Reduced processing errors: Technology can automate various processes, reducing the chances of human errors in data entry or calculations.
More efficient separation of duties: Technology enables the implementation of stricter segregation of duties, where different individuals have distinct roles and responsibilities. This helps prevent fraud and errors by ensuring that no single person has complete control over a process. For example, an accounting system can restrict access to sensitive financial data, limiting unauthorized changes or manipulation.
It's important to note that while technology can enhance internal controls, it doesn't eliminate the need for regular audits. Audits provide independent verification and ensure that controls are functioning effectively. Moreover, technology doesn't eliminate the need to bond employees, as bonding provides financial protection in case of employee misconduct.
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how can i find accurate and reliable information about the work world?
There are several main criteria for determining whether a source is reliable or not.
1) Accuracy. Verify the information you already know against the information found in the source. ...
2) Authority. Make sure the source is written by a trustworthy author and/or institution. ...
3) Currency. ...
4) Coverage.
I'd:4846539230
passcode Q9opl
or
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Answer:
I'm guessing for a zoom?
Explanation:
Our country's armed forces are an example of the role of government called _____. an entrepreneurship a source of public good one that reallocates income a supervisory body
To buy a product, customers in a market must first
To buy a product, customers must first have the need for the product.
Customers cannot just simply buy anything or everything when it comes to products. People love shopping but money is a very useful and powerful resource and customers understand it well, so they don't want to spend it on useless things.
Firstly, there should be a need or a desire to buy a particular product. After that the customer decides his or her budget or the money he would like to spend on that product. If it crosses his or her budget, then the customer may not able to buy the product.
Lastly, there should be willingness to buy the product. Nowadays, we get impressed by big brands, malls and stores giving us immense discounts for even our daily needs. That is how knowingly or unknowingly, we tend to shop more.
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How many years would it take for money to increase to 3 times the initial amount at an interest rate of 18% per year?
Answer:
7 years (to the nearest year)
Explanation:
Given that;
A = amount
P= principal
t = time
r = rate
A =3P(given in the question)
Formula for compound interest;
A = P(1 + r)^t
Substituting values;
3P = P(1 + 18/100)^t
3P/P= (1.18)^t
3 = (1.18)^t
log 3 = t log 1.18
t = log 3/log 1.18
t = 0.4771/0.0719
t = 6.6 years
t = 7 years (to the nearest year)
a financial plan is most influenced by
Answer: priorities and goals
Explanation: because
The financial plan is most influenced by priorities and goals Option(b) is correct.
What does Financial Plan means?Overall utilization, a financial plan is a complete assessment of a singular's ongoing compensation and future financial state by utilizing current known factors to foresee future pay, resource values and withdrawal plans.
In business, a financial plan can allude to the three essential financial assertions monetary record, pay explanation, and income proclamation) made inside a field-tested strategy. Financial estimate or financial plan can likewise allude to a yearly projection of pay and costs for an organization, division, or division.
A financial plan can likewise be an assessment of money needs and a choice on the most proficient method to raise the money, like through getting or giving extra offers in an organization A financial plan might contain forthcoming financial explanations, which are comparative, however unique, than a financial plan. Financial plans are the whole financial bookkeeping outline of an organization. Complete financial plans contain all periods and exchange types.
Therefore Option(b) is correct.
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2. why would we want to keep all of our budgeting assumptions in one place when using a spreadsheet program?
Keeping all of your budgeting assumptions in one place when using a spreadsheet program can offer several advantages. Here are a few reasons why it may be beneficial to consolidate budgeting assumptions in a single location:
Easy updates: By having all budgeting assumptions in one place, you can easily update them if there are changes in your financial situation or if you need to make adjustments to your budget. This allows for efficient and centralized management of budgeting assumptions, making it easier to maintain accuracy and consistency in your budgeting process.
Increased transparency: Consolidating budgeting assumptions in one location can enhance transparency, making it easier to understand and analyze your budget. It provides a clear overview of all the variables and assumptions that go into your budget, helping you better track and monitor your financial goals and progress.
Improved accuracy: Having all budgeting assumptions in one place can help reduce the risk of errors and inconsistencies that may arise from scattered or dispersed data. It allows for better control over the accuracy of your budgeting assumptions, making it easier to identify and correct any discrepancies or issues.
