25. (5 points) Lucy factored $4,000,000 of accounts receivable with Ethel on a with recourse basis on May 1. (Assume the transaction meets the criteria to be classified as a sale.) Ethel assessed Lucy with a finance charge of $60,000. Ethel retained $50,000 to cover potential sales returns. Lucy estimated her recourse liability to be $86,000. During May and June, customers returned merchandise to Lucy on $48,000 of credit sales. All of the returns related to reccivables from the $4,000,000 pool of ARs sold. After taking the retums into consideration, Ethel collected $3,875,000 of the factored receivables. On June 30 , Lucy and Ethel "settled up" meaning Lucy and Ethel paid each other any cash that was due to the other, (a) Prepare the entry Lucy should make on May 1. (b) Prepare the entry Lucy should make on June 30 . (c) Based on the above facts, what net profit did Ethel end up earning? (d) Based on the above facts, what net expense did Lucy end up incurring?

A. It hopes to reduce the amount of money available for lending.

Explanation:

Usually, the central bank(Federal reserve) control the supply of money in circulation in the economy so that the nation's economy would be healthy. One of the ways through which the federal reserve controls the quantity of money in circulation is by selling or purchasing of government securities through a process known as open market operation.

If the federal reserve sells government securities such as treasury bills, in large quantities, its aim is to reduce the amount or quantity of money available to commercial banks for lending, hence mop up the quantity of money in circulation.

Also, if the federal reserve buys government securities, its aim is to make more money available in large quantities to commercial banks and other institutions, hence have more cash to lend people.

The economic effect that central bank are trying to effect by the process of buying back large amounts of treasury security is bring reduction to amount of money available for lending.

Therefore, this process are put in place to balance the economy.

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The set of forms that a company must complete each year to remain in good standing with the Payment Card Industry (PCI) Security Standards is called the Self-Assessment Questionnaire (SAQ). SAQ is a standardized set of forms that businesses that accept credit and debit card payments must fill

This questionnaire is designed to assess a company's compliance with the PCI Data Security Standard (PCI DSS). The PCI DSS is a set of security standards created by the major credit card brands to ensure that businesses that process and store cardholder data do so in a secure manner.

The SAQ helps businesses identify any gaps in their security controls and implement appropriate measures to protect cardholder data. There are several types of SAQs available, and the type of questionnaire that a business must complete depends on the size and complexity of their payment card processing operations.

For instance, a small business that accepts card payments over the internet may be required to complete a different SAQ than a large retailer that accepts card payments in-store and online.

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Answer: D. Before a product or strategy can be recommended, the registered representative must understand and be able protect the client against the product's inherent risks

Explanation:

There are some reviews with regards to FINRA suitability determinations whihc include:

• Reasonable Basis Suitability: This implies that after there has been a review of the returns, risks and costs of a product, the ones that has the best combination should be recommended.

Also, before a product can be recommended to a customer, the customer must be able to meet the financial commitment. The statement that "Before a product or strategy can be recommended, the registered representative must understand and be able protect the client against the product's inherent risks" is incorrect.

Answer:

1.5 million black American millionaires.

Explanation:

Personalization technologies used on Amazon signify the use of A: human centricity.

Personalization technology refers to a group of software tools that collect, store, and manage client data in order to orchestrate personalized experiences.

Personalization can take various forms, from customizing products to leveraging artificial intelligence and technology and providing strong in-store personal relationships. Therefore personalization technology is said to be human-centric because it offers products based on the choices of users. Amazon, an app that offers users an online purchasing facility, shows users products according to their choices.

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Answer:

license

Explanation:

Answer:

lost or stolen

Explanation:

The Uniform Commercial Code is one of the primary sources of the contract law in the United States of America together with the Common law. The Uniform Commercial Law is commonly known as the UCC and it is one of the "uniform law" or the "modern laws" in the United States.

Under the section 3-312 of the UCC if a check is a certified check or a cashier check and if the check is lost or stolen, then the claimant of the check can fully get the refund of the amount by submitting a declaration to the bank and have to wait for 30-90 days to get a replacement check or the refund of the money. The claimant may have to present a indemnity bond to the bank.

