Ann's loan balance after 120 payments (if she makes the required monthly payment for 10 years) will be $812,845.16.
Monthly interest rate = annual interest rate / 12 months = 3.50% / 12 = 0.0029167
Total number of payments = 30 years * 12 months/year = 360 months
Next, we can use the formula for the monthly payment on a fully amortizing loan to calculate Ann's monthly payment:
P = (PV * r) / (1 - (1 + r)^(-n))
where P is the monthly payment, PV is the loan amount, r is the monthly interest rate, and n is the total number of payments.
Plugging in the values for Ann's loan:
P = (1,000,000 * 0.0029167) / (1 - (1 + 0.0029167)^(-360))
P = $4,491.94
This means that Ann will need to pay $4,491.94 each month for 30 years to fully amortize her loan.
After 120 monthly payments (10 years), the number of remaining payments will be 240 (360 - 120). We can use the formula for the remaining balance on a fully amortizing loan to calculate Ann's loan balance after 120 payments:
B = PV * ((1 + r)^n - (1 + r)^p) / ((1 + r)^n - 1)
where B is the remaining balance, PV is the loan amount, r is the monthly interest rate, n is the total number of payments, and p is the number of payments made.
Plugging in the values for Ann's loan:
B = 1,000,000 * ((1 + 0.0029167)^360 - (1 + 0.0029167)^120) / ((1 + 0.0029167)^360 - 1)
B = $812,845.16
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HELP PLEASE, I WILL GIVE BRAINLIEST!!
Select the qualification that is best demonstrated in each example.
*Judy is a Veterinarian who lifts animals onto her examination table ________
*Isaac is an Aquacultural Manager who trains and oversees workers ________
*Felix is a Zoologist who studies goats and carefully records information in his notes about them _________
options:
-For Judy: problem-solving skills, physical strength, teaching skills, and communication skills
-For Isaac: attention to detail, problem-solving skills, organizational skills, and leadership skills
-For Felix: teamwork, attention to detail, teaching skills, and flexibility
Answer:
1. Physical strength
2. Leadership skills
3. Attention to detail
Have a good day!!
Answer:
✔leadership skills
✔ physical strength
✔ attention to detail
Explan ation:
Customer history is an example of what type of information?
Customer history is the example of transaction personal information. It is because customer history contain privacy information.
Personal information also known as 'Information or an opinion about an identified individual, or also known as an individual who is reasonably identifiable generally can be defined as the opinion or information is true or not; and. whether the information or opinion is recorded in a material form or not. The example of personal information are an individual's name, signature, address, phone number or date of birth, sensitive information, employee record information, and also customer information.
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What is the value of the money multiplier when the required reserve ratio is: Instructions: Enter your responses as a whole number. (a) 5 percent
The value of the money multiplier when the required reserve ratio is 5 percent is 20. This means that for every dollar of reserves held by banks, the potential increase in the money supply is 20 dollars.
The money multiplier is a concept that represents the potential increase in the money supply through the fractional reserve banking system. It is calculated as the reciprocal of the reserve requirement ratio.
The reserve requirement ratio is the percentage of deposits that banks are required to hold as reserves and not lend out. In this case, the required reserve ratio is 5 percent, which means that banks must hold 5 percent of their deposits as reserves.
To calculate the money multiplier, we take the reciprocal of the reserve requirement ratio:
Money Multiplier = 1 / Reserve Requirement Ratio
Money Multiplier = 1 / 0.05
Money Multiplier = 20
Therefore, when the required reserve ratio is 5 percent, the value of the money multiplier is 20.
The value of the money multiplier when the required reserve ratio is 5 percent is 20. This means that for every dollar of reserves held by banks, the potential increase in the money supply is 20 dollars.
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When deciding on what to wear each day, most people use the decision-making process.
Т
F
Answer:
False
Explanation:
The decision-making process is a complex process that requires the user to go through seven in-depth steps before coming to a conclusion. This would be used in a business setting by an employee such as a CEO before making important decisions such as cutting a product line or adding a new department. Deciding what to wear each day is a decision, but does not require the in-depth thought process and research that is included in the decision-making process.
