a result, United Airlines' shares likewise fell precipitously. In addition, the CEO of the airline received criticism at the same time.
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The __________ ensures that when consumers provide their verbal agreement during the telephonic enrollment, they acknowledge and understand they are actually enrolling, in which plan they are enrolling, as well as the standard disclosures.
Answers
The statement of understanding ensures that when consumers provide their verbal agreement during the telephonic enrollment.
What is the statement of understandingThis is the statement that is used to show that there is understanding by a customer when he or she signs a document.
This is used to show that the person is well informed based on what they have signed.
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Compute the MIRR statistic for Project I and note whether to accept or reject the project with the cash flows shown as follows if the appropriate cost of capital is 15 percent. Project I
Answers
Answer:
13%
Explanation:
The computation of MIRR is shown below:-
=MIRR({-1000;400;300;200;300;50},15%,15%)
= 12.666%
or
= 13%
Since the MIRR is 12.67% and the appropriate cost of capital is 15% so the project should be rejected as it is less than the cost of capital
For more clarification please find the spreadsheet so that we make more understand.
There's a lot to know before you use credit for the
first time. First and most obvious, you have to pay
back what you borrow. Every month you'll have a
due. This is the smallest amount
Select One
you can pay without accruing fees. Because of
interest, you'll have to pay back more than the
Select One
you initially borrowed. You should
also know that there's a ceiling for how much you can
borrow at once. This is called your
Select One
It can be a lot to juggle what
you're spending and what you owe, so a budgeting
method like Select One
I can help you get a
handle on everything.
Answers
Note that in the above credit scenario, this is the smallest amount you can pay without accruing fees.
What are the fees related to credit?It is the consumer's overall credit cost represented as a percentage of the total credit amount on a yearly basis.
Take note that credit improves your financial flow. It's handy since you don't have to spend a lot of money.
It is extremely useful when you need money for an emergency such as illness, property loss, or death. When you run out of funds, it allows you to buy products that are immediately required.
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Craig would like to set up a meeting with five of his coworkers. Craig should use _____.
email?
Answers
How much will Molly pay per month to buy this car ?
Answers
Answer:
need more info
Explanation:
If you wait until you're 45 to begin investing, how much money will you need to invest, just for retirement, per
year
Answers
Answer:
It is difficult to give a specific amount that you would need to invest per year if you start investing at age 45 for retirement, as this will depend on a number of factors such as your retirement goals, the amount of money you will need to live on during retirement, the age at which you plan to retire, and your expected investment returns.
In general, it is recommended to start saving and investing for retirement as early as possible, as this will give you more time to grow your money through compound interest. The longer you have to save, the less you will need to save each year to reach your retirement goals. For example, if you start investing at age 25 and plan to retire at age 65, you will have a longer time horizon than someone who starts investing at age 45 and plans to retire at the same age.
To determine how much you should be investing for retirement, you can use a retirement calculator to input your specific retirement goals and assumptions about your investment returns. This will give you an idea of how much you should be saving each year to reach your retirement goals.
It is also a good idea to consult with a financial planner or advisor, who can help you develop a personalized retirement plan based on your individual circumstances and goals.
Explanation:
which of the following scenarios best represents project launch? 1 point the website development team researches a specific audience through sales data analysis. the project manager works with stakeholders to develop project goals and deliverables. the project team releases a new product. the client agrees to the initial timeline and budget.
Answers
The project team releases a new product best represents project launch. It marks the beginning of a project and is used to communicate the project objectives, scope and plan to the stakeholders.
What happens in a project launch?
A project launch is a critical event in the project lifecycle. It marks the beginning of a project and is used to communicate the project objectives, scope and plan to the stakeholders. The project launch may involve a formal meeting to introduce the project team and discuss the project timeline, budget, and risks. The project manager may also use the launch to review the project goals, roles, and responsibilities. This is a great opportunity to ensure everyone is on the same page and understands their role in the project. After the launch, the project manager should track progress and provide regular updates to the stakeholders. It is essential to use the launch to build momentum, momentum and commitment to the project.
So, The project team releases a new product best represents project launch.
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Quebec supplies roughly 75% of the world’s supply of what?
