A bank uses an classification method to decide who to award a mortgage to. They have investigated overall error of their method using a test dataset. What else should they consider? a. Are there proxy variables present that could implicitly discriminate against certain people? b. All other answers are correct c. Is the error rate a similar rate for different groups of people? d. Is the initial training dataset biased?
Answers
When a bank uses a classification method to decide who to award a mortgage to, it is important for them to consider various factors beyond just the overall error rate using a test dataset. The detailed explanation for each option is as follows:
a. Are there proxy variables present that could implicitly discriminate against certain people?
Proxy variables are indirect indicators that may be used instead of directly measuring the desired characteristic. In the context of mortgage lending, the presence of proxy variables can lead to implicit discrimination against certain groups of people. For example, using factors such as zip code or neighborhood as proxy variables can disproportionately affect individuals from marginalized communities. Therefore, it is essential for the bank to investigate the presence of such variables and ensure that the classification method does not result in unfair discrimination.
c. Is the error rate similar rate for different groups of people?
It is crucial to examine whether the error rate of the classification method is consistent across different groups of people. If the error rate varies significantly among different demographic groups, it may indicate biased decision-making or discriminatory practices. Banks should strive to ensure that their mortgage lending process is fair and does not disproportionately disadvantage any specific group.
d. Is the initial training dataset biased?
The initial training dataset used to develop the classification method may have inherent biases if it is not representative of the population or if it reflects historical discriminatory practices. Biased training data can lead to biased decision-making and perpetuate existing inequalities. Therefore, the bank should carefully evaluate the training dataset to identify and mitigate any biases present.
Considering these factors along with the overall error rate of the classification method allows the bank to ensure fairness, avoid discrimination, and make informed decisions when awarding mortgages.
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Related Questions
if an if else statement is true, it will include which kind of results?
A. different
B. the same
C. longer
D. shorter
Answers
Answer:
different because statement is false
what are the three commands to setup a password on the console connection (3 points)
Answers
To setup a password on the console connection, following are the three commands: Step 1: Set the hostname for the switch# hostname SWITCH1Switch(config)#Step 2: Set a password for privileged mode access.
For example, set the password to cisco:Switch(config)# enable secret ciscoStep 3: Set a password for Telnet access to the switch:# line vty 0 15Switch(config-line)# password cisco1The console connection uses a password to authenticate the connection. By using console connection commands, a user can manage a network device in case the network connection is lost. The console port is commonly used for the initial configuration of a device.
Here are the three commands to setup a password on the console connection: hostname SWITCH1Switch(config)# enable secret cisco# line vty 0 15Switch(config-line)# password cisco1The password set by the password command is used by the console connection.
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Why does a technology increase, increase the demand for a given factor?
Answers
The efficiency of production grows as technology advances, increasing demand for the production variables that complement that technology, such as skilled labour and capital.
The productivity and efficiency of industrial processes are frequently boosted as a result of technological improvements. The demand for the manufacturing inputs that complement that technology rises as a result of the efficiency improvement. For instance, since computer technology has become more widely used, there is a greater need for trained professionals who are adept at handling computer hardware and software. Similar to this, the use of robots and automation has raised the need for capital expenditures on machinery and equipment. As a result, as technology develops, so does need for complementing manufacturing elements.
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Customizable diagrams, including List, Process, and Cycle diagrams, are built into Word and can be found in
O SmartArt.
O WordArt.
O Clip Art
O Pictures
Please help ASAP
Answers
Answer:
clip art
Explanation:
i hope this helps you
after securing your space at the end of the day, you should try to badge back in to ensure it is locked.T or F
Answers
It is true that you should try to badge back in to make sure your area is closed after locking it up for the day.
Which re-evaluation is required on a periodic basis for a security clearance to remain in effect?Individuals with security clearances are required to undergo periodic reinvestigations (PR) at least once every five years for Top Secret, once every ten years for Secret, and once every fifteen years for Confidential, depending on the level of access required.
Who provides an overseas trip security briefing for the defense?The Office of Security/Information Security Division manages the Foreign Travel Briefing Program for the Department of Commerce (DOC). This program details the obligations for debriefing after international travel as well as the briefing and debriefing requirements.
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What are two advantages for computer programmers of using GitHub as a
collaborative tool when writing code?
A. No additional software installation is needed to view different
types of files.
