All of the following are eligible risks under the terms of a
Businessowners policy, except:
A
A general contractor
B
A fast food restaurant
C
A dry cleaner
D
An electrical contractor

Answers

Answer 1

The clear answer is option A: A general contractor.

A general contractor is not an eligible risk under the terms of a Businessowners policy. Businessowners policies typically cover small to medium-sized businesses in specific industries such as retail stores, offices, restaurants, and service providers. While options B, C, and D (fast food restaurant, dry cleaner, and electrical contractor) are all types of businesses that would typically be eligible for a Businessowners policy, a general contractor falls outside the scope of coverage provided by this type of policy.

General contractors are often involved in construction projects, which typically require specialized insurance coverage due to the unique risks and liabilities associated with the construction industry. These risks may include property damage, bodily injury, and contractual liability.

Therefore, option A, a general contractor, is the exception among the given choices as it would typically require a different type of insurance policy tailored specifically to the construction industry.

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Related Questions

The prosecutor replies that the Bill of Rights does not protect you from state actions. Is the prosecutor correct? Why or why not

Answers

Answer:

I would say no, because the bill of rights refers to ALL Americans. I might be wrong tho.

To achieve its objectives,labor may use all of the following except

A) picketing.
B) strikes.
C) boycotts.
D) lockouts.
E) collective bargaining.

Answers

Labor may use all of the following except lockouts to achieve its objectives.

Labor refers to human effort aimed at producing goods and services. Labor can be categorized into manual and intellectual labor. Manual labor is characterized by hands-on, physically demanding tasks. Intellectual labor, on the other hand, involves mental effort, such as critical thinking or decision-making.

A lockout refers to a situation where an employer bars employees from entering their workplace. A lockout is often used by employers during a labor dispute as a means of exerting pressure on the employees or their union.Collective bargaining is the process where employees negotiate with their employer or employer association to reach an agreement on the terms and conditions of their employment.A boycott is a type of protest where consumers refuse to purchase goods or services from a company or industry to express their dissatisfaction with the company's actions or policies.Picketing refers to a method used by employees during a labor dispute to protest or inform the public about their grievances against their employer.A strike refers to a work stoppage or refusal by employees to work in order to force their employer to address their grievances or demands.

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What is the difference between a total and a subtotal?

Answers

Explanation:

SUB-TOTAL:

The total for a part of a list of numbers being summed.

TOTAL:

An amount obtained by addition of smaller amounts.

Answer:

subtotal is all the different parts being added together from different list.

total is the all items being added together plus tax.

Explanation:

he complete list of items needed to prepare a statement of cash flows includes ______. Multiple choice question. current year balance sheet, comparative income statements, and additional data concerning accounts in investing and financing activities comparative balance sheets, retained earnings statement, and additional data concerning accounts in investing and financing activities comparative balance sheets, complete income statement, and additional data concerning accounts in investing and financing activities current year balance sheet, comparative income statements, and the retained earnings statement

Answers

The complete list needed to prepare the cash flows statement includes comparative balance sheets, income statement and additional data on investing and financing activities.

In accounting, the statement of cash-flow is a statement that calculate the amount of cash and cash equivalents that comes and leaves the company.

The section of the statement of cash-flow are divided into the operating activities, investing activities and financing activities.

Hence, the list of items needed to prepare the cash flows statement includes the comparative balance sheets, income statement and the additional data on investing and financing activities.

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Which type of investment income happens when a company
shares its profits with investors?

Answers

Dividends is the answer

Answer:

B is the answer

Explanation:

i just did the quiz

Using a 4-play binomial model, what is the value of a 1-year call option with K-$20, on a stock currently priced at $18 given = 0.25, and r = 0.03 per annum? Enter solution in dollars and cents, round

Answers

The price of the 1-year name choice is about $0.11203.

To cost a 1-yr name choice using a 4-play binomial version, we can comply with the steps:

Step 1: Calculate the up and down elements:

u = \(e^(σ\sqrt{Δt} ) = e^(0.25\sqrt{(1/4)} )\) ≈ 1.11514

d = 1/u ≈ 0.89677

Step 2: Calculate the chance-neutral probability:

q = (\(e^(rΔt)\) - d) / (u - d) = (\(e^(0.03(1/4))\) - 0.89677) / (1.11514 - 0.89677) ≈ 0.53599

Step 3: Construct the binomial tree:

Step 4: Calculate the option fee at each final node:

Call alternative cost at S = Max(zero, S - K) = Max(0, 18 - 20) = 0

Call alternative fee at Su = Max(zero, Su - K) = Max(0, (18 * 1.11514) - 20) ≈ 0.23028