Answers
Answer:
Explanation:
Quebec supplies roughly 75% of the world's supply of maple syrup. The province of Quebec in Canada is known for its vast forests of maple trees and is responsible for the majority of the world's maple syrup production. The syrup is produced by tapping the trees, collecting the sap, and boiling it down to concentrate the sugar. Quebec's reputation for high-quality maple syrup, combined with its large-scale production, has made it the dominant global supplier of the sweet, sticky syrup.
Parts (a) and (b) of this problem are looking at the Location Quotient technique that is commonly used by real estate market analysts to see how concentrated a particular occupation, industry, demographic group, etc. is in a specific region as compared to a larger geographic area, such as the entire nation. For both parts (a) and (b), show and explain your calculations, and show the numbers that you plugged in to do your calculations. (Hint: Read Chapter 3 of the textbook used in this course, as it will provide insight to location quotients and various NAICS codes and where to find existing location quotients using the (BLS) website. How does this compare to your calculations?
Answers
When comparing calculated location quotients with existing location quotients available from the BLS website, the results may vary due to different time periods, data sources, and methodology.
The location quotient (LQ) technique is used to measure the concentration of a specific occupation, industry, or demographic group in a particular region as compared to a larger geographic area, such as the entire nation.
It is calculated as the ratio of the proportion of employment in a particular region for a specific industry or occupation to the proportion of employment in that industry or occupation for the larger geographic area.
The formula for calculating the location quotient is:
LQ = (Employment in region for a specific industry or occupation / Total employment in the region) / (Employment in the larger geographic area for the same industry or occupation / Total employment in the larger geographic area)
A location quotient of 1 indicates that the industry or occupation has the same level of concentration in the region as in the larger geographic area. A location quotient greater than 1 indicates a higher concentration in the region, while a location quotient less than 1 indicates a lower concentration in the region.
To calculate the location quotient, one needs to know the employment figures for the specific industry or occupation for both the region and the larger geographic area. These figures can be obtained from government agencies like the Bureau of Labor Statistics (BLS).
When comparing calculated location quotients with existing location quotients available from the BLS website, the results may vary due to different time periods, data sources, and methodology. However, the general interpretation of the location quotient remains the same.
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on april 19, 2021, millipede machinery sold a tractor to thomas hartwood, accepting a note promising payment of $120,000 in five years. the applicable effective interest rate is 7%. (fv of $1, pv of $1, fva of $1, pva of $1, fvad of $1 and pvad of $1) (use appropriate factor(s) from the tables provided.) what amount of sales revenue would millipede recognize on april 19, 2021, for the hartwood transaction? (round your final answer to nearest whole dollar.)
Answers
Millipede Machinery would recognize sales revenue of $487,378 for the Hartwood transaction on April 19, 2021.
To calculate the sales revenue that Millipede Machinery would recognize for the Hartwood transaction, we need to determine the present value of the note using the effective interest rate of 7%.
Using the Present Value of an Annuity Due table, we find that the present value of a 5-year annuity due of $1 at an effective interest rate of 7% is 4.06148.
Therefore, the present value of the note is:
PV = $120,000 × 4.06148 = $487,377.60
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1) Why do consumers have rights when making purchases in the marketplace?
A) Consumers need to be encouraged to spend more money.
B) Consumers face many more government regulations than producers.
C) Consumers are more important to the economy than producers.
D) Fairness and honesty are vital to a healthy economy.
Answers
Answer:
a
Explanation: i got it right
Sports and entertainment products are non-perishable.
Answers
Cost of attendance is the amount of money it costs to complete:
• A. at least one semester as a part-time student.
B. one year as a part-time student.
• c. one semester as a full-time student.
• D. one year as a full-time student.
Answers
Option D is correct. The cost of attendance is the amount of money it costs to complete one year as a full-time student.
The cost of attendance (COA) is an estimate of the total amount of money it will cost to attend a particular college or university for one academic year. It is used by the school's financial aid office to determine a student's eligibility for financial aid, including grants, scholarships, and loans. The cost of attendance varies depending on the school and the student's individual circumstances, such as their residency status and the program or major they are pursuing.
