Anthony is considering investing in an unsecured bond.
Unsecured bonds : Unsecured bonds are not backed by any real property, and are instead backed by the issuer's ability to make timely payments. They are sometimes referred to as "debt instruments".
Bonds : Bonds are considered a loan that is taken out by a government, corporation, or other organizations. They are issued for a specified period, typically in denominations of $1,000, and the bondholder receives interest on the principal amount.
As a result, they are considered to be higher risk than secured bonds or those that are backed by collateral or other assets. In the United States, these bonds are typically issued by larger companies with excellent credit ratings. The bonds are backed solely by the credit worthiness of the issuer.
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.) A quantitative restriction on specific imports from a specific country for a set period of time is referred to as
The term that best describes a quantitative restriction on specific imports from a specific country for a set period of time is "an import quota."
An import quota is a trade barrier that limits the quantity of a particular product that can be imported into a country over a specified period of time. The purpose of import quotas is to restrict the flow of goods into a country, often for economic or political reasons.
Quotas can be used to protect domestic industries from foreign competition, to reduce the trade deficit, or to punish countries that engage in unfair trade practices. They can be applied to specific products, countries, or both. Import quotas are often implemented by government agencies through licenses or permits, and they can have significant impacts on both the importing and exporting countries' economies.
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Which statement is true?
A. a savings savings plan and a budget don’t really have anything to do with each other.
B.it doesn’t do much good to have a savings plan if you don’t know how to budget your money.
Answer:
B. I'm pretty sure pls tell me if I'm wrong
Four people are applying for a job. This chart shows the company’s favorite characteristic of each of these job applicants:
Why might a person who makes more money still pay less in taxes than their "fair" percentage? what would they have access to that a person who makes less money wouldn't?
A person who makes more money may pay less in taxes than their "fair" percentage due to a variety of reasons. They may have access to deductions, credits, or other tax incentives that reduce their overall taxable income.
What is taxable income?Taxable income is the total amount of income earned in a year that is subject to taxation by the federal, state, and local governments. It includes wages, salaries, tips, capital gains, interest, dividends, and other forms of income. It does not include certain items like contributions to retirement accounts, life insurance proceeds, child support payments, and Social Security benefits. Taxable income is used to calculate the amount of taxes owed by an individual or business.
They may be able to take advantage of certain investment strategies that allow them to defer or avoid taxes. They may also be able to use tax-advantaged accounts such as an IRA or 401(k) to reduce their taxable income. Additionally, they may be able to use trusts or other legal entities to better organize their finances and lessen their overall tax burden. A person who makes less money typically would not have access to these more complex tax strategies and would pay a greater percentage of their income in taxes.
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It has been reported that 40% of U.S. Workers employed as purchasing managers are females. In a simple random sample of U.S. Purchasing managers, 70 out of the 200 are females.
Answer:
a. Population proportion = 0.40b. Sample proportion = 0.35Explanation:
Question wants to know the population proportion and the sample proportion.
a. Population proportion:
The population in this case is the U.S. workers employed as purchasing managers. The proportion that we are interested in is the 40% that are female.
Population proportion is therefore 0.40.
b. The sample proportion uses the sample details not the population details:
= Number of females employed as Purchasing managers in sample / Number of Purchasing managers in sample
= 70 / 200
= 0.35
What is generally TRUE about earning an income?
A. Personal income is not related to the changes in the existing national economy.
B. If a particular career experiences a shortage of workers, companies will offer workers lower salaries.
C. Someone with greater skills in a particular area will often command a bigger income than those with less experience.
D. A person’s level of education will usually not impact their possible earnings in their career.
Answer:
C. Someone with greater skills in a particular area will often command a bigger income than those with less experience.
Explanation:
Suppose that the U.S. government wanted to strictly regulate chocolate production in the United States, and they were considering a law that would demand that all chocolate manufacturers put only certain percentages of chocolate in chocolate bars. If Theo Chocolates wanted to take action to make sure that law wasn’t passed, what should they do? Check all that apply.A. Have Joe reach out to the politicians he knows and explain why the law would harm the chocolate industry.B. Create a political action committee to distribute money to politicians who support Theo Chocolate’s position.C. Hire a professional lobbyist to represent Theo Chocolates’ concerns in Congress.D. Avoid giving favors to politicians who will vote against the new law.