Call alternative fee at Sd = Max(0, Sd - K) = Max(0, (18 * zero.89677) - 20) ≈ 0

Step five: Move backward thru the tree to calculate choice values at every node:

Call alternative price at \(Su^2 = e^(-rΔt)\) * (q * Call alternative cost at Su + (1 - q) * Call option price at S) =\(e^(-0.03(1/4))\) * (0.53599 * 0.23028 + (1 - 0.53599) * 0) ≈ 0.11203

Call choice price at Su*d =\(e^(-rΔt)\) * (q * Call choice value at Su + (1 - q) * Call option price at Sd) = \(e^(-0.03(1/4))\) * (0.53599 * 0.23028 + (1 - 0.53599) * 0) ≈ 0.11203

Call option value at \(Sd^2\) = \(e^(-rΔt)\) * (q * Call choice price at Sd + (1 - q) * Call alternative cost at S) =\(e^(-0.03(1/4))\) * (0.53599 * 0 + (1 - 0.53599) * 0) ≈ 0

Step 6: The value of the call choice at the preliminary node (S) is:

Call choice value at S = \(e^(-rΔt)\) * (q * Call option fee at \(Su^2\) + (1 - q) * Call alternative fee at Su*d) =\(e^(-0.03(1/4))\) * (0.53599 * 0.11203 + (1 - 0.53599) * 0.11203) ≈ 0.11203

Therefore, the cost of the 1-yr name alternative is about $0.11203.

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members of a company's ________ travel to call on customers in the field.

Answers

Members of a company's sales team travel to call on customers in the field.

These sales representatives or salespeople are the face of the company and are responsible for selling the company's products or services to potential and existing customers. The field refers to any location outside of the office, such as a customer's place of business, a trade show or conference, or even the customer's home. The purpose of field sales is to establish and maintain relationships with customers, to understand their needs, and to provide them with solutions that will meet those needs.

Field sales reps use various techniques to persuade customers to make a purchase, such as demonstrating the product, providing testimonials, and offering discounts or incentives. To be successful in field sales, reps need to have excellent communication and interpersonal skills, be knowledgeable about the product or service they are selling, and be able to identify and respond to customer needs.

They must also be able to work independently and manage their time effectively, as they are often working remotely and managing a large territory. Overall, field sales is an essential part of a company's sales strategy, as it allows them to build relationships with customers and increase their sales revenue. By sending sales reps out into the field, companies can reach customers who may not be aware of their products or services and build a loyal customer base.

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Conduct thorough research on the following questions and provide a concise response:
(a) Why is teamwork important in business?

(b) How can employers help facilitate successful teamwork?

Answers

A. Businesses prosper when they have a diverse team of individuals who can add unique perspectives. Problems are easier to solve when people work together. Collaboration within a community will aid in the resolution of difficult issues. Brainstorming is an excellent way for the team to share ideas and come up with innovative solutions.
B. People should be rewarded for collaborating and contributing. Let them know how much you appreciate their thoughts and efforts. Employees would be more engaged, inspired, and invested in the organization's success if they are active in every step of decision-making.

What information system would be most useful in determining what direction
to go in the next two years?
O A. Transaction processing system
B. Decision support system
C. Executive information system
D. Management information system

Answers

Answer:

C- Executive information system

Explanation:

AP3X

explain advertisement

Answers

Answer: Advertisement is a marketing communication. It is used to promote businesses and their products. Used to promote more effectiveness in a businesses profit and their sales. May be seen in the form of commercials or billboard announcements in everyday life.

if the proposed regional comprehensive economic partnership (rcep) is achieved, it will rival the european union (eu) when measured by the number of countries involved and their combined gross domestic product (gdp). the eu is an example of a(n)

Answers

As per the given statement, the European Union is an example of economic union. Hence, Option C is correct.

What is economic union?

An economic union is an arrangement between two or more countries that permits unrestricted trade in commodities, services, money, and labour. To foster this unified market, the nations may also coordinate their social and financial policies. One illustration of an economic union is the European Union (EU).

When it comes to the number of participating nations and their combined gross domestic product, the proposed Regional Comprehensive Economic Partnership will rival the European Union.

Therefore, Option C is correct.

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The complete question has been attached in text form:

If the proposed Regional Comprehensive Economic Partnership (RCEP) is achieved, it will rival the European Union (EU) when measured by the number of countries involved and their combined gross domestic product (GDP). The EU is an example of a(n)

A.) CUSTOM UNIONS

B.) FREE TRADE AREA

C.) ECONOMIC UNION

D.) POLITICAL UNION

E.) COMMON MARKET

21. Which of the following goods has elastic demand?
a. Tobacco
b. Table salt
c. diet coke
d. toothpaste

Answers

Answer:

tobacco

Explanation:

Prepare journal entries to record the following transactions for Sherman Systems. a. Purchased 7,000 shares of its own common stock at $45 per share on October 11. b. Sold 1,500 treasury shares on November 1 for $51 cash per share. c. Sold all remaining treasury shares on November 25 for $40 cash per share.