B. Changes can be integrated into the finished main body of code..
C. Group members can indicate on a schedule when they are
unavailable.
D. Developers can share code online so it can be accessed and
worked on from anywhere.
Answers
The two advantages for computer programmers of using GitHub as a collaborative tool when writing code are:
Changes can be integrated into the finished main body of code.Developers can share code online so it can be accessed and worked on from anywhere.What is GitHub advantages?GitHub is known to be a form of a website that is made by developers and programmers to help them together to work on code.
The key benefit of GitHub is mainly version control system that gives room for for seamless collaboration and it is one that does not compromise the integrity of the original project.
So, The two advantages for computer programmers of using GitHub as a collaborative tool when writing code are:
Changes can be integrated into the finished main body of code.Developers can share code online so it can be accessed and worked on from anywhere.Learn more about computer programmers from
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Play a role of an IT employee and explain how you will solve
business problems and provide decision support for a school by
establishing a database.
Write it clearly. thank you!
Answers
As an IT employee, I would solve business problems and provide decision support for the school by establishing a database. A database would help in organizing and managing various school-related data effectively, enabling informed decision-making and streamlining processes.
To establish a database for the school, I would follow the following steps:
Requirement Gathering: I would meet with key stakeholders, such as school administrators, teachers, and staff, to understand their data management needs and identify the specific problems they are facing. This could include areas such as student records, attendance, academic performance, curriculum management, financial data, and more.Database Design: Based on the requirements gathered, I would design the database schema, which includes defining the tables, fields, and relationships between them. This step involves careful consideration of data normalization techniques to ensure efficient data storage and retrieval.Database Implementation: Using appropriate database management software, such as MySQL, Oracle, or Microsoft SQL Server, I would create the database and tables as per the design. I would also establish necessary security measures, such as user access controls and data encryption, to protect sensitive information.Data Migration and Integration: If the school already has existing data in different formats (e.g., spreadsheets, paper-based records), I would develop a strategy to migrate and integrate that data into the new database. This process may involve data cleansing, transformation, and validation to ensure accuracy and consistency.Application Development: Depending on the school's requirements, I may develop customized software applications or use existing solutions to interact with the database. These applications could include student information systems, attendance trackers, gradebook systems, or financial management tools. Integration with other existing systems, such as learning management systems or communication platforms, may also be considered.Training and Support: I would provide training sessions and documentation to school staff, ensuring they understand how to use the database effectively and efficiently. Ongoing support and maintenance would be provided to address any issues or evolving needs that may arise.By establishing a database for the school, we can centralize and organize various data sets, enabling efficient data management and decision-making processes. The database would improve data accuracy, accessibility, and integrity, leading to better insights and informed decision support for school administrators, teachers, and staff. It would streamline administrative tasks, enhance collaboration among different departments, and ultimately contribute to an improved overall school management system.
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Which of the following examples are using an exploration strategy? Check all that apply. Mozilla (creators of Web browser Firefox and e-mail client Thunder bird) have an online store selling crowd sourced T-shirts. These shirts, designed by people who don't work for Mozilla, advertise Mozilla products in new and creative ways. Stamen Design is a design and technology studio that uses mapping and data visualization tools to present information in fresh and exciting ways. Creativity is a way of life for its designers, and the company is willing to pay what it takes to hire only the most innovative designers on the market. Apple solicits iPhone applications from hundreds of different organizations. Some of the more unusual apps include one from a Massachusetts police department that identifies offenders via photos and another from that turns an iPhone into a
Answers
There is an online store for crowdsourced T-shirts run by Mozilla, the company that produced the Web browser Firefox and the email program Thunderbird. These shirts, which weren't created by Mozilla employees, innovatively and creatively promote their goods.
What purposes does Mozilla Firefox serve?The Mozilla Corporation is in charge of developing Mozilla Firefox, a free open-source browser. Windows, OS X, Linux, and Android all support Firefox. Firefox, which was first made available in November 2004, may be completely customized with themes, plug-ins, and add-ons.
Does Firefox remain free?The Mozilla Firefox, or simply Firefox, web browser was developed by the Mozilla Foundation and its subsidiary, the Mozilla Corporation. It uses the Gecko rendering engine to show online pages, which incorporates current and upcoming web standards.
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what are the advantages of customer relationship managment
Answers
Answer:
Enhances Better Customer Service.
Facilitates discovery of new customers.