Enhanced scenario planning: Consolidating budgeting assumptions in a single location enables you to quickly and easily create different scenarios and what-if analyses by changing the assumptions in one place. This can be useful for exploring different budgeting scenarios, evaluating the impact of different assumptions on your budget, and making informed financial decisions.
Time-saving: Having all budgeting assumptions in one place can save time, as it eliminates the need to search for scattered data across multiple locations or sheets in a spreadsheet. It allows for a more streamlined and organized approach to budgeting, helping you save time and effort in managing and updating your budget.
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HELP PLZZZZZZZ ILL GIVE BRAINLYEST OR POINTS
3. (04.07 MC)
Amber wants to give her audience coples of her presentation so they can follow along and take notes. What option should Amber choose in the Print menu? (5 points)
Print Pull Page Slides
O Print Handouts
Print Notes Pages
Print Presentation
Answer: Print Handouts I got y’all
Explanation:I just checked I got my 5 points for the right answer welcome can I get brainlesist or a heart??.
Answer:
Print handouts
Explanation:
I got it right on the test!!!!!
as a project manager, how can you protect the team from changes to the project? select all that apply.
Answer:
You didn't provide options to choose from.
As a project manager, one can you protect the team from changes to the project document initial expectations of the project, Clearly identify any project changes, and Let the stakeholders know how changes impact the budget and schedule. Option (a) (c) and (d) are correct.
What do you mean by Project manager?A project manager is a professional person who plans, organizes, and executes projects while working within constraints like budgets and schedules.
Team administration is an essential accomplishment for any project administrator. You need to authorize and inspire your unit by exhibiting effective leadership. You need to ensure the team’s potential is fully utilized without making the social unit feel overwhelmed. It’s a blurry line, but with education, you’ll know how to tread it carefully.
Therefore, Options (a) (c), and (d) are correct.
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Your question is incomplete, the correct question is;
As a project manager, how can you protect the team from changes to the project? Select all that apply.
a, Document initial expectations of the project.
b, Limit communication outside the team once the project begins.
c, Let the stakeholders know how changes impact the budget and schedule.
d, Clearly identify any project changes.
When used together correctly, verbal and nonverbal communication can convey a rich and multilayered communication experience.
A. True
B. False
It is completely appropriate to mention that verbal and nonverbal communication can convey a rich and multilayered communication experience, when used correctly. Therefore, the option A holds true.
What is the significance of verbal and non-verbal communication?Verbal communication can be referred to or considered as the form of communication that involves the usage of words to speak and communicate, whereas, non-verbal communication refers to as the use of actions or gestures to communicate.
Therefore, the option A holds true and states regarding the significance of verbal and non-verbal communication.
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How Socially Conscious Are You?
In which of the five basic supply chain activities do you plan for the transportation of goods to customers? A. Plan B. Source C. Deliver D. Return.
The transportation of goods to customers is planned in the "Deliver" activity of the five basic supply chain activities. Option c is correct.
The "Deliver" activity in the supply chain involves the planning and execution of activities related to transporting goods from the point of origin to the customers or end users. This includes determining the most efficient transportation modes, routes, and schedules to ensure timely delivery.
The planning process considers factors such as customer location, delivery requirements, cost considerations, and any special handling requirements. By effectively planning for transportation in the "Deliver" activity, organizations can optimize their logistics operations, minimize transit times, reduce costs, and enhance customer satisfaction by ensuring timely and reliable delivery of goods. Option c is correct.
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Competition among sellers (producers) lowers costs and prices, and encourages producers to produce more of what consumers are willing and able to buy.
A. Explain how the above (free market competition) would be an advantage for you, the consumer.
B. Describe how an oligopoly OR monopoly could inhibit competition among businesses.
Answer:
A. Explain how the above (free market competition) would be an advantage for you, the consumer.
Free market competition is advantageous to the consumer because it promotes the supply of many goods and services, at a lower price than other market structures like oligopoly or monopoly.
In the free market, there are many firms, none have market power, and they produce goods and services that have many substitutes. This means that if a firm raises the price of a good, consumers simply flock to another firm that offers a similar product. This mechanism obliges firms to offer their goods at the market-clearing price, which is the best price for the consumer.