Answers

A journal entry is a record of a commercial transaction made in an organization's accounting system.

What is a double-entry accounting method?

The double-entry accounting method, which has been around for centuries, is built on the foundation of journal entries. They make it feasible to monitor how a company has spent its resources and where they came from. In accordance with the double-entry accounting technique, each transaction must be documented in at least two accounts. For instance, when a company makes a cash purchase of supplies, both the supply account and the cash account will record the transaction. Let's begin with the fundamentals before moving forward.

The journal entries are shown below:

a. Treasury Stock A/c Dr (7,000 shares × $45)          

                    To Cash A/c                                                              

(Being treasure stock is purchased)

b. Cash A/c  Dr  (1,500 shares × $51)                                  

        To Treasury Stock A/c (1,500 shares × $40)                        

            To Paid in capital - Treasury stock                                      

(Being treasury stock is sold for more money, and the difference is added to the paid-in capital account.)

c.  Cash A/c  Dr  (5,500 shares × $40)                          

    Paid in capital - Treasury stock                              

    Retained Earnings A/c Dr                                      

          To Treasury Stock A/c            

(Being treasury stock is sold for less money and the remaining amount would be debited to the retained earning account)

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3. Someday, Liam would like to be a master electrician. In order to achieve his goal, what would be a good job for Liam to take along
his career pathway?
apprentice to a residential electrician
internship at an architecture firm
junior mechanic for a machine rental agency
All changes saved
receptionist for a site project manager

3. Someday, Liam would like to be a master electrician. In order to achieve his goal, what would be a

Answers

A good job for Liam along his career pathway to becoming a master electrician would be an apprentice to a residential electrician (A). An apprenticeship would provide Liam with hands-on training and experience working with an experienced electrician, which would be valuable in helping him to develop the skills and knowledge necessary to become a master electrician.

Answer:

a

Explanation:

i just took this test

Drag the tiles to the boxes to form correct pairs.
Match the different. brainstorming techniques to their applications

Drag the tiles to the boxes to form correct pairs.Match the different. brainstorming techniques to their

Answers

Note that the Brainstorming Techniques matched to one another are given as follows:

Clustering - connecting ideas for a topic using different shapes and color-coding to identify how the ideas are relatedThree perspectives - describing the topic, tracing its history, and examining its connections with related topicsFreewriting - writing down first thoughts on a topic in a timed session. without pausing to check for relevance or grammar

What are brainstorming techniques?

The most essential thing to remember with any approach of brainstorming is to prioritize quantity above quality. Accepting all ideas, no matter how ridiculous or unimportant they may appear, aids brainstorming.

The aim is to establish a large enough pool of ideas from which to draw or combine ideas for the best solution or approach.

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List three types of market structure

Answers

Answer:

perfect competition, imperfect competition, oligopoly, and monopoly. Perfect competition describes a market structure, where a large number of small firms compete against each other with homogenous products.

3.) A special cereal mixture contains rice, wheat and corn in the ratio of
2:3:5. If a bag of the mixture contains 3 pounds of rice, how much corn
does it contain?​

Answers

Answer:

7.5

Explanation:

Let R = rice.

Let W = wheat.

Let C = corn.

Let X = special cereal mixture

Given the following data;

Ratio of rice, wheat and corn = 2:3:5

Total quantity of rice = 3 pounds.

Ratio = 2 + 3 + 5 = 10

For rice;

2/10 * X = 3

Cross multiplying, we have;

2X = 30

X = 30/2 = 15

Therefore, the total quantity of the special cereal mixture is 15 pounds.

To find the total amount of corn;

C = 5/10 * 15

C = 75/10

C = 7.5 pounds.

Hence, the special cereal mixture contains 7.5 pounds of corn.

To find the total amount of wheat;

W = 3/10 * 15

W = 45/10

W = 4.5 pounds.

Check;

Special cereal mixture = rice + wheat + corn.

Special cereal mixture = 3 + 4.5 + 7.5

Special cereal mixture = 15 pounds.

Answer:

7.5 pounds of corn.

Explanation:

Rice=2x -> 3 pounds

Wheat=3x

Corn=5x

2x=3

x=1.5

5*1.5

=7.5

{20 points} HELP ASAP
What can nonprinting characters tell you? Check all that apply.


