After Dan's EFN analysis for East Coast Yachts (see the Closing Case in Chapter 3), Larissa has decided to expand the company's operations. She has asked Dan to enlist an underwriter to help sell $45 million in new 30-year bonds to finance new construction. Dan has entered into discussions with Renata Harper, an underwriter from the firm of Crowe & Mallard, about which bond features East Coast Yachts should consider and also what coupon rate the issue will likely have. Although Dan is aware of bond features, he is uncertain as to the costs and benefits of some of them, so he isn't clear on how each feature would affect the coupon rate of the bond issue.
5.Are investors really made whole with a make-whole call provision?
6.After considering all the relevant factors, would you recommend a zero coupon issue or a regular coupon issue? Why? Would you recommend an ordinary call feature or a make-whole call feature? Why?

Answers

Answer 1

5. Make-whole call provision is designed to ensure that bond investors receive the entire interest income stream that they anticipated while investing in the bonds. Hence, investors are made whole by make-whole call provisions.

Make-whole call provisions compensate bondholders by paying them additional money as a penalty for early redemption of bonds. These provisions ensure that investors do not incur any loss if a bond is called before its maturity date. Hence, investors are made whole with a make-whole call provision. 6. A zero coupon issue would be more suitable than a regular coupon issue in the case of East Coast Yachts. This is because the company requires 45 million in new 30-year bonds to finance new construction.

An ordinary call feature should be recommended instead of a make-whole call feature. This is because an ordinary call feature allows the company to call the bond at any time after the call protection period, whereas the make-whole call feature would require the company to pay bondholders a penalty in case of an early redemption. An ordinary call feature would offer more flexibility to East Coast Yachts and would be less costly compared to the make-whole call feature. Hence, an ordinary call feature is recommended.

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Related Questions

Pretax financial income for 2025 is $200,000. 2. The tax rate enacted for 2025 and future years is 25%. 3. Differences between the 2025 income statement and tax return are listed below: a. Warranty expense accrued for financial reporting purposes amounts to $10,000. Warranty deductions per the tax return amount to $8,000. b. Gross profit on construction contracts for tax purposes amount to $10,000. Gross profit on construction contracts using the percentage of completion method for books amounts to $50,000. c. Depreciation of property, plant and equipment for financial reporting purposes amounts to $6,000. Depreciation of these assets amounts to $8,000 for the tax return. d. A $1,000 fine paid for violation of pollution was deducted in computing pretax financial income. e. Interest revenue on $ tate of New York bonds totaled $1,000. a. What is the difference between a permanent and temporary difference? b. Compute taxable income for 2025 c. Compute the deferred taxes at December 31,2025 , that relate to the temporary difference described above. d. Prepare the journal entry to record income tax expense, deferred taxes, and income taxes payable for 2025, assuming that there was a balance of $5,000 in a Deferred Tax Liability account at the end of 2024 .

Answers

a. Permanent differences are differences that exist between pretax financial income and taxable income that will not be reversed in future periods, whereas temporary differences are differences that exist between pretax financial income and taxable income that will be reversed in future periods.

Assuming the company continues to operate. For permanent differences, no deferred tax asset or liability is recorded. For temporary differences, deferred tax assets and deferred tax liabilities must be recorded.

b. Taxable income for 2025 can be computed by adding back all of the temporary differences to pretax financial income, then subtracting all of the permanent differences.

Temporary differences include Warranty expense ($10,000 – $8,000 = $2,000), Gross profit on construction contracts ($50,000 – $10,000 = $40,000), and Depreciation ($8,000 – $6,000 = $2,000). Permanent differences include the Pollution fine (-$1,000) and the Interest revenue on state of New York bonds ($1,000).

Taxable income = $200,000 + $2,000 + $40,000 + $2,000 – $1,000 + $1,000 is $244,000.

c. Deferred taxes for temporary differences must be computed. For Warranty expense, deferred taxes will be recorded as a liability because taxable income is less than pretax financial income. The same applies to Gross profit on construction contracts and Depreciation.

Deferred tax liability = $2,000 × 25% + $40,000 × 25% + $2,000 × 25% is $11,000.

d. The journal entry to record income tax expense, deferred taxes, and income taxes payable for 2025 is as follows: Pretax financial income $200,000 Income tax expense ($244,000 × 25%) $61,000 Deferred tax liability $11,000 Income taxes payable $50,000 Deferred tax liability, December 31, 2025 $11,000.