You are going into business with 4 equal partners (not counting yourself). If in 6 years, the business is making a profit of $1,000,000, what is your share?
A. $180,000
B. $190,000
C. $200,000
D. $210,000
Answer:
The answer is C
Explanation:
I got the answer right lol
Equal amount in 5 division of $1,000,000 is $200,000 so our profit is $200000 therefore option (C) will be correct.
What is the arithmetic operator?Arithmetic operators are four basic mathematical operations in which summation, subtraction, division, and multiplication involve.,
Division = divide any two numbers or variable called division.
For example 4/8
Profit of business = $1,000,000
Total partner = 4 + 1(ourselve) = 5
Share per partner = Profit of business / total partner
Share per partner = 1000000 / 5 = $200,000
Hence "Equal amount in 5 division of $1,000,000 is $200,000 so our profit is $200000".
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Which career path includes the work duties of hiring and managing farm laborers? a career as a purchasing agent a career as a farm management advisor a career as a farm labor contractor a career as a food scientist
Answer:
B.) A career as a farm management advisor
Explanation:
Answer:
B
Explanation:
how quantitative research helps in ABM?
Answer:
Quantitative Research and ABM importance
Research is of paramount significance particularly at the early stages of any Account Based Marketing program. ... “ABM is all about understating your target audience and you can't do that without investing some form of research – be that traditional research or more data-driven approaches to delivering insight.”
A salesperson has attempted to follow up with a client on multiple occasions to answer some questions about renewing a contract, but the receptionist will only put her through to voice mail. Here, the receptionist acts as a(n) _______ in the buying center.
Answer:
gatekeepers
Explanation:
Business center is also known as Decision Making Unit. There are five main roles in the buying center. User, Influencer, Decider, Buyer, Gate Keeper. It bring all the member of the organization together who are involved in the buying process of a particular product or service. Gatekeeper are the ones who control the flow of information to and among the other salesperson within the business center. Here the receptionists is also acting as a gate keeper between client and sales person.
Telecommuting is an example of flextime. Please select the best answer from the choices provided T F.
True, telecommunicating is an example of flextime.
What is flextime?Flextime refers to an arrangement that allows the worker to change and alter his working hours. Employees can decide the starting and end time of their working hours by themselves.
In telecommunicating, an employee may work from his/her own place without going to the office.
Telecommunicating is an example of flextime since employees may change their working time at their own convenience.
Therefore the statement is correct.
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Answer:
the answer will be true
Explanation:
because telecomuting is an example of flex time
25 point multiple choice
Ava works in a college admissions office. She is involved in reading applications and matching students to the criteria set out by the school for acceptance. If Ava decides that the student qualifies to attend the college, she notifies them. Which pathway in the Education and Training Cluster does Ava’s career fall into?
A. Teaching and Training B. Administration and Administrative C. Professional Support Services D. Science & Mathematics
It will be Option C, " Professional support and Services ".
Proof:-
• She is only reading applications that might be related to complaints or admissions, So , Option A and D is incorrect.
• She is not in the field of anything related to teaching, therefore, Option B is also incorrect.
Now Option C is only remaining. Therefore, Option C is your answer.
Hope it helps you...
(Answered by Benjemin)
Select the examples that best demonstrate likely tasks for Business Financial Management and Accounting workers.
Check all that apply
Horace documents information about a company's spending on a computer
Sun creates a budget to show how money will be used
Noel creates goals and policies for a company and presents them at a meeting
Jermaine researches a company's potential customers and ways to sell to them.
Selina helps employees and management to negotiate and come to agreement.
Aubrey checks documents and reports to make sure they are accurate and complete
Answer:
A.) Horace documents information about a company’s spending on a computer.
B.) Sun creates a budget to show how money will be used.
F.) Aubrey checks documents and reports to make sure they are accurate and complete.
Explanation:
I did the assignment
Answer:
A.) Horace documents information about a company’s spending on a computer.
B.) Sun creates a budget to show how money will be used.