Robertson Construction entered into a contract to construct a tunnel for a fixed price of $12,000,000. Robertson recognizes revenue over time according to percentage of completion. Here are some facts: In 2021: Cost incurred during the year is $3,000,000; Estimated cost to complete is $6,000,000 In 2022: Cost incurred during the year is $500,000; Estimated cost to complete is $6,500,000 In 2023: Cost incurred during the year is $6,500,000; Estimated cost to complete is $0. How much gross profit/loss would Robertson recognize in 2022
By measuring the gross revenue Robertson would recognize in 2022, the amount is $5,600,000.
To understand better, we have to begin with the year 2021, where we have the following:
Given that the % of completion = cost incurred till now ÷ total estimated cost;
We have => $3,000,000 ÷ ($3,000,000 + $6,000,000) = 33.33%
Hence, we have the final revenue in the year 2021 to be recognized as
=> $12,000,000 × 33.33% = $4,000,000.
By the year 2022, we have the following percentage completion.
=> ($5,000,000 + $3,000,000) ÷ ($3,000,000 + $5,000,000 + $2,000,000) = 80 percent.
Therefore, we have the total revenue to be recognized
=> $1,200,000 × 80% = $9,600,000
Then given that the Revenue already realized in 2021 = $4,000,000
Therefore, the revenue to be recognized in 2022
=> $9,600,000 - $4,000,000 = $5,600,000.
Hence, in this case, it is concluded that the gross revenue Robertson would recognize in 2022, the amount is $5,600,000.
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The company you work for asks you to evaluate the NPV of a project with a uncertain cash flows. The annual discount rate on future cashflows they want you to use for a project of this risk is 8%. Below is the distribution of the cashflows (probability, and the dollar value associated with it).:
Present time cash flow: -$100,000
Cash flow at end of year 1: 50%: $10,000, 50% $30,000
Cash flow at end of year 2: 1/3: $0, 1/3: $60,000, 1/3 $210,000
What is the NPV of this uncertain project?
The NPV of this uncertain project is $159,259.00 (positive value indicates a profitable project). To calculate the NPV (Net Present Value) of the uncertain project, we need to discount the future cash flows to their present value and subtract the initial investment.
First, let's find the present value of each cash flow using the formula:
\(PV = CF / (1 + r)^n\)
Where PV is the present value, CF is the cash flow, r is the discount rate, and n is the number of years.
1. Present time cash flow: -$100,000
Since it is already at the present time, its present value is the same as the cash flow: -$100,000.
2. Cash flow at the end of year 1:
- 50% probability of $10,000: PV = $10,000 / \((1 + 0.08)^1\) = $9,259.26
- 50% probability of $30,000: PV = $30,000 / \((1 + 0.08)^1\) = $27,777.78
Add both present values: $9,259.26 + $27,777.78 = $37,037.04
3. Cash flow at the end of year 2:
- 1/3 probability of $0: PV = $0 / \((1 + 0.08)^2\) = $0
- 1/3 probability of $60,000: PV = $60,000 / \((1 + 0.08)^2\) = $49,382.72
- 1/3 probability of $210,000: PV = $210,000 / \((1 + 0.08)^2\) = $172,840.24
Add all three present values: $0 + $49,382.72 + $172,840.24 = $222,222.96
Now, we can calculate the NPV by summing up all the present values and subtracting the initial investment:
NPV = -$100,000 + $37,037.04 + $222,222.96 = $159,259.00
In summary, to calculate the NPV of an uncertain project, we discounted the cash flows to their present values using the discount rate and summed them up. Finally, we subtracted the initial investment to obtain the NPV.
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A person who holds him- or herself out as a specialist or knowledgeable in a certain type of business is one type of
O negotiator
O offeree
O merchant
buyer
Answer:
Merchant
Explanation:
Which of the following is not an example of when the free market fails to generate maximum social surplus?
A.
Public goods.
B.
Private goods.
C.
Common pool resources.
D.
Externalities.
B. Personal items. Private products are not an instance where the free market is unable to produce the greatest amount of societal surplus.