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to determine the quantity of any activity that will maximize total net benefit, economists employ the rule. question 9 options: a) total decision b) average decision c) principle of average analysis d) principle of marginal analysis

Answers

To determine the quantity of any activity that will maximize total net benefit, economists employ the rule---- principle of marginal analysis

Option D is correct.

What's marginal analysis ?

Marginal analysis is the examination of the associated costs and potential benefits of particular business activities or financial decisions. The goal is to determine whether the costs associated with changing operations will translate into sufficient profits to cover them.

What is marginal analysis used for?

Marginal analysis compares the additional benefit derived from an activity and the additional costs generated by the activity itself. It serves as a decision support tool to predict the maximum potential profit for the business by comparing the costs and benefits of the operation.

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thanks for your help
04 Question 4 What is Corporate Social Responsibility? Define it. Discuss it. Give at least 2 different examples of how companies are using it in their business strategy and why is it important? H▾�

Answers

Corporate Social Responsibility (CSR) is a business practice where companies consider social and environmental impacts. It helps build a positive brand image and attracts customers. The examples include sustainable sourcing and philanthropic initiatives.

Companies adopt CSR for various reasons :

Firstly, it helps them build a positive brand image and enhance their reputation among customers, employees, and stakeholders.

Secondly, it can lead to increased customer loyalty and trust, as consumers are more likely to support companies that demonstrate a commitment to social and environmental issues.

Additionally, CSR can attract and retain talented employees who value working for socially responsible organizations.

Two examples of how companies incorporate CSR into their strategies are through sustainable sourcing and philanthropic initiatives. Many companies now prioritize sourcing materials and products from environmentally friendly and ethically responsible suppliers.

They also engage in philanthropy by donating a portion of their profits to charitable causes or supporting community development projects.

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How can the various templates that are available for new Word documents be accessed?

opening up an instance of Word
pressing CTRL+N with Word open
clicking File to enter Backstage View
all of the above

Answers

Answer: All of the above

Explanation:

When you open up Word newly, the available templates will be listed for you to choose one of your preference and if those are not enough, one can still get more online.

Pressing CTRL+N with Word open will also enable you to have access to the various templates. Finally, clicking File will enable you to enter Backstage View where you can then click on New to see the various templates.

Answer:

the answer is d) all of the above

Explanation:

What determines which price the company should choose for its running shoes?

Answers

Answer:

the price that can be affordable for every one and it should be by the opinion of the common people and labours

Consider a second hand car market where three types of cars are being sold: High quality (H), medium quality (M) and low quality (L). Sellers value an H at $2000, an M at $1200 and an L at $800, whereas buyers value an H at $1800, an M at $1600 and an L at $1400. As discussed in the "Akerloff's Lemons Market", sellers are able to distinguish between different quality cars but buyers are not and a buyer believes that in this market 40% of the cars is an H, 30% of the cars is an M and 30% of the cars is an L. a) Determine which type of cars will be sold at the efficient allocation. b) Determine which type of cars will be sold at the market equilibrium.

Answers

Answer:

a) Determine which type of cars will be sold at the efficient allocation.

All cars would be sold in a Pareto efficient allocation.

In a Pareto efficient market, resources are all allocated in teh most efficient possible way. This is the reason why this is just a theoretical concept that does not necessarily apply in real life.

b) Determine which type of cars will be sold at the market equilibrium.

Since consumers are only willing to pay up to $1,620 for a used car, only medium quality and low quality cars will be sold. The price of high quality used cars is higher than the equilibrium price.

Explanation:

the most a buyer would be willing to pay for a used car is ($1,800 x 40%) + ($1,600 x 30%) + ($1,400 x 30%) = $720 + $480 + $420 = $1,620

Utilitarianism is an approach to ethics that means. A. Fairness is the fundamental aspect of ethical conduct and people in a dispute should look at the situation outside of their own interests in the outcome to decide what is right. B. Journalists often face conflicts among ethical principles in the course of their work and must often make difficult decisions. C. Whatever does the most good for the most number of people is best. D. Not all ethical precepts can be applied in all situations, but they do provide useful guidelines for media professionals in their behavior.

Answers

Answer:

C. Whatever does the most good for the most number of people is best.

Explanation:

Utilitarianism (utilitarian ethics) can be defined as a theory of morality or ethical theory that typically involves engaging in actions that facilitate pleasure, joy or happiness while completely opposing any action capable of causing harm and unhappiness.