F.) Aubrey checks documents and reports to make sure they are accurate and complete.
Explanation:
took it on edge 2020 and got it right
The United States is unique in its use of a 24-hour Internet; in most countries the Internet shuts down between 2:00 AM and 6:00 AM for maintenance. true or false
Answer:
False
Explanation:
The internet is composed by multiple Hosts and obviously the only way to shut down the internet is to shut down the catrillion computers that all together host the internet.
The person responsible for building your resume, researching your career options and positioning you for career success is:_______.
The person responsible for building your resume, researching your career options, and positioning you for career success is typically yourself.
It is primarily an individual's own responsibility to actively manage their career and make strategic decisions regarding their professional development. While there are various resources and professionals who can provide guidance and support throughout the career planning process, ultimately, the ownership lies with the individual. This includes tasks such as creating and updating your resume, conducting research on career options, and taking steps to position yourself for success.
However, it's worth noting that career coaches, mentors, professional resume writers, and career counselors can provide valuable assistance and expertise in these areas. They can offer insights, advice, and help refine your resume, explore career paths, and develop strategies for achieving your career goals. Seeking guidance from these professionals can enhance your career planning and decision-making process.
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Outline why it is important for a business owner to respond to technological and global issues when establishing a business?
Technology enables an increase in the efficiency of systems, products, and services. It helps track and streamline strategies, hold records go with the flow, and control contacts and employee records.
In reality, this expanded efficiency in operation enables lessened costs as well as allows the commercial enterprise to develop swiftly.
Technology has vital consequences on commercial enterprise operations. Irrespective of the scale of your business enterprise, technology has both tangible and intangible advantages that will help you make money and produce the results your customers demand. Technological infrastructure affects the subculture, performance, and relationships of a business.
The use of technology has made commercial enterprises and clients closer in many areas. E-mail and Social Media are getting used for answering queries related to products and services with clients. Giving customers all feasible methods to contact the agency is simple with the latest technology and packages over the internet.
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Describe the circumstances in which a contract of
service may be broken by either party of an employment contract.
Include in your answer the consequences if either party breaks the
contract.
A contract of service may be broken by either party of an employment contract in circumstances such as breach of contract, mutual agreement, termination for cause, or frustration of contract, with potential consequences including legal action, financial compensation, notice periods, severance pay, or release from further obligations depending on the specific circumstances and applicable laws.
A contract of service, also known as an employment contract, outlines the rights and obligations of both the employer and the employee. While the general expectation is for both parties to fulfill their obligations until the contract's agreed-upon termination, there are circumstances in which a contract of service may be broken by either party.
Breach of Contract,
If one party fails to fulfill their contractual obligations, it constitutes a breach of contract. For example, if an employee consistently fails to perform their job duties or an employer fails to pay the agreed-upon salary, it may lead to contract termination.
Consequences: The party that breaches the contract may be held liable for damages, including financial compensation to the affected party. They may also face legal action and reputational damage.
Mutual Agreement,
Both the employer and the employee may mutually agree to terminate the contract before its agreed-upon expiration date. This can occur due to various reasons, such as a change in business needs, personal circumstances, or a mutual decision that the employment relationship is no longer viable.
Consequences: In such cases, the parties may negotiate the terms of termination, including any severance pay, notice period, or other agreed-upon considerations. The consequences will depend on the terms agreed upon in the mutual termination agreement.
Termination for Cause,
Either party may terminate the contract for cause if the other party engages in serious misconduct or violates the terms of the contract. This may include actions such as theft, fraud, gross negligence, harassment, or repeated breaches of company policies.
Consequences: The party that terminates the contract for cause may do so without providing notice or severance pay. However, the burden of proof rests on the terminating party to demonstrate the justifiable cause for termination.
Frustration of Contract,
In certain circumstances, the contract may become impossible to perform due to unforeseen events beyond the control of either party. This is known as the doctrine of frustration. For example, if a workplace is destroyed by a natural disaster, making it impossible to continue employment.