Numerous institutions determine and publicise multiple costs of attendance, depending on the individual circumstances of their students. For undergraduate students, there might be various COAs depending on whether they commute from home, reside off-campus, or live on campus. Different COAs are listed by state institutions and colleges for in-state and out-of-state students. Students in graduate programmes and professionals may have distinct COAs.
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write a fictional scenario describing an ethical challenge you might encounter in a loan transaction.
Answers
A fictional scenario describing an ethical challenge that one might encounter in a loan transaction could be that of a bank manager who is handling loan applications from clients.
In this scenario, one of the clients, a businessman, approaches the bank manager requesting a loan for a new project he has been working on. The businessman provides all the necessary documents, and upon review, the bank manager realizes that the client has previously defaulted on a loan from another bank. The client assures the bank manager that he will repay the loan, but the bank manager is hesitant to grant him the loan due to his previous record.
This poses an ethical challenge for the bank manager, who has to decide whether to approve the loan, knowing that the client has a history of defaulting on loans. On the one hand, the bank manager is aware that the loan will benefit the businessman, who has invested a lot of money in the project, and will, in turn, benefit the bank by earning interest.
On the other hand, the bank manager has a responsibility to ensure that the bank's resources are being used in a responsible manner and that the bank's clients are not exposed to undue risk.
To resolve this ethical challenge, the bank manager needs to consider various factors, such as the likelihood of the client repaying the loan, the potential benefits of the loan, and the bank's risk tolerance.
Ultimately, the bank manager must ensure that the loan is granted only if it meets the bank's lending criteria and that the client is likely to repay the loan. The bank manager should also be transparent with the client, explaining the reasons for the loan's approval or denial.
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true or false, to advance the progress completion percentage in a smartbook assignment, only one question per concept must be answered correctly
Answers
Answer:
FalseExplanation:
A SmartBook assignment's progress completion % may not always be dependent on correctly answering just one question per idea. The requirements for increasing a SmartBook assignment's progress completion percentage can change based on the particular assignment, the course, and the instructor. It could be determined by properly answering a predetermined number of questions overall, a predetermined number of questions in each topic area, or by doing a predetermined number of activities or evaluations inside the assignment. The easiest way to find out the precise requirements for raising the progress completion percentage in a SmartBook assignment is to study the assignment instructions or speak with the instructor.
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Legal authorization by a brand owner to allow another company to "rent" its brand name for a fee is called
Answers
Answer:
The appropriate answer is "License agreement".
Explanation:
A written agreement only between various firms where a property owner allows perhaps another entity throughout accordance with a certain set of requirements called a license agreement.In so far as it has jurisdiction, the consequence including its license is to terminate or ease the ruling of conflict. It should be the presumption that perhaps the license should be a province of security.Teachers, parents, school groups, quality peers and mentors are just a few resources we can lean on in life.
O True
O False
Answers
teachers, parents, ect are always there for you whenever you trip on your path in life
Revenue is project at 249,000 for the month. You are seeking to have a rent equal to 8% of revenue. Additionally, you have “Common Area “ fees , which are 2% of your RENT. How much will you spend on rent plus common area fee each month?
A) 17,779
B) 19,070
C) 20,318
D)22,312
Answers
Answer:
C) 20,318
Explanation:
The projected revenue for the month is 249,000
Desired monthly rent is 8% of revenue,
monthly rent will be
=8% of 249,000
=0.08 x 249,000
=19,920
Common area fees are 2% of rent
=2% of 19,920
=0.02 x 19,920
=398.4
the total of rent plus common area fees will be
=19,920 + 398.4
=20,318.4
Crane supply company, a newly formed corporation, incurred the following expenditures related to land, to buildings and to machinery and equipment Abstract company's fee for title search $546 Architect's fee $3329 Cash paid for land and dilapidated building thereon $91350 Removal of old building $21000 Less: salvage $ 5775 $15225 Excavation before construction for basement $19950 Machinery purchased (subject to 2% cash discount, which was not taken) $57750 Freight on machinery purchased $1407 storage storages on machinery, necessitated by noncompletion of building when machinery was delivered $2289 New building constructed (building construction took 6months from Dated of purchase of land and old building ) $509,250 Assesment by city for drainage project $1680 Hauling charges for delivery of machinery from storage To new building $651 Installation of machinery $2100 Trees, shrubs, and other landscaping after completion Of building (permanent in nature) $5670 Land Building Machinery and Equipment Other Abstract fee $ $ $ $_________ Architect's $ $ $ $________ Cash paid for Land and old building$ $ $ $_________ Removal of old Building $ $ $
Answers
Land: Cash paid for land and dilapidated building thereon $91,350, Assessment by city for drainage project $1,680 and Trees, shrubs, and other landscaping after completion of building (permanent in nature) $5,670
What is Assessment?Assessment is the process of gathering and evaluating evidence of learning and development to make informed decisions. It involves the measurement of knowledge, skills, abilities, attitudes, and beliefs.