Basically, utilitarianism (utilitarian ethics) considers an action to be right or morally correct if it produces genuine happiness or joy in the mind of a large number of people in an organization, group or society.

The three (3) main principles (axioms) of utilitarianism (utilitarian ethics) include the following;

I. The only thing with an intrinsic value is pleasure or happiness.

II. If an action promotes happiness or pleasure, then it is right; it is wrong if it causes harm or unhappiness (sadness).

III. The happiness of everyone in a group or society should count equally.

This ultimately implies that, utilitarianism is a philosophical approach to normative ethics that means whatever does the most good for the most number of people is best.

true or false: free cash flow is also known as cash flow from assets.

Answers

False. Free cash flow and cash flow from assets are not the same.

Free cash flow (FCF) represents the cash generated by a company that is available to be distributed to investors, reinvested in the business, or used for other purposes. It is calculated by subtracting capital expenditures (investments in assets) from operating cash flow.

On the other hand, cash flow from assets is a broader measure that includes both the cash flow from operations and the cash flow from investments. It represents the net cash flow resulting from the company's overall activities related to assets, including both operating activities (such as sales and expenses) and investing activities (such as acquisitions or sales of assets).

So, while free cash flow focuses specifically on the cash available after deducting investments in assets, cash flow from assets encompasses the overall cash flow resulting from both operational and investment activities. Therefore, free cash flow and cash flow from assets are distinct measures, and it is incorrect to say that free cash flow is also known as cash flow from assets.

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Which of the following are examples of limited resources on the part of consumers?
product and space
money and product
time and money
space and time

Answers

Answer:

The answer is time and money

Explanation:

I took the test on edge

Examples of limited resources on the part of consumers are time and money.

What are limited resources?

Limited resources are resources that can be depleted. They are of limited availability. As these resources are used, they decline.

For example, no one has an unlimited supply of money. As money is spent, the amount of money one has reduces. Also, time is limited. One has 24 hours in a day.

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How does responding to an external market create a dynamic market?

Answers

Responding to an external market can create a dynamic market by introducing  and driving innovation.

When businesses respond to the demands of the market, they must constantly adapt and improve their products or services to remain competitive. This process of adaptation and improvement creates a dynamic market environment where businesses are constantly evolving to meet the changing needs and preferences of consumers.

In addition, responding to an external market can lead to the creation of new products, services, and industries. As businesses strive to meet the demands of consumers, they may develop new and innovative products that were previously unavailable. This can create entirely new markets and industries, which can in turn lead to increased economic growth and job creation.

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What is TRUE about non-depository financial institutions?

Answers

Non-Depository financial institutions are those institutions that provide various financial assistance. These institutions serves as an intermediaries between borrowers and savers. ... The non-depository financial institutions include commercial banks, credit unions, and saving banks. Therefore, option D is correct

1. The economic system that is most indicative of Capitalism is known as a: 1 point
a. Command Economy
b. Free Market
c. Mixed Economy
d. Fascism

Answers

b. Free Market is most indicative of Capitalism

Answer:

b

Explanation:

If the exchange rate for buying Japanese Yen is 12 Yens per Dollar, how many
Yens do you need to buy 200 Dollars for? show working please

Answers

Answer:

2,400 Yens

Explanation:

exchange rate for buying Japanese Yen is 12 Yens per Dollar

1 dollar : 12 Yens

how many Yens do you need to buy 200 Dollars for?

Let

x = number of Yens needed

200 dollars : x Yens

Equate the ratios to find x

1 dollar : 12 Yens = 200 dollars : x Yens

1/12 = 200/x

Cross product

1 * x = 12 * 200

x = 2,400

x = number of Yens needed = 2,400 Yens

Answer:

2400 yen

Explanation:

smort

A company that has issued new common shares for $50 million and repaid debt of $20 million out ot the proceeds will have

Answers

The company's actions indicate a strategic shift towards a stronger capital structure, with a higher proportion of equity financing and reduced reliance on debt. This move may be aimed at improving the company's financial health, reducing interest costs, and positioning itself for future growth opportunities.

When a company issues new common shares for $50 million and uses the proceeds to repay debt amounting to $20 million, it undergoes a capital restructuring that affects its balance sheet and financial position. By issuing new common shares, the company raises additional equity capital, which increases its total shareholder equity. This infusion of funds can be used for various purposes, such as funding expansion initiatives, reducing leverage, or improving liquidity.