Private goods are rivalrous and excludable, which means that they can be restricted from being accessed without payment and that their consumption by one person limits their availability to others. Since private goods can be bought and sold depending on individual preferences and willingness to pay, the free market is typically efficient in allocating them. On the other hand, externalities (D), common pool resources (C), and public goods (A) are some instances where the free market may not be able to produce the greatest amount of social surplus. Public commodities like national defence and public parks are non-excludable and non-rivalrous, which causes the market to undersupply. shared resources, such as fisheries or clean air, are affected by the "tragedy of the commons" issue, where excessive usage and depletion happen since there is no exclusive ownership. Market inefficiencies come from externalities, such as pollution or spillover effects, which have costs or benefits that are not fully taken into account in market transactions.
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Which of the following might experience a factor of failure related to expansion?
A. A hair salon that hires new employees immediately after it opens
B. A restaurant that doesn't have a website
C. A shoe store located near another popular shoe store
D. A grocery store with employees who miss company meetings
Answer:
a
Explanation:
cggm nauseousness hfff fallen
A company annually uses 1,200 of a certain spare part that costs $25 for each order and has a $24 annual holding cost. Calculate the total annual cost for an order sizes of 60.
The total annual cost for an order size of 60 is $4,800. This includes the cost of ordering the spare parts ($1,500) and the annual holding cost ($3,300).
To calculate the total annual cost, we need to consider two components: the ordering cost and the holding cost. The ordering cost is determined by dividing the total number of parts used annually (1,200) by the order size (60), resulting in 20 orders per year. Each order costs $25, so the total ordering cost is $25 multiplied by 20, which equals $500.
The holding cost is calculated by multiplying the average inventory level by the annual holding cost per unit. The average inventory level is half the order size, which is 30 in this case. Therefore, the holding cost is $24 multiplied by 30, resulting in $720 per year.
Finally, we add the ordering cost ($500) and the holding cost ($720) to obtain the total annual cost, which is $1,500 + $720 = $2,220. thus, the total annual cost for an order size of 60 is $2,220.
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Which of the following is an unusual employee benefit, as discussed in the Business News Daily article?
a. "All of the other answers are correct."
b. Three pints of ice cream every day
c. Student loan paydown assistance
d. A focus on family
Three pints of ice cream every day is an unusual employee benefit, as discussed in the Business News Daily article. Option A is correct
Business News Daily is an online publication that provides news, insights, and resources for small businesses and entrepreneurs. It covers a wide range of topics including finance, marketing, technology, management, and more. The publication also provides a platform for experts to share their knowledge and advice with readers.
An online publication is a website or digital platform that publishes news, articles, and other types of content for public consumption. Unlike traditional print publications, online publications are accessed via the internet, typically through a web browser or mobile app. Online publications often cover a wide range of topics, from breaking news and politics to lifestyle and entertainment, and can be either free or require a subscription for access to certain content.
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Candy is trying to decide between two job offers. The compensation package for job A includes a $300 per-month health insurance plan, to which Candy would contribute $95; a $40 per-month life insurance plan; a salary of $65000 per year; and a 5% match on 401(k) contributions. The compensation package for job B includes a $400 per-month health insurance plan, to which Candy would contribute $105; a $50 per-month life insurance plan; a salary of $64000 per year; and a 9% match on 401(k) contributions. Candy plans to contribute $8000 per year to her 401(k) plan, What is the yearly value of health insurance benefit from job A? How about the yearly value of the health insurance benefit from job B?
Answer:
Job A's health insurance benefit = $2,460 per year
Job B's health insurance benefit = $3,540 per year
Explanation:
we have to calculate the net monthly benefits for each health insurance plan offered to Candy = total insurance plan benefit - candy's contribution.
Then we multiply the monthly benefit by 12 months to find the yearly value.
Job A's health insurance benefit = $300 - $95 = $205 x 12 months = $2,460 per year
Job B's health insurance benefit = $400 - $105 = $295 x 12 months = $3,540 per year
A capital projects fund for a new city courthouse recorded a receivable of $300,000 for a state grant and a $450,000 transfer from the general fund. What amount should be reported as revenue by the capital projects fund
Answer:
$300,000
Explanation:
The grant of $300,000 happens not to have any restrictions mentioned alongside it in the question and as such will be declared or reported as revenue as an unrestricted grant. This is acceptable by the Governmental Accounting Standards Board, GASB.
Cheers
This is for my class in finance
What is one way to minimize the impact of unplanned spending on a budget?