Building:
Architect's fee $3,329
Removal of old building $21,000 (less salvage $5,775) $15,225
Excavation before construction for basement $19,950
New building constructed (building construction took 6 months from date of purchase of land and old building) $509,250
Machinery and Equipment:
Machinery purchased (subject to 2% cash discount, which was not taken) $57,750
Freight on machinery purchased $1,407
Storage charges on machinery, necessitated by noncompletion of building when machinery was delivered $2,289
Installation of machinery $2,100
Other:
Abstract company's fee for title search $546.
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helen likes fiber one cereal and eats fiber one almost every morning. when she went to the grocery today, there was no fiber one on the shelf. according to research, how does a customer like helen typically view a product that is out of stock?
Answers
The way that a customer that is like Helen would view a product that is out of stock would be: The stockout will lead the customer to buy an item that is similar to the out-of-stock item.
What does it mean to be out of stock?An inventory state known as "out of stock" indicates that a product is not now available for purchase or use. A company may lose a sale if an item is out of stock, hence these products are frequently checked. When inventory is low, a company may offer to sell a substitute item or backorder products until they become available later.
When the planning system has not incorporated enough safety stock, an out-of-stock situation may occur. It can also happen when client demand exceeds expectations and all available stock is used up. This happens frequently with fashion items in particular since they might experience brief spikes in demand.
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what do you prefer local fundraising or global fundraising and why? (just one reason)
Answers
Answer:
Doing local fundraising for a large organization can sometimes seem complicated and unwieldy. Whether you are running a local affiliate of a large national organization, or are responsible for raising funds in a single neighborhood for a small, city-wide charitable group, raising local money for larger groups presents a unique challenge. I prefer local fundraising
global fundraising
Explanation:
because you can help people without water and electricy
Using the industry from the PepsiCo case, explain the major factors that enter into an assessment of whether an industry does or does not have long-term attractiveness? Can an industry be attractive to one company and unattractive to another? Why? How does a company develop a competitive capability and then the ultimate competitive advantage?
Answers
The major factors that enter into an assessment of whether an industry does or does not have long-term attractiveness include market size, growth rate, profitability, competition, barriers to entry, and technological advancements. Yes, an industry can be attractive to one company and unattractive to another. By focusing on its core competencies, leveraging its strengths a company can develop a competitive capability.
If an industry has a large market size, high growth rate, and high profitability with limited competition and high barriers to entry, it is more likely to be attractive for long-term investment. On the other hand, industries with small market sizes, slow growth rates, low profitability, intense competition, and low barriers to entry are less attractive.
Yes, an industry can be attractive to one company and unattractive to another based on their strengths, weaknesses, and strategic goals. For instance, a company with a strong brand and marketing capabilities may find the beverage industry attractive, while another company with expertise in logistics may find the transportation industry more attractive.
To develop a competitive capability and ultimate advantage, a company needs to focus on its core competencies, leverage its strengths, and differentiate itself from competitors. This can be achieved by investing in research and development, building a strong brand, creating strategic partnerships, improving operational efficiency, and adopting new technologies. Additionally, companies must continually adapt and innovate to stay competitive in the long run.
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ECONOMICS-NEED THIS DONE BY TODAY-100PTS
Fully explain at least three factors that can influence the Business Cycle.
Answers
Answer:
Explanation: Variables affecting the business cycle include marketing, finances, competition and time.