The repayment of debt using the proceeds from the share issuance reduces the company's total liabilities, resulting in a lower debt burden. This can lead to a decrease in interest expenses and improve the company's creditworthiness. Additionally, reducing debt can enhance the company's financial stability and flexibility.

Overall, the company's actions indicate a strategic shift towards a stronger capital structure, with a higher proportion of equity financing and reduced reliance on debt. This move may be aimed at improving the company's financial health, reducing interest costs, and positioning itself for future growth opportunities.

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While selecting a name for a partnership, if the name is other than that of the partners, the partners must give notice as to their actual identity under the state's ______.
A. fictitious-name certification law
B. annexed-name statute
C. suppositious-name law
D. fictious-name rule
E. assumed-name statute
E

Answers

While selecting a name for a partnership, if the name is other than that of the partners, the partners must give notice as to their actual identity under the state's assumed-name statute.

The primary purpose of an assumed name regulation is to safeguard customers who interact with companies that go by names other than their legal ones. For a variety of reasons, including checking credit scores, looking up court judgements, looking for security interests, filing a lawsuit, and serving process, the public requires access to the genuine identities of corporations.

Assumed name laws often only apply to business companies that are "doing business" under the name in question. To qualify or to determine whether a business entity is subject to personal jurisdiction or taxation in a state, for example, "doing business" is not the same as "doing business" for the purposes of having to file an assumed name form. The legal question of whether a business entity is "doing business" and hence is subject to the assumed name act should be answered by the business entity's attorney.

There is no consistency across the assumed name statutes aside from the filing requirement. Even the terminology used in the statutes to describe this type of name varies. While "assumed name" is the phrase used most frequently, other terms include "fictitious name," "trade name," and others.

The location of the codification of the laws is another variation. The state's business entity statutes have a few provisions relating to assumed names. Others can be found in the state's laws governing unfair business practices or consumer protection.

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Can anybody help me please? :)

According to O*NET, what is the most common level of education required for Nursery and Greenhouse Managers?


master’s degree

bachelor’s degree

associate degree

high school diploma or equivalent

Answers

Answer:

bachleor's degree

Explanation:

hope this helped

it’s B

i hope it helps

Substitution and income effects of a change in price of a good may be used to explain the
direct relationship between price and quantity purchased.
O inverse relationship between price and quantity demanded.
direct relationship between price and quantity supplied.
direct relationship between income and demand.

Answers

Substitution and income effects of a change in price of a good may be used to explain the inverse relationship between price and quantity demanded.

What is the income and substitution effect?

The substitution effect looks at the change in price of a good relative to other goods. If the price of a good falls, it becomes cheaper relative to other goods. As a result, consumers buy more of the good relative to other goods.

The income effect looks at how a change in price affects real disposable income. When the price of a good decreases, real disposable income increases. As a result, consumers can afford to buy more of the good as the consumers purchasing power has increased, holding money income constant.

So, when price falls, there is an increase in the quantity demanded. This is an inverse relationship.

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5 star and Brainliest to whoever can get this ASAP no explanation pls
Understanding the likelihood of failure is part of understanding the
A. Rates
B. Risks
C. Returns
An investment will grow faster with a monthly _____ interest rate
A. Compound
B. Simple
Investments with more liquidity include
A. Real Estate
B. Retirement Plans
C. Savings Accounts
Investments with less liquid include
A. Checking accounts
B. Personal property
C. Mutual funds​

Answers

Answer:

B. Risks

A. compound

c. Savings Account

c. mutual funds

Answer:

Understanding the likelihood of failure is part of understanding the

✔ risks

.

An investment will grow faster with a monthly

✔ compound

 interest rate.

Investments with more liquidity include

✔ savings accounts

.

Investments with less liquidity include

✔ personal property

.

Explanation:

5 star and Brainliest to whoever can get this ASAP no explanation plsUnderstanding the likelihood of

Which of the following is NOT an example of a metric
?

Answers

Answer:

can you tell me what the choices are and I'll answer in the comments

Explanation:

floor gang aooh sub to pewdiepie

Which best describes how an investor makes money from an equity investment?

by earning interest
by selling the asset for a profit
by raising capital
by growing the asset

Answers

Answer:

b

Explanation:

got it right on test

Selling the asset for a profit is the method in which investor makes money from an equity investment.

Who is an Investor?