A) whether a large space was created with the spacebar or the tab key

B) whether the author misspelled any words

C) how long it took the author to create the document

D) where the author pressed the return key

Answers

Answer:

A and D

Explanation:

edge 2021

1.
In 2016, a market had sales of £350.000. In 2017, the market grew by 5%.
Calculate the new market size in sales value.

Answers

Answer:

The new market size in sales value is 367,500

Explanation:

Answer:

£367,500

Explanation:

the market was £350,000 in 2016.

in 2017, the market grew by 5%.

the new market size will 5% more than 2016.

if 2016 was 100%, 2017 will be 105%

2017 = 105% x £350,000

=105/100 x £350,000

=1.05 x £350,000

=£367,500

Assess the likely macroeconomic effects of pressure on the exchange
rate of the Vietnamese dong arising from Vietnam’s increased exports.

Answers

The likely macroeconomic effects of pressure on the exchange rate of the Vietnamese dong arising from Vietnam’s increased exports would depend upon how the pressure affects the exchange rate.

Why is it so?

If the exchange rate depreciates, then this would be associated with an increase in Vietnam's inflation and a decrease in real incomes as imported goods become more expensive. This would likely reduce domestic demand and hence economic growth, as well as putting upward pressure on the current account deficit if the depreciation leads to an increase in imports. On the other hand, a depreciation of the exchange rate could also lead to an increase in competitiveness of Vietnam's exports, which could offset the negative effects to some extent by leading to an increase in export earnings.

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Learning is Fun company had current assets amounting to Php 100,000. Noncurrent assets for the year totaled Php 76,000. How much is the company's total assets?

Answers

Current assets = 100,000
Non current assets = 76,000

Total assets = current + non current
Total assets = 100,000 + 76,000
Total assets = 176,000

The company's total assets are Php 176,000

How to calculate total assets?

By adding current and non-current assets, we will get the company's total assets.

Given:

Current assets = 100,000

Non current assets = 76,000

By adding current and non-current assets:

Total assets = current + non current

Total assets = 100,000 + 76,000

Total assets = 176,000

Taking liabilities into account makes for the most accurate calculation of total assets. To determine total assets, you subtract the value of liabilities from the value of assets.

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Ayman has a credit card with a balance of $4750 CAD and an annual interest of 21.5% compounded
monthly. He plans on paying off the loan completely in two years using monthly payments. What is the
total amount of interest he will pay once the card is paid off?
#1 $128.03
#2 $1136.00
#3 $4878.03
#4 $5886.00

Answers

#4 $5886.00 is the answer

i need help with Question B5 (a) short essay. im completely lost please help me :(

i need help with Question B5 (a) short essay. im completely lost please help me :(

Answers

In xigift try i jkyukuo

Cost to charge ratio (the percentage of the amount build that represents the actual cost) for inpatient and outpatient services at 11 Oregon hospitals.

Is there a clear explanatory variable and response variable in the setting? If so tell which is which and explain why .

Answers

Keep records for public access of each hospital discharge. 

Although the amount of additional knowledge about a person is typically minimal, these can be useful. 

Often, it is impossible to distinguish between different admissions for thesame person, and in other jurisdictions, only civilian hospitals are taken into account. 

The Medical Expenditures Panel Survey (MEPS), which compiles data from various sources to give a comprehensive picture of the health status and health care utilisation of a random sample of citizens, is a superb population-based data set. It was developed by the Agency for Health Care Policy and Research and the National Center for Health Statistics.

What does a cost-to-charge ratio for hospitals mean?

The sum of all operating revenues, including those from patient care, divided by the total amount needed to operate a hospital.

The cost-to-charge ratio measures how much a hospital charges compared to its costs. Less variance exists between real costs incurred and hospital charges the closer the cost-to-charge ratio is to 1.

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Even though most corporate bonds in the United States make coupon payments semiannually, bonds issued elsewhere often have annual coupon payments. Suppose a German company issues a bond with a par value of €1,000, 15 years to maturity, and a coupon rate of 6.9 percent paid annually. If the yield to maturity is 8 percent, what is the current price of the bond?

Answers

Answer:

€905.85

Explanation:

The  current price of the bond is its Present Value (PV) this is calculated as follows :

Fv = €1,000

n = 15

Pmt = €1,000 × 6.9% = $69

i = 8%

P/yr = 1

Pv = ?

Using a financial calculator to enter the values as above, the PV is €905.85.

Thus,  the current price of the bond is €905.85.

An employer who is a member of an MET is issued a _________________ detailing the relationship between the trust and the employer and the coverages the employer has chosen to offer its employees.