Base on Uniform Commercial Code (UCC) Section 3-312, There is every tendency that certified check or a cashier's check can be recovered in case of loss or theft.

Therefore, loss or stolen is correct.

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Answer:

The factory produces 100 parts in 50 minutes.

Explanation:

Giving the following information:

Current productibity= 100 parts/hour

Increase in productivity= 20%

This means that the factory makes 120 parts an hour or 100 parts in:

120 parts= 60 minutes

100 parts= x

x= (100*60) / 120

x= 50 minutes

The factory produces 100 parts in 50 minutes.

The economic doctrine that guided Congress and presidents in the Gilded Age, causing them to oppose government regulation of business is: A. laissez-faire.

Laissez-faire merged the principles of limited government and the free market with some Social Darwinist ideas. Liberals believed that competition was necessary for progress by applying Charles Darwin's theory of evolution to human institutions.

Any measures that interfered with complete freedom (defined as the freedom to buy and sell your labor and property in any way you chose) were antithetical to natural selection and hampered civilization's progress.

During the Gilded Age, this belief that laissez-faire capitalism produced the best results for society clashed with reformers' and labor unions' efforts to limit big business's influence.

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Answer:

The person may not have options due to age and distance and disabilities.

Explanation

Answer:

8 hours

Explanation:

Here, we want to know the number of overtime hours worked.

From the question, we are told that the pay is slightly different and higher if she worked for some hours over 40 hours

What this means is that the regular number of hours is 40; then the number of hours in this case 8 over 40 is her over time

Answer:

Word-of-mouth advertising (WOM advertising), also called word of mouth marketing, is the process of actively influencing and encouraging organic word of mouth discussion about a brand, organization, resource, or event.

Explanation:

hope this helps, pls mark brainliest :D

Word-of-mouth advertising is another name for viral marketing.

The technique of deliberately influencing and supporting organic word-of-mouth talk about a brand, organization, resource, or event is known as word-of-mouth advertising (WOM advertising), sometimes known as word-of-mouth marketing.

A corporation can reach new audiences and establish a solid brand reputation by using word-of-mouth marketing. Businesses can enhance profitability, draw in new clients, and strengthen their bonds with current consumers by utilizing this distinctive and natural kind of marketing.

The type of rewards utilized has a significant impact on the effectiveness of word-of-mouth marketing. The employment of incorrect incentives to encourage customers or representatives to spread good word of mouth about goods or brands can have negative effects on a business, according to research.

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The PI value is negative, indicating that the investment is not capable of generating a profit. Hence, it is not advisable to invest in the wireless R700 Marge.

Oregon Duck Inc. is evaluating the feasibility of investing in a wireless R700 Marge. The company needs to determine the represent worth and the capability of the recommendation. Given that, The cost of wireless R700 Marge = $120200541 million

The cost for the next year = $34074145 million

The period competent = 3 years

Discount rate (r) = 15% per year

Then, the cash flow diagram is:

Calculation of Present worth: Present worth (PW) of the investment can be calculated by summing the discounted cash flows over the period competent. The equation for the present worth is,        

PW =  (Cash flow during the period competent) x (Present Worth factor)

The present worth factor can be calculated as:

P = 1/(1+r)^n

Where r is the discount rate, and n is the number of years.

To calculate PW, we need to calculate the cash flow for the 3 years. In this problem, the cash flow is negative, as the Oregon Duck Inc. needs to invest a large amount at the beginning of the investment. Therefore, the cash flow would be: Cash flow for the year 0 = -$120200541 million

Cash flow for the year 1 = -$34074145 million

Cash flow for the year 2 = -$34074145 million

Cash flow for the year 3 = -$330413643 million

Now, we can calculate the present worth as follows:

PW = -120200541 × P0 + (-34074145) × P1 + (-34074145) × P2 + (-330413643) × P3

Where, P0 = 1/(1+r)^0 = 1

P1 = 1/(1+r)^1 = 0.8696

P2 = 1/(1+r)^2 = 0.7561

P3 = 1/(1+r)^3 = 0.6575

Then,

PW = -120200541 + (-34074145 × 0.8696) + (-34074145 × 0.7561) + (-330413643 × 0.6575)

= -$373382232 million

Therefore, the present worth is -$373382232 million.