This is an individual which puts in money into a organization or program in order to get profit.

In an equity investment which involves the purchase of shares oif the company from the stock market, the investor makes money through selling the asset for a profit.

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Understand that your targets may be trying to influence you, just as you are trying to influence them
Focus on upward communication in the organization
tie the influence tactics to your personal goals, not organizational goals
treat your targets of influence with respect

Answers

It seems you have listed some points related to understanding and navigating influence in a professional setting.

Here's a breakdown of each point:

1. Understand that your targets may be trying to influence you, just as you are trying to influence them: This point emphasizes the importance of recognizing that influence is a two-way street. While you may be seeking to influence others to achieve your goals, it's crucial to understand that your targets may also have their own objectives and may be attempting to influence you. Being aware of this dynamic can help you approach interactions with a more open mindset and better navigate the influence process.

2. Focus on upward communication in the organization: This suggests directing your efforts to effectively communicate and influence those in positions higher than you within the organizational hierarchy. By building strong upward communication channels, you can share ideas, concerns, and proposals with higher-level decision-makers, potentially influencing their perspectives and decisions.

3. Tie the influence tactics to your personal goals, not organizational goals: This point suggests aligning your influence tactics with your personal goals rather than solely focusing on organizational objectives. While organizational goals are important, it is also crucial to consider how achieving your personal goals aligns with or contributes to the overall success of the organization. Balancing personal aspirations with organizational objectives can help you create a more meaningful and satisfying career path.

4. Treat your targets of influence with respect: This highlights the significance of maintaining a respectful and professional approach when attempting to influence others. Treating your targets with respect not only fosters positive relationships but also enhances your credibility and increases the likelihood of your influence being positively received. Respectful interactions create an environment conducive to open dialogue and collaboration, facilitating effective influence.

Overall, these points offer insights into understanding the dynamics of influence and provide suggestions for approaching influence with professionalism, respect, and strategic alignment with personal and organizational goals.

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At January 1, 2024, Café Med leased restaurant equipment from Crescent Corporation under a nine-year lease agreement. The lease agreement specifies annual payments of $25,000 beginning January 1, 2024, the beginning of the lease, and on each December 31 thereafter through 2031. The equipment was acquired recently by Crescent at a cost of $171,000 (its fair value) and was expected to have a useful life of 12 years with no salvage value at the end of its life. Because the lease term is only 9 years, the asset does have an expected residual value at the end of the lease term of $4,666. Crescent seeks a 8% return on its lease investments.Required: 1. What will be the effect of the lease on Cafe Med's earnings for the first year? 2. What will be the balances in the balance sheet accounts related to the lease at the end of the first year for Cafe Med?

Answers

The lease is an operating lease since the lease term is less than the useful life of the equipment. Café Med will record the annual lease payment of $25,000 as an operating expense on its income statement for the first year.

Right-of-use asset: The annual amortization expense will be ($171,000 - $4,666) / 9 = $18,519. Therefore, at the end of the first year, the right-of-use asset will be $171,000 - $18,519 = $152,481.

Lease liability: The lease liability will be reduced by the amount of the lease payment made during the year ($25,000). PV of remaining lease payments = $25,000 x [(1 - 1 / (1 + 0.08)^8) / 0.08] = $146,391

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When getting started, a small business needs to define their role within an industry or sector. How will a small business determine its role?
A. By creating a chain of command
B. By regulating their imports/exports
c. By defining their contribution to an industry
D. By performing and delivering products to consumers

Answers

The small business determines its roles by defining its contribution to the industry. Thus, option C is correct.

Small businesses are those with annual revenues of $1 million to over $40 million and staff sizes of 100 to over 1,500.

The neighborhood-based small companies are concentrated to serve and create jobs in a restricted number of places. This enables any firm to make use of local assets including labor, skill, raw materials, and demographic potential.

By identifying its contribution to the industry, the small business establishes its functions. As a result option C is correct.

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if a food server worker follows directions, how long does it take to wash his/her hands

Answers

Not so sure but I feel like a good 20/30 sec. would be good

Answer:

A food server worker should wash his/her hands for 20 sec or longer.

Hopefully this helped :)

The percentage of a portfolio's total value invested in a particular asset is called that asset's:
a. portfolio return.
b. portfolio weight.
c. degree of risk.
d. composite value.
e. index value.

Answers

The percentage of a portfolio's total value invested in a particular asset is called that asset's portfolio weight.