Finances. Sales growth is usually slow during the introductory stage of the business cycle because the consumer market needs time to learn about and consider buying the product. ...
Marketing. ...
Competition. ...
Time.
A corporation purchases 10,000 shares of its own $10 par common stock for $35 per share, recording it at cost. what will be the effect on total stockholders' equity?
Answers
Stockholders' equity will drop by $350,000 based on the data provided.
What exactly is shareholder equity?Shareholder equity is the amount of money invested in a company by its owners. This comprises both direct investments and indeed the accumulation of income earned by the company and reinvested since its beginning.
Are retained earnings comparable to stockholders' equity?Shareholder equity is the number of assets remaining after deducting liabilities. Retained earnings are the earnings that the entity has kept from its inception. Retained earnings are reduced because when a company incurs losses or distributes dividends to its shareholders or owners.
According to the given information:The purchase of Treas.
Stock decreases Stockholders equity by its cost,
in this case $35 * 10,000.
Stockholders' equity will decrease by $350,000.
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in the story line approach to business presentations, what is a resolution?
Answers
Main answer: In the story line approach to business presentations, a resolution is the point in the narrative where a problem or conflict is addressed and resolved.
The story line approach to business presentations involves structuring the presentation like a narrative, with a clear beginning, middle, and end. In this approach, the resolution is the pivotal moment in the presentation where the problem or conflict presented earlier is resolved.
The resolution is the culmination of the story and provides a sense of closure to the audience. It involves presenting the solution or outcome that resolves the initial problem or conflict. The resolution should be clear, concise, and effectively communicate the action taken or the decision made to address the issue at hand.
By incorporating a resolution into the presentation, the speaker can create a sense of satisfaction and engagement for the audience, as they witness the successful resolution of the problem presented earlier. This approach helps to captivate the audience's attention and leave them with a memorable takeaway from the presentation.
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Which plan would most likely NOT help you reach the savings needed for college?
Answers
D. Start saving about two months before college begins
in year 1, manufacturing costs as a percentage of sales are assumed to have a pert distribution with a minimum value of 65 percent, a maximum value of 90 percent, and a most likely value of 80 percent. thereafter it is assumed that manufacturing cost will be the same percentage of sales as year 1. fixed cash cost (rent) is expected to be $100,000 in the first year. however, the fixed cash cost is expected to grow at the expected inflation rate at 4 percent a year
Answers
The expected fixed cash cost (rent) in Year 1 is $100,000. This amount is expected to grow at a rate of 4% per year due to inflation. Thus, the fixed cash cost (rent) in Year 2 is expected to be $104,000. This trend is expected to continue in subsequent years.
The fixed cash cost for the second year can be calculated as follows:
Fixed Cash Cost for Second Year = $100,000 x (1+ 4%) = $104,000.
In economics, inflation refers to a well-known growth in the expenses of goods and services in an economic system. whilst the general fee stage rises, every unit of forex buys fewer goods and offerings; consequently, inflation corresponds to a reduction in the purchasing energy of cash. the alternative to inflation is deflation, a sustained lower in the widespread rate level of goods and offerings. The common degree of inflation is the inflation fee, the annualized percent change in a popular charge index. As expenses no longer grow at an equal charge, the client price index (CPI) is frequently used for this reason. The employment cost index is also used for wages in the USA.
Most economists agree that high stages of inflation in addition to hyperinflation—that have severely disruptive consequences on the real financial system—are a result of chronic excessive growth within the cash supply. Views on low to slight charges of inflation are extra numerous. Low or moderate inflation can be attributed to fluctuations in actual calls for items and offerings, or adjustments in to-be-had supplies which include all-through scarcities.
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what planning tool can be used during the planning part of the management process to answer the question, what is the situation now?
Answers
The planning tool that can be used during the planning part of the management process to answer the question, the situation now is: SWOT Analysis
What is SWOT Analysis?SWOT Analysis can be defined as the tools used by companies to identify their strength as well as weaknesses. SWOT Analysis can enables a company to plan effectively and to as well know how to combat their challenges when faced with one.
SWOT stand for :
S = strengths
W= Weaknesses
O= Opportunities
T= Threats
Therefore the planning tools is SWOT Analysis.
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