Recommendation and Capability: The recommended investment is feasible if the present worth is positive. In this case, the present worth is negative, indicating that the investment is not feasible. Therefore, Oregon Duck Inc. should not invest in the wireless R700 Marge. The capability of the recommendation is determined by the profitability index (PI).

The equation for PI is:

PI = Present worth/Investment

Then,

PI = -373382232/120200541

= -3.106

The PI value is negative, indicating that the investment is not capable of generating a profit. Hence, it is not advisable to invest in the wireless R700 Marge.

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A business cycle is a short-run alternation between economic upturns and downturns. Thus, option 'D' is the correct option.

Economic activity goes through periods of boom and then contraction during business cycles. Both the general welfare of society and the welfare of private entities are affected by these developments. Typically, changes in a broad economic statistic, such as Real Gross Domestic Product, are examined to see how business cycles have changed over time.

Typical business cycle changes include broad upswings and downswings in a variety of macroeconomic indicators. Individual expansion/recession periods have varying lengths and intensities across time.

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The standard rate per unit for variable overhead that a business anticipates paying is equal to the variable element of the predetermined overhead rate.

What does a company's average cost look like?

What is an example of typical cost?

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Answer:

I can locate the function library group on formulas tab of the ribbon.

You locate the Function Library group on the Formulas tab of the ribbon. The correct option is B. Select the Formulas tab on the Ribbon to open the Function Library. Look for the Group Function Library.

Predefined functions are library functions. The developer includes some built-in functions to help the user work. We don't need to write our own code for some operations. We can simply use one of the library functions to complete our task.

The formulas tab contains a function library. The function library on the formulas tab is a great place to start learning about functions. Here you can search for and select Excel functions. The Function Library Group enables the user to use all of the formulas in Excel. The function is automatically inserted in the selected cell.

Thus, the ideal selection is option B.

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To meet their daily goal, the associate editors at Zeal Publishing are free to set their own schedules and work methods as long as they accurately proofread at least 100 pages of the manuscript each day. It appears that Zeal Publishing adheres to a system of self-control.

The ability to effectively control one's feelings, thoughts, and actions in a variety of situations is known as self-management, which is also referred to as "self-control" or "self-regulation." This incorporates overseeing pressure, deferring satisfaction, persuading oneself, and setting and pursuing individual and scholastic objectives.

Self-control is the ability to control one's feelings, impulses, actions, and desires with restraint. It's the ability to think before you act and make wise decisions. You are different from other animals because you have self-control and discipline.

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Amount of stadium sells out is $955,000

Given:

Number of stadium sells = 40,000

Four section cost = $20 , $22.5 , $25 , $28

Find:

Amount of stadium sells out

Computation:

Average price = [20 + 22.5 + 25 + 28] / 4

Average price = [20 + 22.5 + 25 + 28] / 4

Average price = 95.5 / 4

Average price = $23.875

Amount of stadium sells out = Number of stadium sells × Average price

Amount of stadium sells out = 40,000 × $23.875

Amount of stadium sells out = $955,000

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If the marginal utility of living in GWC is 500 and the marginal utility of living in BWC is 300, to make themselves better off economic theory tells us that at least some people will move from BWC to GWC, which will make housing prices rise in GWC and fall in BWC, option (A) is correct.

Economic theory suggests that individuals will seek to maximize their utility, and since living in GWC provides a higher marginal utility than living in BWC, some people will choose to move from BWC to GWC. This increase in demand for housing in GWC will cause prices to rise, while the decrease in demand for housing in BWC will cause prices to fall.

The movement of people will continue until the marginal utility of living in both cities is equalized, at which point the price differential between the two cities will reflect the difference in the marginal utility of living in each city, option (A) is correct.