Portfolio weight is the percentage of a portfolio's total value that is invested in a particular asset. It is calculated by dividing the value of the asset by the total value of the portfolio.

For example, if a portfolio has a total value of $100,000 and an asset has a value of $20,000, then the portfolio weight of the asset is 20%.

The other answer choices are incorrect. Portfolio return is the total return of a portfolio, including both capital gains and dividends. Degree of risk is the amount of risk associated with an asset or a portfolio.

Composite value is the total value of a portfolio, including all of the assets in the portfolio. Index value is the value of a particular index, such as the S&P 500.

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as an office worker you are supposed to explain in your new assistant the following things. explain in your own words
A}minutes
B} memorandum
C} agenda
D} telegrams
E} pictograms

Answers

Answer:

c- a list of items to be discussed at a formal meeting.

a-  a period of time equal to sixty seconds or a sixtieth of an hour.

b-a written message in business or diplomacy

d-a message sent by telegraph and then delivered in written or printed form.

e-a pictorial symbol for a word or phrase. Pictographs were used as the earliest known form of writing, examples having been discovered in Egypt and Mesopotamia from before 3000 BC

Explanation:

Fixed costs are _____.

a. the costs related to the product that have to be paid regardless of the amount you sell
b. the costs that change depending on a company's performance
c. the costs resulting from a business owner's choice when selecting one thing over another and how it will impact the business
d. none of the above
20 POINTS HURRY PLZZZ

Answers

Answer:

d. none of the above

Explanation:

Fixed costs are a firm's expenses that remain constant in a financial period. These are the costs that are not affected by the level or quantity of output. Fixed costs are the costs of staying in business because they have to be paid regardless of output level. Examples of fixed costs include rent, administrative salaries, insurance, depreciation, and license fees.

Costs that vary depending on company performance are variable costs. Opportunity costs are the costs resulting from a business owner's choice when selecting one thing over another and how it will impact the business

Answer:

The answer is A. the costs related to the product that have to be paid regardless of the amount you sell

Explanation:

Controls are designed to mitigate risk and provide reasonable assurance about the achievement of an organization objectives with respect to.

Answers

The achievement of an organization objectives In control is with respect to the operations, reporting and compliance.

What is a Control?

This refers to a process that is effected by an entity's board of directors, management, and other personnel.

This process is designed to provide reasonable assurance regarding the achievement of objectives relating to operations, reporting, and compliance.

Therefore, the achievement of an organization objectives In control is with respect to the operations, reporting and compliance.

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were do Michael works a a.bakery or b. restaurant

Answers

Answer:

b. restaurant

Explanation:

Every day, Eloise talks with patients who suffer from drug abuse and helps them with their treatment plans. She sometimes works with Franklin who plans social events and outdoor activities on the drug facility grounds. Because some of the patients are there for months or years, Eloise and Franklin also work with Jessup, who takes care of patients’ hair care and other grooming needs. Which best describes the workers’ career pathways based on their tasks?

A.Eloise works in Family and Community Services, Franklin works in Counseling and Mental Health Services, and Jessup works in Personal Care Services.
B.Eloise works in Counseling and Mental Health Services, Franklin works in Personal Care Services, and Jessup works in Family and Community Services.
B.Eloise works in Personal Care Services, Franklin works in Family and Community Services, and Jessup works in Counseling and Mental Health Services.
C.Eloise works in Counseling and Mental Health Services, Franklin works in Family and Community Services, and Jessup works in Personal Care Services.

Answers

Answer:

D: Eloise works in Counseling and Mental Health Services, Franklin works in Family and Community Services, and Jessup works in Personal Care Services.

Explanation:

Its a wild guess, but it makes sense since Eloise deals with drug abuse which would be mental health and counseling, Franklin works on organizing local events (ive done this type of volunteering job before) so it would be a job that is apart of the community, and finally Jessup works (maybe) at a hair salon which would be more hair/personal care.

Correct me if iam wrong, and if iam right iam glad to have helped (if i did) :)

People do have careers. The option that best describes the workers’ career pathways based on their tasks is that;

 Eloise works in Counseling and Mental Health Services, Franklin works in Family and Community Services, and Jessup works in Personal Care Services.

A career path is known to be a kind of forward roadmap with short or long-term bench marks.

It is known to be a maps the ways an employee often takes from a lower-level position via a kind of successive roles to reach  their ultimate goal.

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