Answers

An employer who is a member of a MET is issued a joinder agreement detailing the relationship between the trust and the employer and the coverages the employer has chosen to offer its employees.

The joinder agreement plays a crucial role in detailing the various coverages that the employer has selected to offer its employees. These coverages can include health, dental, vision, and other insurance benefits. By joining a Multiple Employer Trust (MET), employers can pool their resources with other companies, enabling them to access more competitive rates and better insurance plan options than they might be able to secure independently.

Furthermore, the joinder agreement establishes the obligations and responsibilities of both the employer and the trust. It typically outlines the employer's contributions towards employee premiums, claim handling procedures, and any administrative fees associated with the trust's management. In addition, the agreement defines the trust's role in providing the selected coverages, managing funds, and ensuring compliance with relevant laws and regulations.

In summary, a joinder agreement serves as a fundamental document in defining the relationship between an employer and a Multiple Employer Trust. It specifies the coverages offered to employees and clarifies the responsibilities and obligations of both parties involved. Joining a MET can provide employers with access to better insurance options and competitive rates for their employees.

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A problem, situation, or opportunity requiring an individual, group, or organization to choose among several actions that must be evaluated as right or wrong is called a(n) _____.

Answers

Please find the full question below:

A problem, situation, or opportunity requiring an individual, group, or organization to choose among several actions that must be evaluated as right or wrong is called a(n) _____.  

a. fraud  

b. conflict of interest  

c. crisis  

d. indictment  

e. ethical issue

Answer:

The answer is - an ethical issue (option E)

Explanation:

Ethical (from the root word ethic) is a word that describes anything relating to right or wrong.

On the other hand, an issue is an important topic, situation, subject or opportunity that is discussed, evaluated or being deliberated on (considered).

Therefore, Ethical Issue describes the disscussion, evaluation or deliberation on  an important topic, situation, subject or opportunity in order to determine wether it is right or wrong.

"Universal banks are different from commercial banks because the latter has an
investment house
True
False

Answers

Universal banks are different from commercial banks because the latter does not typically have an investment house.
Commercial banks primarily focus on traditional banking activities, such as accepting deposits, providing loans, and facilitating payments.

They cater to individuals, businesses, and organizations by offering services like checking and savings accounts, credit cards, and mortgages. Commercial banks make profits through the interest they charge on loans and the fees they collect from their customers.

On the other hand, universal banks offer a wider range of financial services beyond traditional banking activities. In addition to providing commercial banking services, they also have investment banking divisions, which include an investment house. These investment houses engage in activities such as underwriting securities, facilitating mergers and acquisitions, and offering advisory services to corporate clients.

The presence of an investment house sets universal banks apart from commercial banks. By having an investment house, universal banks can offer services like securities trading, asset management, and investment advisory to their customers. This diversification of services allows universal banks to cater to a broader range of financial needs and generate additional revenue streams.

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Leadership that focuses on clarifying employees' roles, explaining task requirements, and providing rewards or punishments based on performance is called _____________ leadership.

Answers

Transactional leadership is a leadership style where the leader focuses on setting clear expectations and goals for their followers, and provides rewards or punishments based on their performance.

This style of leadership is often associated with a traditional management approach, where the leader has formal authority over their subordinates.

Transactional leadership can be effective in situations where the task at hand is well-defined and requires a high degree of structure and control. By providing clear expectations and rewards, transactional leaders can motivate their followers to perform at a high level and achieve their goals.

However, transactional leadership has its limitations. It can be demotivating for followers who are looking for more autonomy and independence in their work, as it can create a rigid and inflexible work environment. Additionally, transactional leaders may struggle to adapt to changing circumstances or unexpected challenges, as their focus on structure and control may make it difficult to pivot or innovate.

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20 POINTS PLEASE HELP WILL GIVE BRAINLY!!!!!!!!!!!


Let's say you're in eighth grade. At your school, it's traditional for eighth graders to have a dance each spring before they leave for high school. In order to make your dance a success, your class will need to fundraise. You're hoping that selling candy-grams for Valentine’s Day will raise a lot of money! The cost of producing each candy-gram is a dollar, but this does not include the cost of making any posters or banners to promote your sale. Give your reasoning as to the lowest price you should charge for each candy-gram. What would be the highest possible price you could charge? Would your class be willing to create and sell more candy-grams at the highest price than at the lowest? Why or why not?

Answers

Answer:

i think $1 will be okay forthe lowest price at least is something everyone can afford abd the highest pruce will be 2$ cause we will need to raise funds and other materials and alsi love to sell at the highest cause there is other materials and not everyone will wabt to spend such on a candy everyone has things to buy

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