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The correct question is:

Suppose that there are two cities that are alike in every way except that one city has significantly better weather than the other city. Call the city with good weather Good-Weather City (GWC) and the other Bad-Weather City (BWC). Assume that the median price of a home in the two cities is originally the same. If the marginal utility of living in GWC is 500 and the marginal utility of living in BWC is 300, to make themselves better off economic theory tells us that:

A) at least some people will move from BWC to GWC, which will make housing prices rise in GWC and fall in BWC.

B) at least some people will move from BWC to GWC, which will make housing prices rise in GWC and BWC.

C) at least some people will move from GWC to BWC, which will make housing prices rise in BWC and GWC.

D) at least some people will move from GWC to BWC, which will make housing prices rise in BWC and fall in GWC.

Informal groups may benefit from stronger personal relationships and communication within the group, which can lead to better coordination and faster decision-making.

However, these benefits can come at the cost of violating departmental policies and undermining the formal hierarchy, potentially causing conflicts and decreased overall performance.

It is important for organizations to strike a balance between fostering positive informal groups while still maintaining control over their formal goals.

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In being concerned about the Blu-Ray players and only adopting them late, Stef and Garth can be classified as part of the Late Majority diffusion of innovation group.

The Diffusion of Innovation Theory posits that there are different stages to adopting new technology such as:

Stef and Garth are therefore part of the late majority because they only got the disc players after they were out of fashion because they had initial skepticism.

In conclusion, Stef and Garth are part of the late majority.

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Answer:

Did you know that dogs' noses are wet. Probably because of the fact that they drink water by licking and it may get on their nose or it's just wet. Dogs have feelings just like us humans do. They feel when something is wrong. They know when you happy and sad. Dog's are smart and listen very well if you train them. Dogs tend to lick us because that's their way of showing love. You know how us people just say I love you and show it well, since dogs can't talk they lick us and play around with us. Dogs also tend to stare at us which sometimes can be creepy but that's another way they show affection. Now if they don't know you then they will stare and bark because they need to absorb you and try to make sure you want to hurt their owner. Lastly, dogs can get jealous because they might see you with another do and think you're replacing them or they might see you with a baby and get jealous because they might feel not loved or cared for anymore so they expect all the love from you because they are attached and spoiled. Overall, dogs are loving and caring for little pets.

Answer:

Dog's are loving and caring kinda pets and tend to want all the attention

Explanation:

When faced with a situation where subordinates are disgruntled with their supervisor, it is important to address the issue proactively. By acknowledging the problem, communicating with the supervisor, offering support and guidance, mediating conflicts if necessary, and encouraging open communication, you can work towards resolving the issue and improving productivity within the team.

If an interviewer asks you what you would do in a situation where your colleagues are disgruntled with their supervisor and their productivity is suffering as a result, you can provide a thoughtful response by following these steps:

1. Start by acknowledging the issue: Begin by acknowledging that you have noticed the dissatisfaction among your colleagues and the impact it has on their productivity. This shows your attentiveness and concern for the well-being of your team.

2. Analyze the situation: Assess the reasons behind the disgruntlement. Is it due to poor communication, a lack of support, or any other specific issues? Understanding the root cause will help you formulate an effective solution.

3. Communicate with your colleague: Initiate an open and honest conversation with your colleague, who is the supervisor. Discuss the concerns raised by your subordinates and try to understand their perspective. Encourage your colleague to actively listen to the concerns and be receptive to feedback.

4. Offer support and guidance: If necessary, provide your colleague with guidance on how to improve their leadership skills and address the concerns of the team. This can include suggestions on effective communication, fostering a positive work environment, or offering additional training opportunities.

5. Mediation and conflict resolution: If the situation does not improve after discussing the concerns with your colleague, consider involving a neutral third party or HR department to mediate the situation. Mediation can help facilitate constructive dialogue and find a resolution that satisfies both parties.

6. Encourage open communication: Emphasize the importance of open and transparent communication within the team. Encourage your subordinates to share their concerns and suggestions directly with the supervisor. Foster an environment where everyone feels comfortable expressing their thoughts and opinions.