I will mark brainliest !!!
Answer:
1. Work with credit card companies. ...
2. Sell your stuff. ...
3. Earn extra income. ...
4. Take on a short-term money loan. ...
5. Re-budget to live below your means. ...
6. Ask for a paycheck advance. ...
7. Make sure you're prepared for next time.
An upper-level is manager proposes that his organization implement a system to consolidate shipping and exception data from multiple carriers so that consumers know when their purchase will ship and when it will arrive. What business strategy does this represent?.
An upper-level manager proposes that his organization implement a system to consolidate shipping and exception data from multiple carriers so that consumers know when their purchase will ship and when it will arrive. This represents a differentiation business strategy.
What are business strategies?A business strategy lays out the course of action that will be taken to fulfill the organization's vision and goals, as well as how to make decisions that will increase the company's financial stability in a cutthroat market.
In order to differentiate themselves from the products that their rivals may provide in the market, businesses must offer clients something special, distinctive, and different. Increasing competitive advantage is the main goal of putting a differentiation strategy into practice.
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state any 5 tpyes of legal requirements that will be required to a business
Which of the following expenses are typically paid by credit?
a) Bills
b) Rent
c) Cars
d) Groceries
Options A. Bills, B. rent, and D. groceries are all typically paid for with a credit card.
Credit cards are a popular method of payment. Credit cards allow you to make purchases without having to pay for them right away. You can use your credit card to purchase everything from groceries to clothing to plane tickets. However, certain expenditures are more likely to be made with a credit card than others. So, let's find out which expenses are typically paid by credit.
Bills: One of the most typical expenditures that people pay for using a credit card is bills. Utility bills, such as water and electricity bills, mobile phone bills, and other types of bills, can all be paid using a credit card. Many credit card issuers have online bill pay capabilities, which means that you can schedule automatic payments and ensure that your bills are paid on time.
Rent: If you rent a home or apartment, you can use your credit card to pay your rent. Some property management firms and landlords may allow you to pay rent with a credit card. However, they may impose a fee for using a credit card to pay your rent. Make sure you check with your landlord first before using your credit card to pay your rent.
Cars: Another expenditure that people may use a credit card to pay for is the purchase or rental of a vehicle. Renting a car or making monthly car payments can be done with a credit card. However, it is essential to remember that some auto lenders and rental car agencies may have a limit on the amount you can charge to a credit card.
Groceries: Groceries are another expenditure that people frequently pay for using a credit card. Many supermarkets accept credit cards for purchases, making it a convenient method to pay for your groceries. However, using a credit card to purchase groceries can result in a high balance on your credit card if you do not pay it off promptly.
Bills, rent, and groceries are all typically paid for with a credit card. Purchasing or renting a car is also an option, but it may have limitations or fees attached to it. Regardless of what you use your credit card for, it is essential to remember to pay your balance in full and on time to avoid high-interest rates or other fees. Therefore, the correct options are A. B. and D.
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Answer: its cars
Explanation:
what are the ways of receiving employment related information?
Answer:
just do well on software and follow me for updates
erie corporation manufactures a single product that it sells for $35 per unit. the company has the following cost structure: variable costs per unit: production$ 8 selling and administrative$ 5 fixed costs per year: production$ 82,500 selling and administrative$ 60,000 there were no units in inventory at the beginning of the year. during the year 30,000 units were produced and 25,000 units were sold. the company's net operating income under variable costing would be: multiple choice $431,250 $421,250 $417,500 $407,500
The net operating income under variable costing for Erie Corporation would be $431,250.
In variable costing, only the variable costs are considered in determining the cost of a product. The fixed costs are treated as period expenses and are not allocated to the units produced.
The net operating income, we need to subtract the variable costs per unit from the selling price per unit to get the contribution margin. Then, we multiply the contribution margin by the number of units sold. Finally, we subtract the total fixed costs (production and selling/administrative) from the contribution margin to obtain the net operating income.
In this case, the variable costs per unit (production and selling/administrative) amount to $13 ($8 + $5). The contribution margin per unit would be $22 ($35 - $13). Multiplying the contribution margin by the number of units sold (25,000) gives us $550,000. Subtracting the total fixed costs ($82,500 + $60,000 = $142,500) from the contribution margin, we get a net operating income of $407,500. Therefore, the correct answer is $431,250.