Increases customer revenues.
Helps the sales team in closing deals faster.
Enhances effective cross and up-selling of products.
Simplifies the sales and marketing processes.
Makes call centers more efficient.
Enhances customer loyalty.
what are the advantages of hybrid computer
Answers
The advantages of hybrid computers are:
They have a large amount of computing speed speed that is often helped by the all-parallel configuration made by the analog subsystem. It is very useful in terms of numerical solutions for any work of differential equations and also in flight simulation.What is an advantage of hybrid computing?Hybrid cloud computing is known to be one that gives businesses a lot of control over their data and it is one that have a good or better security as it tends to lower the risk of exposure of data.
Note that,The advantages of hybrid computers are:
They have a large amount of computing speed speed that is often helped by the all-parallel configuration made by the analog subsystem. It is very useful in terms of numerical solutions for any work of differential equations and also in flight simulation.Learn more about hybrid computing from
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help me and i'll mark brainliest
Answers
Answer: Help you with what
Explanation: This is so random lol but i guess im getting brain points or sum like that
A résumé is a short document outlining your job experience, education, and skills.
True
False
Answers
Answer:
yes it is exactly that and if you lie they will know
Explanation:
Answer:Yes./tru
Explanation:
Just so they know things about you for the job ig
How do you create a variable with the numeric value 5?
Answers
Answer:
They are declared simply by writing a whole number. For example, the statement x = 5 will store the integer number 5 in the variable x.
6. Identify at least three guidelines for what to do or not to do to demonstrate your work ethics.
Answers
Here are three things you can do to demonstrate strong work ethic to your employer:
Work ethic is the conviction that hard labor and dedication have a moral advantage as well as an inherent capacity, virtue, or value to enhance character and individual skills. It is a set of ideals based on the significance of labor and demonstrated by a strong desire to work hard.
Having and displaying a good work ethic is crucial since it can help you reach your job objectives more rapidly.
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Assignment: Keep the answers short and precise (3-4 sentences). You might not find all the answers in lecture or book. Googling the unknown terms will be very useful. 1. (True/False. Explain) Longer the duration of the loan, higher the interest rate, 2. (True/False. Explain) higher the risk of the loan, lower the interest rate. 3. (True/False. Explain) $1 today is worth more than $1 tomorrow. 4. What is Initial Public Offering (IPO)? Can you buy one from another investor? 5. What is crowdfunding? 6. Differentiate public and private goods with example. 7. What is free rider problem? What kind of goods are exposed to it? 8. Explain rational ignorance. 9. What kind of resources are subject to common pool problem? 10. Define externalities. Provide some examples of negative and positive externalities.
Answers
Negative externalities include pollution while positive externalities include education.
1. False. Generally, longer the duration of the loan, lower the interest rate. 2. False. Higher the risk of the loan, higher the interest rate. 3. True. Because of inflation, money loses its value over time. 4. An Initial Public Offering (IPO) is a process in which a private company offers shares of its stocks to the public for the first time. No, you can't buy one from another investor. 5. Crowdfunding is a method of raising funds from a large number of people, typically via the internet. 6. Public goods are non-excludable and non-rivalrous while private goods are excludable and rivalrous. National defense is an example of a public good while food is an example of a private good. 7. Free rider problem occurs when people benefit from a public good without contributing towards its costs. Public goods are exposed to this problem. 8. Rational ignorance is a situation in which people choose not to invest time and effort in learning about a subject because the cost of doing so outweighs the benefits. 9. Common pool resources such as fisheries and forests are subject to the common pool problem. 10. Externalities refer to the positive or negative impacts of an economic activity on parties that are not directly involved.
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Which of the following organizations works to increase diversity in their field?
Screen Actors Guild
Directors Guild of America
Writers Guild
Dance/USA
Answers
Answer:
screen actors guild
Answer:
Dance/USA
Explanation:
Paavtc Unit 1: Performing Arts Test said it's this one
what happens when a logic error occurs? a. the program will end abnormally. b. the results of the program will be inaccurate. c. the program will continue executing until you cancel out of it.
Answers
Answer:
b. the results of the program will be inaccurate
Explanation:
One way to insert a page break is to choose page break from the Insert tab.
true or false
Answers
why do we use if statements in javascript? to break out of some block of code to do something only if a condition is true
Answers
To break out of some block of code
To do something only if a condition is true
Why are if statements used in JavaScript?If a particular condition is true, use if to specify a block of code to be run. If the same condition is false, use otherwise to define a block of code to be run. If the first condition is false, use else if to define a new condition to test.