Consequences: In cases of contract frustration, the contract may be automatically terminated, and both parties are generally released from further obligations. Any outstanding rights or liabilities will be determined based on applicable laws or prior agreements.
It is important to note that the specific consequences of breaking an employment contract may vary depending on the jurisdiction, applicable employment laws, and the terms outlined in the contract itself. Seeking legal advice is recommended to understand the specific implications in a particular situation.
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True or false?
2 best friends are one mind in 2 bodies?
Answer:
True
Explanation:
because they are I hope its right
Answer:
well i would say true because friendship is a really strong thing
but then i don't really know
What happens when a series of services is performed in sequence where the output rate of one becomes the input rate of the next
:
we can no longer use the simple formulas given in the textbook.
Explanation:
I found the answer in my Mcgraw Hill textbook chapter 10 waiting lines .
Martin Company currently produces and sells 35,000 units of product at a selling price of $13. The product has variable costs of $7 per unit and fixed costs of $45,000. The company currently earns a total contribution margin of:
Answer:
The company currently earns a total contribution margin of $ 20
application of nuclear energy
Answer:
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Applications of nuclear energy
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Background: Nuclear energy can be used for various industrial applications, such as seawater desalination, hydrogen production, district heating or cooling, the extraction of tertiary oil resources and process heat applications such as cogeneration, coal to liquids conversion and assistance in the synthesis of chemical.
What house designs are eco friendly?
Answer:
Cob.
Straw Bale. ...
Underground Homes. ...
Rammed Earth Construction. ...
Earth Sheltered Homes.
Solar Roofing. ...
Bamboo Flooring. ...
Cork Flooring.
Explanation:
hopes this helps
Which of the following would increase aggregate demand?
1. According to Wallach, what is short-termism, and why is it a problem?
I WILL GIVE YOU 100 POINTS AND BRAINLEST
I inferred you are to the 2017 TEDx talk "Short-termism is killing us: it's time for Long path" by Ari Wallach.
Explanation:
According to Wallach, he refers to short-termism as focusing on short-term results at the expense of long-term interests.
In his words, short-termism is a problem because;
"it prevents the CEO from buying really expensive safety equipment""prevents teachers from spending quality one-on-one time with their students".So in summary what Wallach is saying is that short-termism prevents futuristic thinking.
a bank promises to pay 5.5% pa compound interest on deposits of £2337 if saved for 3 years. how much will the savings be worth at the end of the period mentioned? write your answer correct to 2 decimal places.
Answer:
£2,744.20
Explanation:
savings amounts after 3 years can be calculated using the formula below.
A = P x ( 1 + r) ^ n
Where A is the amount after three years
P = principal amounts: £2337
r: interest rate: 5.5% or 0.055
n is the number of periods: 3 years
A =£2337 x( 1 + 0.055)^3
A =£2337 x(1.055) ^3
A=£2337 x 1.174241
£2,744.20
Amount after 3 years will be £2744.20
what are non economic resources?
Answer:
Non-Economic resources are all those resources that are generally limitless in supply and are not rationed by prices ie (they have no price tags) they are not characteristically traded in markets.Answer:
Non-Economic resources are all those resources that are generally limitless in supply and are not rationed by prices ie (they have no price tags) they are not characteristically traded in markets.
Explanation:
a firm that can pay its suppliers (accounts payables) on time without impeding its ability to take advantage of economically feasible investment opportunities is best characterized as:
A firm that can pay its suppliers (accounts payables) on time without impeding its ability to take advantage of economically feasible investment opportunities is best characterized as financially healthy or well-managed.
Being able to meet its financial obligations to suppliers indicates that the firm has sufficient liquidity and cash flow management to handle its short-term liabilities. It demonstrates financial stability and responsibility in managing its working capital.
At the same time, the firm's ability to pursue economically feasible investment opportunities without jeopardizing its payment obligations suggests that it has access to capital or internal resources to finance its growth and expansion. This ability to balance short-term obligations with long-term investment decisions reflects prudent financial management and a strategic approach to capital allocation.