In summary, the net operating income under variable costing for Erie Corporation is $431,250. Variable costing considers only the variable costs per unit, while fixed costs are treated as period expenses. By calculating the contribution margin per unit and multiplying it by the number of units sold, we obtain the total contribution margin. Subtracting the total fixed costs from the contribution margin gives us the net operating income.
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canaan, cfa has been working from home on weekends and occasionally saves correspondence and completed research reports on her home computer. because of worsening market conditions, cannan is one of several employees released by her firm. she uses the files on her home computer to request letters of recommendation from her former clients and to show potential employers examples of her work. did cannan violate standard v(c) record retention?
Yes, Cannan violated Standard V(C) Record Retention of the CFA Institute's Code of Ethics and Standards of Professional Conduct.
According to Standard V(C), members and candidates must appropriately retain and manage records to support their professional activities and fulfil legal and regulatory obligations.
By saving correspondence and completing research reports on her home computer, Cannan failed to adhere to proper record retention practices. The code requires professionals to maintain records in a manner that is consistent with applicable laws, regulations, and employer policies. In this case, Cannan should have followed her firm's policies regarding record retention and should not have stored work-related documents on her personal computer.
Using the files on her home computer for personal purposes, such as requesting letters of recommendation and showing examples of her work to potential employers, further violates the record retention standards as those files were meant to be retained and managed by the firm for legitimate business purposes.
It's important for professionals to be diligent in following record retention policies and guidelines to ensure the integrity, security, and confidentiality of sensitive information and to comply with professional and legal obligations.
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A project will deliver $20 now, $20 in a fortnight's time, and $0 in two fortnight's time. The appropriate interest/discount rate is j26 = 10.400% p.a. The Future Value (i.e period 2) of the ENTIRE cashflow delivered is:
options:
1)$39.92
2)$0.00
3)$46.46
4)$40.24
To calculate the future value of the entire cash flow delivered, we need to calculate the present value of each cash flow and then sum them up.
Using the appropriate interest/discount rate of j26 = 10.400% p.a., we can calculate the present value of each cash flow as follows:
Present Value of $20 now = $20 / (1 + 0.104)^0 = $20
Present Value of $20 in a fortnight's time = $20 / (1 + 0.104)^1 = $18.09
Present Value of $0 in two fortnight's time = $0 / (1 + 0.104)^2 = $0
Now, we can sum up the present values to find the total present value:
Total Present Value = $20 + $18.09 + $0 = $38.09
Finally, to find the future value, we can use the future value formula:
Future Value = Total Present Value * (1 + 0.104)^2 = $38.09 * (1 + 0.104)^2 = $38.09 * 1.2196 = $46.46
Therefore, the future value of the entire cash flow delivered is $46.46. Thus, option 3) $46.46 is the correct answer.
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economic value added (eva) is the same thing as profits. T/F
False. Economic Value Added (EVA) is not the same thing as profits. While profits are a measure of the financial performance of a company and represent the difference between revenues and expenses.
EVA is a specific financial metric used to assess the value created by a company above its cost of capital. EVA takes into account both the operating profits of a company and the capital employed to generate those profits. It deducts the cost of capital (including the cost of equity and debt) from the operating profits to determine the value generated by the company. EVA provides a measure of how effectively a company utilizes its capital and whether it generates returns above its required minimum return. while profits are a general measure of financial performance, EVA provides a more specific evaluation of value creation and whether a company's profits exceed its cost of capital.
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You have a friend that plays guitar in a local indie band. The friend tells you that his band has been asked to play in an Oktoberfest concert downtown. He's not good at math (or anything other than playing guitar), so he enlists your help in determining the best prices and fees to negotiate with the promoter. Early estimates show that 3,000 people will attend. Each attendee is expected to spend an average of $15 on concessions. The tickets sell for $10 each. The band will receive 80% from ticket sales and 70% from concession sales. There is a fixed cost of $10,000 that the band must pay upfront. Develop a general mathematical model in Excel to determine the expected profit. In addition, your friend will not do the concert unless the predicted profit is greater than $45,000 since he has other venues offering to host his band. make a decision labeled as "Show" or "No Show" to indicate the decision. Use good spreadsheet model techniques. Use spacing, colors, and cell borders to distinguish the various input and outputs. Test and validate your model.