7. Monitor progress and provide feedback: Continuously monitor the situation to ensure that improvements are being made. Provide constructive feedback to both your colleague and the team, reinforcing positive changes and addressing any remaining concerns.

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Answer:

131usd is the aswer

Explanation:

87*3=131usd

To determine the size of the fragments from your restriction enzyme digest, Start by identifying the restriction enzyme that you used for the digest. Each restriction enzyme recognizes and cuts DNA at specific nucleotide sequences. Once you know the restriction enzyme, you can find its recognition sequence.

This sequence will tell you where the enzyme will cut the DNA. Next, obtain the DNA sequence that you want to digest. You can find this sequence in a database or through DNA sequencing. Locate the recognition sequence of the restriction enzyme within your DNA sequence. Mark the positions where the enzyme will cut the DNA. Cut the DNA at the marked positions to generate fragments.

The size of the fragments will depend on the distance between the cutting sites. To determine the size of each fragment, you can use gel electrophoresis. This technique separates DNA fragments based on their size. Run the digested DNA fragments alongside a DNA ladder, which contains fragments of known sizes.  Remember to include all necessary details and observations in your spreadsheet for accurate documentation.

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A balloon payment is a one-time, larger-than-normal payment due at the conclusion of the loan term. if you have a balloon payment on your mortgage.

When you have a balloon payment, your loan's interest rate increases. This is due to the fact that over the loan's full duration, you are in fact paying interest on the amount of the residual value or balloon payment. Lower monthly repayments are a major advantage of an RV or balloon payment.

A balloon mortgage may be chosen by those who intend to live in their property for only a little time. Due to the fact that it is paid off, it has minimal monthly payments and a significantly lower overall cost.

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A balloon payment is the hefty sum that must be paid at the end of a balloon loan.  A mortgage, business loan, or any other kind of amortized loan can fall under this category. It's comparable to a bullet payback, in that regard.

The final payment will likely be very enormous, as indicated by the phrase "balloon." Balloon payments often cost at least twice as much as the prior installments on the loan. Balloon payments are more frequent in commercial lending than in consumer lending since the ordinary homeowner often cannot afford a very big balloon payment at the end of the mortgage.

As the balloon payment approaches, the majority of homeowners and borrowers want to either refinance their mortgage or sell their home before the loan's maturity date. Businesses frequently use balloon loans to take advantage of lower initial payments to satisfy their short-term financial needs before making the balloon payment. During the loan term, this sort of loan specifically designs earlier payments to be smaller and later payments—often simply the last payment—to be bigger.

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Based on the given information, the investment that will provide the larger value after four years is Investment C, which earns 12% interest compounded annually.

To compare the values of the investments, we need to calculate the future value using the formula:

Future Value = Principal * (1 + Interest Rate / Number of Compounding Periods)^(Number of Compounding Periods * Number of Years)

For Investment A, the interest rate is 5% and it is compounded monthly. Therefore, the number of compounding periods per year is 12. Plugging in the values, we get:

Future Value of Investment A = $10,000 * (1 + 0.05 / 12)^(12 * 4) = $11,020.19

For Investment B, the interest rate is 3% and it is compounded annually. Therefore, the number of compounding periods per year is 1. Plugging in the values, we get:

Future Value of Investment B = $10,000 * (1 + 0.03 / 1)^(1 * 4) = $10,912.68

For Investment C, the interest rate is 12% and it is compounded annually. Therefore, the number of compounding periods per year is 1. Plugging in the values, we get:

Future Value of Investment C = $10,000 * (1 + 0.12 / 1)^(1 * 4) = $14,944.96

For Investment D, the interest rate is 5% and it is compounded annually. Therefore, the number of compounding periods per year is 1. Plugging in the values, we get:

Future Value of Investment D = $10,000 * (1 + 0.05 / 1)^(1 * 4) = $12,762.82

After four years, Investment C will provide the largest value of $14,944.96 compared to the other investments.

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