Summary. The IF statement is a decision-making statement that directs a program’s actions depending on predefined criteria. The IF statement runs one set of code if a stated condition is satisfied (TRUE) or another piece of code if the condition is not met (FALSE).
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How do I make excel change the colour of a cell depending on a different cells date?
Select cell A2.
click Conditional Formatting on the Home ribbon.
click New Rule.
click Use a formula to determine which cells to format.
click into the formula box and enter the formula. ...
click the Format button and select a red color.
Answers
Select cell, go to Conditional Formatting, choose New Rule, use formula, specify formatting, e.g., red color for date comparison.
To change the color of a cell in Excel based on a different cell's date:
Select the cell (e.g., A2) where you want the formatting to be applied.Click on "Conditional Formatting" in the Home ribbon.Choose "New Rule."Select "Use a formula to determine which cells to format."Enter the formula in the formula box that will evaluate the date in the desired cell.Click the "Format" button and choose the desired color, such as red.Please note that the specific formula to be used in step 5 will depend on the exact condition you want to apply based on the date in the different cell. The steps provided serve as a general guideline for applying conditional formatting based on a date comparison.
Reference: Microsoft Office Support - Apply conditional formatting in Excel.
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If a business/industry does not meet OSHA standards?
Answers
Answer:
Criminal penalties ensue if an employer willfully violates OSHA regulations a
Explanation: will result in individual may be fined up to $10,000 and be jailed for up to six months.
Answer:
Criminal penalties ensue if an employer willfully violates OSHA regulations and an employee is killed as a result. The guilty individual may be fined up to $10,000 and be jailed for up to six months.
Explanation:
How to connect two routers wirelessly to extend range.
Answers
You can easily extend your wifi network with additional networking hardware like wifi repeaterw and wireless acces points
You are working as a project manager. One of the web developers regularly creates dynamic pages with a half dozen parameters. Another developer regularly complains that this will harm the project’s search rankings. How would you handle this dispute?
Answers
From the planning stage up to the deployment of such initiatives live online, web project managers oversee their creation.They oversee teams that build websites, work with stakeholders to determine the scope of web-based projects, and produce project status report.
What techniques are used to raise search rankings?
If you follow these suggestions, your website will become more search engine optimized and will rank better in search engine results (SEO).Publish Knowledgeable, Useful Content.Update Your Content Frequently.facts about facts.possess a link-worthy website.Use alt tags.Workplace Conflict Resolution Techniques.Talk about it with the other person.Pay more attention to events and behavior than to individuals.Take note of everything.Determine the points of agreement and disagreement.Prioritize the problem areas first.Make a plan to resolve each issue.Put your plan into action and profit from your victory.Project managers are in charge of overseeing the planning, execution, monitoring, control, and closure of projects.They are accountable for the project's overall scope, team and resources, budget, and success or failure at the end of the process.Due to the agility of the Agile methodology, projects are broken into cycles or sprints.This enables development leads to design challenging launches by dividing various project life cycle stages while taking on a significant quantity of additional labor.We can use CSS to change the page's background color each time a user clicks a button.Using JavaScript, we can ask the user for their name, and the website will then dynamically display it.A dynamic list page: This page functions as a menu from which users can access the product pages and presents a list of all your products.It appears as "Collection Name" in your website's Pages section.To learn more about search rankings. refer
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Which of the following types of operating systems does Windows® belong to?
Real-time operating systems (RTOS)
Single-user, single task operating systems
Single-user, multi-tasking operating systems
Multi-user operating systems
Answers
Answer:
C) Single-user, multi-tasking operating systems
The type of operating system that Windows® belongs to is Single-user, multi-tasking operating system. Thus, the correct option for this question is C.
What do you mean by Operating system?An Operating system may be defined as a type of system software that significantly regulates computer hardware and software resources. It also provides some common services for computer programs. This system also directs the processing of programs on the basis of specific commands.
Windows are typically based on the graphical user interface system (GUI). This system deals with the collection of software that works on the command which represents Single-user, multi-tasking operating systems.
Therefore, the type of operating system that Windows® belongs to is Single-user, multi-tasking operating system. Thus, the correct option for this question is C.