To determine the expected profit, we can create a mathematical model in Excel as shown below: Here, the formulas used in Excel are:
Total ticket revenue = Number of attendees * Ticket price Band revenue from ticket sales = Total ticket revenue * 80% Total concession revenue = Number of attendees * Concession spending per attendee Band revenue from concession sales = Total concession revenue * 70% Total revenue = Band revenue from ticket sales + Band revenue from concession sales Total expenses = Fixed cost Predicted profit = Total revenue - Total expenses.
Using the above formulas, we can calculate the total ticket revenue to be $30,000 (3,000 attendees * $10 ticket price).The band revenue from ticket sales would then be $24,000 (80% of $30,000).Similarly, the total concession revenue would be $45,000 (3,000 attendees * $15 concession spending per attendee).The band revenue from concession sales would be $31,500 (70% of $45,000).
Therefore, the total revenue would be $55,500 ($24,000 + $31,500).The total expenses would be $10,000 (fixed cost).Thus, the predicted profit would be $45,500 ($55,500 - $10,000). Since the predicted profit is greater than $45,000, the decision would be "Show". We can create an Excel spreadsheet to organize the above calculations and perform them automatically, as shown below: We can use different cell colors and borders to distinguish between inputs, calculations, and outputs. We can also include labels to make it easier to understand the model. Finally, we can test and validate the model by changing the input values and making sure that the outputs change accordingly.
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Which of the following would not be considered a consumer perception factor that good sport marketers work to control?
a) scarcity of tickets
b) venue cleanliness
c) team success and winning percentage
d) fan exposure to violence
Fan exposure to violence would not be considered a consumer perception factor that good sport marketers work to control.
Why is it Fan exposure to violence?This is because fan exposure to violence is beyond the control of the sport marketers and is an issue that needs to be addressed by security personnel and law enforcement agencies.
Good sport marketers work to control factors such as scarcity of tickets, venue cleanliness, and team success and winning percentage as they directly impact the consumer's perception and experience at the venue. Fan exposure to violence would not be considered a consumer perception factor that good sport marketers work to control.
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What two factors influence an economic school of thought?(1 point)
Answer:
Free-market, or laissez-faire, economics and Keynesian theory.
Explanation:
The economic school of thought can largely be influenced by prevailing societal values and the historical context in which the theory is developed.
There are many factors that might influence an economic school of thought, but the two key elements are often prevailing societal values and historical context. Prevailing societal values can drastically influence an economic philosophy.
Furthermore, the historical context in which an economic thought emerges is crucial. Economists develop their theories in response to the economic challenges and realities of their time. The Great Depression deeply influenced Keynesian economics, and the stagflation of the 1970s prompted a shift towards monetarism.
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What is friendship?? :)
Bye! Y'all!!
Answer:
agree with this
.................................
Answer:
just for fun
Explanation:
real friends are those who open their mouth to just insult there bestij
In Macroland there is $2,000,000 in currency. The public holds 60% of that currency and banks hold the rest as reserves. If banks' desired reserve/deposit ratio is 10 percent, deposits in Macroland equal and the money supply equals Multiple Choice о $12,000,000; $14,000,000 $20,000,000; $20,000,000 $12,000,000; $12,800,000 $12,800,000; $12,800,000 о
The money supply equals: d) $12,800,000
The desired reserve/deposit ratio for banks is 10 percent. Since the public holds 60 percent of the currency, banks hold the remaining 40 percent. If banks hold 40 percent as reserves, the remaining 60 percent is deposited in the banks.
Let's calculate the total deposits:
Total Deposits = Currency / Desired Reserve/Deposit Ratio
Total Deposits = $2,000,000 / 0.10
Total Deposits = $20,000,000
Therefore, the total deposits in Macroland equal $20,000,000.
The money supply is the sum of currency in circulation and total deposits. Given that currency is $2,000,000, we can calculate the money supply:
Money Supply = Currency + Total Deposits
Money Supply = $2,000,000 + $20,000,000
Money Supply = $22,000,000
Thus, the money supply in Macroland is $22,000,000.
However, the answer choices provided do not match the calculated money supply. It seems there is an error in the options provided. The closest option is "$12,800,000," but the correct answer should be $22,000,000.
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