Overall, a firm that can meet its accounts payable obligations while still capitalizing on profitable investment opportunities showcases a healthy financial position and effective management practices. It signifies the ability to maintain supplier relationships, seize growth prospects, and sustain long-term business success.
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What is meant by 'business plan'?
A business plan is a written document that describes in great detail the goals and objectives of a company.
A business plan outlines a written strategy for the company's operations, finances, and marketing. Both new and established businesses use business plans.
It is a crucial document intended for both internal and external audiences of a company. Generally, it is not a good idea to operate without a business plan. In reality, very few companies can function without one for an extended period.
A business plan can also help a company's executive team stay on the same page concerning strategic action items and on track to achieve set objectives.
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Would workers' compensation cover a pizza delivery person who was injured in a car accident while delivering pizza? Explain your answer.
Answer:
yes
Explanation:
Most pizza delivery drivers are considered to be employees of the company for which they drive. ... As such, your accident and subsequent injuries should be covered under the auspices of the company's workers' comp.
fill in the blank question. when a company has low fixed costs and flexible manufacturing technologies are not available, it would be (less or more?) likely to manufacture at one facility.
When a company has low fixed costs and flexible manufacturing technologies are not available, it would be more likely to manufacture at one facility.
In this scenario, having low fixed costs means that the company does not have significant investments tied to multiple facilities, making it more economical to concentrate manufacturing activities in a single location. Additionally, the absence of flexible manufacturing technologies limits the company's ability to adapt and adjust production processes across different facilities efficiently.
By centralizing manufacturing at one facility, the company can streamline operations, optimize resource utilization, and potentially achieve economies of scale. This approach allows for easier coordination, cost control, and simplification of logistics compared to managing multiple facilities.
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(The answer!! :)) Select the examples that best demonstrate likely tasks for Energy Transmission workers. Check all that apply.
a. Rosalee responds quickly to fix electrical wires in emergencies.
b. Grover loads coal into carts and containers in a mine.
c. Shawn inspects oil pipeline equipment.
d. Constance designs methods for drilling to reach an underground deposit of natural gas.
e. Jack visits customers’ homes to explain the heating and electrical systems his company will install.
f. Mae follows safety instructions carefully.
-----------
Answers:
a. Rosalee responds quickly to fix electrical wires in emergencies.
c. Shawn inspects oil pipeline equipment.
f. Mae follows safety instructions carefully.
Answer:
Rosalee responds quickly to fix electrical wires in emergencies.
Shawn inspects oil pipeline equipment.
Mae follows safety instructions carefully.
The examples that best demonstrate the likely tasks for Energy Transmission workers include "Rosalee responds quickly to fix electrical wires in emergencies."
Other examples that best demonstrate the likely tasks for Energy Transmission workers include the following:
Shawn inspects oil pipeline equipment.Mae follows safety instructions carefully.This is because Energy Transmission is a form of energy transfer from the point of the energy generation process to the point of the energy distribution process.
It usually involves the flow of energy generated from coal, the hydro, nuclear, wind, and solar through power grids.
Hence, in this case, it is concluded that the correct answer is options A, C, and F.
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the classification and disclosure of a compensating balance depends on the nature of the restriction. which condition will require that a compensating balance must be reported as restricted cash
A company may not withdraw a portion of funds until its loan is due in 5 years. (there is a legal restriction on withdrawing funds, and on a long-term loan, the compensating balance would be classified as noncurrent assets).
Financial repayment refers back to the act of offering a person money or other things of economic cost in change for their goods, labor, or to offer for the expenses of accidents that they have incurred. Generally, reimbursement refers to the financial charge given to a man or woman in alternative to his or her offerings. Within the place of work, compensation is what is earned by using personnel. It consists of income or wages similar to fees and any incentives or perks that include the given employee's role. Economic compensation refers to the act of supplying a person with cash or other matters of monetary value in exchange for their goods, labor, or to provide for the charges of injuries that they've incurred. Monetary compensation comes underneath direct compensation. On every occasion an agency will pay a worker in cash form in return for his or her paintings, it is monetary compensation. It's miles the most not unusual shape of compensation and the most vital.
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