B. Describe how an oligopoly OR monopoly could inhibit competition among businesses.
Oligopolies ocurr when there are only a few firms in the market, and monopoly ocurrs when there is only one firm. These two market structures allow firms to charge higher prices than the market-clearing price, and to supply less quantity than the market-clearing quantity.
Besides, oligpolies and monopolies are characterized by high barriers to entry and exit, which keep potential competing firms out of market, inhibiting competition.
Calculate the price of a 11.0 percent coupon bond with 14 years left to maturity and a market interest rate of 6.4 percent. (Assume interest payments are semiannual.) (Do not round intermediate calculations.
To calculate the price of a coupon bond, we need to use the present value formula, taking into account the future cash flows (coupon payments and face value) discounted at the market interest rate.
Let's break down the calculation step by step:
Determine the number of periods remaining until maturity: Since the bond has 14 years left to maturity and semiannual payments, there will be 14 x 2 = 28 periods.
Determine the periodic coupon payment: The coupon rate is 11.0 percent, and it is paid semiannually, so the periodic coupon payment will be 11.0% / 2 = 5.5%.
Determine the market interest rate per period: The market interest rate is given as 6.4 percent, which is also an annual rate. Since the payments are semiannual, we divide the rate by 2 to get the market interest rate per period: 6.4% / 2 = 3.2%.
Calculate the present value of the coupon payments: To calculate the present value of the 28 semiannual coupon payments, we use the present value of an ordinary annuity formula:
PV_coupon = (C/r) x [1 - (1 + r)^(-n)]
Where:
C = Periodic coupon payment
r = Market interest rate per period
n = Number of periods
Substituting the values, we have:
PV_coupon = (5.5% / 3.2%) x [1 - (1 + 3.2%)^(-28)]
Calculate the present value of the face value: The face value is the final payment received at maturity. Since the bond is assumed to be redeemed at face value, we can calculate its present value using the formula:
PV_face value = Face Value / (1 + r)^n.
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Which example best describes how a bank injects money into the economy?
O A bank opens a savings account for a customer.
A bank approves a loan for a customer.
A bank buys a company's rapidly growing stock.
O A bank buys property in a bustling business district.
Answer:
The correct answer would be option B, A bank approves mortgage for a customer. Explanation: Injecting money into the economy means increasing money supply in the economy
Explanation:
paki brainliest na lang po
sana makatulong po
The most practical measure of how a bank can inject money into the economy exists to support the mortgage for a customer.
How does a bank inject money into the economy?Injecting money into the economy suggests increasing the money supply in the economy. It indicates more money exists in circulation. So when a bank supports a mortgage for a buyer, it signifies the bank exists discharging money that will be in circulation and evolves a portion of the economy. A mortgage exists the loan or money that a bank or financial organization loans to a person or group on an agreed-upon interest rate in interaction with their property with the state that the bank will market the belongings to earn its money back if the borrower dies to repay the loaned money. So the most practical measure of how a bank can inject money into the economy exists to support the mortgage for a customer.
Therefore, the correct answer is option B) A bank approves a loan for a customer.
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if the japanese yen appreciates against the u.s. dollar,
Answer:
If the Japanese yen appreciates against the U.S. dollar,
a. Japanese businesses gain by a decrease in the dollar price of exports to the United States.
b. Japanese consumers gain by a decrease in the yen prices of U.S. exports to Japan.
c. Japanese consumers lose by an increase in the yen price of U.S. exports to Japan.
d. U.S. consumers gain by a decrease in the dollar price of Japanese exports to the United States.
If the Japanese Yen appreciates against the United States dollar, Japanese consumers gain by a decrease in the dollar price of exports to the United States of America.
What is United States of America?United States of America is a country consists of 50 united states on the north America continent in the western hemisphere.
Currency appreciation is the increase in the value or worth of a currency in relation to the another currency. There are several reasons for the appreciation of the currencies and these include the interest rates, government policy, business cycles and trade balances. The value of a currency changes based on its supply and the demand in the forex market. These fluctuation in values makes firms and traders increase or decrease their financial assets and profit off them.
An appreciation results in cheaper exports and expensive imports. If the Japanese yen appreciates, it means lesser the amount would be needed to purchase a dollar thereby resulting in Japanese businesses gaining a reduction in the price of exports to the United States of America.