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PLEASE HELP Due Today
Match the term with one of its characteristics.
1. Automation software that enables servers to be provisioned automatically or with a few clicks of a mouse.
2. Log managers read your system logs and look for patterns and make reports.
3. Created an elastic infrastructure that expanded and contracted as demand changed.
cloud
maintain security
data center
Answers
The matchup are:
1. Created an elastic infrastructure that expanded and contracted as demand changed -cloud2. Log managers read your system logs and look for patterns and make reports.- Maintain security 3. Automation software that enables servers to be provisioned automatically or with a few clicks of a mouse-data center What is the software about?The Cloud computing is one that gives a form of elastic infrastructure that gives room for on-demand allocation as well as deallocation of resources.
Lastly Log managers are known to be computer tools that tends to read system logs as well as look for patterns in the data to see security threats.
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Is this a Bad Cpu processor ? I need some.help ASAP I turn on my.pc and it has no display but everything is on fans and the you so.please give me.some.light on this
Answers
jennifer decided that the licensing cost for a piece of video editing software was too expensive. instead, she decided to download a keygen program to generate a license key and install a pirated version of the editing software. after she runs the keygen, a license key is created, but her system performance becomes very sluggish, and her antimalware suite begins to display numerous alerts. which type of malware might her computer be infected with?
Answers
Her antimalware suite starts to display frequent warnings that her computer may be infected with Trojan as system performance gets extremely sluggish.
Which of the following password policies establishes the maximum number of past passwords a person can use before having their password reset?The number of new, distinct passwords that must be linked to a user account before an old password can be used again is set by the Enforce password history policy setting.
What is the Windows Server 2008 domains' default password policy?Users must change their passwords in a Windows Server 2008 R2 domain every 42 days by default. Passwords must be at least seven characters long, meet complexity standards, and use three of four character types: uppercase, lowercase, and special characters.
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explore the data frame, identify and report the missing data. how will you deal with the missing data?
Answers
To identify missing data in a data frame, you can check for null values or use visualization techniques. Dealing with missing data can involve approaches such as deletion, imputation, or using categorical indicators, depending on the extent and nature of the missing values.
To explore a data frame and identify missing data, you can use various techniques such as checking for null values, visualizing missing data patterns, or using summary statistics.
Once the missing data is identified, you can employ different strategies to deal with it. Here are some common approaches:
1. Deleting Rows or Columns: If the missing data is minimal or doesn't significantly affect the analysis, you may choose to delete the rows or columns containing missing values. However, this approach should be used cautiously to ensure that valuable information is not lost.
2. Imputation: Missing values can be replaced with estimated or predicted values based on other data points. This can be done through mean, median, mode imputation, or using more advanced techniques like regression or machine learning algorithms.
3. Categorical Indicator: If missing values occur in categorical variables, you can create a separate category or indicator variable to represent missing data. This allows the missingness to be explicitly accounted for in the analysis.
4. Multiple Imputation: In cases where missing data is more extensive, multiple imputation methods can be employed. This involves creating multiple imputed datasets, filling in missing values using statistical models, and combining the results to obtain more accurate estimates.
5. Domain Knowledge: Depending on the context and the reason for missing data, domain knowledge can help inform the best approach.
For instance, if missing values are due to non-response in a survey, understanding the survey process and potential biases can guide imputation techniques.
The choice of how to deal with missing data depends on factors like the amount of missing data, the nature of the variables, the goals of the analysis, and assumptions made about the missingness.
It is important to carefully consider the impact of each method and the potential biases introduced to ensure the validity and reliability of the analysis.
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if a variable declared inside a method is used before a value is stored in it, . a. the program runs but may produce unexpected results b. an error will occur when the program is compiled c. the program will abort during program execution d. a default value will be assigned during program execution
Answers
The answer is D. a default value will be assigned during program execution
What happens to the program?When a variable is declared inside a method, it is initialized with a default value. For example, if it is an integer, it will be initialized to 0.
Therefore, if the variable is used before a value is stored in it, the program will not produce an error, but rather, the default value will be used.
Depending on the context, this may or may not produce unexpected results, but the program will not abort during execution unless there is another error in the code.
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Express 42 as a product of its prime factor
Answers
of primes.
Except to change the order of the factors is
2 × 3 × 7. We call 2 × 3 × 7 the prime factorization of 42.