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People might choose to use a debit card rather than cash for purchases because
they do not want to carry around large amounts of cash.
Otheir banking institutions charge high fees for cash withdrawals.
O most items cost less when purchased with a debit card.
O debit cards have a higher value than cash and can buy more.
Answer:
they do not want to carry around large amounts of cash.
Explanation:
Debit cards are comparable in appearance to credit cards. The difference is that debits cards draw funds directly from the customer's account. It means that if the customer does not have sufficient funds in their account, a debit card transaction will not go through. Paying with a debit card is 'almost like' paying cash, only that the funds are held in a bank account.
People choose to carry and pay with debit cards to avoid moving around with a lot of cash. Debit cards reduce the risk of carrying a lot of cash.
Answer:
A
Explanation:
Edge
which of the following is not a typical way in which interest rates are quoted in the marketplace?
Discounted interest is not a typical way in which interest rates are quoted in the marketplace. Thus, option D is the correct option.
Discounted interest is indeed not a typical way in which interest rates are quoted in the marketplace. In the conventional financial context, interest rates are commonly expressed as nominal or annual percentage rates (APR). These rates represent the annual cost of borrowing or the return on investment without adjusting for the time value of money. On the other hand, discounted interest refers to the calculation of interest based on the present value of future cash flows.
This method takes into account the time value of money, discounting the future cash flows to their present value. While discounted interest is used in specific financial calculations, it is not the standard method for quoting interest rates in everyday market transactions.
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Probably the full options are:
A. Fixed interest
B. Variable interest
C. Prime interest
D. Discounted interest
a consumer price index attempts to measure changes in:
A consumer price index attempts to measure changes in the prices paid by urban consumers for a market basket of consumer goods and services.
The consumer price index (CPI) is a measure that attempts to track changes in the prices paid by urban consumers for a market basket of consumer goods and services. It is used to gauge inflation and understand how the cost of living changes over time.
The CPI takes into account a wide range of goods and services that are commonly purchased by consumers, including food, housing, transportation, clothing, medical care, and recreation. By monitoring the prices of these items, the CPI provides an indication of how much more or less consumers need to spend to maintain their standard of living.
For example, if the CPI shows a significant increase over a certain period, it suggests that the overall cost of living has gone up. This means that consumers would need to spend more money to purchase the same goods and services as before. On the other hand, if the CPI shows a decrease, it indicates that the cost of living has decreased, and consumers would need to spend less money to maintain their standard of living.
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Please help:) if possible:)
Answer:
c
Explanation:
Being "501(c)(3)" means that a particular nonprofit organization has been approved by the Internal Revenue Service as a tax-exempt, charitable organization.
(100 POINTS)How much money will i make my first week from dropshipping
3) of the four factors that influence asset demand, which factor will cause the demand for all assets to increase when it increases, everything else held constant?
Of the four factors that influence asset demand, A) wealth will cause the demand for all assets to increase when it increases, everything else held constant?
With everything else remaining equal, an increase in wealth will result in an increase in desire for all assets. An individual wealth, represents a measure of their buying power, which is the sum of their assets minus their obligations. The ability to require more assets, like stocks, bonds, real estate, and other investments, grows as their level of income rises.
If supply stays the same, this greater demand will raise asset values, which, all other things being equal, will lead to lower anticipated returns and higher risk. Expected returns, risk, and availability are variables that affect asset demand, but they do not always result in a rise in demand for all assets. For instance, buyers may switch their demand away from other assets and towards the asset with the higher anticipated return if expected returns for a particular asset rise.
Complete Question:
Of the four factors that influence asset demand, which factor will cause the demand for all assets to increase when it increases, everything else held constant?
A) wealth
B) expected returns
C) risk
D) liquidity
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most of the agricultural market of the renaissance favored cereal-producing regions of europe, as wheat and grains provided cheap and plentiful food for the growing population. true false
True. During the Renaissance, the agricultural market in Europe was indeed dominated by cereal-producing regions.
Wheat and grains, such as barley and rye, were the primary crops cultivated in these regions. They provided a reliable and abundant food source for the growing population. Cereal crops were well-suited to the European climate and could be grown in large quantities, making them affordable and readily available. This dominance of cereal production played a significant role in sustaining the population and supporting economic growth during the Renaissance period. These regions had favorable conditions for cereal cultivation, including fertile soil, suitable climate, and access to trade routes, which allowed them to meet the increasing demand for food and dominate the agricultural market.
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a) U.S. bond prices are normally inversely related to U.S. inflation. If the Fed planned to use intervention to strengthen the dollar, how might bond prices be affected?
Hint: You can explain it more clearly by saying that aggregate demand fall, inflation goes down, downward pressure on interest rates.
b) Suppose a European country surprisingly votes to exit the European Union. What is the effect of this decision on the EUR/USD exchange rate? Draw a graph.
c) The U.S. government decides to increase tariffs on Mexican imports ("border-adjustment tax"). What is the effect of this new tariff on the USD/MXN exchange rate? Draw a graph
d) UAE’s economy is very dependent on oil exports. Draw a graph showing the effect on St (AED/USD) of a sudden increase in the price of oil?
The anticipation of a weaker currency can lead to forecasts of greater inflation since a weaker dollar pushes up U.S. prices for the reasons outlined in the chapter.
a) A rising economy's prices are explained by demand-pull inflation, which occurs when total demand increases and outpaces supply. Prices rise due to increased consumers demand in light of the restricted supply. While cost-push inflation and rising production costs are transferred to consumers, demand-pull inflation is in contrast.
Inflationary pressures tend to push interest rates up. Bond prices are likely to fall since interest rates and bond prices have an inverse relationship. As a result of such anticipation, bond portfolio managers liquidate part of their bond holdings, leading bond prices to fall promptly. Currency rates are influenced in part by the relative interest rates of the nations under consideration.
b) The economic implications of Brexit were a hot topic of discussion both before and after the UK's vote to join the EU. The majority of analysts predict that Brexit would hurt the UK's economy and lower real per capita income over time, and the vote itself had a negative impact on the country's economy.
c) Fluctuations in exchange rates brought on by import taxes. The cost of imported items rises as a result of tariffs. Because of this, local manufacturers are not compelled to lower their prices due to increasing competition, and as a result, domestic consumers end up paying higher prices.
d) Oil price is a key factor in determining economic activity, and unplanned shocks to oil price and oil price volatility cause considerable fluctuations in the economy. Because of the substantial increase in oil prices after 2003, the U.S. trade deficit is strongly correlated with the significant trade surpluses of nations that export oil.
If the change is below threshold levels, the impact of changes in the oil price or its volatility on economic activity is minimal. Instead, if the fluctuations are above the threshold, they have a fundamental influence on macroeconomic variables even better than the real interest rate.
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Tonya is considering leaving work early to go to a baseball game. A ticket costs $30, and it costs $5 to park at the stadium. Tonya will miss 3 hours of work, where she is paid $20 an hour. What is Tonya's total explicit cost of going to the game?
Answer:
$95
Explanation:
UwU
Telecommuting can be BEST described as
A. using telephones to market products
B. travelling between home and the traditional office
C. establishing a communication link between companies
D. working from a remote location outside of a traditional office
Answer:
using telephones to market products.
Equitable Life: creating chaos out of order A good case of chaos emerging out of order is shown by the Equitable Life Assurance Society. For 200 years Equitable was a 'safe pair of hands looking after life insurance and pensions, typically for society's professionals - doctors, engineers, teachers and managers. However, in the years before 1988 it sold policies to some investors that guaranteed the pay out of certain benefits. Time passed and interest rates rose and fell.
A situation built up in which Equitable did not have enough money to keep paying out to those to whom it had guaranteed returns Realizing this, Equitable tried to stop paying out the rates it had guaranteed. But people with the guaranteed return policies wanted their money. Legal action was taken, ending up in the House of Lords where the Law Lords ruled that the policies had to be honoured. But where could Equitable find the money to honour its promises? Its answer was to take money from its policyholders who did not have guaranteed return policies and give it to those with guarantees.
The Lords' decision caused Equitable to close to new business- not that anyone in their right mind Diagnosing change situations 59 would have taken out a new policy with them. Most of its policyholders were worried about their investments and many looked to transfer their policies to a secure institution.
Equitable's 200-year-old world collapsed and along with it the well-being of thousands of policyholders. Investors who decided to transfer their money out to another investment company saw the value of their policies reduced by transfer penalties. Even so, many investors cut their losses and transferred to what they hoped would be a safer investment company.
The Lords' decision forced Equitable to seek a buyer, but with a £1.5 billion gap in one day exploded. The events central to this case appear to be traceable to decisions taken by 'top' managers under the influence of environmental forces. That said, if the Law Lords had come to a different decision, then perhaps Equitable and thousands of its customers would have avoided so big a crisis. Thus, some environmental 'throw of the dice' was at play. We can also see how warming signs and signals were ignored.
Before the turmoil, the Treasury had realized that Equitable would be insolvent if it had to find cash to meet its guarantees (Senior, 2001). Furthermore, the true poor performance of Equitable was an open secret in financial circles, yet it continued to pay out relatively high bonuses (and so top the league tables) in preference to putting aside funds that could be used when markets were less prosperous (Miles, 2000). The Board, in what seems to be a rather pathetic action, thought about suing former executives, financial advisors and auditors.
Q1. Refer to the section on 'environmental turbulence' in Chapter 1. Which (one or more) of the five levels of environmental turbulence do you think fits the situation Equitable Life found itself in?
02. What type(s) of change was Equitable Life pushed into? Do you agree or disagree with the changes the organisation made?
Q3. What recommendations would you make to have improve the situation at the organisation?
Q1. Equitable Life was located in a situation that was characterized by high environmental turbulence.
The Environmental Turbulence model suggested that five types of turbulence could be identified: stable, predictable, turbulent, dynamically complex, and globally complex. In this case, Equitable Life was located in an environment characterized by turbulent environmental forces.
Q2. What type(s) of change was Equitable Life pushed into? Do you agree or disagree with the changes the organisation made?The events at Equitable Life forced the organization into the crisis mode, which led to some changes. Equitable was pushed into transformational change, reactive change, and adaptive change. Due to the financial crisis, Equitable was forced to undergo reactive change, which involved attempts to solve short-term problems. I agree with the changes made by Equitable Life to adapt to the changing environment.
Q3. What recommendations would you make to have improved the situation at the organization?The following are some recommendations that would have improved the situation at Equitable Life:Equitable should have put aside funds that could have been used when markets were less prosperous, rather than paying out relatively high bonuses.Equitable should have kept its promises to its customers with guaranteed return policies, rather than taking money from other policyholders to meet its obligations.Equitable could have diversified its products and services to reduce dependence on a single line of business. This would have reduced the organization's vulnerability to environmental turbulence.
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Each of four siblings (Anita, Tony, Maria, and Jose ) is given P^(5000) to invest in the stock market. Each chooses a different stock. One chooses a utility stock, another an automotive stock, another a technology stock and the other an oil stock. From the following clues determine whic
1. Anita chooses the technology stock.
2. Tony chooses the utility stock.
3. Maria chooses the automotive stock.
4. Jose chooses the oil stock.
Therefore, the stock choices for each sibling are:
- Anita: Technology stock
- Tony: Utility stock
- Maria: Automotive stock
- Jose: Oil stock
it seems that the clues you mentioned are incomplete or missing. Without the complete set of clues, it is not possible to determine which sibling chooses which specific stock.
If you can provide the full set of clues or any additional information, I'll be happy to assist you further in solving the puzzle.
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outline 2 advantages to H&H of using secondary market research
SOMEONE PLEASE HELP ASAP!!! ECONOMICS!!! all you have to do is find an article and answer the 4 questions pls someone
Part B Scan reputable news sites for recent articles relating to fiscal policy from within the last six months. For example, you might find
that Congress is currently debating a new spending bill or just agreed to a tax cut. This list of search terms will help your search. Once you
find and read the article, fill in the requested information and respond to the four questions that follow in complete sentences.
Article title/headline:
Source (URL):
Date of publication:
1. Describe the fiscal policy action that is discussed in the article, including its status (such as under debate, approved, or rejected).
2. Would the fiscal policy action discussed in the article promote price stability, full employment, and/or economic growth? Explain.
3. Would the fiscal policy action discussed in the article, if approved, contribute to creation of a budget surplus or a budget deficit?
Would this likely increase, decrease, or not affect the national debt? Explain.
4. Do you approve or disapprove of the fiscal policy action described in the article? Explain your response and identify at least one
tradeoff for your choice.